周口市农业农村局局长张华介绍，该市组织农机技术专班扎根田间，精准找到"接地压力大、附着力不 足"的症结，推出三类经济实用改装方案。积水重灾区的收获机换上橡胶三角履带后，接地面积扩大3倍 以上，防陷能力大幅提升；普通泥泞地块则通过加装"双轮并行"结构，低成本解决打滑问题；通过给农 机加装后驱装置，增加输出动力，以适应泥泞环境作业。目前西华县5家农机维修点已完成120余台机器 改装，作业效率较之前提高近50%，每小时能多收3亩至4亩。 周口市紧急安排1000万元专项资金，重点投向应急烘干与超标粮食处置两大关键环节。其中500万元用 于补贴参与应急烘干的各类主体，直接降低农户烘干成本，防范粮食霉变风险；另外500万元专项补贴 定点收储企业，支持其开展超标粮食收购、储存、处置工作，严防不符合标准的粮食流入口粮市场。针 对因灾导致的农作物减产绝收问题，当地积极对接农业保险企业，拿出专项理赔资金，成立多个工作小 组展开兑付理赔工作，切实减轻受灾农户经济损失。 此外，河南提前做好农机准备及早开展农机检修，准备各类收获机械20万台。组建742支农机应急作业 服务队、认定832个区域农机服务中心。对已经成熟、湿度偏大地块，组织 ...

值得注意的是，地方优势特色险种不断丰富。在扎实做好中央财政补贴支持的小麦、玉米、育肥猪等12 个大宗险种的基础上，鼓励各县因地制宜开展地方特色农产品保险。据了解，目前，潍坊全市地方优势 特色险保费规模从2019年的"零开展"到2024年达到4258万元，规模迅速扩大。潍坊市已开展鸡蛋"保险 +期货"、牛奶目标价格、大棚气象指数保险等10余个地方优势特色险种，为当地产业发展提供了有力 保障。 据了解，近年来，潍坊市高度重视农业保险高质量发展工作，围绕"提标、扩面、增品"总要求，持续加 大财政投入力度，不断提升农户抗风险能力，助力乡村振兴行稳致远。 据悉，潍坊财政对农业保险的保障水平不断增强。加大农业保险财政支持力度，引导农户积极参保。潍 坊全市政策性农业保险保费规模从2019年的3.4亿元提高到2024年的6.12亿元，各级财政保费补贴从2019 年2.7亿元提高到2024年4.85亿元。2024年以来，潍坊全市统筹保费补贴资金9.35亿元，为147万农户提 供风险保障239亿元，位居全省前三。 除此之外，农业保险运营管理不断规范。据了解，潍坊财政坚持对农业保险管理高标准、严要求，多措 并举规范农业保险运营管理 ...

目前该保险项目所含的风险减量服务已全部落实至参保农户，无人机飞防总面积超3.4万亩，对所 有服务对象均进行2次专家农事指导和土壤定点采样检测。项目试运行期间降赔减损金额超20万元，待 经验成熟后减损效果将进一步提升。 海南日报讯(海南日报全媒体记者 孙慧)近日，海南省首个"粮保宝"风险减量示范基地在东方市感 城镇东方南繁水稻制种现代农业产业园揭牌，基地通过"保险+科技+服务"的创新模式，实现水稻制种 全周期风险精准防控。 "粮保宝"风险减量项目由海南省农业农村厅、银保监局联合推动，以"防胜于赔"为核心理念，依 托"保险+科技+服务"模式，整合卫星遥感、气象预警、土壤墒情监测及无人机等前沿技术，实现对水 稻制种全周期的风险精准管控。项目已获感城镇20余农户参保，覆盖1.7万亩水稻制种区域，提供全流 程风险减量服务。 ...

Core Viewpoint - The launch of the "Insurance + Futures" project for peanuts in Lankao, Henan Province aims to stabilize farmers' incomes and promote sustainable development in the peanut industry through innovative agricultural price risk management tools [1] Group 1: Project Overview - The project was initiated in Lankao County, with participation from local government officials, representatives from Zhengzhou Commodity Exchange, Zhongyuan Agricultural Insurance Co., and several futures companies, along with around 50 local farmers [1] - The target beneficiaries are peanut farmers in Lankao County, which has a planting area of approximately 250,000 acres and an annual production of about 82,500 tons [1] - The project is expected to cover a peanut spot market scale of about 20,000 tons, corresponding to a planting area of approximately 80,000 acres [1] Group 2: Previous Year Performance - In 2024, the project led by GF Futures provided price protection for 6,044 farmers, covering an area of 90,400 acres, with a project amount of 160 million yuan [1] - The project successfully completed claims in February 2025, with a total compensation amount of 7.2283 million yuan, averaging 79.93 yuan per acre, which is approximately 7.3 times the farmers' self-paid premiums [1]

Core Viewpoint - The China Insurance Industry Association and the China Agricultural Risk Management Research Association have jointly released a series of standards for the application of remote sensing technology in agricultural insurance, specifically for rice, wheat, corn, and cotton crops, aiming to enhance the precision of underwriting and claims assessment in agricultural insurance [1][2]. Group 1 - The series of standards provides a scientific and applicable framework for the operational aspects of remote sensing technology in agricultural insurance, including data acquisition, processing, underwriting verification, and disaster loss assessment [2]. - The development of these standards took four years, involving feasibility studies, technical research, field meetings, and public consultations to ensure transparency and effectiveness [2]. - The implementation of these standards is expected to facilitate the large-scale application of remote sensing technology in agricultural insurance, improve service quality, enhance compliance, combat insurance fraud, and increase farmers' satisfaction and risk management capabilities [2]. Group 2 - The standards will guide the industry in conducting agricultural insurance remote sensing work under a unified framework, reducing disputes in underwriting and claims, and supporting national food security and rural revitalization efforts [2].

Core Insights - The launch of the tropical excellent fruit comprehensive insurance policy marks a significant step in supporting the agricultural sector in Sanya, Hainan, enhancing risk management for local farmers [1][2] Group 1: Insurance Details - China Pacific Insurance (CPIC) has issued a comprehensive insurance policy for tropical excellent fruits, with Sanya Yiyuan Fruit Ecological Agriculture Co., Ltd. as the insured party, covering 360 acres of papaya and providing over 2.6 million yuan in risk protection [1] - The insurance covers common damage risks such as wind disasters, heavy rain, and leaf diseases, making it the first policy of its kind in Hainan [1][2] Group 2: Agricultural Development - The "Zhongre No. 1" papaya, which is highly resistant to diseases, is part of a promotion by the Sanya Agricultural and Rural Bureau and the Sanya Papaya Association [2] - The new insurance type is part of Sanya's 2025 policy to enhance agricultural insurance, covering five main tropical fruit varieties: papaya, wax apple, dragon fruit, passion fruit, and pineapple [2] - The introduction of this insurance is expected to boost farmers' confidence in expanding production scale and enhance their ability to withstand natural disasters [2] Group 3: Government Support - The launch of the tropical excellent fruit comprehensive insurance reflects the Sanya government's increased support for the agricultural industry, establishing a risk protection barrier for the high-quality development of the tropical fruit sector [2]

Core Viewpoint - The Beijing Municipal Bureau of Agriculture and Rural Affairs has established a green channel for agricultural insurance compensation to quickly address the impact of recent rainfall on agricultural production [1] Group 1: Insurance Response - Insurance institutions have coordinated overnight to implement a "quick investigation, quick assessment, quick compensation" principle, simplifying the reporting process for claims [1] - Farmers can expect on-site investigations within 24 hours after reporting their claims, ensuring rapid completion of compensation [1] Group 2: Disaster Recovery Measures - Beijing has stockpiled 112,500 kilograms of disaster relief seeds and over 50,000 pieces of prevention materials [1] - A total of 1,266 sets of farmland drainage equipment have been organized across various districts to support agricultural recovery [1] - Agricultural experts have been dispatched to areas like Miyun to provide guidance on resuming production [1] - Future plans include the distribution of disaster relief materials and the initiation of farmland drainage operations based on the situation [1]

Core Insights - The article discusses the impact of natural disasters on apple production and the varying responses of different agricultural entities to mitigate risks associated with these disasters [1][2] - It highlights the role of financial institutions in supporting agricultural disaster prevention and recovery efforts, emphasizing the need for tailored financial services [2][5] - The growth of agricultural insurance in China is noted, with a significant increase in premium scale and coverage, indicating a more robust risk management framework [3][4] Group 1: Agricultural Production and Risks - Apple production in certain regions typically flowers in mid-March and is harvested by October, facing risks from natural disasters such as hail and frost [1] - Different agricultural entities have varying strategies for risk management, influenced by their financial capabilities and experiences with past disasters [2] Group 2: Financial Support and Agricultural Insurance - In 2024, China's agricultural insurance premium scale reached 150 billion yuan, covering 147 million households and providing risk protection exceeding 5 trillion yuan [3] - The introduction of innovative insurance products, such as cost insurance and income insurance, has contributed to a diversified agricultural insurance system [3][4] Group 3: Policy and Regulatory Framework - In 2015, regulatory bodies established unified guidelines for agricultural insurance to mitigate adverse selection and enhance the governance of natural disaster risks [4] - The development of agricultural catastrophe insurance has gained traction, with pilot programs in eight provinces, indicating a growing recognition of its importance [4][9] Group 4: Financial Mechanisms and Innovations - Banks have developed rapid response mechanisms for disaster recovery, simplifying loan processes to support agricultural entities post-disaster [5] - The emergence of weather derivatives as a financial product aims to assist in risk management for agriculture, utilizing authoritative meteorological data [6] Group 5: Integration of Resources and Data Sharing - The need for better integration of agricultural disaster resources and financial services is emphasized, with a focus on overcoming information silos among various sectors [10] - Encouraging data sharing among banks and insurance companies can enhance the efficiency of financial services provided to agricultural entities [10]

Core Insights - Summer grain production is crucial for ensuring annual food security, with agricultural insurance playing a significant role in this process [1][2] - Suzhou's wheat comprehensive cost insurance covers 112.8 million mu, accounting for 98.3% of the sowing area, providing 1.128 billion yuan in risk protection, a 28.37% increase from the previous year [1] - The financial leverage of over 85% subsidy on premiums effectively mobilizes social capital for food security, achieving a multiplier effect of 25 times for every 1 yuan of fiscal input [1] Group 1: Risk Management and Response - Suzhou has established an innovative "agriculture-led + meteorological warning + insurance safety net" management system for risk control [1] - A regular joint mechanism involving finance, agriculture, and meteorology departments has been set up to enhance emergency response capabilities [1] - Following a storm disaster in April, a rapid response system was activated, completing damage assessments for 511 agricultural facilities within 24 hours, with compensation of 5.21 million yuan disbursed within a week, speeding up the process by 40% [1] Group 2: Drought Resistance and Technological Innovation - Suzhou allocated 15.3 million yuan in emergency funds for drought resistance, implementing measures such as foliar fertilization on 2.171 million mu and artificial rainfall six times [2] - A smart agricultural insurance platform is being developed, featuring an integrated monitoring system that enhances risk management precision and claims efficiency [2] - Satellite remote sensing for dynamic monitoring of wheat has achieved a disaster identification accuracy rate of 92%, and the "drone + AI" damage assessment model has a precision of 95% [2] Group 3: Future Developments - The Suzhou Finance Bureau plans to deepen supply-side reforms in agricultural insurance and explore more "insurance +" innovative products [2] - The goal is to build a multi-level protection system that aligns with modern agricultural development, contributing more to the modernization of agriculture in Suzhou [2]

Core Concept - The article discusses the concept of "new quality productivity" introduced by Xi Jinping, emphasizing its importance in China's economic transformation and the role of financial support in facilitating high-quality development [2] Group 1: New Quality Productivity - "New quality productivity" is based on China's strong economic foundation and advanced technology, representing a significant leap in productivity [2] - Financial support for the development of new quality productivity is crucial for the transformation and upgrading of the financial industry [2] Group 2: Low-altitude Economy - The low-altitude economy is highlighted as a typical representative of new quality productivity, encompassing various flight activities and types of aircraft [4] - Sichuan Province is focusing on low-altitude economy development, launching 12 key tasks and 16 policy measures to support this sector [6] - Sichuan has successfully implemented innovative applications of drones, significantly improving logistics efficiency in remote areas [6][9] Group 3: Insurance Industry's Role - The insurance industry is actively engaging in supporting the low-altitude economy, with companies like People's Insurance Company of China (PICC) customizing risk protection plans for drone companies [9] - PICC has provided over 37 million yuan in insurance coverage for various drone operations, enhancing operational safety and reducing costs for companies [9] Group 4: New Energy Industry - Sichuan's new energy industry has reached an output value of approximately 600 billion yuan, focusing on building a comprehensive energy system [11] - PICC has issued a green building performance liability insurance policy for a major solar materials project, facilitating 700 million yuan in financing support [11][12] - Collaborations with industry leaders like CATL have led to innovative insurance products that address specific risks in the new energy sector [12] Group 5: Technology Financial Services - PICC has developed comprehensive insurance solutions for technology companies at various growth stages, addressing their unique risks [14][15] - The company has established a national-level intellectual property insurance service platform, providing over 27.2 billion yuan in risk coverage for intellectual property [16] Group 6: Rural Revitalization - The article emphasizes the importance of high-quality agricultural development and the role of insurance in managing risks associated with agricultural infrastructure projects [18][20] - PICC has introduced a quality defect liability insurance for high-standard farmland construction, providing over 1.2 billion yuan in risk coverage across multiple regions [20][21]