在日前召开的2025天津五大道金融论坛上，中国人民银行副行长陶玲表示，金融、科技、产业是良性循 环、互利共赢的关系，要构建与科技创新相适应的科技金融体制，应从加强银行信贷服务能力建设、优 化科技创新和技术改造再贷款政策、建立债券市场"科技板"、增强资本市场支持力度和完善科技金融生 态体制五方面入手。 当前，银行信贷在社会融资规模中的占比超过60%，推动科技向产业转化离不开银行信贷。 从数据上看，在5月22日国新办举行的新闻发布会上，中国人民银行副行长、国家外汇局局长朱鹤新透 露，截至今年3月末，科技型中小企业贷款余额已超过3.3万亿元，同比增长24%，连续3年的增速超过 20%；全国"专精特新"企业贷款余额已经超过了6.3万亿元，同比增长15.1%，也是远远超过贷款的平均 增速；同期，银行金融机构与企业签订的设备更新的贷款余额已达1.2万亿元，其中很多都与科技型企 业相关联；银行间债券市场投向科创企业领域余额突破1万亿元，在A股上市的"专精特新"企业已经超 过1900家。 苏商银行特约研究员付一夫在接受《证券日报》记者采访时表示，科技创新本身属于风险偏高的行为， 一般前期投入较高，而后续需要较长周期才能够获得 ...

近日，华发集团金融产业集群旗下成员单位横琴华通金融租赁有限公司（以下简称"华通金租"）成功落 地横琴粤澳深度合作区非银金融机构首单"科技金融可持续发展（ESG）挂钩银团借款"（以下简称"科 技银团借款"）。该笔科技银团借款首期5.7亿元，标志着合作区科技金融租赁领域的"银租"协同取得突 破性进展，将为实体产业科技转型提供可持续金融支持。 近年来，科技金融正迎来前所未有的政策机遇与发展空间。中央金融工作会议将科技金融列为"五篇大 文章"之首，强调要构建同科技创新相适应的科技金融体制。2025年4月，金融监管总局、科技部、国家 发展改革委联合发布《银行业保险业科技金融高质量发展实施方案》（以下简称《实施方案》），推动 科技创新和产业创新深度融合。作为扎根粤港澳大湾区的专业金融机构，华通金租积极响应国家政策导 向，致力于通过科技租赁业务助力实体产业转型升级，自成立以来累计向科技企业等实体经济投放资金 超500亿元。 签约仪式上，中信银行国际（中国）、东亚银行（中国）、富邦华一银行、华美银行（中国）、韩国产 业银行、韩亚银行（中国）、厦门国际银行等签约行领导代表，华发集团董事长谢伟、华发集团副总经 理许继莉等领导共同 ...

Group 1 - China Bank Beijing Branch actively responds to the pilot policy for technology enterprise merger loans, successfully issuing a loan with an 80% financing ratio and a 10-year term to a leading integrated circuit equipment company for its acquisition of a key industry player [1] - The loan aims to enhance the integrated circuit industry's self-controllable capabilities and promote the domestic substitution process in China [1] - The bank's specialized service team conducted in-depth research on the feasibility of the merger transaction, industry characteristics, and financial status of the enterprise, leading to a quick approval and timely loan disbursement [1] Group 2 - China Bank Beijing Branch focuses on supporting key industries in Beijing, including integrated circuits, biomedicine, artificial intelligence, and commercial aerospace, contributing to the construction of an international technology innovation center [2] - The establishment of a dedicated technology finance center aims to tackle complex technical challenges and provide a comprehensive product system for technology enterprises at different development stages [2] - The bank plans to continue increasing financial support for technological innovation, innovating financial products and services, and enhancing service quality to support the growth of technology enterprises [2]

Core Viewpoint - Tianjin is positioned as a financial innovation demonstration zone, contributing significantly to the city's high-quality development through financial sector growth and innovation [1][5]. Financial Sector Growth - From 2014 to 2024, the value added by Tianjin's financial industry is projected to increase from 139 billion to 256.5 billion, representing an 84.5% growth [1]. - The financial industry's contribution to Tianjin's GDP is expected to rise from 8.8% to 14.2%, with a further increase to 15.6% in the first quarter of 2025 [1]. Technology and Finance Integration - Tianjin is promoting a "technology-industry-finance" cycle to support the growth of technology startups, with initiatives like "Tian Kai Loan" and "Chuang Xiang e-loan" [1][2]. - The Tian Kai Park has linked 179 financial institutions, creating a fund cluster exceeding 20 billion for angel investment, venture capital, and industry support [5]. Support for Manufacturing Sector - Agricultural Bank of Tianjin has provided diverse financial services to companies like Fit (Tianjin) Testing Technology Co., enhancing their growth and transformation [6][8]. - In 2024, new credit issued to key industry chain enterprises increased by 22.9%, with a total of 46.8 billion in loans issued, reflecting a 23.5% year-on-year growth [8]. Innovative Financial Models - Tianjin has introduced a unique "financing leasing + insurance + credit" model to support domestic ship exports, showcasing the city's innovative financial ecosystem [9][10]. - By the end of 2024, the asset scale of Tianjin's financing leasing (including financial leasing) is expected to exceed 2.3 trillion, with commercial factoring assets surpassing 300 billion [10].

Group 1 - The core viewpoint of the articles highlights the effective financial support provided by China Construction Bank's Harbin Nangang Branch to local enterprises, significantly alleviating their funding pressures through timely policies and services [1][2] - The financing event organized by the Harbin Nangang District government showcased the bank's commitment to serving the real economy, with over 100 enterprises participating and many establishing cooperation intentions on-site [1] - Since the launch of the "Thousand Enterprises and Ten Thousand Households" initiative, the bank has granted credit totaling 2.06 billion yuan to 1,463 enterprises and issued loans amounting to 1.76 billion yuan to 1,285 enterprises in the Nangang District [1] Group 2 - The bank's financial services extend beyond events, with the "Zhang Fuqing Financial Service Team" actively engaging in grassroots areas to promote inclusive financial services [2] - Tailored financial solutions, such as the "Shanxin Loan" for high-tech enterprises, have been developed, successfully achieving a credit limit of 10 million yuan [2] - The bank plans to deepen cooperation between government, banks, and enterprises, focusing on key areas like technology finance, green credit, and advanced manufacturing to enhance the precision and coverage of financial services [2]

Group 1 - The insurance industry is focusing on enhancing technology-driven financial services to support the development of new productive forces in the digital economy era [2][3][20] - The "Implementation Plan" aims to optimize technology insurance services and guide insurance companies to develop products that cover the entire process of technological innovation [4][16] - China Life Property & Casualty Insurance has established specialized teams and over 60 subsidiaries to enhance its technology insurance capabilities, providing risk coverage for over 130,000 technology enterprises [3][4] Group 2 - The company has launched innovative insurance products, such as the "Laboratory All-Risk Insurance," which covers risks from pre-laboratory activities to post-incident claims [4][8] - Collaborations with local governments and technology parks are being pursued to create a comprehensive technology insurance ecosystem, focusing on sectors like health and integrated circuits [5][6] - The company has developed over 60 specialized main insurance products and more than 200 supplementary products in areas such as intellectual property and cybersecurity [6][12] Group 3 - The company is actively addressing cybersecurity risks by offering comprehensive solutions that include pre-assessment, monitoring, and claims management [9][11] - Partnerships with various organizations aim to enhance the knowledge and protection of intellectual property, including the introduction of commercial secret insurance [12][13] - The company is committed to supporting the financing needs of technology enterprises through various investment forms, with a focus on sectors like power batteries and semiconductors [17][18]

近日，由兴业银行杭州分行独家主承销的科技创新债"桐昆集团股份有限公司2025年度第三期科技创新 债券"成功落地，发行金额5亿元，期限260天，发行票面利率1．84％，这是浙江省首单民营上市公司科 技创新债券，也是继2022年嘉兴市首单科创票据后，兴业银行携手桐昆集团再次摘得的嘉兴市首单科技 创新债券。 在科技创新成为经济发展核心驱动力的当下，债券市场正为科创企业注入强劲动能。5月7日，中国人民 银行、中国证监会联合发布关于支持发行科技创新债券有关事宜的公告，从丰富科技创新债券产品体系 和完善科技创新债券配套支持机制等方面，对支持科技创新债券发行提出多项重要举措。公告发布后， 交易商协会迅速响应，制定并发布《关于推出科技创新债券构建债市"科技板"的通知》，创新推出科技 创新债券，围绕多个方面，激发科技创新动力和市场活力，持续提升金融支持科技创新的能力、强度和 水平。 桐昆股份是我国涤纶纤维行业龙头企业，A股主板上市公司。面对加速到来的"数字世界"和激烈的市场 竞争环境，桐昆集团打通了研发设计、采购供应、生产制造、经营管理、仓储物流等多领域，实现全链 条、跨领域、跨区域的融合发展。企业创新发展离不开金融"活水"的 ...

[Table_Reportdate] 2025年06月06日 [证券分析师： Table_Authors] 张季恺 S0630521110001 zjk@longone.com.cn 证券分析师： 刘思佳 S0630516080002 liusj@longone.com.cn 证券分析师： 王洋 S0630513040002 wangyang@longone.com.cn 联系人： 花雨欣 hyx@longone.com.cn [晨会纪要 Table_NewTitle] 20250606 重点推荐 财经要闻 晨 会 纪 要 证券研究报告 HTTP://WWW.LONGONE.COM.CN 请务必仔细阅读正文后的所有说明和声明 [table_summary] ➢ 1.若有效上破3418点压力位，指数或有进一步盘升动能——技术分析上证指数简评 ➢ 2.端午旅游增速放缓——端午消费数据点评 ➢ 1.国家主席习近平同美国总统特朗普通电话 ➢ 2.央行发布1万亿买断式逆回购操作 ➢ 3.税务总局表示前四月民营经济活力持续提升 ➢ 4.中国人民银行副行长陶玲：构建与科技创新相适应的科技金融体制，加强银行信贷服务 能力 ➢ ...

——用量化指标为企"画像" 以创新论英雄、配资源 据科技部副部长邱勇介绍，"创新积分制"是科技部推出的一项创新性科技金融政策工具，通过一套系统 化的指标、数据和算法，对企业的创新能力、创新绩效及未来发展潜力进行科学评价，旨在帮助金融机 构更加精准地识别科技型企业的科技创新属性。 "更通俗来讲，所谓'创新积分制'，就是利用客观、可信的企业创新能力评价指标数据，对企业进行'打 分'，并按照分数量化评价结果，将其作为识别挖掘科技型企业的重要参考。"有受访人士说。 据了解，该工具自2020年起在国家高新区率先以试点形式实施，截至2023年底，实施"创新积分制"的试 点高新区已达133家，覆盖全国25个省份。仅2022—2023年，银行为积分企业对接授信就超过2000亿 元。 新华财经北京6月6日电（记者翟卓）如何让"硬科技"企业脱颖而出？离不开金融活水的悉心浇灌。如何 让金融资源流向更加精准？"创新积分制"提供了破题方案。 科技部等七部门日前发文明确，要在全国范围内推广"创新积分制"；科技部相关负责人还透露，将适时 推出升级版2.0。业内人士表示，随着"创新积分制"在更大范围落地实施、不断优化，科技金融这篇大 文章将 ...

今日导读 1.中国人民银行6月5日发布的公开市场买断式逆回购招标公告显示，为保持银行体系流动性 充裕，6月6日，中国人民银行将以固定数量、利率招标、多重价位中标方式开展10000亿元 买断式逆回购操作，期限为3个月（91天）。 2.6月4日晚，湖北宜化公告称，其收购的宜昌新发产业投资有限公司100%股权已完成过户 登记，全部划转至公司。本次交易的交易价格为32.08亿元。 3. 近日，一则关于乐道汽车与滴滴网约车渠道合作的话题在网络热传，昨日，蔚来汽车在回 应第一财经等媒体时称，这是一个小误解，只是区域公司为了卖车的战术安排。 宏观消息 1、国务院新闻办公室于6月5日举行了新闻发布会，国家电网表示，将加大电网建设改造力度，加强配 电网主动运维，大力推广不停电作业，探索建立可靠性管理奖惩机制，不断提升供电可靠性。同时， 针对电子信息、高端装备制造、量子计算等各种新兴产业、未来产业对电能质量的要求，加强异常监 测分析，主动优化电网运行方式，指导企业合理配置UPS。 2、生态环境部于6月5日正式发布《2024中国生态环境状况公报》。煤炭消费量占能源消费总量比重 为53.2%，比2023年下降1.6个百分点；天然气、 ...