Group 1 - The core viewpoint of the articles emphasizes the importance of developing a high-quality public fund system in Beijing, particularly focusing on the integration of pension facilities into the infrastructure REITs framework to address the aging population issue in China [1][3][7] - As of the end of 2024, the population aged 60 and above in China reached 310 million, accounting for 22% of the total population, indicating a significant demographic shift towards an aging society [1][2] - The number of elderly care institutions increased from 116,000 in 2015 to 406,000 in 2024, a growth of 250%, while the number of elderly care beds grew from 6.727 million to 7.993 million, reflecting a 19% increase, highlighting a mismatch between the growth of institutions and available beds [2][3] Group 2 - The Chinese government has introduced multiple policies to support the pension industry, including the encouragement of issuing REITs for pension facilities, with the first mention of this initiative occurring in a central government document in January 2025 [3][4] - The issuance of pension facility REITs is currently in a developmental stage, facing challenges such as the need for better understanding and training among pension institutions regarding REITs, and the requirement for non-profit institutions to restructure to comply with profit distribution regulations [6][7] - The development of pension facility REITs is expected to alleviate funding bottlenecks for pension institutions, stimulate social capital participation, and create a virtuous cycle of investment in the pension asset market [7][8]

专题：北京公募基金高质量发展系列活动 新时代、新基金、新价值 2025年是"十五五"规划开局之年，金融行业迎来深化供给侧结构性改革、服务中国式现代化的关键时 期。中信建投基金积极践行国有金融机构使命担当，全面布局科技金融、绿色金融、普惠金融、养老金 融、数字金融五大领域，以专业投资能力和创新金融服务助力经济高质量发展。 （一）立足新时代，把握发展新机遇 在北京证监局指导下，北京证券业协会近日携手四十余家公募基金管理人、销售机构、评价机构及主流 媒体，共同启动"北京公募基金高质量发展系列活动"。活动以"新时代·新基金·新价值"为主题，旨在贯 彻落实证监会《推动公募基金高质量发展行动方案》，推动行业转型升级，提升服务实体经济能力。 中信建投基金深刻认识到，推动高质量发展不仅是行业共识，更是服务国家战略、回应百姓期待的必然 使命。公司积极响应证监会《推动公募基金高质量发展行动方案》25条改革措施，全面推进从"重规 模"到"重回报"的经营理念转变，不断提升服务实体经济和国家战略的能力。 （二）全面布局"五篇大文章" （1）科技金融激活创新动能 投研团队深度覆盖人工智能、半导体、生物医药等硬科技领域，发行北交所主题基金 ...

Core Viewpoint - The article highlights the launch of a series of high-quality development activities for public funds in Beijing, emphasizing the importance of the "Five Major Articles" in guiding financial institutions to support national strategies and the real economy [1][3]. Group 1: Five Major Articles - The "Five Major Articles" include technology finance, green finance, inclusive finance, pension finance, and digital finance, which provide a clear direction for financial institutions to leverage their advantages [3]. - Technology finance is prioritized, aiming to provide comprehensive financial services for technological innovation and tech enterprises, thereby promoting the development of new productive forces [3]. - The importance of green finance is increasingly recognized in the context of sustainable development, with the company actively developing products focused on green and low-carbon initiatives [3][4]. Group 2: Product Development and Services - The company has diversified its product line to meet various investor needs, including active equity funds, bond funds, and index funds, thereby playing a significant role in inclusive finance [5]. - In response to the aging population, the company has launched pension-targeted funds and educational initiatives to enhance awareness of pension planning among investors [6]. Group 3: Digital Transformation and Security - The company is actively engaging in digital transformation by enhancing its information technology infrastructure and ensuring network security, which is crucial for improving service quality [7]. - The ongoing efforts to strengthen core capabilities will enable the company to better serve national strategies and meet investor financial needs [7].

据证监会数据显示，截至2025年6月末，纳入个人养老金产品目录的基金已增至297只产品，除了去年12 月首批纳入的85只权益类指数基金，养老目标基金（FOF）占据主导地位，数量占比超过七成。 在我国人口老龄化进程加速的背景下，构建多层次、多支柱的养老保障体系已成为国家战略重点。 作为财富管理机构的重要一员，公募基金公司近年来持续投身养老体系建设。尤其在2022年11月个人养 老金制度正式启动后，普遍将个人养老金业务视为未来重点战略方向，进行全面而深入的前瞻布局，阶 段性成果显著。 东方基金紧跟国家战略，持续深耕养老金融领域，从产品布局、服务升级、投资者教育等方面发力，致 力于为投资者提供专业、多元、便捷的养老投资解决方案。 近日，在北京证监局指导下，聚焦"新时代 新基金 新价值"主题的北京公募基金高质量发展系列活动正 式启动。为贯彻落实引领行动"，公司更是积极响应，多措并举，不断提升养老金融业务能级，以实际 行动更好地助力中国养老金融体系的健康发展。 战略布局 迎接个人养老金新时代 自个人养老金顶层制度设计明确以来，多项配套政策陆续落地，为公募基金等机构参与我国养老第三支 柱建设提供了清晰的制度保障和发展空间 ...

近日，在北京证监局指导下，聚焦"新时代•新基金•新价值"主题的北京公募基金高质量发展 系列活动正式启动。为贯彻落实引领行动"，公司更是积极响应，多措并举，不断提升养老金 融业务能级，以实际行动更好地助力中国养老金融体系的健康发展。 在我国人口老龄化进程加速的背景下，构建多层次、多支柱的养老保障体系已成为国家战略 重点。 作为财富管理机构的重要一员，公募基金公司近年来持续投身养老体系建设。尤其在2022年 11月个人养老金制度正式启动后，普遍将个人养老金业务视为未来重点战略方向，进行全面 而深入的前瞻布局，阶段性成果显著。 东方基金紧跟国家战略，持续深耕养老金融领域，从产品布局、服务升级、投资者教育等方 面发力，致力于为投资者提供专业、多元、便捷的养老投资解决方案。 战略布局 迎接个人养老金新时代 自个人养老金顶层制度设计明确以来，多项配套政策陆续落地，为公募基金等机构参与我国 养老第三支柱建设提供了清晰的制度保障和发展空间。 作为核心的养老产品提供者，公募行业积极布局个人养老金业务，逐步构建起以养老目标基 金（FOF）为主、多类型产品协同发展的产品体系。 据证监会数据显示，截至2025年6月末，纳入个人养老金 ...

来源：环球网 2025年9月17日，华夏银行洛阳分行迎来了成立六周年的时刻。六载耕耘，春华秋实。华夏银行洛阳分 行深入贯彻落实国家金融政策，以金融桥梁连接实体经济，用一份份优异成绩单书写了与洛阳发展同频 共振的辉煌篇章，让华夏金融之水润泽古都大地。 据不完全统计，六年来，华夏银行洛阳分行累计为洛阳地区企业提供综合融资支持370多亿元，服务个 人客户十多万户，累计投放个人贷款11多亿元。 进入2025年以来，华夏银行洛阳分行结合洛阳市产业发展、城市提质、乡村振兴、稳外贸、提振消费及 优化民营经济金融服务等重点工作，全力提升贷款投放规模，精准赋能地方经济发展。 扎根河洛，搭建古都金融桥梁 围绕新质生产力发展、聚焦新兴行业和产业等，该行结合区域产业政策导向及产业发展规划，明确融资 类客户业务推进时间节点和落地安排，提供定制化综合金融解决方案，全力加大信贷业务布局和投放落 地。同时，致力于提升服务质效，优化业务流程，加强数字化建设，为市民与企业提供更加便捷、高效 的金融服务。 临黄河而知中国，临河洛而知华夏。总部位于北京的华夏银行，是全国唯一一家由制造业企业发起的股 份制商业银行，也是全国第五家上市银行，2012年入 ...

为精准解决高龄、独居老人生活中面临的不便，两家单位的志愿者们结对组成小组上门提供生活关怀服 务，为大家检查电路老化、插座漏电等安全隐患，同步科普"湿手不碰电器""老旧插排及时换"等用电常 识。在数字服务环节，志愿者们手把手指导老年群众使用手机银行查询养老金、办理转账等基础功能， 并演示了"大字模式""语音助手"等手机银行适老功能，帮助其跨越"数字鸿沟"。76岁的张奶奶在学会查 询养老金后笑着说："以前办业务总要走很远到银行现场办，现在手机点两下就办好了，方便多了！" "服务银发群体既是责任，也是青年员工成长的'实践课'。"江苏银行北京分行相关负责人表示，此次活 动将金融专业性与高校学科优势深度融合，既让老年群众收获了温暖服务，也让青年员工在走街串巷中 深化了"金融为民"的认知。下一步，江苏银行北京分行将组织定期面向老年群体开展社区驻点服务、金 融知识宣传等活动，持续为养老金融"五篇大文章"注入青春动能，让金融服务的温度真正抵达老年群体 身边。 "接到陌生电话说您中奖了，兑奖要先交押金，可千万别信！"活动现场，志愿者们结合精心设计的《老 年防骗指南》手册，以非法集资、电信诈骗等真实案例为切入点，通过情景模拟、互 ...

Group 1: Core Perspectives - The core focus of the public fund industry is to protect the interests of investors, as emphasized in the "Action Plan" released by the China Securities Regulatory Commission [2][6] - The "Beijing Public Fund High-Quality Development Series Activities" aims to create a new brand for high-quality financial development in Beijing, highlighting the theme "New Era, New Fund, New Value" [1][2] - The company, Zhongjia Fund, is committed to enhancing its core competitiveness and providing lifelong fund services to investors, aligning with the regulatory call for high-quality development [1][2] Group 2: Investment Strategies and Product Offerings - Zhongjia Fund has established 77 public funds covering various strategies, including active management, passive index, quantitative strategies, and FOF allocation, to meet the wealth management needs of residents [2] - The company focuses on technology finance by developing public products related to specialized and innovative sectors, supporting quality technology enterprises while creating value for investors [3] - In green finance, Zhongjia Fund is expanding its equity product line around low-carbon and renewable energy themes, and is actively researching green bond-related funds [3][4] Group 3: Risk Management and Compliance - The "Action Plan" stresses the importance of maintaining a risk bottom line and improving multi-level liquidity risk prevention mechanisms within the industry [6] - Zhongjia Fund adheres to a compliance-first and prudent management philosophy, achieving a "zero failure" record in fund investments over the years [6] - The company is enhancing its comprehensive risk management quality through digital empowerment, focusing on preemptive control and performance attribution analysis [6]

Group 1 - The core theme of the recent series of activities in Beijing is "New Era, New Fund, New Value," focusing on high-quality development in the public fund industry [1] - The State Council's guidelines emphasize the importance of providing quality financial services to support strategic areas and the development of new productive forces [1][3] - Oriental Fund is committed to enhancing its product layout and service system to align with the financial "Five Major Articles" and improve its professional capabilities [1][3] Group 2 - Oriental Fund plays multiple roles, including that of a "fund guide" and "product and service innovator," in the implementation of the "Five Major Articles" [2] - The focus on technology finance aims to provide comprehensive financial services for technological innovation and the development of tech enterprises, promoting the progress of new productive forces [3] - The company has actively developed products in the green finance sector, reflecting the increasing importance of sustainable development in industrial upgrades [3][4] Group 3 - Oriental Fund is enhancing its product line to meet diverse investor needs, including actively managed equity funds, bond funds, and index funds, in response to the declining bank deposit rates [5] - The company is addressing the aging population by launching pension-targeted funds and conducting educational activities to raise awareness about pension planning [6] - Oriental Fund is advancing its digital transformation and improving service quality by enhancing its information technology infrastructure and ensuring network security [6]

"我每年都往个人养老金账户存12000元，目前买了1只基金、2只理财产品，都是正收益。"9月16日，家 住上海的黄女士近日告诉上海证券报记者，自个人养老金制度实施以来，她就开始每年定存，既能抵 税，又能多一份养老保障。 黄女士参与个人养老金制度只是我国养老"新支柱"发展的一个缩影。目前，以第一支柱基本养老保险为 根本，第二支柱企业年金和职业年金、第三支柱个人养老金及商业养老金为支撑，我国多层次、多支柱 养老金融体系已经基本建成，人民群众积累养老金有更多选择。但上证报记者调研了解到，"新支柱"发 展中的覆盖面不足、缴存资金少等堵点仍待解决。 "新支柱"发展堵点待疏 此外，在基本养老保险托底的基础上，企业年金、个人养老金及商业养老金等金融"新支柱"也逐渐发展 起来，成为未来满足人民群众多样化、品质化养老生活的"钱袋子"。 数据显示：截至2024年末，第二支柱企业年金和职业年金合计投资运营规模约6.75万亿元，较2020年末 增长超九成；截至2024年11月底，36个城市（地区）超7200万人开立个人养老金账户；2024年商业养老 金业务市场规模已突破千亿元。 养老金融"百花齐放" 积极应对人口老龄化，助力多层次、 ...