金融向善
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奇富科技微光助残计划走进手艺人 捐赠电子设备助力残友创业
Xin Hua Wang· 2025-08-12 06:14
Core Viewpoint - The company QiFu Technology launched the "Micro Light: Assist the Disabled" initiative to promote understanding of disability issues and support the dignity, rights, and happiness of disabled individuals through various online and offline activities [1][4]. Group 1: Initiative Overview - The initiative includes a series of activities aimed at helping the public understand the lives and work of disabled individuals, along with a targeted donation of 55 electronic devices to support entrepreneurship among disabled people [1][4][7]. - QiFu Technology collaborates with organizations such as JinChang Public Service Center and Shanghai Disabled Employment Service Center to conduct these activities [1][4]. Group 2: Employee Engagement - Employees of QiFu Technology participated in experiential activities to understand the challenges faced by disabled individuals, such as using wheelchairs and simulating blindness [4][7]. - The company emphasizes a new model of assistance that involves direct engagement and understanding rather than traditional one-way donations [4][7]. Group 3: Donations and Support - QiFu Technology donated 55 electronic devices and 10 mobile phones for vocational training and support for disabled individuals, with the devices being contributed by employees [7][8]. - The donations aim to enhance the vocational skills of disabled individuals and support their entrepreneurial projects [7]. Group 4: Online Engagement and Awareness - The company utilized social media and live streaming to raise awareness about disability issues, achieving over 100,000 exposures and more than one million likes during the live broadcast [8][11]. - QiFu Technology initiated a social media campaign encouraging users to share blessings for disabled individuals, further promoting community engagement [11]. Group 5: Broader Impact and Future Initiatives - The "Micro Light: Assist the Disabled" initiative is part of QiFu Technology's broader commitment to social responsibility, which includes various charitable actions across different sectors [11]. - The company has conducted numerous public welfare activities in 2023, reaching an audience of 12 million through various media formats [11].
“科创强国,金融向善”——2025年GPLP犀牛财经峰会在京举办
Xi Niu Cai Jing· 2025-07-28 12:42
在嘉宾对话环节,全国老龄委专家委员、中国老龄产业协会专职驻会副秘书长、科技委主任王永春与中国生产力促进中心协会特色产业专委会副主任刘福 林就"中国老龄化发展现状及投资机会"进行了多方面的深入交流。两位嘉宾一致认为,汹涌而来的老龄化浪潮,正重塑中国的产业格局,催生出潜力无限 的投资新蓝海。 本次峰会,GPLP犀牛财经与众多企业、专家一起复盘了2025年以来消费、科技等领域的发展趋势以及投资行情,共同探讨了不同领域的产业链市场创新 与产业创新的格局。 北航MBA校友会副会长王明帮在峰会致辞中表示,"科技创新"是国家强盛之基、民族进步之魂,是驱动高质量发展的核心引擎。"金融向善"则是在新发 展格局下,对资本力量提出的更高层次要求。当澎湃的金融活水,能够更加精准、高效、负责任地浇灌科技创新的沃土,引导资源流向那些解决社会痛 点、增进人类福祉、推动可持续发展的领域,才能真正发挥其"善"的力量,实现经济价值与社会价值的和谐统一。 在峰会上,北京专精特新企业商会副会长郭海涛先生为大家进行了开场演讲。 郭海涛先生的演讲主题是《专精特新的力量》,他表示专精特新中小企业是制造业高质量发展的重要支撑,是推进新型工业化、发展新质生产 ...
“科创强国 金融向善”2025年GPLP犀牛财经年会举行
Xi Niu Cai Jing· 2025-07-21 12:19
北航MBA校友会副会长王明帮致辞 2025年7月19日下午,以"科创强国 金融向善"为主题的"2025年GPLP犀牛财经"年会在北京市海淀区首享科技大厦举行。此次会议由国内领先财经媒体GPLP 犀牛财经和林澤资本主办,多位知名投资人、创业者、企业高管受邀参与了本届峰会。 这次活动以"科创强国 金融向善"为主题,旨在和众多与会人士一道,共同探讨在当前投资锚定科技创新核心赛道的大背景下,企业如何通过投资探索出兼 具社会价值与商业可持续性的路径。 在峰会上,北航MBA校友会副会长王明帮为与会嘉宾致辞。 "中国老龄化发展现状及投资机会"对话 峰会期间,全国老龄委专家委员、中国老龄产业协会专职驻会副秘书长、科技委主任王永春和中国生产力促进中心协会特色产业专委会副主任刘福林之间, 展开了一场围绕"中国老龄化发展现状及投资机会"的对话。 王永春提到了中国老龄化产业的发展现状,并结合刘福林提及的在生命科学、康复机器人、脑科学等方面的项目经验,进行了观点交流,并在不少方面获得 了宝贵共识。 北京专精特新企业商会副会长郭海涛进行演讲 之后,北京专精特新企业商会副会长郭海涛进行了"专精特新的力量"的主题演讲。郭海涛在演讲中通过自身 ...
三万亿浙商银行“掌门”辞任,“金融向善”探索将何去何从
Nan Fang Du Shi Bao· 2025-07-20 05:49
Core Viewpoint - The resignation of Lu Jianqiang as Chairman of Zhejiang Commercial Bank marks a significant leadership change for the bank, which has been exploring its "finance for good" strategy for three years, indicating a potential turning point for the institution [2][4]. Group 1: Leadership Change - Lu Jianqiang resigned due to reaching retirement age, having served as Chairman for approximately three and a half years [2]. - Chen Haiqiang, the current Executive Director and President, will temporarily assume the role of Chairman until a new appointment is made [4][6]. - Lu's tenure saw the bank's total assets reach 3.33 trillion yuan by the end of 2024, with revenue and net profit showing steady growth [2]. Group 2: Financial Performance - From 2022 to 2024, Zhejiang Commercial Bank's revenue increased from approximately 61 billion yuan to 67.6 billion yuan, while net profit rose from about 13.6 billion yuan to 15.1 billion yuan [2]. - However, in Q1 2025, the bank experienced a 7.07% year-on-year decline in revenue, with net profit only slightly increasing by 0.61% [3]. Group 3: Strategic Focus - Lu Jianqiang introduced the "finance for good" concept, emphasizing a socially responsible approach to banking, which includes creating a community of shared interests and responsibilities [4]. - The "finance for good" strategy is supported by six pillars, including a financial advisory system and comprehensive financial ecosystem development in rural areas, which has already served over 100,000 enterprises [4]. Group 4: Regulatory Challenges - In 2025, the bank faced approximately 19 million yuan in fines from regulatory bodies, highlighting compliance issues [3]. - The bank's recent performance and regulatory challenges suggest a need for improved governance and operational compliance [3][7]. Group 5: Future Outlook - The future leadership of Zhejiang Commercial Bank remains uncertain, with speculation about whether the next leader will be an internal promotion or an external appointment [6]. - The continuation and practical implementation of Lu's "finance for good" strategy will be a critical challenge for the incoming leadership, especially in balancing social value with shareholder returns [7].
浙商银行合肥分行:以金融助力民生 持续提升群众获得感
Zhong Guo Jin Rong Xin Xi Wang· 2025-06-23 13:01
Core Viewpoint - Zhejiang Merchants Bank Hefei Branch focuses on a people-centered development approach, implementing a "finance for good" service philosophy to address the urgent needs of the public through innovative financial services and community engagement [1] Group 1: Financial Services Optimization - The branch has launched multiple "age-friendly financial services," including dedicated service windows for the elderly, one-on-one service specialists, and home services for those with mobility issues, significantly improving service for elderly clients [2] - Service processes have been optimized with simplified account opening procedures, multilingual service personnel, and a paperless account opening initiative, enhancing the experience for foreign clients [2] - The introduction of standardized and customized "small change bag" products facilitates cash exchange for the public and merchants, reducing wait times and improving cash payment environments [2] Group 2: Community Engagement and Welfare Activities - The branch enriches financial literacy initiatives targeting key demographics such as the elderly, youth, and new citizens through community activities like dance classes and financial education [3] - Annual targeted poverty alleviation efforts are conducted in rural areas, supporting local economic development and educational initiatives through partnerships with schools [3] Group 3: Innovative Financial Products - The branch is developing a brand for science and technology financial services, offering 16 types of financial products tailored to the needs of tech enterprises, including "Talent Support Loan" and "Innovation Incentive Loan" [4] - A successful credit issuance of 3 million yuan was made to Anhui Jiansheng Biotechnology Co., Ltd. through the "Innovation Bank Loan" model, addressing the funding challenges faced by knowledge-intensive enterprises [4] - The bank aims to continue innovating service models and enhancing public welfare to improve the overall sense of gain, happiness, and security for the community [4]
《中国特色金融发展之路的源头活水与价值启示——溯源习近平同志在闽金融论述与实践》智库报告发布
Xin Hua Wang· 2025-06-19 03:10
Group 1 - The report provides a comprehensive review and summary of Xi Jinping's exploration of the path of financial development with Chinese characteristics, highlighting its practical experiences and global significance [1][2] - It is divided into three parts: the theoretical origins and distinct characteristics of the path of financial development with Chinese characteristics, the source of vitality, and the enlightening experiences for the world [1] - The report emphasizes that Xi Jinping's financial discourse and practices during his tenure in Fujian are systematic, profound, and rich in results, providing a theoretical and practical foundation for the development of this financial path [1] Group 2 - The report analyzes the unique paths of the financial development with Chinese characteristics, including its service to national strategies, prevention of systemic risks, promotion of common prosperity, and empowerment of global financial governance [2] - It highlights a "financial for good" institutionalized path that integrates the advantages of party leadership with market mechanism innovations, achieving a threefold paradigm breakthrough [2] - The report suggests that when finance is effectively embedded within the national governance framework, its potential to serve common human values can be greatly unleashed [2]
与爱童行 筑梦未来 ——泓德基金“爱心之路”六一公益行
Xin Lang Ji Jin· 2025-06-05 02:43
Core Viewpoint - The article highlights the philanthropic efforts of Hongde Foundation in supporting education and improving living conditions for children in Tibet, particularly through donations and community engagement [1][3][4]. Group 1: Philanthropic Activities - On June 1, 2025, Hongde Foundation delivered sports outfits, backpacks, stationery, and bedding to 306 students at the Second Primary School in Angren County, Tibet [1]. - In August 2024, the foundation had previously provided winter clothing and sports equipment to students in the region, demonstrating a consistent commitment to improving educational conditions [3]. - The foundation emphasizes the importance of precise assistance by conducting thorough research on the needs of the beneficiaries, ensuring that donations are relevant and impactful [3]. Group 2: Educational Support - Hongde Foundation has been actively involved in educational support initiatives in Tibet, including the establishment of the "Dream Scholarship" to assist impoverished students in pursuing higher education [3]. - The foundation has also provided new sports equipment to schools and has made donations to welfare institutions for orphaned and disabled children, showcasing a broad commitment to educational welfare [3]. - The foundation's efforts aim to cultivate a knowledgeable and culturally aware new generation, highlighting the collective responsibility of society in fostering education and social progress [4]. Group 3: Community Impact - The joy and smiles of the children receiving the donations reflect the positive impact of the foundation's work, illustrating the power of philanthropy in transforming lives [4]. - The foundation's initiatives not only provide material support but also inspire a sense of social responsibility and awareness among the community [4].
陆建强:金融向善:社会价值评价在授信风控中的应用
清华金融评论· 2025-05-25 10:33
Core Viewpoint - The article emphasizes the need for financial institutions to rethink their operational models in light of three major changes: functional positioning, digital intelligence, and the era of existing stock. It advocates for a customer-centric "Good Standard System" to reshape credit risk control logic and promote high-quality development in the financial sector, providing a practical model for China's financial system [1]. Group 1: Challenges of Traditional Credit Risk Control Models - Traditional credit risk control models rely heavily on financial indicators and collateral guarantees, which limits their effectiveness in risk assessment. This approach often leads to a preference for clients with sufficient collateral, resulting in various limitations such as the lagging nature of financial data and the inability to adapt to market fluctuations [3]. - The reliance on static financial metrics can lead to "adverse selection" and "moral hazard," where financial institutions may lend to clients with poor credit conditions, increasing the risk of non-performing loans [3]. Group 2: Imbalance in Financial Resource Allocation - Financial institutions tend to favor clients with strong financial standings, leading to a "Pareto principle" resource allocation where a majority of financial resources are concentrated in a few sectors, neglecting the needs of small and medium-sized enterprises (SMEs) and private enterprises [5]. - This imbalance results in significant challenges for the real economy, as many SMEs face difficulties in obtaining financing, which hampers their growth and the overall transformation of the economy [5]. Group 3: Lack of a Social Value Evaluation System - The absence of a comprehensive social value evaluation system hinders financial institutions from effectively assessing clients' social contributions, which could guide resource allocation towards more socially responsible areas [6]. - Overemphasis on short-term profits can lead to financial risks and social issues, as institutions may invest in high-risk areas without considering their social responsibilities [6]. Group 4: Constructing the "Good Standard System" - To address these challenges, there is a need to reconstruct the positioning and value of finance, prioritizing functionality over profitability. This involves moving away from traditional financial metrics and developing a more holistic financial evaluation system that incorporates social value [8]. - The new system should assess clients based on their social responsibility, environmental contributions, and governance, rather than solely on financial status [10]. Group 5: Quantifying Customer Goodness Levels - The "Good Standard System" can be developed by creating a negative list for undesirable behaviors and a scoring system for positive contributions. This dual scoring approach will help categorize clients into different "goodness" levels, influencing their credit ratings and access to financial resources [11]. - Higher-rated clients may receive benefits such as relaxed credit conditions and preferential treatment, while lower-rated clients will face stricter controls and potential denial of new credit [11].
温暖内含光|上海信托:高举人民金融旗帜 聚焦长期主义打造“以人为中心”的惠民信托平台
Di Yi Cai Jing· 2025-05-19 01:23
Group 1: Core Perspectives - Shanghai Trust has actively responded to national policies on poverty alleviation and rural revitalization, focusing on education, healthcare, cultural environmental protection, and rural development through charitable trust initiatives [1][2][3] - The organization aims to transform the traditional "blood transfusion" approach to poverty alleviation into a "blood-making" strategy, emphasizing sustainable development and local capacity building [4][5] Group 2: Education Initiatives - Shanghai Trust has implemented a model in Yunnan that selects 100 rural school principals and key teachers annually for training in Shanghai, promoting advanced educational concepts and management methods [2][3] - The "Yunnan model" has been expanded to 12 provinces in central and western China, impacting nearly 4 million students and creating a positive cycle of education improvement, capability enhancement, and income increase [2][3] Group 3: Healthcare Initiatives - The organization has partnered with top hospitals in Shanghai to train over 3,000 healthcare professionals from underdeveloped regions, enhancing local medical capabilities and ensuring sustainable healthcare solutions [4][5] - This initiative aims to create a "medical community" between Shanghai and 12 provinces in the central and western regions, addressing the challenges of short-term medical support and resource retention [5] Group 4: Rural Governance and Capacity Building - Shanghai Trust has established training programs for county and township officials in Gansu, Xinjiang, and other provinces, focusing on enhancing governance capabilities and promoting effective rural development [6] - The training has equipped nearly 400 officials with skills in policy implementation, industry development, and cultural preservation, fostering proactive innovation in rural revitalization efforts [6] Group 5: Future Directions - The trust industry is positioned to support national strategies and enhance social welfare, with Shanghai Trust aiming to integrate charitable trust functions with asset management capabilities [6] - The organization plans to expand its charitable initiatives, creating a sustainable development model that aligns commercial interests with social good [6]
​联储证券志愿者团队走进成都安岳努力九年制学校
Sou Hu Wang· 2025-05-07 06:44
Group 1 - The core initiative of the company is to support the health and safety education of children in rural areas through collaboration with the Beijing Zhongyi Public Welfare Foundation, providing courses on "Girl Protection" and "Embracing Adolescence" [1][5] - On April 10, the company and the foundation delivered health education courses at Anyue Nuli Nine-Year System School in Chengdu, donating 255 health protection packages to students from grades 1 to 8 [1][3] - The company has been actively involved in the "Girl Protection" project since 2019, conducting 732 classes across over 20 provinces, reaching 35,135 students and over 10,000 parents [5] Group 2 - The volunteer team from the company participated in the "Caring for Our Bodies" course, emphasizing the importance of body awareness and safety among children [3] - The company’s social responsibility practice is encapsulated in the "Financial for Good" philosophy, aiming to explore sustainable development paths and enhance social welfare [5] - Since the establishment of the "Heart to Heart" public welfare program in 2017, the company has focused on contributing positively to economic, social, educational, and environmental aspects as part of its corporate citizenship responsibility [5]