近日，一名行色匆匆的中年女子来到江苏南京某金店，不挑款式、不问金价，开口即要买走45万元的金条现 货。"她想干嘛？"这引起了在场三名金店店员的怀疑，于是店员们互递眼神后悄悄报了警。 这一幕就发生在今年2月南京警方破获的一起电诈洗钱案中。在这起案件中，犯罪分子实施两头骗，一头冒充公检 法骗取身在国外的留学生45万元，转入另一名受骗女子银行账户；另一头又以申请精准扶贫款项为由诱骗上述受 骗女子使用这笔45万元涉诈资金购买黄金进行包装，从而实现线上骗钱、线下洗钱转移赃款的目的。 南都记者了解到，由于黄金容易被转移、性状易被改变、不易被追踪，金价狂飙下变现也更为快捷，近年来，以 黄金为"白手套"的电诈案件也开始变多。 黄金店员紧急报警后，警企联动拦下45万诈骗资金 2月25日16时许，一名五十多岁、穿着朴素的女士走进南京一家金店，而在光顾这家金店5分钟前，她曾电话询问 确定这家金店有她想要的价值45万元金条现货。 "我要45万元的金条，打包带走。"步入金店后，买金女子操着东北口音说道。她不挑款式，不问单价，开口即要 买走45万元的金条。 "作为工作人员，我感觉她和普通消费者买金很不一样，这和近期当地公安给我们培训的诈 ...

一场因保险服务衍生的信任危机，最终演变为历经两审的刑事争议。 近日，中国裁判文书网披露的一则刑事判决书显示，原平安人寿业务员康某以保险即将到期 可以返钱为由，通过手机APP操作，由客户张某配合刷脸、电子签名办理了保单部分支取人 民币3万元，再以变更保险受益人、办理保险理财等为由向张某索要了其办理保险所用的银 行卡、密码以及其子乌某身份信息。提取保险金后，康某用张某及其子乌某的名义购买1.5 万元理财产品，其余1.5万元用于为他人购买理财产品或日常消费。 值得注意的是，一审认定康某为盗窃罪，判处其有期徒刑三年；二审法院则认为，张某将银 行卡及密码交付康某，产生了处分财物的意思表示，康某虚构为张某变更保险受益人及办理 保险理财的理由，非法占有张某1.5万元，其行为构成诈骗罪，遂判处康某有期徒刑九个 月，并处罚金2000元。 职业身份铺垫信任： 保险操作中的隐秘套现 判决书显示，康某曾是平安人寿赤峰中心支公司林西支公司的一名外勤代理人员，而这起案 件的起源，正是他为客户张某办理的一份保险合同。 时间回溯到2014年1月24日，康某为张某办理了一份年存款6000元、保险期限10年的保险业 务，险种为平安智胜人生终身寿 ...

Core Insights - The article highlights a significant scam operation disguised as a marriage and dating service, which has defrauded victims of approximately 1.8 billion yuan, with individual losses exceeding 1 million yuan in 14 cases [1][5]. Group 1: Scam Operation Details - The scam involved a criminal group that used emotional manipulation to gain victims' trust, ultimately leading them to invest in fraudulent financial products [5][9]. - Victims were often targeted based on their personal information, which the scammers acquired illegally, allowing them to create tailored personas to deceive individuals [6][9]. - The group operated with a structured hierarchy, where each member had specific roles, from selecting victims to laundering the stolen funds [7][9]. Group 2: Victim Experiences - One victim, identified as Ms. Li, was lured into investing 4.7 million yuan after being convinced by a supposed romantic partner to help manage an investment account [3][5]. - The scam's endgame involved the victims attempting to withdraw their funds, only to find the scammers had disappeared or blocked them [3][5]. Group 3: Law Enforcement Response - Law enforcement has identified 139 cases linked to this scam, with confirmed losses amounting to over 61 million yuan, and has arrested 88 suspects involved in the operation [9][10]. - Authorities have returned over 8 million yuan to victims, indicating ongoing efforts to recover lost funds and dismantle the criminal network [9][10]. Group 4: Prevention and Awareness - The article emphasizes the need for increased awareness regarding online dating and investment schemes, warning that offers of guaranteed returns or insider information are often fraudulent [9]. - It calls for platforms to enhance their security measures and take responsibility for preventing data leaks that facilitate such scams [9].

导语：股价在几个月内飙升，然后在美国投资者购买后，股价暴跌96%——这种情况近年来已 经发生了数十次，主要是针对那些容易被操控的中国小型股。 通过社交媒体，投资者被诱导购买在纳斯达克上市的小型中国公司股票。这些公司的股票被操控，随后 抛售给毫无戒心的投资者，导致重大损失。 美国监管机构面临着在中国获取证据的挑战，但司法部目前已将打击这一欺诈行为作为优先任务。 司法部正推动打击这些通过社交媒体寻找买家的风险股票骗局。 华尔街资深人士表示，这一模式近年来已经重复发生了数十次，并且针对那些容易被操控的、可以轻松 购买的中国小型公司股票。 交易员和调查人员表示，这已经成为一种诈骗流行病，让美国监管机构十分头疼，尽管这些公司将股票 营销给美国投资者，但监管机构通常无法获得在中国的证据。司法部现在已经介入，并将其列为特朗普 政府白领犯罪执法计划的优先事项。 司法部刑事部门负责人马修·加莱奥蒂（Matthew Galeotti）表示："司法部已成立专门小组，识别并清除 这些不法分子，遏制不当行为，并在可能的情况下追回受害者的资金。" 交易员和调查人员表示，这已经成为一种诈骗流行病：一些鲜为人知的中国股票价格先上涨，再在美国 ...

以下文章来源于家办新智点 ，作者foinsight 家办新智点 . 陪跑中国家族办公室行业 本文来自微信公众号： 家办新智点 （ID：foinsight） ，作者：foinsight，原文标题：《"富有而天 真"，新加坡被骗子"围猎"》，头图来自：AI生成 新加坡，这个"财富避风港"，正成为骗子眼中的"狩猎场"。 伴随家族办公室数量激增和高净值人群大量涌入，新加坡的各类精密骗局悄然滋生：从伪装成投资顾 问渗透家族财富核心，到操控虚拟资产与假冒银行职员实施跨国诈骗等。 不法分子瞄准制度缝隙和信任盲区，层层设套，令部分富豪和个人深陷骗局、蒙受巨额损失。表面看 似法治严密、制度成熟的新加坡，正面临一场关于财富安全与监管升级的双重考验。 一、"每10人中有6人遭遇诈骗" 2024年底，从事销售工作的Lee在WhatsApp突然收到了一个外国号码的联系，称可以为她提供了一 份网上兼职工作。一直认为自己工作很普通的Lee欣然同意。 不久，她又接到另一名男子的联系，该男子自称是居住在新加坡的马来西亚人，已婚并育有一子。尽 管她怀疑这是一个骗局，但还是决定参与其中，"我只是想吓唬一下那些骗子。我以为我能智胜他 们。" 几个月 ...

Core Insights - Recent reports from multiple police departments highlight investment fraud cases involving the "Qianxin" app, leading to significant financial losses for victims, ranging from minor losses to complete financial ruin [3] Group 1: Real Case Warnings - Case One: Victim Tang lost 1.79 million yuan after being lured by a WeChat article and subsequently downloading the "Qianxin" app, leading to failed withdrawal attempts [5] - Case Two: Victim Zhang was nearly defrauded of 4.9 million yuan after being enticed by a "trial fund" and transferring large sums to fraudsters before the operation was halted by anti-fraud authorities [6] Group 2: Fraud Techniques Breakdown - Step 1: Traffic Attraction - Fraudsters use WeChat public accounts and comments to present themselves as "stock experts" to draw attention [6] - Step 2: Tool Penetration - Victims are induced to download unofficial apps like "Qianxin," "E Antong," and "DCFPRO," which mimic legitimate investment interfaces [7] - Step 3: Community Brainwashing - Creation of large investment groups where members share "profit screenshots," fostering a false sense of authority through silence [8] - Step 4: Fund Manipulation - Victims are guided to make cash transactions and transfers to designated accounts, steering them away from official payment channels [9] - Step 5: Harvesting and Exit - After significant investments, fraudsters refuse withdrawals citing "audit failures" or "system issues," severing all communication [10]

Core Viewpoint - The company is launching the "2025 Financial Knowledge Popularization Campaign" to enhance consumer awareness of financial risks and promote a sustainable financial consumption environment [1]. Group 1: Campaign Overview - The campaign is initiated by the company in response to the central financial work conference and aims to deliver professional financial knowledge to consumers through various channels and formats [1]. - The slogan for the campaign is "Protecting Customer Rights, Enjoying a Worry-Free Life" [1]. Group 2: Offline Activities - The campaign features offline activities such as the "Chinese Financial Culture Quiz," which engages employees in learning about financial knowledge and integrity [2]. - Employees participate by answering questions related to financial policies and principles, fostering a culture of learning and recognition of integrity [2]. Group 3: Online Initiatives - The company utilizes its own promotional channels to disseminate information about the campaign and educate consumers on illegal financial intermediaries through articles and comics [3]. - A comic titled "Beware of 'Agent Rights Protection' Traps" illustrates the dangers of trusting illegal financial intermediaries, highlighting the risks involved [3]. Group 4: Comprehensive Financial Education - The company plans to conduct a series of financial education activities, targeting various demographics such as schools, communities, and enterprises [4]. - Both offline and online strategies will be employed, including lectures, interactive Q&A sessions, and creative content like comics and videos to enhance public financial literacy [4]. - The campaign aims to cultivate a culture of integrity within the company and contribute to a sustainable financial consumption environment by providing rich financial knowledge to the public [4].

Core Viewpoint - The article discusses the increasing prevalence and sophistication of telecom fraud in China, highlighting the collaborative efforts of various government and industry stakeholders to combat this issue through technology and public awareness initiatives [1][2][3]. Group 1: Industry Response - The Beijing Municipal Internet Information Office and other agencies launched the "Douyin Anti-Fraud Alliance" to enhance public awareness and participation in anti-fraud activities [1]. - The information and communication industry has introduced key technological tools, such as an anti-fraud electronic identification for apps, which has led to a significant reduction in fraud cases by up to 90% in pilot programs [2]. - Douyin's risk management team employs AI technology to improve fraud detection and prevention, blocking over 80,000 fraudulent accounts daily and intercepting more than 4 million suspicious posts and comments [4]. Group 2: Fraud Trends and Tactics - Telecom fraud is evolving with new tactics, including the use of AI for deep forgery and the creation of fraudulent applications, making traditional detection methods less effective [4]. - Major types of fraud include "order refund," "fake online loans," "fake investments," and impersonation of public officials, with a comprehensive strategy involving law enforcement to combat these issues [2][3]. - The fraud landscape is characterized by cross-platform operations, where criminals exploit information gaps between different platforms to target victims more effectively [3]. Group 3: Public Awareness and Education - Douyin has appointed several public figures as anti-fraud ambassadors to promote awareness and educate users about fraud prevention [5]. - The platform has introduced features like "customer service verification" and "dynamic verification codes" to help users verify information and protect themselves from scams [5]. - Public campaigns are being conducted across various cities to raise awareness about telecom fraud, emphasizing the need for collective efforts from government, industry, and users [5].

南方财经记者郑康喜 东莞报道 近期，广发银行东莞分行工作人员在日常交易监控中发现一异常账户，凭借丰富的反诈经验，迅速判断 出这是一起典型的电信诈骗。在多次尝试联系客户无果的情况下，工作人员立即启动"科技赋能+警银 协作"快速响应机制，火速向公安机关报案，并对受害人账户实施紧急止付措施。最终，在警银双方的 紧密配合下，成功拦截80万元被骗资金。 广发银行东莞分行将反电信网络诈骗作为"我为群众办实事"的重要抓手，通过构建"线上+线下"立体化 宣传矩阵，开展常态化防诈知识普及活动，特别是针对易受骗群体进行重点宣传，将反诈宣传教育融入 社区服务、校园课程等场景，创新宣传形式，通过互动体验、案例剖析帮助群众提高防范意识。 这场"与时间赛跑"的反诈行动，不仅展现了广发银行东莞分行工作人员的专业素养，更体现了警银联动 机制的强大效能。 南方财经记者从广发银行东莞分行获悉，此次成功拦截被骗资金，得益于广发银行自主研发的大数据风 险分析模型。该模型可实时监控异常交易行为，为工作人员提供精准的风险预警。同时，广发银行东莞 分行建立了"事前预防、事中拦截、事后挽损"全链条工作机制，确保了反诈行动的快速响应和高效处 置，真正成为反诈 ...

（文章来源：经济日报） 打假的第一步，需要广大投资者不断增强自身的金融知识储备和风险防范意识。面对各种投资机会时， 要时刻保持冷静理性的头脑，不要被表面上的高收益和看似高端的专业名词所蒙蔽。投资时，要牢记一 些基本原则，比如不随意点击未知链接、不轻信来路不明的内幕信息、不轻易透露个人信息，还应仔细 核实对方身份、购买产品，认准官方购买渠道。这些看似简单的操作，能够让投资者在很大程度上避免 掉入陷阱。 打假要想彻底，还需要监管部门和金融机构协同配合。一方面，应加强对金融市场的监管，加大对非法 金融活动的监测和排查力度，一旦发现类似冒用基金公司名义等违规行为，及时采取行动，从源头上遏 制骗局蔓延。另一方面，金融机构应加强对自身品牌和声誉的保护，及时发现并向有关部门举报不法分 子的假冒行为。同时，积极开展金融知识普及活动，向社会大众广泛普及金融诈骗的常见手段和防范方 法，提高他们识破金融诈骗的能力。 面对手段不断迭代的金融诈骗，只有保持警惕、多方协作，才能守护好投资者的钱袋子，让金融市场在 安全的轨道上稳健前行。 金融诈骗又出新手段了。近期，多家基金公司密集发布公告，提醒投资者警惕以"股票知识分享""大宗 交易"等 ...