Core Points - Shenzhen government encourages financing guarantee institutions to expand the scale of financing guarantees for small and micro enterprises in the service industry and individual businesses, while also reducing financing guarantee rates [1] Group 1: Financial Support Measures - The Shenzhen Municipal Government has issued measures to promote high-quality development of service consumption, emphasizing the need for enhanced financial and tax support [1] - There is a focus on guiding social capital investment to support digital transformation, platform construction, and brand promotion for service enterprises [1] Group 2: Specific Industry Support - The measures include increasing credit support for key sectors such as accommodation, catering, cultural and entertainment, and the elderly care industry [1] - Insurance institutions are encouraged to develop commercial health insurance products tailored to different demographics [1]

Core Viewpoint - Shenzhen Municipal Bureau of Commerce has issued measures to promote high-quality development of service consumption, focusing on expanding openness in the service sector [1] Group 1: Service Sector Expansion - The measures aim to deepen the expansion of the service industry to foreign markets [1] - Support for pilot programs in the medical field, including biotechnology and wholly foreign-owned hospitals, to enhance openness [1] - Gradual relaxation or removal of restrictions on service trade under cross-border delivery, overseas consumption, and individual mobility models [1] Group 2: Market Access and Innovation - Continuous efforts to relax market access in telecommunications, education, elderly care, medical, and health services [1] - Active participation in the creation of national service trade innovation and development demonstration zones [1]

6月24日，市人大常委会办公厅召开新闻通气会，宣布《武汉市推进科技创新中心建设 条例》《武汉市养老服务条例》将于今年8月1日正式施行。两部法规聚焦发展和民生关键领 域，旨在激发创新动能，系统性破解养老难题。 参与条例评估的专家组成员、华中科技大学法学院教授李长健说："《武汉市推进科技 创新中心建设条例》激活'青创族'创新动能，《武汉市养老服务条例》保障'银发族'安享晚 年，共同构成城市可持续发展支柱。两件法规同步施行，是武汉以法治方式回应'一老一 青'核心关切、筑牢发展根基的战略举措，共同指向提升城市能级与增进民生福祉。" 鼓励柔性引进创新人才 加快建设武汉具有全国影响力的科技创新中心，是党中央、国务院赋予武汉的重大战略 任务，也是武汉服务国家发展的重大历史使命。 "为深入贯彻落实党中央、国务院决策部署，总结提升武汉科技创新中心建设三年多来 的实践经验，推进科技创新中心建设成势见效，有必要通过地方立法来引导、推动、规范和 保障科技创新中心建设。"市人大法制委员会副主任委员闵凯华介绍。 据悉，2023年，市人大常委会将制定《武汉市推进科技创新中心建设条例》列为年度立 法调研项目，一年后将制定条例列为年度立法项目 ...

央视网消息：随着老龄化社会加速到来，养老服务正从"基础照护"向"精细化、专业化"跃升。然而，当前行业仍面临人才短 缺、人才流失率高等问题。如何通过破解养老行业人才难题？多方协同的"银发生态"正在探索答案。 随着老年人对生活品质的要求越来越高，养老服务市场也变得越来越细分。比如瞄准老年健康的陪诊师、康复治疗师、安宁 疗护师；养老照护类的助浴员、长期照护师、认知障碍照护员；硬件类的，适老化改造设计师、养老辅具维护师等。有些是传统 业务的延伸，有些则是从面向全体客群，转向关注于老年人市场，这对养老人才也提出了更高的要求。 适老化改造中，一个扶手改造的背后，其实是多工种、多环节的协调配合。据了解，2024年上海市居家适老化改造户数共计 10693户，随着市场需求的增加，这个数据还在不断刷新。 上海市虹口区民政局局长 沈敬威 ：在构筑养老服务体系当中，专业的护理人员是非常重要，我们也准备出台一个专门针对 护理员工的奖补办法，对于一些中高级的护理员工会给予一定的人才奖励。接下来也会成立一个银发产业的发展促进会，有更多 企业在平台上能够相互地资源共享，相互提供一些养老方面的精准数据，来赋能整个的养老体系。 养老人才的复合型 ...

Group 1 - The government has announced a significant initiative involving a 500 billion yuan loan aimed at boosting service consumption and the elderly care industry, providing substantial financial support for daily living and elder care services [1][3] - This "re-loan" mechanism allows banks to receive funds from the government, enabling them to offer more favorable loans to businesses in the service consumption and elderly care sectors, thus enhancing consumer experiences and service quality [3][4] - The initiative is expected to lead to improvements in various service sectors, such as entertainment and family activities, as businesses can invest in better facilities and creative projects due to access to low-interest loans [3][4] Group 2 - The elderly care industry is set to benefit significantly from this funding, allowing for the modernization of facilities and the introduction of new services, such as smart care systems and community nutrition programs [3][4] - The government has established oversight mechanisms to ensure that the funds are utilized effectively within the targeted sectors, preventing misuse and ensuring that the financial support translates into tangible improvements for consumers [3][4] - Overall, this initiative is positioned as a "super buff" for consumers, enhancing spending experiences and providing peace of mind for families regarding elder care, with expectations of noticeable changes in the near future [4]

Core Viewpoint - The People's Bank of China and five other departments have issued guidelines to enhance financial support for consumption growth, aiming to build a multi-level financial service system to stimulate high-quality consumption and unleash consumer potential [1][2]. Group 1: Financial Support for Consumption - The guidelines emphasize the importance of boosting consumption as a key driver for domestic demand and economic stability, aligning with the central government's focus on expanding domestic demand [1][2]. - The document outlines 19 key measures across six areas, including enhancing consumer capacity, expanding financial supply, and tapping into consumer potential [1][2]. Group 2: Focus Areas for Consumption - The guidelines identify key areas for financial support, including goods consumption, service consumption, and new types of consumption, consistent with previous action plans [2][3]. - Goods consumption is currently robust, with durable goods spending reaching levels comparable to the U.S., while service consumption remains underdeveloped, accounting for only 18% of GDP compared to over 40% in developed countries [2][3]. Group 3: Service Consumption Development - Increased financing support will be directed towards sectors such as wholesale and retail, catering, and elder care to unlock basic service consumption potential [3]. - The People's Bank of China has allocated 500 billion yuan for service consumption and elderly care loans, encouraging financial institutions to enhance support for sectors like hospitality, entertainment, and education [3][4]. Group 4: New Consumption Models - The guidelines promote financial support for digital, green, and health-related consumption, encouraging innovation in financial products tailored to new consumption trends [3][4]. - Financial institutions are urged to collaborate with merchants to develop suitable financial products and services that cater to the characteristics of new consumption [3][4]. Group 5: Market Opportunities - The evolving market environment presents structural opportunities for consumer finance, with potential market expansion and optimization of market dynamics [4]. - Financial institutions are encouraged to adapt to market changes and leverage their strengths to pursue differentiated development strategies [4].

食品丨市场观察 -"精酿+茶"如何搅动酒饮市场？ -中式养生水赛道拥挤，激战4.5亿市场； -中国预制菜行业竞争格局。 行业 环境 1.微醺经济新势力："精酿 + 茶"如何搅动酒饮市场？ 关键词 ： 微醺经济,精酿啤酒,新中式茶啤,酒饮赛道,消费场景 概要 ： "微醺经济"推动酒饮创新，新中式茶啤成精酿细分亮点，融合中国茶元素吸引消费者。 2011至2021年国内精酿市场从33亿增至428亿，预计2030年破2000亿。茶啤兼具性价比与场景 多样性，但面临标准缺失、同质化及侵权争议等问题，需强化品类认知与用户教育释放潜力。 本周看点： 2.中国牛奶巧克力市场消费分析及销售前景预测报告2025-2031年 关键词 ： 牛奶巧克力,市场分析,消费趋势,销售预测,全球供需 概要 ： 这份报告分析了2019-2031年全球及中国牛奶巧克力市场的现状与趋势，从产品类型 （坚果、经典等）、销售渠道（超市、线上等）、供需情况、竞争格局等方面展开。中国在全 球市场中地位重要，产能持续上升。报告还研究了北美、欧洲、亚太等地市场表现，并分析了 Mondelēz、Mars等主要厂商的市场份额与动态。行业受政策、需求和技术驱动，未来 ...

登录新浪财经APP 搜索【信披】查看更多考评等级 记者 辛圆 促消费迎来重磅政策支持。 据新华社周二发布消息，中国人民银行、国家发展改革委、财政部、商务部、金融监管总局、中国证监 会等六部门联合印发《关于金融支持提振和扩大消费的指导意见》（以下简称《意见》），从支持增强 消费能力，培育消费需求、着力提升金融机构专业化服务能力等六方面提出19项具体举措。 在支持增强消费能力，培育消费需求方面，《意见》首先提到，加大实体经济支持力度，强化金融与财 政、产业等政策协同联动。实施好货币政策，加强逆周期和跨周期调节，综合运用准备金、再贷款再贴 现、公开市场操作等多种货币政策工具，保持流动性充裕，持续推动社会综合融资成本下降。 收入是消费的函数，短期来看，提高居民收入对提振消费至关重要。 《意见》提到，支持居民就业增收，增强消费信心。强化民营和小微企业、个体工商户等吸纳就业能力 强的经营主体金融服务。深入实施创业担保贷款政策，鼓励因地制宜适当放宽创业担保贷款申请条件， 简化审批流程，促进符合条件的个人和企业创业增收。加快推进劳动、资本、知识、技术等要素市场化 配置和融资服务机制健全完善，增加居民家庭可支配收入。 值得注意 ...

Core Viewpoint - The People's Bank of China and six other departments have issued guidelines to support the expansion of consumption, focusing on innovative financing models in various service sectors [1] Group 1: Financial Support for Service Consumption - Emphasis on combining consumption promotion with improving people's livelihoods, increasing credit support for key areas of service consumption [1] - Targeted credit investments in wholesale retail, catering, accommodation, domestic services, and elderly care, particularly for small and micro enterprises [1] - Development of personalized and differentiated financial products and services tailored to specific service consumption scenarios [1] Group 2: Innovative Financing Models - Encouragement to innovate financing models in cultural tourism, sports, entertainment, education training, and residential services [1] - Proposals to extend loan terms in line with industry development cycles while ensuring compliance and risk control [1] - Promotion of accounts receivable and intellectual property pledge financing to stimulate the vitality of improved service consumption [1]

Core Insights - The phenomenon of emotional value significantly drives the pricing of products, as evidenced by the soaring prices of Labubu toys, with some items reaching as high as 1.08 million yuan [1][2] - Emotional value is not limited to younger consumers; older adults also exhibit a strong willingness to pay for products that provide emotional satisfaction, particularly in the health and wellness sector [5][10] Emotional Premium in Elderly Market - Elderly consumers are increasingly willing to spend on health products, often purchasing items costing over 10,000 yuan, driven by a deep-seated desire for health and emotional connection [6][7] - The emotional needs of older adults, such as companionship and social interaction, are often exploited by sales personnel in the health product market [8][9] Changing Consumer Behavior - Data indicates that older consumers are more likely to increase their spending when in a good mood, with 20.8% of their spending influenced by emotional states, compared to 14.8% for middle-aged and 15.9% for young consumers [10] - A recent survey in Shanghai revealed that over 60% of new elderly consumers have higher expectations for their quality of life post-retirement, focusing on health, social activities, and personal interests [11] High-End Elderly Care Facilities - The emergence of high-end elderly care facilities in major cities reflects a growing demand for environments that foster emotional well-being among seniors [12] - These facilities often charge over 15,000 yuan per month, despite basic amenities, due to the emotional value derived from shared living experiences and companionship [14][15] Emotional Value in Facility Design - Some elderly care facilities differentiate themselves through thoughtful design, such as diverse reading materials and the inclusion of personal belongings, which help maintain emotional connections to the past [18][21][23] - The introduction of smart products, like interactive robots, aims to meet the emotional needs of seniors, providing companionship and care [25][26][28] Emotional Interaction and Management - Effective emotional management and communication within elderly care facilities are crucial for fostering positive relationships between staff and residents [30][35] - Initiatives like resident committees and recognition of staff contributions help build trust and emotional connections, enhancing the overall experience for both seniors and their families [37][38] Family Dynamics and Trust - The emotional concerns of family members, who often finance elderly care, play a significant role in the overall satisfaction with care services [40][41] - Addressing family anxieties through regular communication and prompt responses to emergencies is essential for building trust and ensuring peace of mind [46][47] Conclusion - The emotional value associated with elderly care services is a key driver of pricing and consumer behavior, highlighting the importance of emotional connections in enhancing the quality of life for seniors [49][50]