支付便利化
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文旅市场持续“热气”升腾 新玩法、新服务激活多元消费场景
Yang Shi Wang· 2025-08-24 03:19
Group 1 - The tourism market remains vibrant as summer ends, with various regions developing new services and experiences to engage diverse consumer groups [1] - A special train for senior tourists, with approximately 80% of passengers being seniors, embarked on a 5-day journey to explore the grasslands [3] - The train features senior-friendly modifications, including level floors, wider sleeping berths, and entertainment facilities such as yoga corners and massage chairs [8] Group 2 - The inbound tourism sector is thriving, with the launch of China's first provincial-level smart tourism service platform in Hangzhou, facilitating easier access for foreign tourists [11] - The service code allows for various functions, including ticket reservations and entry to attractions, with over 30 key scenic spots and 300 hotels already integrated into the platform [13] - Shenzhen is enhancing cross-border payment convenience and promoting tax refund services for departing tourists, with over 1,500 stores participating in the tax refund program [18][21]
“工银卡码通”为外籍来华人士解锁支付“新技能”
Xin Hua She· 2025-08-22 10:08
Core Viewpoint - The introduction of the "ICBC Card Code Pass" by Industrial and Commercial Bank of China (ICBC) aims to enhance the payment experience for foreign visitors in China, particularly during the 12th World Games held in Chengdu, showcasing the bank's commitment to facilitating convenient payment solutions for international guests [1][3]. Group 1: Product Overview - The "ICBC Card Code Pass" is a prepaid payment product designed specifically for foreign visitors in China, providing a convenient payment method that addresses their unique needs [3]. - This product allows foreign visitors to obtain a physical card at designated ICBC branches or service points in the World Games Village by presenting valid identification, streamlining the process to just a few minutes [4]. Group 2: Features and Benefits - The "ICBC Card Code Pass" offers multiple advantages, including quick application, convenient payment options, privacy protection, and immediate usability upon recharge, making it a reliable choice for foreign visitors [3]. - The card supports various payment methods, including offline card insertion, contactless payments, and online QR code payments, ensuring flexibility even in locations without POS machines [4]. Group 3: Customer Support and Future Plans - ICBC provides 24/7 bilingual customer service for "ICBC Card Code Pass" users, allowing them to seek assistance anytime during their stay [4]. - The bank plans to continue innovating and expanding payment convenience through new products and services, contributing to a higher level of openness in financial services [4].
聚焦痛点、打通堵点!“工银卡码通”为外籍来华人士解锁支付“新技能”
Zhong Guo Jing Ji Wang· 2025-08-19 08:53
Core Viewpoint - The "ICBC Card Code Pass" is an innovative prepaid payment product launched by Industrial and Commercial Bank of China (ICBC) to enhance the payment experience for foreign visitors in China, particularly during the 12th World Games held in Chengdu [1][3][4]. Group 1: Product Overview - The "ICBC Card Code Pass" is designed specifically for foreign visitors, allowing them to easily obtain the card at designated ICBC branches or service points with valid identification [3][4]. - The product offers multiple advantages, including quick application, convenient payment options, privacy protection, and immediate usability upon recharge [4]. Group 2: Payment Experience - The card supports various payment methods, including offline card insertion, contactless payment, and online QR code scanning, ensuring flexibility even in locations without POS machines [4]. - Foreign visitors can recharge the card using their overseas bank cards that support 3DS2.0 authentication, facilitating seamless transactions within China [4]. Group 3: Customer Support and Benefits - ICBC provides 24/7 bilingual customer service for "ICBC Card Code Pass" users, ensuring assistance is readily available for any inquiries [5]. - The product also includes a range of promotional benefits to enhance the overall consumer experience for foreign tourists [5]. Group 4: Future Plans - ICBC aims to continue expanding payment convenience through innovative products and services, contributing to a higher level of openness in financial services [6].
“金融+”特色服务激活暑期文旅市场 多重优惠发力“点燃”消费热潮
Yang Shi Wang· 2025-08-17 02:19
Core Insights - The "ticket economy" is thriving, with a trend of traveling to events and performances gaining popularity during the summer season [1] - Financial institutions are innovating financial products and applications to stimulate consumer spending in line with summer tourism [1] Group 1: Financial Innovations - Local financial institutions in Jiangsu have launched a series of "financial+" services, including credit card discounts and special consumer loans, to boost summer spending [5] - A total of 24 specific measures have been introduced to enhance consumer finance products, including tailored consumer loans and installment credit cards [5] - Online platforms like Meituan have also rolled out various consumer discounts, leading to a significant increase in credit card transactions, with over 10% growth in key summer spending categories [7] Group 2: Support for Tourism Industry - Financial institutions are not only focusing on consumer demand but also providing support to cultural and tourism enterprises, including hardware upgrades for scenic spots [8] - Innovative loan products such as "rural tourism loans" and "homestay loans" have been introduced to address the seasonal nature and lack of collateral in the tourism industry, resulting in a 1.6 million yuan unsecured loan for a local homestay [14] - By the end of July, the total loan balance for the cultural and tourism industry in the province exceeded 100 billion yuan [16] Group 3: Enhanced Payment Experience - The cross-border tourism consumption market is experiencing growth, with financial institutions enhancing payment services for inbound tourists [18] - Tourists from Rwanda have noted significant improvements in payment convenience, allowing them to use their home country cards for transactions in Shanghai [18] - Data shows that the number and amount of payments made by foreign nationals using WeChat Pay in China have tripled compared to the same period last year [22]
便利支付助中外游客畅游巴蜀
Jin Rong Shi Bao· 2025-08-14 02:16
Group 1 - The article highlights the significant improvement in payment convenience in the ancient city of Langzhong, Sichuan, attracting both domestic and international tourists [1][2] - The People's Bank of China in Nanchong has been actively promoting payment facilitation in Langzhong, creating a "no-barrier payment street" with over 150 key merchants and various payment options like WeChat and Alipay [2][3] - During the summer vacation, promotional activities led to over 3,100 discount transactions amounting to approximately 66,100 yuan, stimulating consumption exceeding 3 million yuan in the Langzhong business district [2] Group 2 - The article also discusses the payment service enhancements at the Sanxingdui Museum in Deyang, which has seen an influx of tourists during the summer season [4] - The People's Bank of China in Deyang has implemented various payment services, including a bilingual feedback system and promotional discounts for visitors, enhancing the overall tourist experience [4] - The financial services provided are aimed at boosting cultural tourism consumption in the Sichuan-Chongqing region, demonstrating the integration of finance and tourism [4]
克罗地亚代表团点赞工行“卡码通” 成都世运会金融服务“零时差”
Jing Ji Wang· 2025-08-13 09:35
2025年8月5日,成都世运村A区注册中心迎来代表团报到高峰。克罗地亚世界运动会代表团刚抵达,工商银行成都分行工作人员 便主动迎上前,递上清凉矿泉水,送上双语《ICBC Pass服务指南》,并现场协助办理"卡码通"新型支付产品。短短十余分钟, 代表团成员便完成开卡、绑卡、激活全流程,成为当日首个"全团发放'卡码通'"的境外代表团,率先享受到"一卡在手、畅行蓉 城"的便捷体验。 工商银行e生活小站为各国代表团提供便捷的"卡码通"办理服务。龚航 摄 该产品具有"快速申领、隐私保护、充值即用、便利支付"四大特点。外籍人士凭有效身份证件可在工行指定网点或世运村服务 点领取实体卡,手机扫描卡片背后二维码,即可在30秒内完成激活、绑定境外银行卡及充值,支持线下挥卡、插卡及线上二维 码多场景支付,覆盖成都所有的银联商户。 工商银行创新推出的"工银卡码通"。龚航 摄 为确保各代表团及国际友人"随到随办",工行成都分行在世运村A、B区、双流国际机场、赛事核心区酒店群构建了全覆盖金融 服务网络:6个自助银行服务区提供14种主流货币兑换、数字人民币支付、零钱包兑换等全天候服务;2台流动银行车每日9:00- 17:00穿梭场馆,配备 ...
人民银行重庆市分行:严格金融数据管理,深化数字人民币试点建设
Bei Jing Shang Bao· 2025-08-08 11:06
会议要求,要稳慎扎实推进人民币国际化,积极推动人民币在贸易投资、跨境支付等领域使用。加紧实 施更加积极有为外汇政策支持稳外资稳外贸,优化重点领域金融外汇服务支持区域开放发展。 北京商报讯(记者 刘四红)8月8日,据人民银行重庆市分行官网当日消息,中国人民银行重庆市分行 召开2025年下半年工作会议暨重庆外汇管理工作会议。 坚持强监管与优服务并重。规范高效推进行政执法。持续推进打击洗钱违法犯罪活动。严格金融数据管 理。常态化提升支付便利化水平。深化数字人民币试点建设。保障国库业务平稳有序运行。推动资金流 信用信息平台在金融"五篇大文章"领域的运用。 ...
多层次多元化支付服务体系不断完善
Jin Rong Shi Bao· 2025-08-08 07:55
Core Viewpoint - The People's Bank of China (PBOC) is actively enhancing payment services for specific groups such as the elderly and foreign visitors, resulting in significant improvements in payment convenience across various scenarios [1][2][3]. Group 1: Payment Convenience Enhancements - The PBOC has implemented measures to improve payment services for foreign visitors and the elderly, leading to a noticeable increase in payment convenience [2]. - Foreign bank card acceptance has been made more convenient, with a significant increase in the coverage of foreign card acceptance in key locations such as shopping areas, scenic spots, airports, and hotels [2]. - Mobile payment acceptance has greatly improved, allowing foreign visitors to register for Alipay and WeChat using their foreign phone numbers and bind foreign bank cards for payments [2][4]. - The demand for foreign currency exchange has been effectively met, with foreign visitors able to exchange currency at approximately 67,000 bank outlets and 32,000 ATMs nationwide [2]. Group 2: Simplified Banking Services - Foreign visitors can now open domestic bank accounts more easily, with simplified procedures and multi-language support, significantly enhancing their banking experience [3]. - The PBOC has made efforts to improve banking services for the elderly, with over 99% of bank branches undergoing modifications to enhance accessibility for older customers [3]. Group 3: Cash Payment Environment - The PBOC is committed to optimizing the cash payment environment, with 99.3% of surveyed businesses supporting cash payments [6]. - Future plans include enhancing inter-departmental collaboration to ensure the implementation of cash usage policies and improving merchants' cash handling services [6][7]. - The PBOC aims to establish a sustainable model for small denomination cash services and will continue to address and penalize businesses that refuse cash payments [7].
“无感”支付增便利 来华消费显活力
Jin Rong Shi Bao· 2025-08-08 07:55
Core Insights - The article highlights the increasing acceptance and convenience of mobile payment systems among foreign visitors in China, driven by recent government initiatives to enhance payment services [1][2][4] Group 1: Mobile Payment Adoption - Foreign tourists in China are increasingly using mobile payment methods, with services like "external card binding" and "external package use" facilitating nearly 7 million international consumers in 2024, resulting in a transaction volume and number of transactions increasing over threefold year-on-year [1] - The successful payment rate for foreign customers at retail stores has improved significantly, with a success rate exceeding 90% compared to only 10-20% previously [2] Group 2: Merchant Opportunities - The convenience of mobile payments has led to increased foot traffic and sales for merchants, particularly in tourist-heavy areas, with a notable rise in purchases from Southeast Asian customers [2] - Partnerships between payment platforms like Alipay and major credit card companies, such as American Express, have expanded the acceptance of international cards, covering seven major global card brands [2] Group 3: Currency Exchange Services - The establishment of foreign currency self-service exchange machines has improved the efficiency and convenience of currency exchange for foreign visitors, allowing for quick transactions without prior appointments [4][5] - Banks are enhancing their services by providing multi-language support and enabling cash withdrawals using international cards at ATMs, further facilitating the payment experience for foreign tourists [4]
世运汇蓉城 支付享便捷 第12届世运会金融保障服务全面启动
Jin Rong Shi Bao· 2025-08-08 02:31
Group 1 - The 12th World Games will be held in Chengdu from August 7 to August 17, 2025, with a focus on enhancing financial services for both domestic and international visitors through various payment methods [1] - The People's Bank of China Sichuan Branch will implement a responsibility system for host banks to create a convenient payment environment during the event [1] - Chengdu has established 10 premium payment convenience business circles at popular tourist spots, providing bilingual payment guides for international visitors [1] Group 2 - A total of 65,000 merchants in Chengdu will accept foreign cards, with 13,800 key merchants covering various categories of food, tourism, entertainment, and shopping [2] - Currency exchange services will be available at the World Games Village, designated hotels, and major airports, ensuring a one-stop service for foreign currency exchange [2] - The Sichuan Branch of the People's Bank of China aims to ensure sufficient cash supply and smooth access for visitors, with over 2,000 bank outlets facilitating cash exchange services [2] Group 3 - During the World Games, the acceptance of digital RMB will expand, with 365 existing merchants upgraded to accept digital currency, including 91 that support hard wallets [3] - Small and frequent consumption scenarios will be fully covered in event venues and cultural experience points, enhancing the digital payment experience for visitors [3] - The application of digital RMB for "tax refund upon departure" will be explored, providing convenience for international travelers [3]