Bank of China Limited (03988) H1 2025 Earnings Call August 29, 2025 05:00 AM ET NoneWelcome to China. Wish you health and joy.ModeratorInvestors, analysts and friends from the media, good afternoon. Welcome to the Bank of China twenty twenty five Interim Results Press Conference. I am Zhuo Cheng Wen, Board SecretaryToday's press conference will be co hosted by me and Ms. Yuke, BOC's spokesperson. In light of recent major event preparations in Beijing and considering everyone's schedules and participation pr ...

Industrial and Commercial Bank of China (01398) H1 2025 Earnings Call August 29, 2025 05:00 AM ET Speaker0I'm Tianjong Huang from corporate strategy and IR department. ICBC's interim results have been released. We have been attaching great importance to IR management with dedication to frequent and effective communication with global investors, clients, and media friends. We keep in close touch. We especially value your long term trust and your recognition for ICBC's value.Today's webcast is exactly the pra ...

Driving Robust Growth through Substantial Improvements in Quality Steadily Advancing High-Quality Development 2025 Interim Results Announcement China Construction Bank August 2025 | Beijing, Hong Kong Disclaimer The information contained herein contains certain forward-looking statements relating to the plans, beliefs, strategies and growth prospects of China Construction Bank Corporation ("CCB" or the "Bank"). These statements are based on different assumptions and are subject to various risks and uncertai ...

农业银行（601288）(01288)发布2025年中期业绩，营业收入3697.93亿元(人民币，下同)，同比增加 0.72%;归母净利润1395.1亿元，同比增加2.66%;基本每股收益0.37元。 业务经营延续稳健向好态势。上半年主要业绩指标表现良好，业务经营保持较强韧性，央行MPA评估 可比同业唯一一家连续13个季度获得A档。截至6月末，集团资产总计46.9万亿元，较上年末增加3.6万 亿元，其中客户贷款及垫款总额26.73万亿元，较上年末增加1.82万亿元，融资供给保持同业前列。负债 合计43.7万亿元，其中全口径客户存款新增2.60万亿元，存款偏离度连续5个季度在3%以下，为服务实 体经济提供了有力资金保障。不良贷款率1.28%，比上年末下降0.02个百分点;逾期贷款率1.22%，保持 较低水平，逾期不良比95.11%，不良贷款认定标准严格;拨备余额持续增长，拨备覆盖率295%。上半年 实现营业收入3,698亿元、净利润1,399亿元，同比分别增长0.7%、2.5%，保持"双正增长"势头;资本实力 不断增强，资本充足率17.45%;平均总资产回报率(ROA)0.62%，加权平均净资产收益率(ROE) ...

a 因此好 BANK OF CHINA 2025 Interim Results Release 29 Aug 2025 Unless otherwise specified, the financial data in this presentation is prepared in accordance with IFRS Accounting Standards. This presentation and subsequent discussions may contain forward-looking statements that involve risks and uncertainties. These statements generally use the words "believe", "expect", "anticipate", "estimate", "plan", "forecast", "tarqet", "may", "will" and other forward-looking terms. You should not place undue reliance on ...

2025年8月29日，中信股份(00267)发布2025年中期业绩，上半年实现营业收入3,688亿元，净利润598亿 元，归母净利润312亿元，金融子公司利润全面提升，主要实业子公司业绩向上向好，国际化发展持续 发力。董事会建议派发中期股息每股人民币0.20元，同比增长5.3%，分红总额为人民币58.18亿元。中 信股份当前市净率远低于1倍净资产，仍处历史低位，随着估值逐步回归合理区间，市值仍具备进一步 的修复空间。 在金融业务方面，公司以金融"强核"工程为抓手，围绕服务实体经济，深化综合金融模式创新，持续做 深做实"五篇大文章"。上半年公司启动科技金融专项行动，聚合"股贷债保"全链条能力，服务前六批国 家级专精特新和前八批制造业单项冠军企业超1.41万家、覆盖率超92%；绿色信贷余额较年初增长 16.79%，绿色债券承销规模位居市场前列；普惠金融、养老金融和数字金融均取得新成绩。 公司各金融子公司持续优化业务结构，发力重点领域，实现利润全面增长。银行业务净利润增速延续向 好态势，获批筹设金融资产投资公司，为提升多元化服务能力拓宽渠道。证券业务紧抓国内外市场机 遇，各项主营业务齐头并进，收入、利润均实现同比大 ...

2025年8月29日，中信股份(00267)发布2025年中期业绩，上半年实现营业收入3,688亿元，净利润598亿 元，归母净利润312亿元，金融子公司利润全面提升，主要实业子公司业绩向上向好，国际化发展持续 发力。董事会建议派发中期股息每股人民币0.20元，同比增长5.3%，分红总额为人民币58.18亿元。中 信股份当前市净率远低于1倍净资产，仍处历史低位，随着估值逐步回归合理区间，市值仍具备进一步 的修复空间。 公司各金融子公司持续优化业务结构，发力重点领域，实现利润全面增长。银行业务净利润增速延续向 好态势，获批筹设金融资产投资公司，为提升多元化服务能力拓宽渠道。证券业务紧抓国内外市场机 遇，各项主营业务齐头并进，收入、利润均实现同比大幅增长，境内股权、债券承销份额继续领跑同 业，资本市场"稳定器"作用有效发挥。信托、保险等业务改革转型步伐加快，细分领域优势进一步扩 大。 在金融业务方面，公司以金融"强核"工程为抓手，围绕服务实体经济，深化综合金融模式创新，持续做 深做实"五篇大文章"。上半年公司启动科技金融专项行动，聚合"股贷债保"全链条能力，服务前六批国 家级专精特新和前八批制造业单项冠军企业超1 ...

证券代码： 002807 证券简称：江阴银行 江苏江阴农村商业银行股份有限公司 投资者关系活动记录表 编号：2025-05 | 投资者关系活动 | □特定对象调研 分析师会议 □ | | --- | --- | | 类别 □ | 媒体采访 ☑ 业绩说明会 | | □ | 新闻发布会 □ 路演活动 | | □ | 现场参观 | | □ | 其他 （请文字说明其他活动内容） | | 参与单位名称及 | 投资者网上提问 | | 人员姓名 | | | 时间 | 年 月 日 下午 2025 8 29 (周五) 15:00-16:00 | | 地点 | 通过全景网"投资者关系互动平台"（https://ir.p5w.net）采 | | | 用网络远程的方式召开业绩说明会 | | 上市公司接待人 1. | 董事长宋萍 | | 员姓名 2. | 行长倪庆华 | | 3. | 董事会秘书周晓堂 | | 4. | 财务总监常惠娟 | | 5. | 独立董事董斌 | | | 主要就江阴银行相关经营情况进行了交流，以下为本次调研问询 | | | 及简要回复情况记录： | | 1. | 贵行未来 3 年将如何定位养老金融业务？是将其作 ...

深耕实体经济主航道 绿色金融增长近30% 厦门银行立足地方经济，聚焦中小、拥抱科技、践行绿色，持续以金融活水滋养实体经济根基，致力于 成为企业客户值得信赖的综合金融服务伙伴，为区域经济发展和企业成长提供坚实的金融支撑。截至6 月末，厦门银行企业贷款及垫款余额（不含票据贴现）1430.96亿元，较上年末增长17.21%，对公贷款 不良率（不含票据贴现）0.55%保持平稳。 普惠金融持续深化。该行坚持做小微企业的主办行，构建并持续优化"信贷工厂"模式，运用支农支小再 贷款等政策工具精准滴灌小微企业。截至6月末，普惠小微新投放利率较年初下降0.32个百分点，切实 降低企业融资成本；支农支小再贷款余额超120亿元，通过支农支小再贷款撬动贷款超140亿元，支持小 微企业和民营企业超4900户，累计放款超480亿元。 绿色金融增长强劲。该行自上而下构建绿色金融专属组织架构，围绕资金管理、产品创新、ESG治理等 方面协同推进，如今，绿色金融已成为服务"双碳"战略的重要抓手。截至6月末，该行实现绿色信贷余 额169.36亿元，较上年末增长29.58%，绿色信贷客户数同比增长10.7%，客群基础持续夯实。 8月28日晚间，厦门 ...

Core Viewpoint - Ningbo Bank has demonstrated strong performance in the first half of 2025, with significant growth in asset scale, profitability, and low non-performing loan rates, reflecting its effective operational strategies and risk management practices [1][5][8]. Financial Performance - As of June 30, 2025, Ningbo Bank's total assets reached 3.47 trillion yuan, an increase of 11.04% from the beginning of the year [2]. - The bank achieved a net profit attributable to shareholders of 14.772 billion yuan, representing a year-on-year growth of 8.23% [1][5]. - The non-performing loan ratio stood at 0.76%, maintaining a low level within the industry [1][8]. Growth in Key Areas - The bank's total deposits amounted to 2.08 trillion yuan, up 13.07% year-to-date, while total loans and advances reached 1.67 trillion yuan, increasing by 13.36% [2]. - Corporate loans totaled 998.204 billion yuan, with a significant increase of 21.34% from the start of the year [2]. Strategic Initiatives - Ningbo Bank has focused on supporting key sectors of the economy, implementing innovative financial products, and enhancing service models to drive high-quality economic development [2][3]. - The establishment of a dedicated technology finance department aims to provide comprehensive services to technology enterprises [2][3]. Sustainable Finance and Social Responsibility - The bank's green loan balance reached 68.814 billion yuan, with an increase of 18.270 billion yuan, and it has issued five green bonds totaling 7 billion yuan [3]. - The bank has also enhanced its support for the elderly economy, with pension loans growing by 273% to 790 million yuan [4]. Digital Transformation and Business Model Upgrade - Ningbo Bank has upgraded several digital products and systems to improve operational efficiency and user experience [6]. - The bank is advancing its business model towards specialization, digitization, platformization, and internationalization, which has led to a diversified profit structure [5][6]. Risk Management - The bank maintains a rigorous risk management framework, with a non-performing loan coverage ratio of 374.16% and a capital adequacy ratio of 15.21% [8]. - Continuous improvements in credit risk management and a focus on high-quality asset structures are part of the bank's strategy to mitigate risks [9].