主动采购搭建桥梁 进口好物走进万家 此次进博优品会汇集全球尖货、首发新品与非遗老字号精品。现场，中行上海市分行以采购商身份积极 对接参展商资源，与东浩兰生国贸展团达成首单采购，将"进博好物走进千家万户"的理念延伸至行内， 让员工切身感受开放市场带来的优质产品，以实际行动为消费升级注入新活力。同时，中国银行手机银 行APP同步上线优品交易会专属报名入口，通过这一"指尖上的通道"，消费者可以高效注册报名，入场 采购全球尖货、首发新品、非遗老字号精品等"进博好物"，加速释放消费潜力。 2025进博优品交易会今天在国家会展中心（上海）开幕。中国银行深度参与这场被誉为"小进博"的展销 对接会，为展会注入金融动能，助力进博好物走进千家万户。 发挥进博招展优势 聚合全球优质资源 本次进博优品会，中国银行充分发挥八年支持百余场进博会境外招展活动的丰富经验，依托自身平台优 势，组建"中国银行消费品展团"以及"中国银行汽车展团"两大展团亮相。 在500平米品质生活消费品展台现场，中行上海市分行携手10家知名消费品牌，为消费者打造一站式品 质生活体验空间，汇集智能家电与实用家居，探索国潮服饰穿搭与精致护肤美妆，品味鲜肉月饼、糖炒 ...

"我们深切体会到，循环经济产业要实现规模跃升，必须善用金融与资本市场。"河南循环科技产业集团（以下简称河南循环集团）党委副书记、总经理王中 旗称。 王中旗介绍，河南循环集团以"资源回收再利用"为核心，形成了涵盖电子废弃物处理、再生塑料高值化利用、再生铜加工、报废汽车拆解再制造、循环经济 产业园运营以及循环经济互联网+等多领域协同的全产业链布局。公司下属26家企业，遍布全国15个省及直辖市。 谈及金融和资本市场对循环经济高质量发展的助力，王中旗举例介绍了近年来河南循环集团两项关键资本运作。一是发行两期绿色ABS，累计融资16.52亿 元；二是引入战略投资者，公司以16.38%的股权，获得行业龙头格林美股份有限公司的4亿元投资。 【大河财立方 记者 王鑫 文 马腾飞 洪昊旸 摄影】12月18日，"澎湃金融动能 赋能现代产业"清华五道口金融PLUS产业峰会在郑州举办。 当前，全球新一轮科技革命和产业变革加速演进，进入一个充满"新变量"的时代。与此同时，产业的升级催生着"新范式"的涌现，而这一切都离不开金融的 支持。 在此背景下，本次峰会围绕"新变量与新范式—金融赋能与现代产业体系构建"这一核心议题，邀请了多个领域的 ...

截至目前，银川已向3962户从事种植养殖、自主创业的农户发放"富民贷"3.6亿元，累计发放额达 8.85亿元，惠及8275户农户。 与此同时，银川超额完成近1500栋老旧日光温室改造，推动设施农业向高效化、数字化转型；42家 就业帮扶车间吸纳近3000人就业，年人均收入超过4万元；高素质农民"头雁"行动培育新型职业农民， 直播带货等新技能拓宽了农产品销路。一系列"稳心"实事多维度拓宽增收渠道，让群众的日子越过越红 火，乡村振兴的根基愈发坚实。 "十四五"期间，银川市持续推进民生"十心"实事，聚焦就业创业、产业发展等核心领域，通过设施 农业提质、就业车间稳岗、金融赋能增收、人才培育助力等务实举措，将"承诺账单"变为群众"幸福清 单"，让大家的"钱袋子"越来越鼓。 其中，"富民贷"是撬动农户增收的关键抓手。这款产品凭借额度高(每户最高20万元)、门槛低、期 限长、利率优的突出优势，精准破解了农户"贷款难、贷款贵、担保缺"的发展堵点。永宁县李俊镇的香 芹种植户马万林，靠着"富民贷"将零散种植拓展至千亩规模，实现标准化、集约化经营；闽宁镇养殖户 妥万德则通过贷款扩大养殖规模，肉牛存栏量从40头增至260头，产业发展步 ...

Core Insights - Consumption is a vital engine for economic growth, and Huizhou Agricultural Bank (Huizhou ABC) is implementing a "finance for the people" philosophy to enhance financial services and support local consumption [1] Group 1: Financial Services and Consumer Loans - As of Q3 2025, Huizhou ABC's personal consumption loans (including credit cards) reached 13.2 billion yuan, with an annual increase of 500 million yuan, leading the industry in key metrics [1] - The proportion of personal consumption loans in total personal loans increased to 15%, injecting lasting vitality into the Huizhou consumption market [1] Group 2: County-Level Consumption Activation - Huizhou ABC is constructing a "financial + consumption" ecosystem to activate county-level consumption potential, focusing on core merchants and offering discounts and promotions [5] - The bank aims to establish three "one county, one business circle" scenarios by 2025, transitioning county consumption from "low frequency, low benefit" to "high frequency, high benefit" [5] Group 3: Product Innovation - Huizhou ABC has launched targeted financial products, such as the "fishing boat installment" loan, to meet the specific needs of different consumer groups [6] - The "Agricultural Bank Renewal e-loan" offers online processing, quick approval, and flexible credit terms, with over 2 billion yuan in consumer loans disbursed as of 2025 [6] Group 4: Service Efficiency and Consumer Confidence - The bank has improved service efficiency, exemplified by a case where a customer received expedited loan processing through a "green channel" [7] - Huizhou ABC has implemented a consumer loan renewal policy to alleviate repayment pressure, with over 190 million yuan in renewal loans issued by Q3 2025 [8] Group 5: Real Estate Sector Support - Huizhou ABC, in collaboration with local housing authorities, conducted training on legal risk prevention in the real estate sector to enhance market order and support financial stability [9][11] - The training covered real estate policies, legal risk training, and financial support, attracting over 200 participants from various real estate-related organizations [11]

中德证券执行董事 产业研究部负责人 崔雷 我国作为制造业大国、强国，产业园区在推进新型工业化方面发挥了重要作用：据工信部有关负责人在 国新办发布会上介绍，我国制造业增加值占全球比重已接近30%，总体规模连续15年保持全球第一； 2024年，178家国家高新区占全国GDP的比重达到14.3%，汇聚了全国33%的高新技术企业、46%的专精 特新"小巨人"企业。 推动产业园区向绿电化、零碳化的方向发展，具有重要的社会价值。金融具有募集资金、分散风险、配 置资源等三方面的核心功能，能够成为产业园区建设、发展、持续服务过程中的重要一环。 二、对金融赋能的理解：发挥三重功能，全周期协同发展 （一）金融赋能的必要性：战略共建、风险共担、价值共创 产业园区由空间开发阶段迈向生态运营阶段，构建起涵盖政务服务、专业服务、金融服务、科创服务的 全要素服务体系。全生命周期的金融服务体系，已从产业园区发展的"加分项"转变为"必选项"。就服务 于产业园区而言，金融主要在募集资金、分散风险和配置资源三个维度发挥作用。 一、对绿电园区的理解：重要的产业抓手与比较优势 （一）国际视角：政策与技术重塑产业格局 碳中和议题与"人类命运共同体"休戚 ...

Core Viewpoint - Gansu Bank's Tianshui Branch is actively integrating financial services with local development, focusing on enhancing the quality of life and stimulating industrial growth in Tianshui, Gansu Province [1] Group 1: Financial Support for Livelihood - The Tianshui Chengji Heating Plant project is under construction, benefiting over 400,000 residents with high-quality heating services, supported by Gansu Bank's quick approval of funding [2] - Gansu Bank's commitment to efficiency is evident in its rapid loan approval process for the heating project, ensuring timely delivery of financial support to enhance community welfare [2] Group 2: Industrial Development Financing - Gansu Bank is supporting Tianshui's mushroom industry leader by facilitating financing for expansion and technological upgrades, utilizing a combination of guarantees and collateral to streamline the loan approval process [3] - The bank's proactive approach in identifying financing needs has significantly reduced the time required for loan approvals, aiding in the modernization of local agriculture [3] Group 3: Housing Project Financing - A residential project in Qin'an, previously stalled due to funding issues, has resumed construction with Gansu Bank's financial intervention, impacting over 800 households [4] - The bank formed a special team to collaborate with local government, ensuring rapid approval of funding to support the housing project, thereby contributing to community stability and welfare [4] Group 4: Cultural and Tourism Development - Gansu Bank has facilitated the establishment of the Weichuan Cultural Tourism Group in Wushan County, completing the loan approval process in just two weeks to support the local tourism industry [5] - The bank's financial assistance is helping to elevate Wushan's cultural tourism brand, enhancing the region's appeal and economic potential [5] Group 5: Overall Financial Impact - In 2023, Gansu Bank's Tianshui Branch has disbursed over 3 billion yuan in various loans, demonstrating its commitment to supporting local high-quality development through diverse financial services [5]

区工商联围绕区位优势明显、国际化程度高、历史底蕴深厚等特点推介区营商环境，重点介绍"上海硅巷"科创街区的建设情况以及区域重点产业的发展情 况，全方位展现区域服务软实力，真诚邀请苏州企业家们到长宁来感受"梧桐树下写代码、风貌区内搞科研、咖啡馆里开晨会、烟火气中聊创新"。 为进一步促进区民营企业数字化转型与智能化升级，学习借鉴国际领先的技术与管理模式，搭建技术交流、资源对接、金融赋能的桥梁，11月28日，长宁 区工商联联手宁波银行长宁支行，组织长宁、苏州两地近30家企业走进上海发那科智能制造体验中心，沉浸式了解生产执行管理、数字化智能工厂、设备 智能管理等智能制造解决方案，并围绕金融赋能、智能制造转型等话题深入探讨，激发创新活力，凝聚发展共识。 上海发那科机器人有限公司行业资深专家结合具体行业案例分享智能制造的解决方案和转型思路；宁波银行行业赋能专家重点介绍"设备之家"金融服务平 台；与会企业家结合发展实际，分享经营心得、探讨行业趋势、对接合作资源。 宁波银行长宁支行表示，将继续深耕金融主业，优化产品体系，提升服务效率，推动"银企、企企"之间的深度对接，成为企业家拓展市场、创新发展的金 融后盾。 为进一步促进区民 ...

相关负责人介绍，本次活动搭建起精准务实的沟通协作平台，实现创投资本与优质项目的精准对接，打 通"政策-资本-产业-项目"协同链路，为后续合作落地提供坚实支撑，推动形成协同发展良好格局，深化 了跨区域协同共识。 下一步，南沙区人社局将继续联动国企、基地开展港澳青创资源对接交流，以更好的政策、更强的平 台、更优的服务夯实南沙与港澳的产业联动、创新赋能的务实基础，为粤港澳大湾区高质量协同发展注 入更为强劲的南沙动能。 采写：南都N视频记者 郑雨楠 11月28日，"图南筑梦·青创未来"南沙粤港澳产业协同暨创投资源精准对接专场活动在南沙金控大厦举 行。本次活动以"产业协同+金融赋能"为抓手，搭建起南沙产业资源、港澳优质项目与创投资本深度对 接的桥梁纽带。60余位企业、行业协会及港澳青创基地代表齐聚一堂，共商创新创业合作，破解跨区域 协作壁垒和创业融资适配难题，探索"资本+项目+场景"的粤港澳协同发展新路径。 活动聚焦"政策+金融"双向协同赋能，构建全周期创投服务体系。以创投资源精准对接为核心，精心筛 选3个港澳优质科创项目登台路演，集中展现港澳前沿技术实力与市场化应用潜力。活动现场，项目团 队还与现场创投机构、产业代表 ...

Core Insights - Daya Town in Liuyang, Hunan Province, is recognized as a global hub for the firework industry, with a rich cultural heritage and a complete industrial chain [1][3][8] - The firework industry in Daya Town has evolved from small family workshops to a modern, large-scale production model, producing nearly 6,000 varieties of fireworks [3][4] - The introduction of innovative products like the "Gatling" firework has significantly boosted sales, with the product achieving an annual sales figure of 8 billion yuan in 2021 [4][5] Industry Development - Daya Town is the birthplace of fireworks, dating back over 1,400 years, and has become a cultural symbol and a national intangible cultural heritage [2][3] - The town's firework enterprises have participated in numerous high-profile events, including the Beijing and London Olympics, showcasing their global influence [1][3] - The local government has implemented policies to support the firework industry, including financial assistance and streamlined administrative processes [6][7] Financial Support - Financial institutions have provided significant credit support, with Liuyang Rural Commercial Bank granting 16 billion yuan in credit to the industry [7] - Innovative financial products, such as the "firework loan," have been introduced to cater to the unique needs of firework enterprises, enhancing their access to funding [7] Industrial Ecosystem - Daya Town boasts a complete industrial ecosystem covering all aspects of firework production, from raw material sourcing to logistics and marketing, with over 400 related enterprises [8][9] - The town has undergone a "reduction revolution," consolidating production facilities to improve efficiency and safety, resulting in a significant market share in raw materials [9] Marketing and Consumer Engagement - The firework industry is adapting to changing consumer preferences by creating unique experiences, such as interactive firework shows and personalized services [10][11] - Events like the birthday celebration for a popular game character have showcased the integration of fireworks into modern cultural experiences, attracting diverse audiences [10][11] Economic Impact - Daya Town's firework industry has contributed to local economic growth, with per capita disposable income reaching 62,000 yuan and total savings exceeding 8 billion yuan [7] - The success of the firework industry aligns with national economic development strategies, demonstrating the potential of characteristic towns to drive regional economic upgrades [12][13]

Core Viewpoint - Zhengzhou Bank focuses on balancing its development with local economic empowerment amidst narrowing interest margins and intensified market competition in the banking industry [1] Group 1: Financial Performance - As of the third quarter, Zhengzhou Bank's total assets exceeded 740 billion yuan, reaching 743.55 billion yuan, representing a steady growth of 9.93% compared to the end of the previous year [1] - The total amount of deposits reached 459.52 billion yuan, an increase of 13.59% from the end of the previous year, with personal deposits growing by 22.44% year-on-year to 267.14 billion yuan [1] - Net interest income was 7.816 billion yuan, up 5.83% year-on-year, while non-interest income rose to 1.579 billion yuan, contributing to a diversified profit structure [2] Group 2: Credit and Investment Strategy - The total amount of loans and advances reached 406.72 billion yuan, a growth of 4.91% from the end of the previous year, with a focus on advanced manufacturing, urban renewal, and green low-carbon sectors [3] - The bank implemented a "one enterprise, one policy" approach to address financing difficulties for small and micro enterprises, enhancing support for local economic stability [3] Group 3: Service Ecosystem and Community Impact - Zhengzhou Bank has developed four service systems: "Citizen Manager," "Financing Manager," "Wealth Manager," and "Rural Manager," integrating financial services into various social scenarios [4] - Personal loan balances reached 96.31 billion yuan, reflecting a growth of 5.88% from the end of the previous year, catering to diverse needs such as housing, entrepreneurship, and consumption [4] Group 4: Risk Management - The bank maintained a provision coverage ratio of 186.17%, an increase of 19.94 percentage points year-on-year, while the non-performing loan ratio was 1.76%, a decrease of 0.1 percentage points [4] - Zhengzhou Bank emphasizes risk prevention as a core aspect of its operations, combining internal capital accumulation with external capital supplementation to enhance its risk resilience [4] Group 5: Future Outlook - Zhengzhou Bank aims to continue enhancing its comprehensive financial service capabilities and deepen its integration into local economic development, contributing to the rise of the Central Plains and the revitalization of Henan [5]