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持续发力,前三季度新增贷款超四成流向这个领域
和讯· 2025-12-18 09:00
Core Insights - China's green finance is transitioning from "scale expansion" to a new phase characterized by "structural differentiation and functional deepening" across multiple sectors [2][20]. Group 1: Green Credit - Green loans have become the main engine of credit growth, with a total balance of 43.51 trillion yuan as of Q3 2025, reflecting a 17.5% increase from the beginning of the year, and accounting for 43.9% of all loan increments during the same period [3][44]. - Major state-owned banks, including ICBC, CCB, ABC, and BOC, maintain green loan balances between 4 trillion and 6 trillion yuan, with growth rates between 14% and 20% [3][5]. - Regional banks like Beijing Bank and Qilu Bank have shown remarkable growth rates of 26.2% and 35%, respectively, indicating a shift towards supporting local green manufacturing and clean energy projects [3][5]. Group 2: Green Bonds - In November, the green bond market saw a significant rebound, with 94 new bonds issued, totaling 137.39 billion yuan, marking a 51.6% increase in the number of bonds and a 157.8% increase in total issuance compared to October [6][44]. - Financial bonds dominated the market, accounting for nearly 60% of the total issuance in November, highlighting the pivotal role of financial institutions in the green financing ecosystem [6][46]. Group 3: Carbon Market - The national carbon market experienced a "volume and price increase" in November, with an average carbon price of 57.73 yuan per ton, up 20.7% month-on-month, and a transaction volume of 47.75 million tons, totaling 2.757 billion yuan [7][51]. - The cumulative transaction volume for the year has surpassed 187 million tons, indicating a significant increase in market activity and the establishment of the carbon market as a crucial component of China's green finance system [8][51]. Group 4: Green Electricity and Certificates - In October, the issuance of renewable energy green power certificates (green certificates) reached 370 million, a substantial increase, although the number of tradable certificates did not rise correspondingly, leading to a decrease in their market share [9][52]. - The average price of green certificates for 2025 production year saw a significant drop of 19.14%, indicating market volatility influenced by supply-demand dynamics [9][56]. Group 5: Secondary Market - The secondary market for green financial assets displayed a clear divergence, with the Green Finance 100 Index declining by 3.52%, while the China Green Bond Index only slightly adjusted by 0.12%, reflecting a shift towards fundamental valuation and risk aversion among investors [10][41].
中原银行以金融“活水”赋能中原出彩新篇章
Huan Qiu Wang· 2025-12-18 08:29
来源:环球网 近年来,作为扎根本土的"金融豫军"排头兵,中原银行锚定河南省"两高四着力"战略方位,奋力书写着 时代同频、金融赋能的出彩篇章。 担重任,深耕中原沃野。扛稳粮食安全和生态保护重任,中原银行创新推出"智能仓管"供应链金融模 式,为收储、加工、贸易企业融资支持;开发"乡村振兴产业普惠贷"产品体系,推出专项信贷服务;积 极投身绿色金融,支持环保产业转型升级,持续助力河南承载"中原粮仓""乡村振兴"等战略使命。 颂文旅,厚植文化底蕴。以金融"活水"润泽文化沃土,立足本土资源禀赋,中原银行鼎力支持龙门石 窟、少林寺、红旗渠、老君山等金牌IP和项目,提供长期项目贷款、并购贷款、经营性物业贷等多元化 产品组合,为文旅产业战略整合、创新业态、市场运营提供强劲金融动力。 铸脊梁,赋能产业兴省。从车间流水线到产业生态圈,中原银行将延伸金融服务触角,以新材料、装备 制造、清洁能源行业为发力点,锚定高技术制造业、战略性新兴产业、"双碳"目标等核心领域,精准满 足企业产能跃迁、技术迭代、数智蝶变的资金需求,深度嵌入河南产业升级脉络。 惠民生,服务千企万户。聚焦"着力改善民生、加强社会治理"要求,着眼增强民企贷款可获得性和便 ...
中国信托业协会发布2025绿色信托十大案例
据了解,为充分展示信托行业的绿色信托业务实践优秀成果,2025年中国信托业协会组织开展了信托公 司绿色信托案例征集评选活动。经过近一年的筹备、征集、评审最终确定。 国家金融监督管理总局资管司一级巡视员唐炜表示,发展绿色信托是信托行业回归本源,重塑业务逻 辑、寻找增长点的必然选择。本次案例发布是行业积极探索的缩影,希望通过示范带头,激发更多行业 资本和专业力量高效参与到绿色发展中来,共同谱写风险可控、综合效益显著的绿色金融新篇章。 国家金融监督管理总局政策研究司副司长王梦熊表示,信托在服务经济社会绿色发展转型方面具备多元 化、全链条的服务能力。未来金融机构要依法合规,按照市场化的原则,加大对绿色产业的支持,提高 审批的效率、加快资金投放,同时要综合运用信贷、保险、租赁和信托等多种方式,支持产业绿色转 型。 中国信托业协会党委委员、副会长闫建东表示,绿色信托既能成为生态保护的"守护者",也能成为乡村 振兴的"助力者",更能成为产业升级的"赋能者"。此次发布的十大案例为行业提供了可复制、可推广的 实践范式,未来绿色信托的发展空间广阔可期。 (原标题:中国信托业协会发布2025绿色信托十大案例) 南方财经全媒体记者 ...
今年以来领罚超1.2亿元,这家股份行“赶考”合规体系建设
Nan Fang Du Shi Bao· 2025-12-18 07:56
该行行长瞿纲曾表示,华夏银行的风险主要集中在批发零售业、房地产业、采矿业、建筑业及零售信贷 领域,后续将继续强化资产质量精细化管理,全力压降不良。 去年以来,华夏银行董监高经历大换防,涉及董事长、行长、副行长、董事等。今年2月,北京银行行 长杨书剑"空降"华夏银行出任党委书记,并在今年5月正式出任董事长。 一张小罚单,揭开合规文化诸多短板。日前,国家金融监督管理总局重庆监管局披露的行政处罚信息公 开表显示,因员工行为管理不到位,华夏银行信用卡中心重庆分中心被罚50万元。一名销售专员被禁止 从事银行业工作12年。 按照南都湾财社记者的梳理统计,华夏银行2025年以来累计被罚没金额超1.2亿元,累计罚单超10张, 信贷审批仍是问题高发区。 今年9月,因贷款、票据、同业业务管理不审慎等问题,该行被国家金融监管总局罚款8725万元。同 月,华夏银行旗下华夏理财因投资运作不规范,系统管控不到位,监管数据报送不合规等被罚款1200万 元。11月,华夏银行被中国人民银行警告并罚没1380.96万元,直指账户与清算管理、支付收单、货币 流通、信用信息及反洗钱等核心业务领域违规。8人被追责,责任主体覆盖运营管理部、个人业务部、 ...
聚焦“双碳”目标 发挥“盛先锋”品牌引领 盛京银行全力做好绿色金融大文章
Jin Rong Jie· 2025-12-18 07:48
盛京银行积极落实中央金融工作会议"五篇大文章"绿色金融工作要求,充分发挥"盛先锋"党建品牌引领 作用,积极践行社会责任,丰富绿色金融产品谱系,强化绿色金融服务创新,加大绿色金融信贷投放, 全力做好绿色金融大文章。 深耕不辍 有序扩大绿色信贷规模 盛京银行聚焦服务绿色低碳产业发展,重点布局节能环保、清洁能源、绿色交通运输、绿色建筑、转型 金融及绿色与普惠融合等领域,不断提升金融服务的"绿色含量"。在"盛先锋"精神的驱动下,绿色信贷 规模实现快速增长。截至2025年11月末,全行绿色信贷余额157.21亿元,比年初增加47.75亿元,增速 43.62%,充分彰显了绿色金融发展的"先锋速度"。 在战略引领与制度建设方面,盛京银行紧密结合行业发展趋势,从战略布局到落地执行,不断完善绿色 金融制度体系框架,自2024年起,相继出台《关于做好"五篇大文章"深入推进绿色金融的实施方案》和 《盛京银行绿色金融管理办法》,以"先锋速度"有效推动绿色金融业务迈向新高度。 在生态共建与价值共创方面,该行于同年成功举办"盛情下午茶"节能环保产业集群论坛,汇聚行业专 家、学者及企业代表,共同探讨绿色低碳产业的发展趋势,分享前沿技术和创 ...
四川工行落地全省首笔绿色外债试点业务
Xin Hua Cai Jing· 2025-12-18 06:24
Core Insights - The successful implementation of the first green foreign debt pilot business in Sichuan province marks a new phase in cross-border financial support for green industry development [1][2] - The energy company involved is the largest in Southwest China, specializing in the entire natural gas industry chain, and plays a crucial role in ensuring regional energy supply stability [1] Group 1: Business and Policy Impact - The green foreign debt pilot policy reduces the risk conversion factor for green project foreign debt to 0.5, significantly expanding the cross-border financing capacity for enterprises [2] - The one-stop service for account opening and fund exchange provided by banks enhances the convenience of green foreign debt business processing [2] Group 2: Financial Solutions and Innovations - The establishment of a dedicated service team by ICBC Sichuan branch prior to the pilot policy allows for tailored financing solutions leveraging policy benefits [2] - The collaboration with ICBC Macau branch provides lower-cost cross-border funding support, effectively mitigating exchange rate risk and reducing financing costs [2] Group 3: Future Directions - ICBC Sichuan branch aims to deepen cooperation with domestic and international institutions, continuously optimizing the green cross-border financing product system [2] - The focus remains on providing low-cost, high-efficiency funding solutions to support the high-quality development of green industries and contribute to Sichuan's dual carbon goals [2]
锚定国际绿色金融枢纽建设 申万宏源助力上海绿色金融高质量发展
Core Viewpoint - The article emphasizes the importance of Shanghai as an international green finance hub, highlighting the role of Shenwan Hongyuan in supporting national strategies and contributing to the development of green finance through various initiatives and services [1][10]. Group 1: Integration into Strategic Framework - The construction of Shanghai's international green finance hub requires collaboration among various market participants, with securities firms playing a crucial role in linking capital and assets [2]. - Shenwan Hongyuan has established a "Green Finance Service Group" to enhance coordination between top-level design and practical implementation, aiming for a comprehensive green finance service model [2]. - The company has provided nearly 100 billion yuan in financing services to green industries in the Yangtze River Delta over the past three years, demonstrating its commitment to corporate responsibility [2][3]. Group 2: Expanding Implementation Pathways - Shenwan Hongyuan leverages its full-license advantage to offer integrated services, including financing, investment, research, and consulting, to support the green industry [4]. - The company has facilitated the listing of multiple green technology firms on various stock exchanges, raising over 20 billion yuan for nearly 20 green enterprises since 2022 [4]. - In the bond financing sector, Shenwan Hongyuan has underwritten over 30 green corporate bonds totaling nearly 40 billion yuan, including a record 10 billion yuan low-carbon transition bond for China Baowu Steel Group [5]. Group 3: Future Layout and Continuous Innovation - Shenwan Hongyuan plans to enhance its service offerings by participating in innovative green financial products such as green REITs and carbon financial derivatives [8]. - The company aims to strengthen cross-border connections to attract more international capital into Shanghai's green assets and facilitate domestic green enterprises' access to global markets [8]. - There is a focus on building a collaborative ecosystem with local government and financial institutions to unify green finance standards and share information [9].
第一批从北京搬来雄安的人,他们有话说……
Jin Rong Shi Bao· 2025-12-18 04:22
燕赵沃野,白洋淀边,雄安新区从蓝图变为实景。 超万亿投资筑牢城市骨架,5300余座楼宇拔地而起;105所中小学、幼儿园星罗棋布,民生配套日趋完 善;六大新兴产业集群加速集聚,超4000家北京来源企业落地发展,一座宜业宜居的现代化新城正加速 崛起。 2023年5月,习近平总书记在河北雄安新区考察并主持召开高标准高质量推进雄安新区建设座谈会,强 调"雄安新区已进入大规模建设与承接北京非首都功能疏解并重阶段"。党的二十届四中全会(以下简称 为"全会")通过的《中共中央关于制定国民经济和社会发展第十五个五年规划的建议》(以下简称为 《建议》)提出,"高标准高质量推进雄安新区建设现代化城市",为新区发展锚定方向、凝聚力量。 战略指引下,一批央企及配套机构陆续扎根雄安,疏解至新区的持牌金融机构,既以暖心举措破"安 居"难题,更以金融创新答好"履职"答卷,让党的二十届四中全会精神在雄安一线开花结果。 中国中化大厦8楼内,司库系统大屏演示着司库体系的运营全貌与成效;办公区共享空间里,几名员工 正围着桌子头脑风暴,业务工作在按部就班地进行中。对疏解至雄安的金融机构而言,安顿好"人"只是 起点,把"事"做扎实、做精彩,才是对"千 ...
建设银行广州分行:金融活水润实体
转自:新华财经 建设银行广州分行(下称"建行广州分行")紧跟政策导向,围绕广州高质量发展首要任务和构建新发展 格局战略任务,强化高质量金融供给,加强产品服务创新,全力提升金融服务实体经济质效,主动助力 解决社会痛点问题,为广州高质量发展注入金融动能。 创新落地"粤科易贷" 建行广州分行深度服务重大科技项目研发、科技成果转移转化和智慧园区建设,近日,为广州珐玛珈智 能设备股份有限公司发放了"粤科易贷"流动资金贷款1500万元,精准助力企业突破发展瓶颈。 广东斯丹诺智能装备有限公司,一家成立于2015年的科技型企业,是固废处理与资源化领域的新星。企 业聚焦"让垃圾变废为宝"的智慧解决方案,产品线覆盖可回收垃圾智能光选机、铜铝智能分选机、锂电 拆解设备等,广泛应用于建筑装修垃圾、混合生活垃圾、大件垃圾乃至医疗废弃物的安全高效处理与资 源化回收,为城市"代谢系统"的绿色循环提供着核心装备支撑。 随着订单量持续增加,该智能装备公司项目多点开花,生产节奏加快,导致原材料采购资金压力骤增 ——充足的订单本是喜讯,但原材料采购所需的巨额流动资金,却成了横亘在产能释放与企业扩张面前 的一道坎。 建行广州分行跳出传统"资金流"的 ...
天津银行副行长郑可:抒写金融“五篇大文章” 赋能实体经济高质量发展|2025华夏机构投资者年会
Hua Xia Shi Bao· 2025-12-18 02:31
Core Viewpoint - The 19th Huaxia Institutional Investor Annual Conference emphasized the themes of "vitality and resilience, innovation and empowerment," focusing on the future paths for financial development and the role of financial institutions in supporting the real economy [2]. Group 1: Financial Innovation - Tianjin Bank has successfully issued the first batch of technology-oriented innovative bonds in the country and the first in Hebei Province, with technology innovation loans growing by 26.21% year-on-year as of September 2025 [3]. - The bank has developed a specialized product system including equity, debt, loans, funds, and guarantees, and has successfully launched its first leasing business for computing power equipment and private satellite leasing [3]. Group 2: Green Finance - Tianjin Bank has issued the first energy-saving evaluation environmental loan in Tianjin, with significant year-on-year growth in both green bond investments and transactions [3]. - The introduction of innovative green financial products, such as energy evaluation-linked loans and green intellectual property-linked loans, marks an expansion of its green finance product system [3]. Group 3: Inclusive Finance - The bank has implemented the "thousand enterprises and ten thousand households" outreach initiative, with a total credit amount nearing 6.3 billion, leading in new credit issuance among city commercial banks in Tianjin [3]. - Inclusive corporate loans have increased by 51.7% year-on-year, reaching a historical high [3]. Group 4: Pension Finance - Tianjin Bank has upgraded its "Golden Autumn Harbor" pension finance brand and is issuing dedicated financial products, with steady growth in loans for the pension industry [4]. - The bank is integrating financial services into elderly care communities, creating a comprehensive product matrix for pension finance [4]. Group 5: Digital Finance - The bank's digital transformation has been recognized with 26 awards and 37 approved intellectual property rights, providing data support to the National Bureau of Statistics [4]. - The digital transformation efforts have received high praise from the National Bureau of Statistics [4].