专题：2025年度中国保险鼎峰50人论坛 12 月 17 日，中保新知联合新时代保险研究院主办的"2025 年度中国保险鼎峰 50 人论坛"在北京举办，本届论坛由中央财经大学金融品牌研究所、中央财经 大学中国精算科技实验室、北京工商大学中国养老金融研究院提供学术指导。 论坛以 "'十五五'启航 擘画保险蓝图" 为核心主题，汇聚近百位 "中国保险鼎峰 108 将" 代表以及金融监管领域资深专家、权威学者与企业核心高管等，围绕 "十五五" 时期保险业高质量发展的破局路径与前行方向展开深度研讨，为行业未来发展凝聚共识、贡献智慧。 中信建投首席政策分析师、牛津大学博士后胡玉玮出席并发表主题演讲。他表示，当前宏观经济稳中向好，关键指标企稳回升，资本市场也呈现"慢牛"趋 势。回望2025年的相关政策，胡玉玮认为"反内卷"是2025年一条重要的政策与投资主线，从2024年7月的中央政治局会议到2025年12月中央经济工作会 议，"反内卷"趋势还将持续，也会不断走向深化。 责任编辑：曹睿潼 展望2026年的发展，他表示消费对经济增长的拉动作用将逐步显著提升，预计到2026年，消费增速将呈现稳步且持续上升的态势，平均增速约为5 ...

Core Viewpoint - The case of illegal fundraising involving Pan Jibiao and others has resulted in a final ruling of life imprisonment for Pan, who was found guilty of multiple crimes including fraud and money laundering, with the total amount raised exceeding 911 billion yuan, leading to significant financial losses for investors [1][2]. Group 1: Legal Proceedings - On December 18, 2025, the Hunan Provincial High Court upheld the first-instance ruling against Pan Jibiao, confirming the life sentence and the confiscation of all personal property [1]. - The first-instance court had sentenced Pan Jibiao to life imprisonment for crimes including fundraising fraud, money laundering, and border crossing, while other defendants received prison terms ranging from five to twenty years [1][2]. Group 2: Fundraising Scheme - From November 2011, Pan Jibiao and associates raised over 911 billion yuan through fraudulent means, promising high returns to investors while misusing the funds for personal expenses and operational costs [2]. - The company, Shengda Jinxiy, operated without the necessary licenses to accept public deposits, misleading investors with promises of annual returns between 12% and 14% [4]. Group 3: Company Background - Shengda Jinxiy was founded by Pan Jibiao in 2011, expanding its financial services across Hunan and neighboring provinces, and later acquired a Hong Kong-listed company, renaming it Jinxiy International Holdings [2][4]. - The company claimed to provide a platform for connecting quality capital with projects, but it was classified as an unlicensed financing intermediary [4]. Group 4: Investor Impact - The fraudulent activities led to economic losses exceeding 129 billion yuan for investors, with over 100 billion yuan in unpaid investments reported [2][8]. - Following the disappearance of Pan Jibiao in November 2022, the company faced severe operational challenges, leading to a public announcement regarding the inability to meet contractual obligations [6][8].

来源：喜娜AI 金融市场犹如变幻莫测的海洋，时刻涌动着投资与经济政策的波澜，深刻影响着全球经济的走向。在 此，喜娜AI为您呈上今日财经热点新闻，全方位覆盖股市动态、经济数据、企业财务状况以及政策更 新等关键领域，助您精准洞察金融世界的风云变幻，把握市场脉搏。 12月18日晚间，美光科技盘前大涨约10%，其给出的营收预测高于市场预期，这一消息带动美股三大指 数集体高开。美光科技称人工智能存储需求飙升，产品全面售罄。此外，美国11月CPI同比上涨2.7%低 于预期，进一步提振市场信心，主要股指连续下跌后反弹。投资者关注该数据对美联储货币政策的影 响。详情>> 阿里一周减持三家上市公司，投资布局向AI领域集中 12月12 - 17日，阿里系资本减持华谊兄弟、翱捷科技、红星美凯龙三家上市公司股份。早前美年健康也 公告，阿里旗下公司计划减持。过去两年阿里已减持多家企业，如今似乎加快外部资产减持。同时，其 外部投资正聚焦AI领域，2023年后人工智能领域投资金额占比跃升至50%，今年还新增多笔具身智能领 域投资。此外，阿里也在加大对电商及阿里云业务的投入。详情>> 海南自贸港正式封关，多项政策利好释放 自2025年12月 ...

智通财经APP获悉，香港联交所最新数据显示，12月15日，易方达基金管理有限公司增持中国信达 (01359)6103.3万股，每股作价1.3955港元，总金额约为8517.16万港元。增持后最新持股数目约为8.39亿 股，持股比例为6.19%。 ...

Group 1 - The core viewpoint of the articles highlights the collaboration between the National Financial Supervision Administration and the Supreme People's Court in resolving financial disputes through a diversified mediation mechanism, emphasizing the protection of financial consumers' rights [1][2] - The typical cases presented include disputes related to overdue loans for small and micro enterprises and fraudulent low-interest loans facilitated by illegal intermediaries, showcasing the effectiveness of the "court + industry" mediation approach [1] - The articles stress the importance of balancing the sustainability of small and micro enterprises with the interests of creditors, leading to win-win repayment solutions through collaborative negotiations [1] Group 2 - The articles indicate that the two departments are promoting source governance of financial disputes by educating consumers about financial and legal knowledge, thereby preventing disputes at their origin [2] - The proactive approach of the departments includes informing consumers about the risks associated with illegal loan intermediaries and the dangers of renting or selling bank accounts, fostering a culture of legal compliance among financial consumers [2]

据介绍，相关纠纷调解工作积极贯彻国家关于金融领域相关政策要求，落实小微企业纾困政策，平衡小 微企业经营持续性与债权人利益，通过协商制定切实可行的还款方案，实现结果共赢；落实金融服务农 业发展相关政策，有效分散农业风险，切实减轻农户因灾损失，体现政策性农业保险的社会保障属性。 同时，相关纠纷调解工作体现了"法院+行业"多元解纷合力作用，充分释放了调解制度功效作用。在做 好金融纠纷高效化解的同时，积极主动向金融消费者普及金融与法律知识，让金融消费者知悉非法贷款 中介的违规套路、深刻认识出租出借出售银行账户的现实危害，自觉成为知法守法的金融消费者，从源 头预防和减少纠纷。 新华社北京12月19日电（记者 张千千 冯家顺）国家金融监督管理总局、最高人民法院12月19日联合向 社会公开发布一批具有典型性、示范性的金融领域纠纷多元化解案例。 据了解，金融监管总局依托与最高人民法院建立的"总对总"在线诉调对接机制，持续做好金融领域纠纷 多元化解工作，切实维护金融消费者合法权益。当日发布的案例包括小微企业贷款逾期纠纷调解案、不 法贷款中介"低息"骗贷致贷款逾期纠纷调解案、出租银行账户引发管控争议纠纷调解案、糖料蔗种植户 火灾 ...

Group 1 - The company Hanogach Pool (08428) has announced the appointment of Emperor Corporate Finance Limited as its financial advisor for the resumption of trading of its shares on the Hong Kong Stock Exchange [1] - The appointment is in accordance with the Securities and Futures Ordinance (Cap. 571) of Hong Kong, allowing for regulated activities related to Type 1 (dealing in securities) and Type 6 (advising on corporate finance) [1] - The financial advisor will assist the company in navigating the process for the resumption of trading [1]

Group 1 - The EU summit concluded with a compromise on aid to Ukraine, reducing the originally planned €210 billion assistance to €90 billion in interest-free loans [1][2] - The final agreement involves raising €90 billion through EU budget-backed common debt, to be disbursed to Ukraine over the next two years [2] - The loan repayment is set as "future reparations from Russia," with the EU retaining the right to use frozen Russian assets as collateral if Moscow refuses to repay [4][6] Group 2 - The reduced aid package is only expected to partially cover Ukraine's projected budget deficit of €71.7 billion for 2026, highlighting a significant funding gap [4] - The IMF estimates that Ukraine will need at least €135 billion in funding support from 2026 to 2027, indicating ongoing financial challenges [4] - Concerns have been raised regarding the potential misuse of aid funds, with some supporters arguing that any agreement is better than none, despite fears of funds being trapped in a "fiscal black hole" [5] Group 3 - The EU has not completely abandoned the idea of utilizing Russian assets, with leaders indicating that the process has merely changed [6] - Divergent opinions among EU leaders were evident, with some viewing the agreement as a stabilizing factor while others criticized it as a step closer to war [6] - The Russian central bank has announced plans to recover losses incurred due to asset freezes by EU banks, adding complexity to the situation [6]

兴证国际(06058)发布公告，于2025年12月19日，公司(作为借款方)已与一家银行(作为贷款方)订立融资 函件，据此，贷款方同意向公司提供最高额度为2亿港元(或其等值美元或人民币)的非承诺性短期贷款 融资。 ...

12月19日，香港金融管理局公布2025年第三季储值支付工具持牌人所发行的储值支付工具计划的统计资 料。根据季度统计资料，于2025年第三季末，使用中的储值支付工具帐户总数为8340万个，按季上升 0.8%。在2025年第三季，储值支付工具总交易量约为21亿宗，较上一季上升0.5%，而总交易金额为 2,689亿港元，较上一季下降5.9%。 与2024年第三季末比较，2025年第三季末使用中的储值支付工具帐户总数上升7.7%，而储值金额及工 具按金总额则上升11.8%。2025年第三季度总交易量及总交易金额与2024年同期相比分别增加3.8%及 13.4%。 总交易金额当中，452亿港元为销售点消费支付，306亿港元为网上消费支付，165亿港元为个人对个人 转帐，654亿港元为提款，1,112亿港元为增值。2025年第三季末的储值金额及工具按金总额为207亿港 元，较上一季上升1.7%。 ...