Core Insights - The article emphasizes the importance of pension finance in addressing aging issues, highlighting the role of financial institutions in enhancing service quality and efficiency in Shandong Province [2] Group 1: Pension Finance Development - As of July 2025, the loan balance for the pension industry in Shandong Province reached 15 billion yuan, with a year-on-year growth of 32.3%, surpassing the overall loan growth rate by 23.3 percentage points [2] - The average loan interest rate is 3.85%, which represents a year-on-year decrease of 63 basis points [2] - The People's Bank of China in Weihai has implemented a comprehensive development plan for high-quality pension finance, focusing on enhancing policy implementation and financial product innovation [2][4] Group 2: Innovative Financial Products - The "Pension Institution Operation Loan" is a notable financial product that utilizes "pension bed fee rights" as collateral, showcasing innovation in financing for the pension sector [8] - Weihai Rural Commercial Bank has created multiple loan products, including pension institution construction loans and pension industry loans, to support the entire pension industry chain [8] - As of August 2025, Weihai Rural Commercial Bank has issued 82 million yuan in loans to the pension industry and related enterprises [8] Group 3: Support for Silver Economy - Financial institutions in Weihai are encouraged to increase credit support for upstream industries related to the silver economy, such as elderly products and smart healthcare [9] - Weihai Weigao Medical Equipment Co., Ltd. has received 100 million yuan in credit support from Weihai Bank to enhance its competitiveness in the elderly care sector [12] - The banking sector is developing tailored financial services to support the growth of companies like Weigao, which focus on integrating medical and elderly care services [12] Group 4: Establishing Demonstration Banks - Weihai has initiated a "Silver Age Worry-Free" payment service brand and established a recognition mechanism for pension finance demonstration banks [14] - Eight banks have been recognized as demonstration banks, promoting best practices in pension finance and enhancing service quality for elderly clients [14] - The banks are focusing on creating a comprehensive financial service system tailored to the needs of elderly customers, including specialized teams for pension finance [14][15] Group 5: Comprehensive Service Integration - The article highlights the integration of financial services with lifestyle offerings, such as organizing activities for elderly clients to promote a healthy and diverse retirement life [16] - Banks are developing online and offline services to provide a seamless experience for elderly customers, including dedicated service areas and simplified digital interactions [15][16] - Future plans include expanding the coverage of demonstration banks and enhancing the development of tailored financial products for home and smart elderly care [16]

专题：北京公募基金高质量发展系列活动 新时代、新基金、新价值 "新时代·新基金·新价值——北京公募基金高质量发展在行动"。随着人口老龄化进程加速，实现老年 人"老有所养、老有所依、老有所乐、老有所安"已成为国家战略与金融系统的重要议题。2023年10月， 中央金融工作会议提出金融高质量发展要做好养老金融大文章。 今年7月，中国证券投资基金业协会养老金业务委员会2025年工作会议在北京召开。会议指出，公募基 金的高质量发展，是实现养老金资产保值增值、获取长期稳健回报的重要保障。行业应进一步做好养老 金投资管理，写好"养老金融"大文章。 二是产品先行，全面覆盖多元养老需求。银华基金较早推出养老目标基金Y类份额，旗下多只产品入选 个人养老金基金名录，风格覆盖不同年龄层次和风险偏好的养老投资需求。 三是创新服务模式，助力业务高质量落地。银华基金率先探索个人养老金B2C模式，与多家大型央企建 立合作机制，为投资者提供"一站式"个人养老金服务。此外，银华基金还是首家"进驻"电子社保卡"个 人养老金产品购买专区"的基金公司，助力居民更便捷地参与个人养老金投资。 展望未来，银华基金将继续夯实投研核心能力，加强跨周期资产配置与 ...

9月开学季来临，北京石油大院社区的老人们迎来了一份特殊的"开学礼"——专为银发群体定制的系统 性"银发族金融课"。 这是诺安基金联合由中国老年学和老年医学学会、中国老龄事业发展基金会共同发起主办的鸿福长寿老 年大学，推出的公益性质的"银发族金融课"《让钱"值钱"的"智慧"》，这也是首次由公募基金行业带头 发起并面向老年群体的系统性"银发族金融课"。 在我国人口老龄化进程加快的当下，如何避开金融诈骗陷阱、科学管好及用好养老钱，以及切实提升老 年群体防范洗钱风险的能力，成为越来越多老年人关心的话题，而这堂公益金融课的到来，恰好解了老 人们的燃眉之急。 针对老年人理财，课程覆盖了多种理财工具及实操指南分享，并总结成口诀，助力老年人轻松掌握。基 金投资是不少老人的"知识盲区"，《我的钱都去哪了：手把手教你看懂钱投到哪里去》课程中，则专门 拆解基金优势，介绍基金类型，指导老年人看懂基金公告，了解费用明细和申赎规则，避免因"看不 懂"而踩坑。同时，课程提出"资产配置+基金定投"的方案，引导长期投资，避免短期焦虑。 "有人冒充公检法说您涉嫌犯罪，让您把钱转到'安全账户'，千万别信！"在《守住钱袋子：最新养老诈 骗拆解术》课 ...

保障金融权益，助力美好生活，保险"圳"行动。从9月15日起，深圳第三届金融教育宣传节暨2025年金 融教育宣传周持续落地。深圳金融监管局、深圳市地方金融管理局、中国人民银行深圳市分行、深圳证 监局等监管部门联动各方力量，指导组织行业社团、居民金融素养提升工程、金融机构等举办系列生动 有趣、可知可感的金融知识学习活动，为鹏城市民构筑金融权益的"铜墙铁壁"。作为金融重镇，近年来 深圳将金融消费者权益保护工作融入城市金融治理体系，以先行探索的姿态，形成与本地金融生态相适 配的消保工作路径。平安人寿深圳分公司如何坚持人民至上，响应监管精神，贯彻"金融为民"，构筑长 效机制？为此，笔者对话平安人寿深圳分公司党委书记、总经理胡滨，解锁来自保险行业的责任与担 当。 构筑"教育-培训-警示"三位一体格局 问：金融消保，机制先行。为构建责任清晰、高效顺畅的消保工作体系，平安人寿深圳分公司从哪些方 面入手，通过横向发力、纵向到边，全面深入推进金融消保工作机制建设？ 胡滨：公司以"金融消保，机制先行"为核心理念，从体系构建、架构优化和重点内容推进三方面入手， 全面深化金融消保工作机制建设。一是完善消保工作体系：成立消费者权益保护事 ...

交通银行招聘公告中也显示，除了金融科技、营销、金科储备生、营运方向外，交行在金融服务中心、 信用卡中心以及省直分行招聘中，还专门设置了金融"五篇大文章"专项人才岗位。 中国银行在总行直属机构招聘中专设"养老金融中心金融综合岗位"，提出主要负责统筹开展养老金金 融、养老服务金融、养老产业金融政策研究和市场分析，年金业务发展与营销管理，养老金融场景生态 建设等工作。 记者注意到，整体来看，无论是哪种专项岗位，各家银行对于人才的需求都朝着复合型、精细化方向的 转变，从传统的人力资源管理向基于科技赋能的人才战略转型。 【深圳商报讯】（首席记者 谢惠茜）除了金融科技人才成"香饽饽"以外，从银行本次秋招来看，不少 银行还设置了"五篇大文章"专项计划岗位。 譬如，农业银行"五篇大文章"专项计划绿色金融岗拟招聘10人，主要从事全行绿色金融业务领域的政策 研究制定、行业分析、产品创新、营销推广、环境与社会风险管理等相关工作；对应聘者的专业要求为 环境科学、能源工程、生态学、环境与资源经济管理、能源经济管理等相关专业。 ...

Core Insights - The Industrial and Commercial Bank of China (ICBC) Jilin Branch focuses on "people's livelihood first, consumption-driven" strategies to stimulate local economic growth, achieving over 12 billion yuan in consumer spending by mid-August [1][4][7] Group 1: Consumer Activation Strategies - ICBC Jilin Branch constructs an integrated service ecosystem of "consumption + payment + financing" to direct financial resources towards the consumption sector [2] - The bank enhances customer experience by embedding financial services into daily life through initiatives like "e-life stations" and promotional activities such as "1 yuan purchase" and "check-in gifts" [2][4] - The bank organizes themed marketing events throughout the year, offering exclusive credit card discounts during major holidays and responding to national consumption promotion policies with financing cost reductions [4] Group 2: Elderly Financial Services - The bank prioritizes "elderly finance" as a key area for serving the public, launching the first "smart canteen" project in Changchun to improve dining convenience for seniors [5] - This initiative reflects the bank's commitment to social responsibility and enhancing the quality of life for the elderly through digital payment solutions [5] Group 3: Digital Ecosystem Development - ICBC Jilin Branch actively implements digital transformation strategies to enhance payment ecosystems across various sectors, including retail, healthcare, automotive finance, and cultural tourism [7] - The bank aims to strengthen financial supply capabilities while focusing on stimulating consumer spending and developing elderly care services [7] - Future plans include providing more precise, intelligent, and warm financial services to support high-quality development in the Jilin region [7]

Core Insights - The aging population in China has accelerated the need for a multi-tiered pension security system, making it a national strategic priority [1] - Public fund companies are increasingly focusing on pension system construction, especially after the launch of the personal pension system in November 2022, viewing it as a key strategic direction for future development [1][2] - The public fund industry is actively developing personal pension products, with a significant emphasis on pension target funds (FOF), which dominate the product offerings [2] Group 1: Industry Developments - Since the top-level design of the personal pension system was clarified, multiple supporting policies have been implemented, providing a clear institutional guarantee and development space for public funds and other institutions [2] - As of June 2025, the number of funds included in the personal pension product catalog has increased to 297, with pension target funds (FOF) accounting for over 70% of the total [2] - The total scale of personal pension funds has surpassed 12.4 billion yuan, reflecting a nearly 36% growth since the establishment of the first batch of personal pension Y shares on November 11, 2022 [2] Group 2: Company Initiatives - The company has invested significant resources in system upgrades, established dedicated pension research teams, and conducted investor education to enhance its pension financial services [3] - The company offers fee rate discounts for Y share funds, effectively reducing long-term holding costs for investors and enhancing the attractiveness of the system [3] - The company is actively applying for new products, such as index funds, to be included in personal pension accounts, aiming to provide diversified and transparent investment options [3] Group 3: Service Enhancement - The company has elevated pension finance to a strategic priority, focusing on social responsibility and business innovation within the framework of high-quality development initiatives [4] - The company emphasizes resource integration and cross-sector collaboration to enhance the effectiveness of its pension financial services [4] - The company engages in extensive investor education activities, leveraging authoritative financial media to disseminate knowledge on pension policies and planning [4][5] Group 4: Educational Outreach - The company collaborates with banks and universities to promote pension investment knowledge and encourage long-term investment concepts among various demographics [5] - The company aims to address investors' actual pain points through systematic content design and diverse communication channels, helping the public understand the pension landscape and planning strategies [5] - The company advocates for a rational and resilient pension financial ecosystem, striving to empower investors in achieving autonomous and scientific pension wealth management [5]

Core Viewpoint - The article highlights the launch of a specialized financial education program for the elderly, aimed at enhancing their financial literacy and protecting them from fraud, initiated by Nuoan Fund in collaboration with various organizations [1][6]. Group 1: Program Overview - The "Silver-haired Financial Course" is a public welfare initiative designed specifically for the elderly, focusing on financial management and fraud prevention [1][6]. - The course consists of a "7-course navigation" model, including 6 online classes and 1 offline practical session, addressing key needs such as fraud prevention, asset allocation awareness, and long-term asset planning [3][5]. Group 2: Course Content - The curriculum covers essential financial concepts, from basic financial management to advanced asset allocation techniques, and includes practical skills to make complex financial knowledge accessible to the elderly [3][5]. - Specific courses include topics like understanding fund types, investment strategies, and recognizing fraud tactics, with real-life case studies to illustrate the risks [5][6]. Group 3: Implementation and Reach - The program will be piloted at two campuses of Hongfu Longevity University and will also be available online to reach a broader elderly audience [6]. - The initiative aims to fill the gap in systematic financial education for the elderly, combining financial knowledge dissemination with the protection of their rights [6].

规模效益稳健增长，业务结构持续优化 2025年上半年，徽商银行交出了一份亮眼的成绩单。该行近日发布的2025年中期业绩报告显示，截至6 月末，徽商银行资产总额突破2.25万亿元，较上年末增长11.82%；存款总额12520.04亿元，较上年末增 长9.92%；贷款总额11005.33亿元，较上年末增长9.82%，主要核心指标均稳步提升，实现营业收入 211.57亿元，较上年同期增长2.25%；净利润93.28亿元，较上年同期增长3.81%，盈利能力保持稳健。 从报告可以看出，徽商银行在保持规模效益稳健增长的同时，积极推进业务结构优化，创新转型动能强 劲，投行与交易银行业务表现出色，市场竞争力显著提升。上半年，该行完成债务融资工具发行98单， 合计金额793.42亿元，其中承销规模294.20亿元，市场影响力持续扩大。交易银行业务中，供应链金融 投放较上年同期增长64.53%，资产托管规模突破1.2万亿元，较上年末增长7.4%，特色业务打响品牌， 走出趋势。 得益于转型发展成效，徽商银行在国际国内排名中持续跃升。2025年，徽商银行在英国《银行家》杂志 全球银行1000强中排名第101位，较上年上升11位。该行 ...

专题：北京公募基金高质量发展系列活动 新时代、新基金、新价值 在我国人口老龄化进程加速的背景下，构建多层次、多支柱的养老保障体系已成为国家战略重点。 作为财富管理机构的重要一员，公募基金公司近年来持续投身养老体系建设。尤其在2022年11月个人养 老金制度正式启动后，普遍将个人养老金业务视为未来重点战略方向，进行全面而深入的前瞻布局，阶 段性成果显著。 东方基金紧跟国家战略，持续深耕养老金融领域，从产品布局、服务升级、投资者教育等方面发力，致 力于为投资者提供专业、多元、便捷的养老投资解决方案。 近日，在北京证监局指导下，聚焦"新时代•新基金•新价值"主题的北京公募基金高质量发展系列活动正 式启动。为贯彻落实引领行动"，公司更是积极响应，多措并举，不断提升养老金融业务能级，以实际 行动更好地助力中国养老金融体系的健康发展。 战略布局 迎接个人养老金新时代 自个人养老金顶层制度设计明确以来，多项配套政策陆续落地，为公募基金等机构参与我国养老第三支 柱建设提供了清晰的制度保障和发展空间。 作为核心的养老产品提供者，公募行业积极布局个人养老金业务，逐步构建起以养老目标基金（FOF） 为主、多类型产品协同发展的产品体 ...