4月29日，浦发银行发布2025年一季报，主要经营指标延续向好态势，营收净利实现双增，资产负债结构不断优 化，贷款净增量创近年来单季新高，特色产品经营提质增效，重点非息收入稳健增长，在复杂多变的市场环境中 保持了较好的发展韧性，高质量发展基础进一步夯实。 2025年以来，浦发银行以"数智化"战略为驱动，围绕金融"五篇大文章"与核心赛道精准发力，持续发挥区位优势， 服务实体经济有力有效。 经营质效稳步提升 从一季度的经营情况来看，在扎实做好金融"五篇大文章"，服务上海"五个中心"建设的大背景下，浦发银行各项经 营指标稳步向好，数智化战略成效逐步显现，展现出强劲的发展动力和良好的发展态势。 财报显示，浦发银行今年一季度实现营业收入459.22亿元，同比增长1.31%；实现归属于母公司股东的净利润175.98 亿元，同比增长1.02%，营收净利实现双增。 资产规模方面，截至报告期末，该行资产总额9.55万亿元，其中，本外币贷款总额（含票据贴现）5.58万亿元。负债 总额8.8万亿元，其中，本外币存款总额5.47万亿元。 进一步从增量来看，浦发银行在今年一季度实现存贷两旺。贷款总额（不含票据贴现）较上年末增长超250 ...

登录新浪财经APP 搜索【信披】查看更多考评等级 1、重要提示及目录 1.1本公司董事会及董事保证本报告所载资料不存在任何虚假记载、误导性陈述或者重大遗漏，并对其 内容的真实性、准确性和完整性承担个别及连带责任。年报中所列数据，除标示合并口径之外均为母公 司口径。 1.2本公司8名董事出席董事会会议。5名监事列席了本次会议。 1.3本公司独立董事吴心伯、靳庆鲁、李佳声明：保证年度报告内容的真实、准确、完整。 1.4毕马威华振会计师事务所（特殊普通合伙）根据中国注册会计师审计准则对本公司年度财务报告进 行审计，出具了标准无保留意见的审计报告。 1.5本公司总经理陈兵、分管财务副总经理严军、会计部门负责人马晓云声明：保证年度报告中财务报 告的真实、完整。 2、公司概况 2.1公司简介 2.1.1公司历史沿革 上海国际信托有限公司（以下简称"公司"）成立于1981年，注册资本金人民币50亿元。公司长期致力于 产品创新，获得资产证券化、代客境外理财（QDII）业务受托人、股指期货交易业务资格、非金融企 业债务融资工具承销商资格。公司曾被国务院指定为全国对外融资十大窗口之一；获地方金融机构最高 信用评级（穆迪Baa2、 ...

4月17日晚间兴蓉环境（000598）发布2024年年报，全年实现营业收入90.49亿元，同比增长11.9%；归 母净利润19.96亿元，同比提升8.28%，经营性现金流达36.81亿元，增幅8.61%。资产规模与归母净资产 同步扩容，分别增至484.48亿元和181.6亿元。业绩增长主要得益于污水处理、自来水制售及垃圾焚烧发 电等核心板块的业务量提升及处理费上调。 在股东回报方面，公司每股收益增长至0.67元；公司拟每10股派发1.87元现金红利(含税)，较2023年同 比增长10%。 报告期内，兴蓉环境市场拓展成效显著，新增温江、大邑等地供排水项目，并完成西安餐厨垃圾处置项 目股权收购，进一步夯实主业布局。同时，公司加速向再生水利用、直饮水、固废资源化等细分领域延 伸，打造多元化增长极。 兴蓉环境各建设项目有序推进。骑龙净水厂、凤凰河二沟再生水厂年内投运，成都市自来水七厂三期、 邛崃餐厨处置厂等已进入调试或试运行阶段，预计2025年释放产能；万兴环保发电厂三期、成都中心城 区厨余垃圾处理三期等在建项目有序推进，未来处理规模将再上新台阶。随着在建项目陆续落地及新业 务增量释放，兴蓉环境有望进一步巩固环保行业 ...

Core Viewpoint - The year 2024 marks the beginning of Shanghai Pudong Development Bank's "digital intelligence" strategy, with significant attention on its transformation outcomes and performance metrics [1] Group 1: Digital Transformation Effectiveness - The bank has identified five strategic areas: technology finance, supply chain finance, inclusive finance, cross-border finance, and treasury finance, to enhance its digital infrastructure and services [2] - The ultimate goal of the strategy is to address operational and service challenges, shifting from management-centric to customer-centric thinking [2] - The bank has developed a "Five Forces Model" for evaluating technology enterprises, serving over 71,000 tech firms with a loan scale exceeding 600 billion yuan, leading among joint-stock banks [2] Group 2: Core Operating Indicators - In 2024, the bank achieved an operating income of 170.748 billion yuan, a year-on-year increase of 0.92%, and a net profit attributable to shareholders of 45.257 billion yuan, up 23.31%, marking a 12-year high [4] - The bank's total assets reached 9.46 trillion yuan, a growth of 5.05% year-on-year, with total loans (including bill discounting) amounting to 5.39 trillion yuan, up 7.45% [5] - The bank's non-performing loan (NPL) ratio decreased to 1.36%, with a provision coverage ratio of 186.96%, the highest since 2015 [6] Group 3: Retail Business Development - The bank's retail business has shown steady progress, serving 157 million personal customers, with significant growth in high-asset clients and wealth management [7] - The bank's personal assets under management (AUM) reached 3.88 trillion yuan, with a 35% increase in asset management scale from subsidiaries [7] - Opportunities for retail business in 2025 include consumption stimulus policies, demographic shifts, and the integration of wealth and asset management services [7] Group 4: Future Goals and Outlook - The bank aims to enhance its "digital intelligence" strategy, focus on high-quality development, and optimize asset and customer structures to improve operational efficiency [6] - The bank's net interest margin for 2024 was 1.42%, a decline of 10 basis points, but better than the average decline in the banking sector [6] - The bank plans to reshape its image as a quality blue-chip through value creation, transmission, and realization strategies [8]