Core Insights - The "China Goji Berry E-commerce Price Index Annual Report (2024-2025)" was officially released, indicating a positive trend in the development of China's goji berry e-commerce industry [1] - Key indicators such as retail sales, retail volume, transaction average price, and e-commerce entity scale all showed significant growth, with Ningxia's goji berry retail sales reaching 1.53 billion yuan, a year-on-year increase of 8.4%, accounting for 61.3% of the national market share [1] Industry Development - The report highlights that the goji berry industry is becoming a crucial economic crop in regions like Ningxia, Gansu, and Qinghai, contributing to rural revitalization and ecological, green, and prosperous development [1] - Ningxia's success in the e-commerce market is attributed to its comprehensive innovation across the entire industry chain, including deep processing, demand insights, and brand reputation, particularly in high-end products like raw juice and freeze-dried goods [1] Data Monitoring and Standardization - A goji berry e-commerce price database covering major production areas such as Ningxia, Qinghai, Gansu, and Xinjiang has been established, filling a gap in pricing benchmarks within the goji berry e-commerce sector [1] - The establishment of this database supports the industry's upgrade towards standardization and digitalization, contributing to a healthier market ecosystem [1]

Core Insights - The rapid exit of bank branches reflects a profound transformation in the banking industry, moving from traditional physical branch operations to digital and intelligent banking services [1][2] - The number of commercial bank branches that exited in the first half of this year (2,677) has already surpassed the total for the entire year of 2024 (2,533), indicating a significant trend towards branch reduction [1] Group 1 - The acceleration of bank branch closures indicates a strategic resource reallocation by banks, focusing on more valuable business areas and innovation projects such as digital transformation and intelligent services [2] - The high operational costs of maintaining physical branches, coupled with the increasing functionality of mobile banking, are primary reasons for the closure of redundant branches [1][2] Group 2 - Despite the trend of branch closures, banks must still address the needs of special populations, ensuring that financial services remain accessible to elderly and disabled individuals [2] - The financial regulatory authority has acknowledged public concerns regarding potential service gaps due to branch exits, particularly in rural areas, and is guiding banks to maintain a balance between economic efficiency and social responsibility [3]

投资建议：短期压力不改长期增长动能，维持"优于大市"评级。考虑到短期行业需求压力，公司仍以去 库存、促动销为主，下修此前盈利预测，预计2025-2027 年公司营业总收入305.9/308.4/333.3 亿元， 同 比-2.0%/+0.8%/+8.1% （ 前值+1.7%/+5.2%/+6.4% ） ； 预计归母净利润130.3/132.0/145.4 亿元， 同 比-3.3%/+1.2%/+10.1% （ 前值+0.5%/+4.5%/+7.1%），对应2025/2026 年12.9/12.7 倍P/E。考虑到公司早 于行业主动调整，多价位产品布局，以数字化工具培育消费者，看好经营久期；同时分红指引积极，预 测2025 年股息率5.4%，支撑估值；给予合理估值152.4-166.4 元，中值对应现价40%上行空间，维持"优 于大市"评级。 风险提示：经济及需求复苏不及预期；产业政策调整影响消费场景及需求；全国化推进较慢；食品安全 问题等。 数字化思辩：科技增密供应链，以消费者为中心提升竞争壁垒。近两年白酒行业渠道加速转型，C 端话 语权提升，从线上渠道GMV 高速增长到即时零售高势能切入，倒逼酒企多元化、扁 ...

Core Viewpoint - The application of drone surveying technology in agricultural insurance by Ping An Property & Casualty Insurance's Guangzhou branch marks a significant innovation in precision underwriting and claims processing in the agricultural insurance sector [2][3][5]. Group 1: Technology Implementation - The Guangzhou branch of Ping An Property & Casualty Insurance successfully completed a drone surveying project in Conghua District, which is the first of its kind in the area for agricultural insurance [2][5]. - The introduction of high-precision drone surveying technology aims to enhance the speed and accuracy of data collection, addressing long-standing issues in traditional agricultural insurance services [9][10]. Group 2: Strategic Goals - This initiative aligns with the national rural revitalization strategy and aims to promote high-quality development in agricultural insurance [7][19]. - The company is focused on upgrading the technological and intelligent levels of agricultural insurance services, creating a new service model unique to Ping An [8][19]. Group 3: Service Enhancement - The drone technology enables comprehensive mapping of various agricultural assets, including rice, vegetables, aquaculture, and fruits, covering all 128 townships in Conghua District [11][10]. - By utilizing advanced algorithms and AI image recognition, the technology allows for the visualization of agricultural resource distribution and facilitates accurate underwriting based on verified data [13][15]. Group 4: Future Outlook - Ping An Property & Casualty Insurance plans to continue exploring new models for precision in agricultural insurance, emphasizing the importance of digital transformation in the sector [17][19]. - The company aims to provide convenient and high-quality services to farmers through precise underwriting and claims processes, thereby contributing to the high-quality development of agricultural insurance in Guangzhou [19][20].

证券代码：002416 证券简称：爱施德 深圳市爱施德股份有限公司 投资者关系活动记录表 编号：2025-006 | | √特定对象调研 □分析师会议 | | --- | --- | | 投资者关系 | □媒体采访 □业绩说明会 | | 活动类别 | □新闻发布会 □路演活动 □现场参观 □其他 | | 上市公司 | 副总裁兼董事会秘书吴海南先生 | | 接待人员 | 投资者关系经理陈菲菲女士 申万宏源证券—赵令伊、李秀琳 | | | 国海证券—芦冠宇 | | 活动参与人员 | 鹏华基金—刘思圣、赵璐、王心璐、陈凯睿 | | （排名不分先后） | 南方基金—竺绍迪、王皆宜 宝盈基金—张婷 | | | 平安基金—朱建明、季清斌、王华 | | 时间 | 2025 年 7 月 7 日-9 日 | | 地点 | 公司 | | 形式 | 线下 | | | 爱施德（股票代码：002416）成立于 1998 年 6 月，于 2010 年 5 | | 月 | 日在深圳证券交易所挂牌上市。公司是国内领先的数字化智慧 28 | | | 分销和数字化智慧零售服务商，深耕以手机为核心的移动智能终端、 | | 3C | 数码产品、通信 ...

文/向方佳 刷着直播找工作，在蓝领行业已经越来越普遍。 近日，中国就业培训技术指导中心发布《2024年直播带岗发展报告》(简称报告)。报告指出，直播带岗是数字技术与公共服务融合发展的创新实践，是数 字赋能就业的典型场景，在就业服务领域具有广阔的应用空间。其中，直播招聘平台快手快聘至少为蓝领线上招聘行业带来20%的纯新增用户。 政府部门也在重视直播技术在就业领域内的应用。报告梳理了直播带岗的发展历程。早在2020年7月底，人力资源社会保障部在2020年第二季度新闻发布 会上提出，将开展"直播带岗"等专项招聘活动，各地人力资源社会保障部门广泛组织开展。 为积极响应人社部推动直播招聘的号召和市场的需求，2022年1月，短视频直播平台快手推出"快聘"业务，创新探索"互联网+直播带岗"的数字化招聘新模 式，人力资源服务行业迎来数字化转型。 据不完全统计，全球目前在线招聘行业市场规模已经达到百亿，预计未来十年的年复合增长率能达到15%。推动求职招聘数字化转型已经成为我国人力资 源服务行业迫在眉睫的需求，而直播带岗必将成为这一转型的首要切入点和重要推动力。 产业发展推动招聘方式变革 长期以来，蓝领群体找工作中面临着供需匹配 ...

文/向方佳 刷着直播找工作，在蓝领行业已经越来越普遍。 近日，中国就业培训技术指导中心发布《2 0 2 4年直播带岗发展报告》（简称报告）。报告指 出，直播带岗是数字技术与公共服务融合发展的创新实践，是数字赋能就业的典型场景，在 就业服务领域具有广阔的应用空间。其中，直播招聘平台快手快聘至少为蓝领线上招聘行业 带来2 0%的纯新增用户。 据不完全统计，全球目前在线招聘行业市场规模已经达到百亿，预计未来十年的年复合增长 率能达到1 5%。推动求职招聘数字化转型已经成为我国人力资源服务行业迫在眉睫的需求， 而直播带岗必将成为这一转型的首要切入点和重要推动力。 产业发展推动招聘方式变革 长期以来，蓝领群体找工作中面临着供需匹配效率低、招聘信息虚假宣传等问题的困扰。同 时，用工单位也感觉到招聘成本越来越高。 一方面，随着劳动年龄人口增长，蓝领劳动者供给减少，招工难、留人难成为不少用工单位 的痛点。另一方面，许多用人单位的订单量存在淡旺季差异，用人单位为了根据订单调整用 工规模，需要花费高昂的招聘费用，也难解燃眉之急。 随着国内劳动力市场持续发展，叠加互联网用户持续增长，数字化趋势加速推进，线上招聘 逐步替代传统招聘成 ...

公共就业服务是政府的重要职能之一，《若干措施》提出了"优化公共就业服务，促进供需精准匹配"的 目标。为完成这一目标，济南市人力资源社会保障局党组成员、济南市公共就业服务中心主任王振群表 示，在打造"网格化"就业服务体系方面，今年济南计划实现基层就业服务网点覆盖率达92%以上，打造 市级"双圈融合"示范站点30个；在完善"精准化"就业服务机制方面，济南近期将发布2025年补贴性技能 培训工种350个；在升级"数智化"就业服务场景方面，除了已开发的"泉就业"社区微业基层服务应用场 景，济南还将开发智能"云孵化"应用场景和就业政策通应用场景。 "为实现高校毕业生更高质量、更充分就业，济南今年以教育供给侧改革为抓手，通过动态调整专业布 局，减少传统过剩专业供给，增加新一代信息技术、智能制造、生物医药等区域重点产业急需人才的培 养规模，指导市属高校调整优化专业53个。其中，新增25个，取消28个，推动院校人才培养与济南市产 业发展需求精准匹配。目前，济南全市职业院校共开设61个专业大类、1015个专业点，形成层次分明、 覆盖广泛、结构科学的专业布局。"济南市教育局党组成员、副局长王志国介绍。 2025年7月9日，济南市 ...

Group 1 - The third Saudi Industry Forum "SIF 2025" was held in Dammam, Saudi Arabia, focusing on "Digital Transformation and Sustainable Development" in the industrial sector [1] - Over 30,000 attendees participated in the forum, which included 78 sessions and more than 320 companies [1] - Several prominent Saudi companies, including Saudi Aramco and Al Ojaimi Industrial Group, showcased their presence at the event [1] Group 2 - Six Chinese companies participated in the forum, presenting a variety of products ranging from sea salt to advanced AI technology [3] - Notable Chinese participants included Tianjin Hangu Salt Field, Shanghai's AI Technology Company, and Shanxi Yungang Paper Industry, all of which received positive feedback for their high-quality products [3] - The event featured a product introduction from Hebei's agricultural and commercial associations, highlighting "Hebei Intelligent Manufacturing" [3] Group 3 - Saudi officials expressed a warm welcome to Chinese companies, encouraging investment and collaboration in the Saudi industrialization process [5] - A roadshow and signing ceremony were held for five participating Chinese companies, emphasizing their desire for close cooperation with Saudi firms [5] - Chinese representatives detailed their product advantages and expressed a commitment to mutual growth with Saudi partners [5]

证券代码：002968 证券简称：新大正 Q4、公司应收账款情况及相应管控措施？ 截至上年末公司应收账款 7.66 亿元，其中一年期以内账龄占比 93%，年度整体收费率较好。公司亦通过加强项目品质管理，对应收 账款余额进行监控、及时结算，完善应收账款分层分级管控机制及全 生命周期管理动作，搭建催费数字化工具，强化应收账款管理和预收 管理，以确保公司不会面临重大坏账风险。 新大正物业集团股份有限公司投资者关系活动记录表 编号：2025-001 | | √分析师会议 | √特定对象调研 | | --- | --- | --- | | 投资者关系活动 | □媒体采访 □业绩说明会 | | | 类别 | □新闻发布会 □路演活动 | | | | □现场参观 □其他 （请文字说明其他活动内容） | | | | 中信证券、申万宏源证券、东吴证券、兴业证券、东方财富证券、西南 | | | 参与单位名称及 | 证券、招商基金、广发基金、工银瑞信基金、富国基金、中金资管、平 | | | 人员姓名 | 安基金、东方红资管等 | | | 时间 | 2025 年 1-6 月 | | | 地点 | 电话会议、现场交流 | | | 上市 ...