（原标题：推动370宗项目落地！广东水经济再"吸金"超800亿元） 南方财经记者郑玮 实习生钟宸 汕尾报道 近日，广东省第三届水经济发展工作座谈会在汕尾举行。座谈会现场，南方财经记者了解到，广东全省 目前正推动370宗绿色水经济项目落地，总投资达880.1亿元，其中2026年至2027年计划投资139.0亿元。 同期，6宗水经济项目也在座谈会现场签约，涵盖水上运动、滨水文旅、水系旅游、水生态保护修复等 业态，总投资超10亿元。 百亿投资涌入背后，全境拥有2.38万条河流和7900多座水库的广东，已连续4年将发展水经济写入政府 工作报告，各地也逐步探索出一批水资源保护与发展并行的特色模式。 以汕尾为例。近年来，通过排污口整治、湖体疏浚、红树林营造等一系列治理举措，汕尾推动辖内"中 国最大、亚洲第二大滨海潟湖"——品清湖水质实现稳定改善。今年11月底，汕尾进一步推动成立品清 湖保护联盟以及品清湖保护基金，为滨海潟湖的保护提供公益性服务及资金保障。其中，品清湖保护基 金首批募集资金超过2800万元。 2025年前三季度，在品清湖布设的14个水质监测点位中，Ⅰ、Ⅱ类水比例达到80%。依托良好的生态环 境，品清湖沿岸目 ...

对此，我们将主要的变化趋势做出以下浓缩和提炼： 同时，我们还应关注到： 一、为什么市场化谎言被揭穿？ 写在前面 2023年以来，基建融资领域新政频出，地震不断：管理库PPP被叫停；城投债遭到严控，专项债也被传闻用于实体建设项目比重渐弱；特许经营新机制项 目适用逐渐狭窄；以EOD为代表的XOD系列模式被迫与基建融资划清界限；另一方面，城市更新概念收编城中村改造，实现了概念上的大一统，成为涵 盖了全部城镇建设领域的"统一大概念"；而城中村改造成为了城市更新范畴中唯一能够实现基建融资的核心路径。基建融资领域的信仰体系，发生了翻天 覆地的变化。 十几年来，打着所谓的"市场化经营收益"之虚假名号，行政府兜底固定回报之实，已经成为了"投资人-EPC"系列模式违规操作的"固定造型"。特许经营新 机制及EOD导则的发布，一把掀开了"市场化基建融资"的遮羞布。 (一) 盖不住：经营收益远小于基建投入 市场化收益仅能获得市场平均利润，按照马克思基本经济理论，如果某一行业利润超出平均利润水平，其他行业的投资就会加入竞争，将超额利润挤回平 均水平。市场化收益的可怜利润，是无论如何也拿不出几十个亿来覆盖基建投资的。 (二) 盖不着：纯 ...

Core Viewpoint - The People's Bank of China Hubei Branch is guiding financial institutions to increase credit investment in biodiversity, with a target loan balance exceeding 360 billion yuan by the end of Q3 2025, representing a 34.3% increase from the end of 2024 [1][2] Group 1: Financial Initiatives in Biodiversity - The Hubei Branch has implemented a trial plan for biodiversity financial standards, integrating resources and establishing a project database for financial institutions to connect with biodiversity projects [2] - A collaborative effort with various departments has led to the establishment of a climate data sharing mechanism and the implementation of an ecological environment-oriented development (EOD) project management regulation, resulting in 30 projects receiving credit totaling 24.7 billion yuan [2] Group 2: Sustainable Forestry and Water Ecology - Financial institutions are exploring a "forest rights mortgage + industrial upgrade" model to integrate ecological protection with industrial development, supporting projects like the transformation of low-yield tea gardens and the establishment of medicinal herb bases [3] - Innovative financing models in water ecology, such as "water ecological + specialty credit," have been introduced, including the first nationwide loan linked to sewage treatment volume, amounting to 58 million yuan [3] Group 3: Integration of Financial Services in Agriculture and Tourism - In sustainable agriculture, a model combining financial empowerment, germplasm protection, and industrial income has been developed, with significant credit support for projects like the "Zhi Gui Zong Orange" initiative [4] - The tourism sector is also benefiting from financial support, with loans provided to enhance ecological tourism, including a dedicated loan for the homestay industry that has supported over 540 operators with 180 million yuan [4] Group 4: Government Support and Subsidy Mechanisms - Local governments are establishing biodiversity loan subsidy mechanisms to encourage financial institutions to increase lending in this area, with initiatives like the "Green Development Loan" policy providing interest subsidies for forestry enterprises [5] - The Hubei ecological environment rights trading platform has facilitated access to financial subsidies for 223 enterprises, with total loan support amounting to 3 billion yuan [5]

Core Viewpoint - Shandong province is on track to achieve a GDP of 10 trillion yuan by 2025, driven by systematic high-quality development strategies and robust financial support from institutions like Hengfeng Bank [1][2]. Group 1: Economic Development and Financial Support - Hengfeng Bank has positioned itself as a key player in supporting Shandong's economic growth by focusing on traditional and emerging industries, aligning with national strategies [1][2]. - The bank's assets reached 1.56 trillion yuan, with revenue of 14 billion yuan and net profit of 3 billion yuan in the first half of the year, marking two consecutive years of growth in both revenue and profit [2]. - Hengfeng Bank has reduced its non-performing loan ratio to 1.48%, indicating a stable and improving financial health [2]. Group 2: Technological and Industrial Innovation - The bank is actively involved in supporting technological innovation and industrial upgrades, particularly in the context of Shandong's "new and old kinetic energy conversion" strategy [3][4]. - Hengfeng Bank has established a comprehensive financial service system tailored for technology-driven enterprises, addressing their specific challenges [5][6]. - The bank has provided significant financial support to various projects, including a 100 million yuan loan to a glass manufacturing company for equipment upgrades, enhancing its competitive edge [4]. Group 3: Green Finance Initiatives - Hengfeng Bank has integrated ESG principles into its operations, focusing on green finance as a core strategy to support low-carbon and environmentally friendly projects [8][9]. - The bank launched a "carbon reduction loan" that links loan interest rates to companies' carbon data, incentivizing businesses to reduce emissions [9][10]. - The bank's green loan balance grew by 37.74% year-on-year, with a notable increase in green credit in the province [12]. Group 4: Rural Revitalization and Inclusive Finance - Hengfeng Bank has been instrumental in promoting rural revitalization through financial innovation, providing substantial loans to agricultural enterprises [13][14]. - The bank has tailored financing solutions for various agricultural projects, including a 200 million yuan loan for a modern dairy farming project [15][16]. - The bank's inclusive finance initiatives have led to a 27.35% increase in loans to small and micro enterprises, with a 21.76% rise in rural inclusive loans [16].

Core Insights - The research group has released the 2025 China Small and Medium City High-Quality Development Index, highlighting Zhaoqing's Guangning County as a top performer in green development and investment potential [1] - Guangning County has a total area of 2,455 square kilometers with a forest coverage rate of 82.17%, earning multiple accolades for its ecological initiatives [1] Economic Development - Guangning County has focused on modern agriculture, food processing, health tourism, green energy, and circular economy as its main industrial development directions, achieving an average GDP growth rate of over 5% in the past three years, with a projected GDP exceeding 20 billion yuan in 2024 [3] - The bamboo industry cluster in Guangning is expected to reach a production value of 6 billion yuan by the end of 2025, with a growth rate of over 16% annually in the past three years [3][4] Environmental Quality - In 2024, Guangning's air quality excellent rate exceeded 99.2%, and the comprehensive air quality index was 2.14, ranking second in Zhaoqing City [3] - The water quality in the Sui River section in Guangning has consistently met Class II standards, with a 100% compliance rate for drinking water sources and provincial water functional areas [3] Tourism Development - Guangning has developed eco-tourism with a focus on bamboo culture, creating one national 4A-level tourist attraction and three 3A-level attractions, receiving nearly 14 million visitors and generating over 6 billion yuan in tourism revenue in the past three years [4] Energy Projects - Guangning has introduced 21 key projects with a total investment of 25.56 billion yuan, establishing a modern energy system that includes water, wind, solar, gas, and hydrogen [6] - The key energy project, the Zhaoqing Langjiang Pumped Storage Power Station, has completed over 2.9 billion yuan in investments and is expected to generate 1.35 billion kilowatt-hours annually upon completion [6] Innovation and Financing - Guangning has implemented the EOD model to attract financial support, securing a 3 billion yuan loan for the "Clear Water - Bamboo Sea - Cultural Tourism" project [6] - The county has also explored forestry carbon trading, achieving certification for 33.66 million tons of carbon credits, generating 5.32 million yuan in economic benefits for local communities [6]

Core Viewpoint - The Agricultural Development Bank of Jiangxi Province has successfully issued a 710 million yuan credit for the ecological environment comprehensive remediation and agricultural cultural tourism development project in the Xiaojing River Basin, marking a significant step in financial support for green and low-carbon initiatives in Jiangxi Province [1][2]. Group 1 - The EOD (Ecological Environment-Oriented Development) model is a national initiative aimed at integrating ecological governance with related industries to achieve both economic and ecological benefits [1][2]. - The loan will specifically fund water environment remediation, abandoned mine ecological restoration, bamboo industry chain extension, and ecological tourism development in the Xiaojing River Basin [2]. - The project is part of the first batch of green financial services aimed at building a beautiful China, highlighting the importance of sustainable development pathways that combine environmental restoration with construction [2]. Group 2 - The People's Bank of Jiangxi Province plans to leverage the successful loan issuance to encourage local financial institutions to increase support for green and low-carbon sectors, promoting further financial innovation in Jiangxi [2]. - The establishment of an EOD project database and guidelines for project applications is intended to streamline financial resource allocation for project construction [1][2].

Core Viewpoint - The successful financing of 500 million yuan for the EOD project in Chengmai marks the first EOD project in Hainan to enter the construction phase, providing a model for ecological and economic integration in the province [2][3] Group 1: Project Overview - The EOD project focuses on ecological environment governance and the integration of cultural tourism industries in Chengmai, aligning with the principle that "lucid waters and lush mountains are invaluable assets" [2] - The project aims to leverage high-quality marine resources to promote marine ecological protection, industry structure optimization, and urban space renewal [2][3] Group 2: Project Components - Key construction elements include ecological protection and restoration of the Yingbin Inner Bay, environmental governance of river channels, and the establishment of a wetland science experience park [2] - The project will also develop a leisure agriculture industrial park to enhance surrounding infrastructure and promote rural living environment improvement and rural tourism integration [2] Group 3: Expected Outcomes - The implementation of the project is expected to significantly improve water quality and coastal ecological functions in the Chengmai area, enhancing the living environment and regional aesthetics [3] - The project aims to cultivate high-quality cultural tourism consumption and promote green industry upgrades, ultimately enhancing public satisfaction and achieving a balance of ecological, economic, and social benefits [3]

Core Viewpoint - The collaboration between China Bank and a syndicate to implement the EOD project in Yihe New District represents a significant innovation in financing ecological governance and industrial upgrades, addressing the dual challenges of funding shortages in ecological projects and the need for industrial support [2][6]. Group 1: Project Overview - Yihe New District is facing challenges in ecological governance and industrial upgrades, requiring substantial investment for river management, wetland restoration, and logistics infrastructure [2]. - The EOD model integrates ecological restoration with profitable industries, creating a funding pool from industrial gains to support environmental improvements [2][4]. - The total investment for the EOD project is 2.606 billion yuan, with 785 million yuan allocated for ecological governance and 1.821 billion yuan for industrial development [7]. Group 2: Financing Innovation - The project financing process has been streamlined by merging project feasibility assessments with financing design, reducing the typical review period by 30 days [3][4]. - A special fund management mechanism has been established to ensure that the initial loan of 10 million yuan is prioritized for river dredging and pipeline repairs, with subsequent funding released based on project milestones [4]. Group 3: Project Progress and Impact - The project has made significant progress, with water body restoration and infrastructure development underway, including the completion of foundational work for a digital trading center and the construction of storage facilities [5]. - The project is expected to create thousands of jobs and generate several hundred million yuan in annual output, establishing a sustainable cycle of governance and revenue generation [7]. Group 4: Broader Implications - The successful implementation of this green syndicate loan serves as a replicable model for other commercial banks in Shandong, promoting financial support for ecological and industrial integration [6]. - The initiative aligns with national goals for green finance and sustainable development, contributing to the establishment of a modern, eco-friendly urban environment in Linyi [6][7].

Core Viewpoint - Green finance is both a national strategy and a critical aspect of bank transformation, with Shandong Bank focusing on supporting the "dual carbon" goals and promoting green development through increased green credit investments [1][11]. Green Finance Development - Shandong Bank has prioritized green finance, increasing its green loan balance to nearly 200 billion yuan by the end of July 2025, with an addition of 48.6 billion yuan since the beginning of the year [1]. - The bank actively supports clean energy and ecological environment industries, meeting the green development needs of enterprises and projects [1]. Product and Service Innovation - Shandong Bank has developed a diversified product service system to meet customer needs, including the innovative carbon emission rights pledge loan, which uses carbon quotas and certified voluntary emission reductions as collateral [3]. - The first carbon emission rights pledge loan was approved in just eight working days, providing a wind power company with a loan of 100 million yuan [3]. EOD Model Implementation - The EOD (Ecological Environment-Oriented Development) model integrates ecological restoration with profitable industries, creating a funding pool for environmental governance [4]. - Shandong Bank has streamlined the financing process by synchronizing project feasibility assessments with financing, significantly improving project efficiency [4]. Financial Support for Projects - The bank's collaborative efforts led to a 20 billion yuan financing intention for an EOD project within four days, reducing the typical review period by 30 days [4][5]. - The EOD project is expected to create thousands of jobs and generate billions in regional output, establishing a sustainable cycle of governance and revenue [5]. Speed in Financing Energy Projects - Shandong Bank has actively supported the construction of clean energy projects, such as a 300MW photovoltaic project, by quickly approving a 400 million yuan fixed asset loan [7][8]. - The bank completed the loan disbursement process in just three days, demonstrating its commitment to rapid financing for energy projects [8]. Comprehensive Financial Services - For the Tai'an pumped storage power station project, Shandong Bank has provided over 1 billion yuan in funding, increasing its credit share from 17.73% to 30.06% [10]. - The bank has expanded its financial services to cover various aspects, including project financing, labor wage services, and personal financial products [10]. Institutional Framework for Green Finance - Shandong Bank has established a Green Finance Committee to oversee and implement green finance initiatives, creating a clear framework for resource allocation and product innovation [11]. - The bank aims to continue enriching its financial offerings and innovating products to support high-quality economic and social development [11].

Core Viewpoint - Weihai City has achieved significant improvements in ecological and environmental protection, being recognized as a model for effective environmental governance in Shandong Province for 2024 [12]. Group 1: Environmental Quality Achievements - The average PM2.5 and PM10 concentrations, as well as the air quality good rate, have reached the best levels since monitoring began, with Weihai ranking first in the province for both absolute values and improvement rates [11][12]. - All 13 key rivers and 12 centralized drinking water sources in the city have achieved a 100% compliance rate for water quality, with the water environment quality improvement rate also ranking first in the province [11][12]. Group 2: Pollution Prevention Strategies - Weihai City has implemented a "dual-leading" strategy for environmental quality and protection, focusing on pollution prevention and control through precise, scientific, and legal measures [15]. - The city has invested over 30 million yuan in smart monitoring systems to enhance pollution reduction efforts, establishing 755 enterprises under volatile organic compounds (VOCs) control and 6,497 monitoring points [15][16]. Group 3: Climate Change Adaptation - Weihai has been selected as a national pilot for climate-adaptive city construction, integrating climate resilience into urban development plans [18]. - The city has established a specialized group to address climate change, focusing on five major enhancement actions and three supporting actions to improve governance capabilities [19]. Group 4: EOD Model for Sustainable Development - Weihai is exploring the EOD (Ecological Environment-Oriented Development) model, which aligns ecological governance with industrial development to achieve economic and ecological benefits [20]. - Four EOD projects have been included in the provincial environmental finance project library, with a total investment of 6.4 billion yuan and a maximum credit limit of 5.3 billion yuan [20].