德国信贷银行协会常务董事延斯·洛亚指出，银行信贷是经济状况的晴雨表。如果企业削减投资， 且消费者信心持续低迷，将拖累德国经济发展。德国经济如果要重回可持续增长轨道，政府需要着手推 进结构性改革，以获得增长动力。 【纠错】 【责任编辑:施歌】 数据显示，上半年德国银行信贷中，新增贷款业务额为667亿欧元，同比微增0.3%。其中，消费贷 款业务新增贷款达300亿欧元，同比增长4.2%。企业融资业务发展疲软，新增贷款业务额52亿欧元，同 比下降6.6%。 从具体领域来看，机动车贷款业务也体现出企业投资下滑。上半年，德国信贷类银行向私人和企业 发放的机动车贷款总额为119亿欧元，同比减少1.3%。其中，个人乘用车贷款业务保持稳定，微增 1.1%，达到93亿欧元；公司车辆融资业务则大幅下滑9.2%，降至26亿欧元。 新华社法兰克福9月17日电（记者马悦然 刘向）德国信贷银行协会17日发布报告显示，2025年上 半年，德国的银行信贷中新增贷款业务整体保持稳定，但企业投资意愿下降导致企业融资贷款降幅明 显。 ...

Core Insights - In April, U.S. factory orders for capital goods experienced the largest decline since October of the previous year, indicating a decrease in business investment sentiment amid uncertainties surrounding tariffs and tax policies [1][4] - Core capital goods orders fell by 1.3% month-over-month, while March was revised upward to a growth of 0.3% [1] - Durable goods orders overall decreased by 6.3%, primarily due to a reduction in commercial aircraft orders [4] Group 1: Capital Goods Orders - Core capital goods shipments, excluding defense and aircraft, saw a decline of 0.1%, marking the first decrease since October of the previous year [1] - The report highlights a cautious approach among businesses in assessing demand prospects, influenced by President Trump's trade policies and ongoing discussions in Congress regarding tax legislation [4] Group 2: Durable Goods and Economic Impact - Durable goods orders fell by 6.3%, which was better than the estimated decline of 7.8% [5] - Capital goods orders, excluding defense and aircraft, decreased by 1.3%, compared to an expected decline of 0.2% [5] - The Atlanta Fed's GDPNow forecast indicates that business equipment spending will contribute nearly 0.4 percentage points to U.S. economic growth in the second quarter [5] Group 3: Aircraft Orders - Commercial aircraft bookings saw a significant drop of 51.5% in April, with Boeing reporting only 8 orders, the lowest since May 2024 [6] - The previous month, March, had a much higher order count of 192, which was the highest since 2023 [6]