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平安银行取得银行业务资格校验方法专利
Sou Hu Cai Jing· 2025-12-26 07:40
国家知识产权局信息显示,平安银行股份有限公司取得一项名为"一种银行业务的资格校验方法及相关 装置"的专利,授权公告号CN117422535B,申请日期为2023年10月。 来源:市场资讯 天眼查资料显示,平安银行股份有限公司,成立于1987年,位于深圳市,是一家以从事货币金融服务为 主的企业。企业注册资本1142489.4787万人民币。通过天眼查大数据分析,平安银行股份有限公司共对 外投资了11家企业,参与招投标项目1146次,财产线索方面有商标信息501条,专利信息4629条,此外 企业还拥有行政许可71个。 声明:市场有风险,投资需谨慎。本文为AI基于第三方数据生成,仅供参考,不构成个人投资建议。 ...
陈剑夫:改革未有穷期,创新永无止境
Zheng Quan Ri Bao· 2025-12-26 06:16
创新,是资本市场拥抱未来、激发活力的核心引擎。科技赋能金融,正在重塑资本市场的业态与服务模 式。金融科技的运用,提升了市场效率,优化了投资体验,也催生了新的产品与服务。与此同时,资本 市场更肩负着支持科技创新、助力产业升级的重任。通过制度创新、产品创新、服务创新,资本市场正 努力为"硬科技"、"专精特新"、绿色低碳等领域的优秀企业,提供更为通畅的融资渠道和成长沃土,推 动科技、资本与实体经济的正向循环。创新,让资本市场更具敏锐性与包容度,更能适应并引领新经济 发展的需求。 "新出发",意味着在改革与创新的双轮驱动下,资本市场已经站在了新的历史起点。这要求我们以更开 阔的视野审视未来,以更系统的思维谋划发展。"新出发",是服务高质量发展新要求、贯彻新发展理念 的再深化;是应对国内外复杂环境、提升核心竞争力的再动员;也是回应广大投资者新期待、增强市场 获得感与信任度的再承诺。 尊敬的各位领导,各位嘉宾: 上午好! 今天,我们共聚一堂,开启这场以"改革与创新资本市场新出发"为主题的思想盛宴。我谨代表会议主办 方,对各位领导、专家、业界同仁以及媒体朋友们的光临,表示最热烈的欢迎和最诚挚的感谢! 当前,我国资本市场正站 ...
年入40亿!金融科技龙头冲刺A+H,百度为第二大股东
Xin Lang Cai Jing· 2025-12-26 05:11
Core Viewpoint - Yuxin Technology Group Co., Ltd. is making a second attempt to launch an IPO on the Hong Kong Stock Exchange after its initial application failed in June 2023, aiming to raise funds for global expansion and technology development [1][5]. Financial Performance - Revenue for Yuxin Technology from 2022 to 2024 is projected to be 4.281 billion yuan, 5.2 billion yuan, and 3.954 billion yuan, respectively, with a 24% year-on-year decline in 2024 [2][7]. - Net profit is expected to increase from 253 million yuan to 384 million yuan during the same period, reflecting a 16% year-on-year growth in 2024 [2][7]. - Operating profit is anticipated to rise from 263 million yuan to 342 million yuan, marking a 10.3% increase [2][7]. - In the first nine months of 2025, revenue is reported at 2.186 billion yuan, down 7% year-on-year, while net profit is 279 million yuan, up 6.48% [8]. Business Structure - The core of Yuxin Technology's business is its banking technology solutions, which accounted for 87.5% of revenue in 2024, including software development and services (gross margin of 32.3%) and integration services (gross margin of 11.7%) [4][9]. - The company has a broad client base, serving over 1,000 banking clients, including the People's Bank of China and major state-owned banks, but has a high client concentration with the top five clients contributing 42.3% of revenue in 2024 [4][9]. Market Position - Yuxin Technology ranks second in the Chinese banking technology solutions market by revenue from 2022 to 2024, and first among listed companies in China, with a market share of 2.1% projected for 2024 [1][6]. - The company has consistently held the top position in online banking solutions and regulatory reporting solutions from 2022 to 2024 [1][6]. Shareholder Structure - As of September 30, 2025, the largest shareholder is founder Hong Weidong, holding 24.18% through Zhuhai Yuqin Hongtai Venture Capital Group, followed by Baidu with 3.64% [4][9]. Challenges - Yuxin Technology faces challenges such as fluctuations in integration business orders, declining gross margins in operational services, and a low proportion of overseas revenue (less than 1% in 2024) [5][10].
年入7亿!金融软件公司四方精创冲刺A+H
Xin Lang Cai Jing· 2025-12-26 05:11
Core Viewpoint - Shenzhen Sifang Jingchuang Information Co., Ltd. has submitted an application for H-share listing on the Hong Kong Stock Exchange, aiming for a dual listing (A+H) to enhance its capital base and support business expansion [1][6]. Company Overview - Established in 2003, the company is a fintech service provider focused on the banking sector, operating in the Greater Bay Area, mainland China, Hong Kong, and Southeast Asia [1][6]. - The core services include fintech software development, consulting, and system integration, with software development being the primary revenue source, accounting for over 94% of revenue from 2022 to the first nine months of 2025 [1][7]. Market Position - According to ZhiShi Consulting, the company ranks first in the Hong Kong banking fintech software development market by revenue for 2024, but only 15th in the overall mainland and Hong Kong market with a market share of 1.2%, indicating intense competition in the mainland market [2][7]. - The company leverages proprietary technologies such as FINNOSafe and FINNOSmart to drive innovation, with significant achievements including 7 patents and 337 software copyrights [2][7]. Financial Performance - The company has shown steady revenue growth over the past three years, with revenues of RMB 664.1 million, RMB 730.4 million, and RMB 740.4 million for 2022, 2023, and 2024 respectively, reflecting a compound annual growth rate of approximately 5.6% [2][8]. - Net profits for the same period were RMB 41.2 million, RMB 47.4 million, and RMB 67.4 million, with a notable 42.2% year-on-year increase in net profit for 2024 [2][8]. Revenue and Cost Structure - For the first nine months of 2025, the company reported a revenue decrease of 14.4% to RMB 453.6 million, attributed to a strategic focus on high-margin businesses and a shift towards overseas markets [3][8]. - The gross profit margin improved from 33.0% to 40.3%, indicating enhanced profitability [3][8]. Client and Supplier Concentration - The company has a high concentration of revenue from its top five clients, accounting for 87.8% to 93.7% from 2022 to the first nine months of 2025, with the largest client contributing 54.0% in 2025 [4][9]. - Supplier concentration has also increased, with the top five suppliers' procurement share rising from 63.5% to 88.9% during the same period [4][9]. Shareholder Structure - The founder and chairman, Zhou Zhiqun, holds a 20.49% stake, making him the largest single shareholder, while the remaining 79.51% is held by other A-share shareholders [4][9]. Fundraising Purpose - The net proceeds from the H-share offering will be allocated to enhancing R&D capabilities, strengthening delivery capabilities for regional expansion, boosting domestic and international sales networks, potential investments and acquisitions, and supplementing working capital [5][10]. - Since its A-share listing in 2015, the company has raised nearly RMB 900 million, with a dividend payout ratio exceeding 67% from 2022 to 2024, and a 2024 dividend of RMB 53.1 million, representing 78.8% of that year's net profit [5][10].
首设出海专区!2026年服贸会明年9月9日至13日举办
Bei Jing Ri Bao Ke Hu Duan· 2025-12-26 04:51
Core Viewpoint - The 2026 China International Service Trade Fair (CIFTIS) will be held from September 9 to 13, 2026, at Shougang Park, with participation from over 10 countries and international organizations, including major global companies [1][2]. Group 1: Event Details - The CIFTIS has been held annually since its inception in 2012, successfully hosting 12 editions and attracting 1.47 million exhibitors and visitors from nearly 200 countries and regions [1]. - Starting in 2025, the fair will be fixed to the second week of September each year, maintaining a five-day duration [1]. - Shougang Park is undergoing upgrades to become a permanent venue for the fair, transforming into a multifunctional "exhibition town" by September 2024 [1]. Group 2: Participation and Exhibits - The 2026 fair will feature high-profile global service trade summits, inviting foreign dignitaries, international organization leaders, and CEOs of multinational companies to speak [1][2]. - The event will include specialized exhibitions focusing on key service trade sectors such as financial services, cultural tourism, education, and sports, showcasing new technologies and applications in the service industry [2]. - A new "Overseas Zone" and a small and medium-sized enterprise (SME) exhibition area will be introduced, highlighting China's service and technology exports [2].
世联行跌2.01%,成交额1.55亿元,主力资金净流出88.80万元
Xin Lang Cai Jing· 2025-12-26 03:43
Core Viewpoint - The stock of Shenzhen World Union Holdings Limited has experienced fluctuations, with a recent decline of 2.01% and a total market capitalization of 5.839 billion yuan. The company has seen a year-to-date stock price increase of 13.13% but has faced a decline in the last five trading days [1]. Financial Performance - For the period from January to September 2025, the company reported a revenue of 1.48 billion yuan, representing a year-on-year decrease of 14.99%. The net profit attributable to shareholders was -41.55 million yuan, a significant decline of 98.16% compared to the previous year [2]. Shareholder Information - As of December 19, 2025, the number of shareholders for World Union Holdings was 69,900, an increase of 6.22% from the previous period. The average number of circulating shares per shareholder decreased by 5.86% to 28,277 shares [2]. Business Segments - The company's main business segments include property and comprehensive facility management (33.35%), Internet+ services (30.92%), comprehensive marketing services (22.87%), and other services such as consulting and financial services [1]. Institutional Holdings - As of September 30, 2025, the top ten circulating shareholders included Hong Kong Central Clearing Limited, holding 36.32 million shares, a decrease of 3.81 million shares from the previous period. Additionally, the Southern CSI Real Estate ETF had 15.08 million shares, down by 158,800 shares [3].
科大讯飞拟实施第二期员工持股计划!计算机ETF(159998)跟踪指数涨超1%,盘中获净申购960万份,机构:展望计算机2026行情向上具备更强支撑
2 1 Shi Ji Jing Ji Bao Dao· 2025-12-26 03:24
Group 1 - The core viewpoint of the news highlights a strong performance in the computer sector, with the CSI Computer Theme Index rising by 1.07% as of the report, driven by significant gains in stocks such as Jiangbolong, which increased over 4% [1] - The Computer ETF (159998) saw a trading volume exceeding 45 million yuan, ranking first among similar ETFs in the Shenzhen market, with a net subscription of 9.6 million units during the session [1] - On December 24, iFlytek announced a second employee stock ownership plan, targeting core personnel with a maximum of 839.41 million shares, representing 0.36% of the total share capital, with a buyback price of 24.59 yuan per share [1] Group 2 - According to招商证券, the computer sector is expected to reach a bottom in fundamentals by Q3 2025, with a turning point in efficiency, and a stronger upward trend anticipated for 2026 [2] - The report emphasizes a focus on clear industry trends in AI, policy-driven confidence in trusted computing, and financial technology benefiting from a bullish market [2]
恒宝股份涨2.00%,成交额9.65亿元,主力资金净流出275.81万元
Xin Lang Cai Jing· 2025-12-26 03:07
12月26日,恒宝股份(维权)盘中上涨2.00%,截至10:47,报20.90元/股,成交9.65亿元,换手率 7.85%,总市值148.04亿元。 资金流向方面,主力资金净流出275.81万元,特大单买入9020.45万元,占比9.35%,卖出6415.26万元, 占比6.65%;大单买入1.85亿元,占比19.13%,卖出2.13亿元,占比22.12%。 恒宝股份今年以来股价涨212.87%,近5个交易日涨5.13%,近20日涨12.00%,近60日跌1.60%。 今年以来恒宝股份已经51次登上龙虎榜,最近一次登上龙虎榜为12月16日,当日龙虎榜净买入2.84亿 元;买入总计4.45亿元 ,占总成交额比19.66%;卖出总计1.61亿元 ,占总成交额比7.11%。 资料显示,恒宝股份有限公司位于江苏省丹阳市横塘工业区,成立日期1996年9月24日,上市日期2007 年1月10日,公司主营业务涉及磁条卡、密码卡等卡类产品及其相关操作系统(COS)和票证产品的研 发、生产和销售。主营业务收入构成为:制卡类78.19%,模块类21.27%,票证类0.31%,其他(补 充)0.24%。 恒宝股份所属申万行业为:通 ...
建行取得数据处理方法专利提升养老服务管理便捷性
Sou Hu Cai Jing· 2025-12-26 02:55
Company Overview - China Construction Bank Corporation (CCB) was established in 2004 and is headquartered in Beijing, primarily engaged in monetary financial services. The registered capital is approximately 26.16 billion RMB [1] - CCB has invested in 36 companies, participated in 5,000 bidding projects, and holds 1,908 trademark records and 5,000 patent records, along with 149 administrative licenses [1] - Jianxin Financial Technology Co., Ltd. was founded in 2018 and is located in Shanghai, focusing on software and information technology services. The registered capital is approximately 172.97 million RMB [1] - Jianxin Financial Technology has invested in 6 companies, participated in 4,222 bidding projects, and holds 297 trademark records and 5,000 patent records, along with 10 administrative licenses [1] Patent Information - CCB and Jianxin Financial Technology have obtained a patent titled "Data Processing Method, System, Electronic Device, Medium, and Product," with the authorization announcement number CN115619326B, applied for on September 2022 [1]
ETF盘中资讯|沪指冲击八连阳!互联网券商异动,金融科技ETF(159851)直线冲高逾1%,加仓资金涌入!
Sou Hu Cai Jing· 2025-12-26 02:21
Group 1 - The core point of the news highlights a significant surge in financial technology stocks as the market approaches the 4000-point mark, with notable gains from companies like Guoao Technology and Yingshisheng [1] - The financial technology ETF (159851) has seen a rapid increase of over 1%, indicating strong market interest and a net subscription of 20 million units [1] - A record-breaking trading volume in A-shares has been reported, surpassing 405 trillion yuan, suggesting a continued active capital market into 2025 [2][3] Group 2 - The current valuation of the CSI Financial Technology Theme Index is at a near six-month low, indicating a potential opportunity for left-side allocation in financial technology investments [3] - The financial technology ETF (159851) has a scale exceeding 9.9 billion yuan, with an average daily trading volume of 800 million yuan over the past six months, leading among similar ETFs [3]