Core Viewpoint - The article discusses the recent release of the "Anti-Money Laundering Work Management Measures for the Legal Profession (Draft for Comments)" by the Ministry of Justice and the People's Bank of China, emphasizing the compliance responsibilities of law firms in anti-money laundering efforts [1][2]. Compliance Responsibilities - Law firms providing legal services related to Article 64, Section 2 of the Anti-Money Laundering Law must fully comply with anti-money laundering obligations [2]. - Law firms are required to establish internal control systems, including risk assessments, client identity verification, and maintaining due diligence information for at least 10 years [5]. - Continuous monitoring and reporting of client risks, identifying suspicious transactions, and taking special precautions for high-risk clients such as Politically Exposed Persons (PEPs) and Ultimate Beneficial Owners (UBOs) are mandated [5][6]. Internal Control and Due Diligence - Violations by law firms will result in penalties, and regulatory personnel will also be held accountable for negligence [3]. - Collaboration across departments and training for all lawyers on anti-money laundering practices are essential, with strict confidentiality of client data and investigation information [5]. Compliance Tools and Solutions - LSEG World-Check offers compliance tools that align with the requirements of the draft, including a global risk database and intelligent screening [4]. - The platform provides real-time monitoring of client risk changes, automatic generation of audit reports, and features for sensitive case screening to ensure data confidentiality [8][10]. - The solution supports customizable workflows and audit trails to meet the 10-year record-keeping requirement [10]. Case Studies and Evidence - A top 50 global law firm's China branch improved client onboarding screening efficiency by 80% using World-Check, reducing high-risk case review time to 15 minutes per case [13]. - A cross-border merger law firm successfully identified hidden connections to sanctioned entities, avoiding potential compliance losses amounting to hundreds of millions [13]. Training and Support - Free training sessions covering new regulations and high-risk country due diligence practices are available, along with customizable solutions for law firms of various sizes [13][21].

Core Viewpoint - The third-party payment industry is facing intensified regulatory scrutiny, as evidenced by recent fines imposed on companies for non-compliance with regulations [1][6][7]. Group 1: Regulatory Actions - Newborn Payment Co., Ltd. was fined 480,000 yuan for violating clearing management and institutional management regulations [1][3]. - Tianjin Rongbao Payment Network Co., Ltd. was fined 130,000 yuan for failing to properly safeguard relevant materials and not implementing effective risk control measures [5][6]. Group 2: Industry Context - The recent fines reflect a broader trend of increased regulatory oversight in the third-party payment sector, with a notable rise in penalties compared to the previous year [7][8]. - Analysts indicate that the introduction of new penalty clauses under the Non-Bank Payment Institutions Supervision Management Regulations has expanded the scope of regulatory enforcement [6][7]. Group 3: Compliance Challenges - Compliance shortcomings in risk management remain a significant issue for licensed payment institutions, particularly in merchant management and risk control measures [6][8]. - The industry is entering a full-chain regulatory era, with heightened compliance requirements and costs, particularly concerning anti-money laundering measures [7][8]. Group 4: Future Recommendations - Payment institutions are advised to enhance their anti-money laundering capabilities and improve communication with regulators to navigate the evolving compliance landscape [8]. - Companies should focus on core business areas and leverage strategic opportunities in digital and cross-border payments while ensuring robust compliance frameworks [8].

上海剑桥科技股份有限公司 反洗钱制度 上海剑桥科技股份有限公司 （根据 2025 年 5 月 28 日召开的第五届董事会第十四次会议决议修订） 第一章 总 则 第一条 为切实防范上海剑桥科技股份有限公司（以下简称"公司"）反洗 钱工作，建立健全反洗钱工作管理机制，保护公司免于参与清洗黑钱、恐怖分子 融资、武器扩散资金筹集、逃税及违反制裁的风险，以及因被牵涉到有关犯罪行 为所导致的声誉风险，本公司制定《上海剑桥科技股份有限公司反洗钱制度》。 第二条 公司致力于通过遵守各营运所在司法管辖区的反洗钱法律及法规， 以禁止和打击清洗黑钱、恐怖分子融资、违反制裁和其他犯罪活动。 第三条 本制度是公司实施反洗钱管理的纲领性文件，适用于全公司所有 业务条线、各级机构和全体员工。各子公司结合当地市场情况和经营需要，制定 或者完善各类操作细则，有效落实反洗钱法律法规和监管规定的要求。 第二章 管理与监督 第四条 董事会依照法律、法规和公司章程的规定，履行与反洗钱有关的职 责，承担公司洗钱风险管理最终责任，是公司反洗钱工作的最高决策机构。 审计委员会承担洗钱风险管理的监督责任，负责监督董事会和高级管理层反 洗钱履职尽责情况并督促整 ...

Core Points - The BVI government has implemented new regulations effective January 2, 2025, aimed at enhancing transparency and compliance in the international financial center [1] - Companies are required to maintain detailed records of their shareholder registers and beneficial ownership information to combat money laundering and tax evasion [1] Group 1: Shareholder Register Requirements - Companies existing before January 2, 2025, must submit their shareholder register by June 30, 2025 [3] - New BVI companies must submit their shareholder register within 30 days of registration, and any changes in shareholder information must be updated within 30 days [3] - Exemptions from the shareholder register requirement apply to companies listed on recognized stock exchanges, certain investment funds, and incubator or approved funds [4][5] Group 2: Beneficial Ownership Information - Companies must submit beneficial ownership information to the registry, with the same deadlines as the shareholder register [6][7] - The definition of a beneficial owner includes individuals who own or control 10% or more of the shares or voting rights of a company [8] - Exemptions for beneficial ownership information submission are similar to those for the shareholder register, including companies listed on recognized exchanges and certain fund types [10] Group 3: Penalties for Non-Compliance - Companies that fail to submit the required shareholder register and beneficial ownership information by the deadlines will face fines starting at $600 for the first three months, increasing to $800 for the next three months, and potential deregistration thereafter [11]

过去提取10万元以上的大额现金只需要提前一天预约就可以了。而现在至少需要提前3个工作日预约，预约较之前大幅延长。此外，储户还需要提供资金的 用途信息。 为了加强对提取大额现金的管理力度，中国人民银行联合银保监会于2025年4月15日发布了《关于加强大额现金管理优化银行服务的通知》，明确规定从6月 1日起，个人在银行柜台办理大额取现业务时，需履行更加严格的身份核验和资金用途说明程序。 第一，大额现金的取现时间延长了 据业内人士介绍，这项新规主要是针对单笔或累计提取现金超过10万元人民币的业务，旨在防范洗钱风险，保障金融系统的安全。 从目前情况看，银行大 额现金取款新规主要有以下几个方面的变化： 根据新规的规定，对于3个月内从其他银行转入大额资金（超过10万），后又在短期内再提取大额现金的客户，银行将对其实施为期一周的"资金监测期"， 期间客户的取现行为会受到严格限制。此项新规就是要防范一些不法分子的洗钱行为。 第四，对于储户提取大额外币也在加强管理 之前储户提取大额外币是1万美元（约等于7万元人民币），而现在新规将大额外币取现标准统一为等值5万元人民币。这意味着，新规将提取大额外币的标 准下调了。显然，在当前复 ...

或上天天基金APP搜索【777】 开户领98元券包 ，优选基金10元起投！ 分享、点赞、在看 顺手三连越来越有钱 免责声明 以上观点来自相关机构，不代表天天基金的观点，不对观点的准确性和完整性做任何保证。 收益率数据仅供参考，过往业绩和走势风格不预示未来表现，不构成投资建议。转引的相关 ↓ 点击"阅读原文" 2025年5月15日是第十六个全国公安机关打击和防范经济犯罪宣传日。中国人民 银行上海总部联合上海市公安局经侦总队、招商银行上海分行共同制作了反洗钱宣传 短剧，提醒广大市民朋友防范洗钱风险，远离洗钱犯罪，守护好自己的"钱袋子"。 来源：中国人民银行上海总部 ...

Core Viewpoint - Financial security is a crucial component of national security, and recent years have seen heightened emphasis on anti-money laundering efforts by the Chinese government, particularly under the leadership of Xi Jinping [1][16]. Group 1: Causes and Methods of Money Laundering - The fundamental motive behind money laundering is to legitimize illegal gains, which are closely linked to upstream crimes such as drug trafficking, organized crime, financial crimes, and corruption [1][4][5]. - Money laundering activities often involve various methods to obscure the source and nature of illegal funds, thereby evading regulatory scrutiny and legal penalties [5]. Group 2: Legal Framework and Enforcement - The 2021 amendment to the Criminal Law expanded the scope of money laundering offenses, including "self-laundering," which significantly impacts the conviction and sentencing of money laundering crimes [2][16]. - In 2024, the Supreme Court and the Supreme Procuratorate jointly issued clarifications on the legal standards applicable to money laundering cases, addressing the needs of judicial practice [2][16]. Group 3: Case Studies and Real-Life Examples - A case study involving a woman named Lily illustrates how individuals can become entangled in money laundering activities, leading to significant legal consequences. She was implicated in laundering 5.8 million yuan for a drug dealer [6][7]. - Another case highlights a woman named Hongye, who was involved in laundering funds from an illegal fundraising scheme, ultimately leading to her conviction for money laundering [13][15]. Group 4: Increasing Enforcement Efforts - Since the Supreme Procuratorate's 2020 initiative to enhance anti-money laundering efforts, there has been a notable increase in prosecutions, with 3,032 individuals charged in 2024, representing over 20 times the number of prosecutions in 2019 [7]. - The implementation of the "one case, dual investigation" mechanism has strengthened the ability of prosecutorial bodies to identify and prosecute money laundering offenses alongside related crimes [7][11]. Group 5: Collaborative Efforts and Mechanisms - Various departments have established collaborative mechanisms to enhance the effectiveness of anti-money laundering efforts, including joint actions by the People's Bank of China and the Ministry of Public Security [11][16]. - Regional cooperation among prosecutorial bodies and financial institutions has been emphasized to address challenges in handling money laundering cases [11].

Group 1 - The core viewpoint of the news is that the Industrial and Commercial Bank of China (ICBC) Weihai Branch is actively promoting anti-money laundering awareness among its employees through an online quiz activity, in response to the new Anti-Money Laundering Law [1][2] - The bank has mobilized its branches and professional departments to emphasize the importance of anti-money laundering work and encourage employee participation in the quiz [1] - The initial phase of the activity involved employees participating during their spare time, with promotional materials such as posters and QR codes displayed in 35 branches, and the use of LED screens to remind customers to participate [1] Group 2 - To expand the reach of the anti-money laundering quiz, the bank organized outreach efforts to communities, enterprises, and schools, enhancing participation [2] - The bank also utilized online channels, encouraging employees to share quiz information through social media and customer groups to broaden the promotional coverage [2] - Moving forward, ICBC Weihai Branch aims to continue its anti-money laundering efforts by diversifying promotional methods to educate the public and enhance risk awareness [2]

精准覆盖，构建反洗钱传播桥梁 华夏银行石家庄分行以"3•15"金融消费者权益保护日、"金融知识普及月"等关键时间节点为契机，积极构建反洗钱宣传桥梁，深入社区、企业、学校、农 村、商圈等地开展"五进"宣传活动，切实做到精准覆盖。针对不同群体，量身定制宣传内容。一是走进社区着重关注老年群体，讲解防范电信诈骗、非法集 资等违法犯罪技巧，提示他们增强防范意识，守好"钱袋子"。二是赴企业开展面对面反洗钱宣讲，讲解账户管理规范、受益所有人备案要求以及单位反洗钱 义务等内容，重点强化律师事务所、房产中介机构等特定非金融机构反洗钱义务履行意识，避免因管理疏忽成为洗钱犯罪的"帮凶"。三是联合辖区高校开展 反洗钱知识普及活动，深入讲解洗钱、非法金融放贷、出租出借银行卡等违法犯罪行为的危害，引导他们自觉远离非法金融活动，营造安全、健康的校园金 融环境。四是面向县域、农村地区群众，开展通俗易懂的反洗钱知识普及，帮助农民朋友增强风险防范意识。五是聚焦商圈、商业综合体等人员密集区域， 加强反洗钱宣传与业务推动的有机融合，面向商户开展合规经营教育，面向消费者普及洗钱风险防范知识。通过宣传活动的扎实开展，切实将反洗钱知识送 到了群众身边，进 ...

走进上海对外经贸大学 4月29日，申万宏源证券有限公司上海静安区北京西路证券营业部恪尽职守做好投资者服务工 作，为推动金融知识普及纳入国民教育体系，提升青年群体金融素养和风险防范意识，进一步加强 投资者保护的宣传力度，举办"投教进高校"专项活动，为上海对外经贸大学的学生们开展了5·15投 资者教育活动，现场氛围热烈，将近200名大学生参与本次活动。 同时提醒同学们，在互联网时代，保护个人信息安全尤为重要。不要随意在不明网站或 APP 上 填写身份、银行卡等敏感信息，不要点击来路不明的投资链接，避免信息泄露被不法分子利用。希 望通过本次专项活动，同学们能牢记这些非法活动的手法与危害，不贪图小利，不轻易相信陌生人 的 "投资承诺" ，遇到可疑情况及时向监管部门或学校咨询，守护好自己的财产安全。 营业部会持续做好投教工作，以实际行动助力投资者树立理性投资、价值投资和长期投资的理 念，提升金融素养和知识储备，为构建和谐、稳定的资本市场添砖加瓦。希望上海对外经贸大学的 同学们以"插入岩石中的钢钉姿态" ， "任尔东西南北风，我自巍然不动" ，相信以大家的"星星之火"终 能成燎原之势，在每个人的心中打下捍卫国家安全，人人 ...