金十数据6月18日讯，上海市委书记陈吉宁今天上午出席2025陆家嘴论坛开幕式暨第一次全体大会并致 辞。陈吉宁说，今年是"十五五"规划编制之年。在新起点上全面推进中国式现代化建设，推动高质量发 展，对上海国际金融中心建设提出更高要求。我们将深化金融改革，更好服务科技创新，充分发挥国际 金融中心和国际科创中心优势，加快构建全周期、多元化、接力式科技金融服务体系。以落实跨境金融 服务便利化"18条"为重点，持续扩大金融开放，更好支撑企业走出去发展。适应外贸形势变化，推动扩 大跨境贸易信贷投放，支持外贸新业态创新发展。完善金融法治环境，加强风险防控管理，更好统筹金 融发展与安全。 陈吉宁：持续扩大金融开放 更好支撑企业走出去发展 ...

刚刚，在2025陆家嘴论坛上，中国人民银行行长潘功胜宣布8项重磅金融政策。 八是会同证监会研究推进人民币外汇期货交易。推动完善外汇市场产品序列，便利金融机构和外贸企业 更好管理汇率风险。 本文来源：央视新闻 作者孙艳 ⭐星标华尔街见闻，好内容不错过 ⭐ 本文不构成个人投资建议，不代表 平台 观点，市场有风险，投资需谨慎，请独立判断和决策。 三是设立个人征信机构。为金融机构提供多元化、差异化的个人征信产品，进一步健全社会征信体系。 四是在上海临港新片区开展离岸贸易金融服务综合改革试点。创新业务规则，支持上海发展离岸贸易。 五是发展自贸离岸债。遵循"两头在外"的原则和国际通行的规则标准，拓宽"走出去"企业及"一带一路"共 建国家和地区优质企业的融资渠道。 六是优化升级自由贸易账户功能。实现优质企业与境外资金高效融通，提升跨境贸易投资自由化便利化 水平，助力上海高水平对外开放。 七是在上海"先行先试"结构性货币政策工具创新。包括开展航贸区块链信用证再融资业务、"跨境贸易再 融资"业务、碳减排支持工具扩容等试点。积极推动上海首批运用科技创新债券风险分担工具，支持私 募股权机构发行科创债券。 一是设立银行间市场交易报告 ...

央行：设立数字人民币国际运营中心 在上海临港新片区开展离岸贸易金融服务综合改革试点 金十数据6月18日讯，在2025陆家嘴论坛上，中国人民银行行长潘功胜宣布设立数字人民币国际运营中 心。推进数字人民币的国际化运营与金融市场业务发展，服务数字金融创新。设立个人征信机构。为金 融机构提供多元化、差异化的个人征信产品，进一步健全社会征信体系。在上海临港新片区开展离岸贸 易金融服务综合改革试点。创新业务规则，支持上海发展离岸贸易。发展自贸离岸债。遵循"两头在 外"的原则和国际通行的规则标准，拓宽"走出去"企业及"一带一路"共建国家和地区优质企业的融资渠 道。 （央视新闻） ...

据上观新闻，陆家嘴论坛开幕之际，在同一个场地沪港两地今天共同举行发布会，签署《沪港国际金融 中心协同发展行动方案》，进一步明确了沪港合作的具体方向，包括金融市场的互联互通、跨境金融服 务创新、绿色金融发展、科技金融合作等，为两地多层次多领域的金融合作注入新的更丰富的内容。 ...

n a (C) - 76 NV t C A 南方都市報 此外，"政补贷"是通过搭建数字平台，对接政务数据、企业数据(政府奖补资金、纳税、社保等)，为中 小微企业精准增信。目前已发放信用贷款198笔，额度3.69亿。"龙华资本贷"，是由龙华资本与建设银 行深圳分行合作，为龙华资本参股及投资的企业开发的专属信用贷款产品。发行额度人民币20亿元。包 括三个子产品，具体包括初创贷(见投即贷，单户不超过1000万元)、中型科技易贷(单户1000万-5000万 元)、大型企业产链贷(5000万以上)。"人才贷"是为优质人才的企业，发放单户不超过1000万元、期限不 超过2年的信用贷款。 深圳首款金融公共数据产品"龙数贷"上线以来累计放款234笔、额度4.34亿元 去年9月5日龙华区发布的深圳首款金融公共数据产品"龙数贷"也属于龙华"数字云贷"系列产品，该产品 将政府产业部门补贴数据与金融机构的风控模型相融合，上线以来累计放款234笔、额度4.34亿元，有 效缓解了科创型中小企业的融资压力。 去年10月18日，平安产险深分在龙华区推出全市首单中试综合保险产品。该产品融合"保险+服务"的理 念，涵盖了中试研发投入、中试安全责 ...

提振消费是扩内需、稳增长的关键，而金融可从需求端和供给端影响消费。中国人民银行近日发布的数 据显示，从需求端看，我国金融体系支持消费的力度较大，2024年末全部消费贷款余额58.7万亿元，是 2010年末的7.8倍，消费金融类产品也不断丰富创新，居民消费融资便利度明显上升。从供给端看，部 分普惠领域的优质服务消费供给明显不足，是未来金融政策支持促消费的重要着力点。 当前，我国银行、消费金融公司、汽车金融公司等多层次消费金融服务体系建设较为完善，为消费市场 稳定发展提供了支撑；金融机构围绕以旧换新、冰雪运动等消费场景，创新推出多元化消费信贷产品和 服务模式，有效激发了市场活力，今年以来社会消费品零售总额增速明显高于上年同期。与此同时，消 费领域结构性矛盾仍较为突出，文体旅游、养老托育、医疗健康等服务消费领域个性化、高品质供给存 在缺口，县域服务消费基础设施建设和物流配送体系还不完善。 从金融支持消费的总体情况看，传统信贷占比较高，股权、债券等直接融资占比偏低，信贷产品适配性 不足，需要通过构建与消费需求相匹配的金融产品和服务体系，扩大消费领域高质量金融供给，最终形 成消费与金融相互赋能、深度融合、良性循环的发展 ...

Core Viewpoint - Strengthening financial consumer rights protection is essential for promoting the people-oriented nature of financial work, with Minsheng Bank Nanjing Branch focusing on innovative practices and warm services to meet diverse consumer needs since 2025 [1][6]. Group 1: Fraud Prevention and Consumer Protection - Minsheng Bank Nanjing Branch has effectively utilized a big data risk control system and frontline employee insights to mitigate new types of fraud risks, successfully preventing a customer from losing 50,000 yuan due to telecom fraud [1][2]. - The bank has implemented a dual protection system combining technology and human intervention to enhance customer asset security, alongside proactive financial knowledge education focusing on account safety and fraud prevention [2]. Group 2: Services for the Elderly - The bank has established a "green channel" for elderly customers and provided various services such as home visits for those unable to visit branches, ensuring personalized and humane service [3][4]. - Initiatives include setting up "respect for the elderly" areas in all standard branches, equipping them with reading materials and tools for elderly customers, and launching a "senior version" mobile banking app with larger fonts and simplified menus [4]. Group 3: Services for the Disabled - Minsheng Bank Nanjing Branch has developed a "barrier-free financial service circle" to cater to the needs of disabled individuals, providing specialized services for visually impaired customers [5]. - The bank has created a unique brand focused on delivering warm, accessible financial services to special groups, including the construction of barrier-free pathways and the provision of customized financial education through various formats [5]. Group 4: Future Directions - The bank aims to continue enhancing its consumer protection efforts, focusing on consumer needs and deepening innovative practices to create a healthier and more sustainable financial consumption environment [6][7].

作为2025年世界移动通信大会-MWC上海的专场活动之一，由Vπ张江科投、Vπ张江孵化器、模力社区共同举办 的"MWC-模力社区专场投融资对接活动暨Vπ Demo Day"将于6月20日亮相上海新国际博览中心。本次活动聚焦 科技创新与资本赋能，将汇聚7家优质路演企业以及知名投资机构，通过高效路演与深度对接，助力科技企业加 速成长，推动产业与资本的双向奔赴。 活动详情 一、活动时间 2025年6月20日13:00-14:30 关于Vπ张江科投 张江科投成立于2004年10月，是张江集团的全资子公司。2014年底，张江集团整合投资、贷款、孵化、培训等 科创服务功能，将张江科投打造成一个为科技创新提供综合服务的平台。张江科投是张江集团向"卓越的创新策 源和产业发展生态综合服务商"战略转型中，聚焦"科创金融服务"的主要板块，以科创金融服务创新策源和产业 发展，着力构建"科技股权投资+基金投资+科创贷款"多元金融服务矩阵，与张江集团招商、稳商、育商形成招 投联动，共同助力科创企业成长。 关于Vπ张江孵化器 Vπ张江孵化器以"张江创业工坊"为品牌，为企业提供全生命周期空间服务、孵化服务，是经认定的国家级科技 企业孵化器、 ...

Group 1 - The core viewpoint emphasizes the importance of a smooth financial system for the overall health of the economy, advocating for innovative measures to enhance financial service accessibility, particularly for small and micro enterprises and rural areas [1][2][5] - The implementation of a moderately loose monetary policy in China this year has led to an increase in monetary credit characterized by quantity growth, price decline, and structural optimization [2] - The development of inclusive finance in China has made significant progress over the past decade, establishing a multi-tiered supply structure that requires both top-level design and grassroots innovation [3] Group 2 - The need for financial services to be more inclusive and grounded is highlighted, with a focus on improving accessibility, coverage, and satisfaction in financial services [3] - The acceleration of digital and technological transformation in financial services is crucial, as advancements in mobile payments, big data, and artificial intelligence enhance the capacity for digital inclusive finance [4] - The application of digital finance tools is proving effective in narrowing the financial service gap between urban and rural areas, thereby increasing coverage and satisfaction [4]

Core Viewpoint - The "insurance + futures" model has effectively provided risk management solutions for farmers, particularly in the context of price volatility in agricultural products, contributing to sustainable development in the agricultural sector [1][2][4]. Group 1: Development and Impact of "Insurance + Futures" - The "insurance + futures" initiative began ten years ago, initially focusing on major agricultural products like cotton and sugar, and has since expanded significantly across various regions [1]. - In Shaanxi's Fuxian County, the program has insured 138,500 acres of apple orchards, covering a production volume of 207,000 tons and benefiting 9,171 households, with an average compensation of nearly 6,000 yuan per household [1][2]. - The program has provided a total insurance amount of 485 million yuan for 30,92 households, effectively mitigating market risks and supporting the high-quality development of the local apple industry [1][2]. Group 2: Financial Support and Growth - The Zhengzhou Commodity Exchange (ZCE) has supported 211 pilot projects across six agricultural products, with a total premium of 1.5 billion yuan and a coverage amount of 34.6 billion yuan [3]. - The average compensation rate stands at approximately 69%, with nearly 1.1 billion yuan paid out in claims, benefiting 760,000 households [3]. - Increased financial support from national and local governments has made the "insurance + futures" model more accessible to small and medium-sized farmers, enhancing agricultural risk management capabilities [5]. Group 3: Future Directions - To further enhance the effectiveness of the "insurance + futures" model, continuous efforts are needed to expand its coverage and improve collaboration among relevant departments [5]. - There is a call for local governments to increase policy support and work in conjunction with futures and insurance institutions to elevate the program's impact [5].