当前，在"双碳"背景下，传统行业如何推动自身绿色低碳转型，成为业内关注的话题。 以造纸行业为例，越来越多的企业在加大绿色低碳技术创新的同时，布局"林浆纸一体化"发展模 式，通过自建原料林实现资源集约利用，形成"以纸养林、以林促纸"产业格局，助力自身可持续发展。 在一系列政策引导下，金融机构发力绿色金融。人民银行数据显示，截至2025年9月末，绿色贷款 余额43.5万亿元，同比增长22.9%；绿色债券累计发行4.9万亿元，其中绿色金融债累计发行2.1万亿元， 为金融机构投放绿色信贷提供稳定资金来源。 "我们聚焦能源、制造业、城乡建设、交通运输等'双碳'重点领域，推出'碳强度+ESG'双挂钩转型 贷款、ESG可持续发展挂钩贷款、ESG智造贷等创新产品，缓解企业资金周转压力，更通过利率与ESG 评级挂钩方式，激励企业履行社会责任，提升企业ESG治理水平。"交通银行上海市分行副行长严肃介 绍，《绿色金融支持项目目录（2025年版）》发布后，该行将拓展绿色数据中心、绿色清洁燃料相关业 务；加强绿色租赁、绿色产品批发贸易渠道对接；捕捉绿色跨境贷款机遇，发挥跨境金融账户体系优 势；加强绿色消费贷款推广。 业内人士表示，当前 ...

Core Viewpoint - The company emphasizes the integration of party leadership into its governance and operational processes, aligning with the national strategy and the "14th Five-Year Plan" to enhance its role in serving the real economy and promoting high-quality financial development [1][2][3]. Group 1: Governance and Leadership - The company has incorporated party work requirements into its corporate charter and governance processes, ensuring that party leadership is embedded in cultural construction, compliance risk control, and major decision-making [2]. - The company is actively promoting a culture of discipline and compliance, focusing on the implementation of the central eight regulations and addressing prominent issues to create a clean and positive working environment [4]. Group 2: Cultural Development - The company is committed to cultivating a unique Chinese financial culture, integrating the "Five Musts and Five Must Nots" into its operational framework to enhance cultural soft power and mission responsibility [5]. - A leadership group for cultural construction has been established, involving all levels of staff in promoting cultural values and activities, thereby fostering a cohesive and motivated workforce [5]. Group 3: Talent and Compliance - The company is enhancing its talent pool by focusing on professional development and establishing a talent exchange mechanism, which is crucial for supporting national strategies [6]. - Compliance and risk management are prioritized, with the establishment of a comprehensive compliance management team and the optimization of risk management systems to ensure effective oversight [6]. Group 4: Financial Services and Innovation - The company is actively involved in green finance, having financed 18.23 billion yuan for green industries in the first three quarters of the year, marking a 34.6% increase year-on-year [7]. - The company has also focused on rural revitalization, underwriting 1.79 billion yuan in bonds for rural projects and investing 109 million yuan in support initiatives since 2016, benefiting over 400,000 people [8]. Group 5: Pension and Digital Finance - The company is developing a comprehensive pension financial management system and has launched various pension fund products to enhance its offerings in the third pillar of pension finance [9]. - The company is leveraging digital technology to improve service capabilities, with significant enhancements to its digital platform and automation of numerous operational processes, resulting in increased efficiency [9]. Group 6: Future Outlook - Looking ahead, the company aims to deepen its understanding of the party's directives and focus on high-quality development, reinforcing its commitment to the "Five Articles of Financial Service" and contributing to the construction of a financial powerhouse [10].

炒股就看金麒麟分析师研报，权威，专业，及时，全面，助您挖掘潜力主题机会！ 申万宏源党委书记、董事长 刘健 一是强化功能定位，深入践行金融工作的政治性、人民性。"十四五"时期公司助力实体企业股债融资总规模超1.5 万亿元，证券客户托管资产超4万亿元；公司持续入选证监会白名单，在投行业务质量、投资者教育等评价中均获 评A类最高等级。公司将持续发挥"研究+投资+投行"综合金融服务优势，坚定履行直接融资"服务商"、资本市 场"看门人"、社会财富"管理者"职责，在服务资本市场发展大局中实现自身高质量发展。 二是聚焦主责主业，加快推动业务模式转型升级。公司始终坚持客户为先、专业至上，不断提高投资研究、产品 创设、风险定价、金融科技等核心能力，围绕强化"渠道力、服务力、产品力、数字力"建设丰富完善矩阵式客户 服务，财富管理转型逐步深入，大机构生态圈初具规模，投行业务股债全面进入行业第一梯队，证券投资交易业 务综合实力保持行业领先，国际业务发展质效提升显著。公司将牢牢把握"十五五"发展机遇，聚焦主业、做强主 业，持续深化改革发展，着力培育和打造长期竞争优势，努力建设值得长期信赖的一流投资银行。 三是统筹发展与安全，筑牢高质量 ...

新华财经广州12月11日电（记者沈寅飞、王钊）绿潮涌明珠，湾区绘新"碳"。2025年明珠湾气候投融资 大会于10日圆满落幕。大会汇聚全球政商学研各界力量，围绕绿色金融与气候投融资、"十五五"低碳产 业发展机遇等主题展开讨论，共话绿色发展机遇和路径，勾勒绿色湾区智汇未来的新蓝图。 绿金引擎助推气候治理 有鉴于此，与会嘉宾深入探讨了以气候投融资为关键支点，撬动资金流向绿色低碳领域，探索超大城市 生态文明建设与高质量发展的共赢之路。 直面挑战共谋绿色发展 2026年是"十五五"开局之年。站在新的发展起点，本次大会深入探讨了"十五五"低碳产业发展的众多挑 战与机遇。 与会嘉宾认为，目前，我国进入以降碳为重点战略方向、推动减污降碳协同增效、促进经济社会发展全 面绿色转型、实现生态环境质量改善由量变到质变的关键时期。面对"十五五"时期低碳发展的挑战与机 遇，需保持发展低碳产业的战略定力，要以碳达峰碳中和为牵引，耦合发展新型能源体系与新型工业、 交通、农业体系，增强绿色发展动能。 对于广东省而言，传统高碳行业的绿色转型既是高质量发展的"必答题"，更是落实双碳目标的"关键 招"。同时，广州也正以"产业第一、制造业立市"为导向 ...

（文章来源：新华财经） 作为全球气候投融资领域的重要交流平台，明珠湾气候投融资大会积极推动资金流向低碳技术、可再生 能源及生态保护等领域，助力实现全球减排目标。 新华财经广州12月11日电（记者孟盈如）12月9日至10日，以"绿色湾区智汇未来"为主题的2025明珠湾 气候投融资大会在广州南沙举行。本次大会秉承绿色低碳和节俭办会的理念，积极开展各项减碳工作。 在广州南沙粤港澳大湾区气候投融资中心牵头支持下，粤港澳三地专业机构广州碳排放权交易所、澳门 国际碳排放权交易所和中诚信绿金国际共同认证该会议为碳中和会议。 这一认证，彰显了大湾区协同推进高质量发展与高水平保护的决心，推动粤港澳三地在气候投融资标 准、数据、服务等领域的互联互通，为大湾区打造国际绿色金融枢纽奠定基础。同时，推动粤港澳大湾 区气候投融资领域标准互认，也是广州南沙"立足湾区、协同港澳、面向世界"积极探索应对气候变化的 重要举措。 ...

在大会现场，南沙开发区管委会副主任顾昱，中国经济信息社副总裁杨苜，中诚信集团首席执行官马险峰，香港科技大学（广州）金融科技学域主任、教授 蔡宁，以及各合作金融机构代表共同启动了"广州南沙宜碳系列金融（ECF）合作机制"。该机制的发布，与大会"绿色湾区，智汇未来"的主题高度契合，也 是对其所倡导的从"倡议"走向"实践"、从"蓝图"化为"实景"理念的生动实践。 据悉，"宜碳贷（ECL）"作为该机制的首发产品，已为多家绿色低碳企业提供融资支持。未来，还将推出"宜碳债（E-Carbon Bond, ECB）、宜碳租（E- Carbon Financial Lease, ECFL）、易碳保（E-Carbon Financial Insurance, ECI）"等系列金融产品，形成覆盖绿色企业全生命周期的金融产品体系。 新华财经广州12月11日电（记者卫韦华）2025年12月9日至10日，以"绿色湾区智汇未来"为主题的2025明珠湾气候投融资大会在广州南沙举行。在大会开幕 式上，广州南沙粤港澳大湾区气候投融资中心联合建设银行、工商银行、兴业银行、浦发银行、广州农商行等金融机构共同发布"宜碳系列金融（E-Carbon Fi ...

Core Viewpoint - The Central Economic Work Conference held in Beijing on December 10-11 outlines the economic work for 2026, emphasizing the continuation of a moderately loose monetary policy and the flexible use of various policy tools such as reserve requirement ratio (RRR) cuts and interest rate reductions [1] Monetary Policy - The conference indicates that the main tone of "expansive fiscal + expansive monetary" will persist into 2026 [1] - There is still room for RRR cuts and interest rate reductions, with expectations for moderate increases in these measures between the end of 2025 and the first half of 2026 [1] - Long-term liquidity tools will be employed to maintain a loose funding environment [1] - Structural tools will focus on key areas such as technology finance, green finance, and inclusive finance to enhance policy precision [1]

转自：新华财经 在推进数字金融与智慧服务方面，公司强化科技赋能，积极丰富科技保险产品服务，今年已为重点领域 科技企业提供风险保障1.78亿元；依托"安心防"智慧防灾防损云平台，针对德宏洪涝、泥石流、台风等 多发灾害，及时向群众推送预警信息；推广"线上投保、线上查勘、线上理赔"全流程服务，让边疆群众 享受到高效便捷的保险服务。 未来，中国人寿财险德宏州中心支公司将继续秉持"一个国寿 一生守护"的经营理念，深度融入德宏州 沿边开放、乡村振兴、生态保护等发展大局，不断创新产品服务、深化央企担当，让"有一个美丽的地 方"更安全、更繁荣、更宜居。（罗洪涛） 编辑：赵鼎 在服务"三农"与乡村振兴方面，公司全面开展种植养殖保险、森林火灾保险、烟草种植保险等基础业 务，推出橡胶树风灾指数保险、咖啡价格指数保险等特色产品，破解边疆特色农业"靠天吃饭"的难题。 近六年，公司累计提供农业保险风险保障20亿元，支付赔款8851万元，有效助力农户稳定收益、产业持 续发展。 在支持沿边开放与实体经济方面，公司紧扣德宏"沿边自贸试验区"建设战略，重点服务边境贸易、特色 加工等支柱产业。近六年，公司已为辖区13家企业提供关税保证保险风险保障 ...

Core Viewpoint - The article emphasizes the role of finance as a vital engine for the economy, highlighting the importance of developing various types of finance, including technology finance, green finance, inclusive finance, pension finance, and digital finance, to support the real economy and innovation [1] Group 1: Financial Services Innovation - Ping An Rongyi focuses on serving national strategies by advancing financial "five major articles" through technological innovation and personalized services [1] - The company utilizes AI, big data, and blockchain to create a "technology + finance" dual-drive model, enhancing service efficiency and promoting intelligent and scenario-based financial services [1] - The service philosophy of "saving worry, time, and money" integrates cutting-edge technology throughout the service process, aiming for a win-win vision of inclusive finance [1] Group 2: Support for Small and Micro Enterprises - Ping An Rongyi employs a "three savings" service concept to provide full-cycle financing support for small and micro enterprises, exemplified by a case where a client received 747,000 yuan in financing during peak sales seasons [2] - The company’s AI-driven "Xingyun 2.0" system allows 95% of small micro clients to obtain loans within 1.3 hours, significantly reducing processing time and enhancing decision-making accuracy [2] - Digital risk control and intelligent credit assessment align financing services with the growth pace of enterprises, showcasing the effectiveness of digital inclusive finance [2] Group 3: Green Finance Initiatives - Traditional industries are under pressure to transform, with a case study highlighting a client transitioning from plastic recycling to green plant cultivation, supported by a 250,000 yuan loan from Ping An Rongyi [3] - The company actively supports small micro enterprises in green transformation through flexible and efficient financial services, reflecting its social responsibility in promoting environmental sustainability [4] - Ping An Rongyi's offline consulting team focuses on key sectors such as clean energy and infrastructure upgrades, providing tailored financial support to meet the funding needs of small micro enterprises [4] Group 4: Future Directions - The company aims to deepen green finance innovation to contribute to the "dual carbon" goals and high-quality development, maintaining its commitment to serving small micro enterprises [4] - Ping An Rongyi will continue to integrate the "three savings" service concept into professional engagements, ensuring precise financial support reaches critical areas of the economy [4] - The company is dedicated to leveraging technology and personalized service to assist small micro enterprises in achieving sustainable growth, contributing to the modernization of China's financial landscape [4]

登录新浪财经APP 搜索【信披】查看更多考评等级 全市场科技创新债券累计发行规模约1.5万亿元，资金正加快流向科技创新实体领域；科技部配合中国人民银行设立8000亿 元科技创新和技术改造再贷款，联动实施"创新积分制"和科技创新专项担保计划，向26家银行精准推荐超12万家科技型中小 企业……2025年，科技金融在政策引领与技术革新的双轮驱动下迈入高质量发展的深水区，"科技—产业—金融"的良性循环 加速成型。 针对科技型企业门类多、专业性强的特征，华夏银行持续强化多层次、体系化的科技企业专业研究能力。在总行层面，多部 门协同进行行业趋势研判；联动理财子公司等机构的专业力量，用其更贴近资本市场的分析能力提供专业补充；积极借助外 部智库研究资源，构建全面、立体的科创行业分析框架。同时，该行加大信贷资源投入，给予科技型贷款转移定价优惠，叠 加央行再贷款工具优惠，多标签科技企业优惠力度进一步加大。 将科技金融作为"第一战略"、专精特新作为"一号工程"，北京银行通过构建"1+18+N"科技金融专营体系、推出"e投贷"等创 新产品、联动近3000家政府投资基金及VC/PE机构，形成"债权+股权""股债联动"的立体化服务模式， ...