Core Viewpoint - The aging economy in China is rapidly developing, with the elderly population expected to exceed 400 million by 2035, leading to a potential market size of 30 trillion yuan for the silver economy [1] Group 1: Policy Support for Elderly Finance - The Chinese government is focusing on enhancing the elderly finance system to improve welfare, which is one of the key areas for the financial system to address [1] - Financial policies are being implemented to support the health and elderly care industries, including a 500 billion yuan "service consumption and elderly re-loan" initiative by the People's Bank of China [1] - Commercial banks are developing specific plans to increase credit support for elderly care, medical rehabilitation, and cultural activities for the elderly, particularly targeting small and medium-sized enterprises [1] Group 2: Development of Pension Financial Products - There is a need to diversify the supply of pension financial products and actively develop the third pillar of pension insurance to meet the growing and diverse financial needs of the elderly [2] - The current pension insurance system consists of three pillars, with the third pillar (personal pension system) being underdeveloped and having significant growth potential [2] Group 3: Enhancing Product Accessibility - Efforts are being made to expand the range of pension financial products available to investors, allowing for greater choice and comparability [3] - Financial institutions are encouraged to improve their investment research capabilities to ensure that pension financial products meet the long-term preservation needs of investors [3] Group 4: Improving Investor Engagement - Financial institutions should establish specialized pension financial service outlets in senior communities to enhance accessibility for elderly investors [4] - Online banking platforms are being developed to cater to the elderly demographic, incorporating features that align with their financial management needs [4]

Core Viewpoint - The development of smart elderly care products and services in Jiangsu province is addressing the urgent needs of the aging population, with a focus on enhancing quality of life and reducing caregiver burdens through innovative technologies and community support systems [1][2][3][4][5][6][7][8] Group 1: Smart Elderly Care Innovations - The establishment of experience centers for elderly care in Jiangsu aims to provide a comprehensive range of smart care products, including over 300 types of intelligent nursing devices [1][2] - The introduction of robots, such as the "two-excretion collection robot," is significantly improving care efficiency and hygiene for elderly patients in nursing homes [3] - Jiangsu has 91 smart health and elderly care products listed in the national promotion directory, leading the country in this regard [3] Group 2: Community Support and Services - The "Xixin Medical Care" platform integrates various government services to provide tailored home care solutions for elderly residents, successfully completing nearly 880,000 home assistance requests [5] - The province has established a network of 18,000 community elderly care service stations and 5,300 urban comprehensive elderly care centers, creating a "15-minute elderly care service circle" [6] Group 3: Engaging the Younger Elderly Population - The demographic of elderly individuals aged 60 to 69 is significant, comprising 49.3% of the elderly population, which presents an opportunity to harness their potential for social contributions [7][8] - Initiatives like the Huishan Elderly University are empowering older adults to share their skills and knowledge, fostering community engagement and personal development [7][8] - The shift in elderly needs from survival to development is driving growth in various sectors, including healthcare, elderly care, and cultural tourism [8]

AI老年写真、陪老年人聊天、机器人护理服务……眼下，AI技术已经深度渗透医疗、智慧养老、智能 家居、公共服务等方面，为老年人的日常生活带来了许多便利。然而，技术的发展也让老年人面临一些 困扰，操作困难、沟通障碍、隐私风险以及诈骗威胁，让许多老年人对AI产生回避倾向。 近期发布的一项研究显示，老年群体的技术理解与应用能力明显落后于年轻群体，对"技术可控性"信心 下降，表现出较强的无力感与技术回避倾向。这道日益扩大的代际数字鸿沟，不仅阻挡了老年人融入智 能化社会的脚步，也让银发经济的发展活力大打折扣。 一方面是老年群体对新事物接受慢，另一方面则是技术发展对老年需求的忽视。AI模型的训练数据多 基于青年群体，老年群体样本不足，导致AI对老年人表达方式不熟悉，方言识别率也有待提升。此 外，AI技术的使用也增加了老年人隐私暴露的风险。 目前，我国60周岁及以上人口已超3亿。帮助老年人融入智能化社会，让老年人共享技术发展成果，是 法律赋予的权益保障，也是技术发展应有的人文关怀，更是挖掘银发经济潜力的关键所在。 构建适老化技术生态，是破局的重要一步。产品设计要充分考虑老年群体生理特征的变化和心理需求， 增加老年样本在AI模 ...

以下文章来源于i黑马 ，作者i黑马 i黑马 . 让创业者不再孤独@i黑马 未来5年，消费行业中哪一个赛道更具有发展潜力？ 三浦 展认为，现代的消费者追求的不是"快感"，而是"愉悦感"。 第三消费社会之前的人类以"物"为焦点，而第四消费社会中人类以"人"为焦点。 三浦展， " 日本消费社会研究第一人 " 著有《孤独经济》、《第五消费时代》等 对于人类来说，重要的不是消费了什么，而是和什么人一起做了什么。 虽然不知道哪个赛道比较好，但电商会进一步增加吧。 婴儿潮世代会成为今后的老年人，需要面向这些人群，当然前提是，必须要尊重个人的判断。 对于某一个品类会出现新商品，当前社会老龄化加剧，大家更加注重健康，对应的是市场的变 化，更多的是在原有的基础上，基于个体情况的多元化、个性化，改变了商品的使用方法。 比如，面向老年人不是说卖老年人的商品，而应该卖"年轻化"的商品。 未来5年，人们已经不再是单纯购买物质的消费者，开始追求人与人之间的关系。 想要创造良好的人际关系，与其不断购买新产品并私有化，不如通过借用、修缮、共有现有事 物更合算。 或许，今后能扭转企业销售下降趋势的仍是共享型经济。 基于以上，和大家梳理一下我对于 ...

Group 1 - The first Northeast Asia International Silver Economy Cooperation and Exchange Event was held in Shenyang, focusing on the development and future of the silver economy [1] - Shenyang's Vice Mayor Zheng Bin promoted elderly care projects, announcing 60 quality elderly care scenarios and 29 key scenarios, releasing investment cooperation opportunities totaling 53 billion yuan [1] - The event featured a city exhibition area themed "Quality Elderly Care, Enjoy Life," showcasing Shenyang's achievements in elderly care and the development of various elderly care enterprises [1] Group 2 - Shenyang aims to leverage its position as a Northeast Asia central city to promote steady development in public welfare, innovation in elderly products, and transformation of the elderly industry [2] - The city is focused on building a new high-quality development pattern for the silver economy and striving to become a demonstration city for the silver economy in Northeast Asia [2]

打造跨国公司"主场" 6月18日至20日，第六届跨国公司领导人青岛峰会在青岛举行。本届峰会以"跨国公司与中国—链接 世界 合作共赢"为主题，在三天的会期里，参会嘉宾以会为媒，凝聚起跨国公司与中国携手前行的广泛 共识。据悉，本届峰会共有40个重点项目签约，总金额达59.3亿美元，涉及高端装备、新能源新材料、 新一代信息技术等行业领域。 第六届跨国公司领导人青岛峰会签约40个重点项目，总金额59.3亿美元 以会为媒，与跨国公司携手前行 近两年，"首发经济"成为热词。体验第一家潮流店铺的独特，感受第一个主题展览的魅力，领略首 场大秀的震撼……消费者越来越愿意为"首"字买单。 "6月10日，KPRO山东首店在青岛开业，吸引了很多年轻人来打卡。"6月20日上午，聚焦"首发经 济"的跨国公司峰会首发SHOW活动举行。活动现场，百胜中国控股有限公司山东市场公共事务和政府 关系副总监宿昕，对肯德基旗下能量轻食品牌KPRO山东首店情况进行了介绍，并现场展示了多款热门 产品。宿昕表示，KPRO未来还将继续深耕山东市场，深挖合作潜力。 聚焦新业态新模式，着力搭建合作平台，是本届峰会的又一大特点。"本届峰会创新设立跨国公司 首发SH ...

大消费板块的复苏 今年上半年，从传统大消费板块的强势反弹到新零售板块的崛起，从政策端的密集发力到外资的疯狂涌 入，消费板块逐渐成为资本市场的"宠儿"。这背后不仅是中国经济复苏的信号，更是一场关于策红利与 产业转型的宏大叙事。近期，河南、福建、广东等地接连发布提振消费专项行动实施方案，出台了稳定 就业、促进增收、发放消费券、鼓励带薪休假等举措，更大力度惠民生、促消费、做强国内大循环。政 策协同做大消费"蛋糕"的基本态势已经初步形成。 2024年，消费板块曾经历漫长的调整期。以白酒行业为例，龙头股的滚动市盈率一度跌至近5年的低 谷，市场对消费股的悲观情绪达到极致。然而，随着2025年经济数据的回暖，消费企业的盈利预期悄然 逆转。 今年3月印发的《提振消费专项行动方案》提出，运用财政补贴、贷款贴息等政策工具，突出重点、精 准施策，将促消费同惠民生、补短板结合起来，扩大消费需求，提升消费能力，更好发挥消费在畅通国 民经济循环、拉动经济增长中的积极作用。全国各地也纷纷出台刺激消费的政策，整个消费产业在政策 利好的驱动下，在资本市场走出了一波牛市。 上海和贵州近期发布的提振消费专项行动方案都提到，要加大政府投资对教育医疗 ...

Group 1 - The meeting emphasized the importance of implementing Xi Jinping's economic thought, particularly regarding boosting consumption as a key driver for high-quality development [1][2][3] - The provincial government is committed to expanding domestic demand and promoting consumption as a vital strategy for economic growth, aiming to unlock the potential of domestic demand [1][3] - Suggestions were made to enhance financial services, develop new economic engines, and stimulate various sectors such as tourism and sports to upgrade consumption structures and optimize the consumption environment [1][2] Group 2 - The meeting called for continuous learning and understanding of policies aimed at increasing income, reducing burdens, and enhancing consumer willingness, while also focusing on creating effective demand and high-quality supply [2] - There is a focus on improving the consumption system and policy framework, encouraging local governments to explore innovative measures to stabilize and expand consumption [3] - A specialized report on "Boosting Consumption and Strengthening Expectation Management" was presented to provide insights into effective strategies for enhancing consumer confidence [3]

6月20日，省委书记、省人大常委会主任郝鹏在沈阳出席首届东北亚国际银发经济合作交流活动巡展。他强调，要深入学习贯彻习近平总书记重要指 示精神，大力发展银发经济，持续增进老年人福祉，助力全面振兴新突破。省委副书记、省长王新伟参加。 省委书记、省人大常委会主任郝鹏，省委副书记、省长王新伟在沈阳出席首届东北亚国际银发经济合作交流活动巡展。 党的二十大以来，我省深入学习贯彻习近平总书记关于老龄工作的重要论述精神，深入实施应对人口老龄化国家战略，大力推进养老事业和养老产业 协同发展，布局建设银发经济产业园区，连续三年举办"牡丹赋能"主题活动，推动养老服务领域交流创新。目前，已建立11个省级养老领域科技创新平 台，全省老年用品生产企业发展到近100家，34款产品纳入国家老年用品产品推广目录、26种产品及服务纳入国家智慧健康养老产品及服务推广目录。 省委书记、省人大常委会主任郝鹏，省委副书记、省长王新伟了解智慧养老综合服务平台建设和推广应用情况。 本次交流活动共吸引国内外400余家企业参加，涵盖健康科技、适老化产品、智慧养老解决方案等领域。郝鹏、王新伟首先来到省福彩中心展区，听 取省民政厅关于我省养老服务体系建设和银发经济 ...

在消费市场不断升级、数字经济蓬勃发展的当下，长三角地区正积极通过优化消费环境，激发消费潜力，推动区域经济高 质量发展。日前，浙江、上海、安徽等地纷纷出台政策、采取行动，从多个维度构建优质消费环境，为经济注入新动力。 浙江：五大行动打造消费环境新高地 今年7月6日起，浙江省市场监督管理局等五部门印发的《浙江省优化消费环境三年行动2025年若干举措》施行，为浙江消 费环境优化设定了明确目标和具体路径。 在丁帅看来，当前，上海积极促进服务消费、大宗消费、外来消费、新型消费，大力发展首发经济、银发经济、夜间经 济、票根经济，形成需求牵引供给、供给创造需求的高水平扩消费格局。在消费环境优化行动中，打造诚信消费环境，举办"诚 信兴商宣传月"活动，开展"满意消费长三角行动"等，提升消费者信任度。 复旦大学教授、消费市场大数据实验室（上海）主任张伊娜指出，从消费市场增长特征分析，上海当下正处于消费增长动 能转换阶段，传统实物消费对经济增长的拉动作用逐渐减弱，服务消费正崛起成为潜在的新增长引擎。在此背景下，迫切需要 让"上海服务"紧密贴合百姓实际需求，切实解决民众在生活中面临的急难愁盼问题，进而释放民众更高层次的精神文化消费需 ...