2025.05. 08 本文字数：2394，阅读时长大约4分钟 导读 ：美国市场动荡以及经济放缓预期上升之际，特朗普政府又将对数家美国最高金融监管机构裁员，裁员人数总 计预计将达2300多，为数十年之最。 作者 | 第一财经 后歆桐 4月初以来，由于美国总统特朗普关税政策反复带来的不确定性，全球对美国经济增速放缓预期上 升，美元资产遭遇反噬，美国市场动荡不断。隔夜美联储也依旧表示不急于降息，并无救市之意。 值此之际，特朗普政府又计划对数家美国最高金融监管机构裁员，裁员人数总计预计将达2300多， 包括银行审查员、刑事调查人员和经济学家，为近几十年来美国政府针对金融监管机构的最大裁员规 模。 美国民众抗议特朗普政府的裁员（来源：新华社） 金融监管机构遭遇几十年来最大规模裁员 此次裁员涉及的美国最高金融监管机构包括联邦存款保险公司（FDIC）、美国货币监理署（OCC） 和美国证券交易委员会（SEC）。这些机构负责监管银行、交易所和公开市场。对于该裁员计划， 上述三家机构的代表均拒绝置评。 与此同时，各机构也正在迅速调整其员工组成政策。OCC表示，将合并以前根据银行规模量身定制 的监管团队，SEC已重组其地区办事处 ...

Group 1 - The Trump administration plans to lay off over 2,300 employees from major U.S. financial regulatory agencies, marking the largest scale of layoffs in decades [1][3] - The affected agencies include the Federal Deposit Insurance Corporation (FDIC), the Office of the Comptroller of the Currency (OCC), and the Securities and Exchange Commission (SEC), which are responsible for overseeing banks, exchanges, and public markets [3][4] - Supporters of the layoffs argue that this is part of a broader initiative to reduce the size of federal agencies and loosen regulations to promote economic growth [3][4] Group 2 - Critics warn that the reduction of examiners and investigators may lead to inadequate regulation and increased financial risk, especially amid market volatility caused by Trump's trade policies [4][5] - The FDIC has reported a surplus of $74 billion since 2015, indicating that these agencies are self-sustaining through fees and fines rather than taxpayer funding [5][6] - Historical trends show that staffing levels at regulatory agencies fluctuate based on political priorities and market demands, with a noted lack of examiners following recent bank failures [5][6] Group 3 - The Trump administration is also attempting to cut the Consumer Financial Protection Bureau (CFPB) by approximately 1,000 employees, with rumors of a potential closure of the agency [6][7] - The CFPB has been a contentious political issue, with Democrats supporting it as a necessary check on corporate power, while Republicans criticize it for lacking accountability [7][8] - A temporary injunction has been issued to halt the CFPB's layoff plan, although around 200 employees have already been let go [8]