Group 1: Company Developments - Xibei Restaurant confirmed the closure of 102 stores, which accounts for 30% of its total outlets, and assured customers that stored value cards can be used at other locations or refunded [1] - Thunder restarted litigation against former CEO Chen Lei, claiming damages of up to 200 million yuan due to alleged hidden asset extraction through a shadow company [3] - Xiaomi's new SU7 model will offer nine color options and is expected to launch in April 2026 with a starting price of 229,900 yuan [4] - Ideal Auto appointed Zhan Kun to lead the base model business, focusing on the development of the VLA (Vision-Language-Action) model [5] - Meituan entered the car sales market by signing a strategic cooperation agreement with Shanghai Xiche Future Intelligent Technology [5] - Wang Jian's company, Bawang Tea, is suing a netizen for defamation related to personal matters, with a court date set for March 3 [5] - Citigroup's CEO Jane Fraser indicated potential layoffs as part of efforts to improve company culture and profitability [7] - Former CEO of Weilong, Sun Yinan, has joined Dayao as CEO [7] - OpenAI's former research vice president is returning to the company following a leadership change at Thinking Machines [7] Group 2: Market Trends and Financial Data - The pickup market in China is projected to sell 589,000 units in 2025, reflecting a year-on-year growth of 11.8% [12] - Omdia's research indicates a slight decline of 1% in China's smartphone market for 2025, with Huawei regaining the top position with 46.8 million units sold [12][13] - The total smartphone shipments in China for 2025 are estimated at 282.3 million units, with Huawei, Vivo, and Apple leading the market shares [13]

International News - The international precious metals market is experiencing significant volatility, with New York futures gold falling below $4610 per ounce, down 0.28% for the day [1][10] - Spot silver and New York futures silver both fell below $91 per ounce, with daily declines of 0.41% and 0.42% respectively [2][11] - Earlier, spot gold had briefly surpassed $4620 per ounce, with a daily increase of 0.09% [3][12] - In geopolitical developments, the U.S. military is mobilizing land, sea, and air forces to the Middle East, with troop deployment expected to take one week [4][13] - U.S. Energy Secretary stated that Venezuela's oil production is expected to reach 1.2 million barrels per day in December, which will likely lower oil prices; current U.S. sales of Venezuelan oil are priced 30% higher than three weeks ago [4][13] - The U.S. Senate passed a comprehensive appropriations bill to fund the Departments of Commerce, Justice, Interior, and Energy, with a vote of 82 in favor and 15 against, now awaiting Trump's signature [4][13] - Following the White House's push to cut federal research spending, the Senate passed a bill to increase related expenditures [4][13] - There are differing views among Federal Reserve officials, with one favoring maintaining interest rates at the next meeting and possibly a mild rate cut later this year, while another believes that a rate cut could exacerbate inflation with limited benefits for employment [4][13] - In market data, U.S. net capital inflow for November was $212 billion, compared to a net outflow of $22.5 billion in October (previously a net outflow of $37.3 billion) [4][14] - U.S. stock markets closed higher on Wednesday, with the Dow up 0.61%, Nasdaq up 0.21%, and S&P 500 up 0.27%; TSMC shares rose over 4%, reaching a historical high, with a recent increase of 5.2% [4][14] - The Nasdaq Golden Dragon China Index fell by 0.60%, with several Chinese concept stocks like Zhongjin Medical, Canaan Technology, and Tencent Music experiencing significant declines [6][15] - U.S. natural gas futures dropped over 3.00%, currently at $3.026 per million British thermal units [7][16] - Jamie Dimon, CEO of JPMorgan Chase, announced plans to remain in his position for "at least" another five years [8][17] Domestic News - In November, China held $683 billion in U.S. Treasury securities, a decrease from $689 billion in October [9][18] - Rongbai Technology announced that its stock will continue to be suspended for one day on January 16, 2026, due to inquiries from the Shanghai Stock Exchange that require further verification [9][18] - In the aerospace sector, China's Taiyuan Satellite Launch Center successfully launched the Gushenxing-1 sea-launched remote sensing rocket, carrying the Tianqi constellation's 06 group of satellites into the designated orbit; this mission marks the 23rd flight of the Gushenxing-1 rocket [9][18]

多只银行股暴涨。 当地时间1月15日（周四），美股三大股指全线上涨，截至收盘，道指上涨0.60%，标普500指数上涨0.26%，纳指上涨0.25%。 盘面上，银行股普涨，贝莱德、摩根士丹利涨近6%，高盛、花旗集团涨超4%。消息面上，摩根士丹利和高盛发布了远超市场预期的财报。 当天，多位美联储官员暗示将在接下来的议息会议上"暂停降息"，原因是劳动力市场似乎企稳，而通胀压力持续存在。 银行股爆发 当地时间1月15日（周四），美股三大股指全线上涨，截至收盘，道指上涨0.60%，标普500指数上涨0.26%，纳指上涨0.25%。 宏观数据方面，当地时间1月15日，美国劳工部发布的数据显示，截至1月10日当周，美国首次申请失业救济人数降至19.8万人，显著低于市场预期的21.5 万人，也低于前值20.8万人。这进一步缓解了市场对美国劳动力市场可能疲软的担忧，就业市场"招聘放缓但裁员未增"的稳定格局延续。 当天，多位美联储官员暗示将在接下来的议息会议上"暂停降息"，原因是劳动力市场似乎企稳，而通胀压力持续存在。 大型科技股多数上涨，台积电涨超4%，英伟达涨超2%，AMD涨近2%，亚马逊、博通、Meta小幅上涨；谷歌A、苹 ...

Core Insights - Goldman Sachs (GS.US) was included in the "Top 10 Core Assets with Global Vision" for 2026, with its stock rising by 4.63% to close at $975.86, marking a historic high with a total market capitalization of $292.688 billion [1] Financial Performance - In Q4, Goldman Sachs reported a net profit of $4.617 billion, representing a year-over-year increase of 12% [1] - The company's stock trading business generated a record revenue of $4.31 billion in a single quarter, setting a historical high on Wall Street [1] Dividend and Fundraising - Goldman Sachs announced an increase in its quarterly dividend from $4 to $4.5 per share, reflecting strong confidence in future cash flows [1] - The company plans to raise $16 billion through the issuance of investment-grade bonds, which will be the largest such issuance in the history of Wall Street banks [1]

市场的下跌力量主要来自两个核心领域：银行和半导体。 银行股方面，富国银行以跳空低开3%开局，盘中毫无抵抗，收盘时跌幅扩大至4.61%。 美国银行 下跌3.71%，花旗集团下跌3.37%，就连巨头摩根大通也下跌了0.98%。 半导体板块同样惨淡，艾马克技术重挫6.31%，福尼克斯下跌5.87%，博通跌幅为4.13%，就连近期风光无限的英伟达也下跌了1.38%。 | く 気 | 欧美指数() | | 17 ( | | --- | --- | --- | --- | | 名称 | 最新 | 涨幅, | 浙 | | 道現新 | 49149.63 -0.09% -42.30 | | | | DJIA | | | | | 纳斯达完 | 23471.75 -1.00% -238.12 | | | | NDX | | | | | 标普 500 | 6926.60 -0.53% | | -3741 | | SPX | | | | | 英国富时100 10184.35 0.46% 47.00 | | | | | FTSE | | | | | 德国DAX30 25286.24 -0.53% -134.42 | | | | | GD ...

会议深入贯彻党中央、国务院决策部署，系统总结2025年工作，统筹安排2026年重点任务。会议提出， 2025年，金融监管总局系统上下紧紧围绕防风险、强监管、促高质量发展工作主线，迎难而上、真抓实 干，牢牢守住不发生系统性金融风险的底线，各项工作取得积极进展。 原标题： 金融监管总局召开2026年监管工作会议提出 优化科技金融服务 积极培育耐心资本 金融监管总局1月15日消息，金融监管总局当日召开的2026年监管工作会议提出，不断提升金融服务经 济社会质效。强化促消费、扩投资的金融供给，高效服务扩大内需战略。优化科技金融服务，积极培育 耐心资本，助力新质生产力发展。 二是严密防范化解相关领域风险。推动城市房地产融资协调机制常态化运行，助力构建房地产发展新模 式。依法合规支持融资平台债务风险化解。严防严打严处非法金融活动。 三是切实提高行业高质量发展能力。做好统筹规划，稳妥推进中小金融机构减量提质，合理优化机构布 局。深入整治无序竞争，持续规范行业秩序。督促银行保险机构专注主业、错位发展。推进金融高水平 对外开放。 四是全面加强和完善金融监管。聚焦实质风险、解决实际问题，不断强化"五大监管"，提高依法监管能 力， ...

Group 1 - The National Financial Supervision Administration emphasizes the need to prevent and resolve risks in relevant fields by 2026, promoting a coordinated financing mechanism for urban real estate [1] - The administration aims to effectively manage risks in small and medium-sized financial institutions, focusing on resolving existing risks and preventing new ones, while ensuring no major defaults occur [1] - There is a commitment to enhance the quality of industry development, optimize institutional layout, and regulate industry order by addressing disorderly competition [1] Group 2 - The administration plans to strengthen financial services for economic and social quality, focusing on investment in both physical assets and human capital, while supporting major strategies and key areas [2] - There is an emphasis on enhancing financial support for consumer promotion and investment expansion, aligning with the strategy to boost domestic demand [2] - The administration aims to improve financial services for small and micro enterprises and new employment groups, contributing to business stability and job retention [2]

多只银行股暴涨。 当地时间1月15日（周四），美股三大股指全线上涨，截至收盘，道指上涨0.60%，标普500指数上涨0.26%，纳指上涨0.25%。 大型科技股多数上涨，台积电涨超4%，英伟达涨超2%，AMD涨近2%，亚马逊、博通、Meta小幅上涨；谷歌A、苹果、微软、特斯拉小幅下跌。 消息面上，台积电发布的季度业绩显示，得益于人工智能硬件需求的持续强劲，公司利润增长显著超越市场预期。财报显示，2025年第四季度，台积电净 利润为5057亿新台币，同比增长35%，创出新高；公司合并营收为1.46万亿新台币，同比增长20.5%，市场预估为1.03万亿新台币；营业利润为5649亿新台 币，同比增长32.7%，市场预估5272.3亿新台币；营业利益率为54%，市场预估50.9%；毛利率为62.3%，同比提升3.3个百分点，市场预估60.6%。 台积电预计，2026年第一季度销售额为346亿美元至358亿美元，超出市场预估的332.2亿美元。预计2026年第一季度毛利率为63%至65%，超出市场预估的 59.6%。此外，台积电预计，2026年以美元计销售额将增长近30%。 银行股普涨，贝莱德、摩根士丹利涨近6%，高盛 ...

【导读】美股收高，银行股、芯片股领涨；原油大跌，黄金白银跳水 美东时间2026年1月15日（周四），美股收高，在台积电财报带动下，美股芯片板块普涨。原油价格创下自2025年6月以来最大跌幅。 道指涨292.81点，涨幅为0.60%，报49442.44点；纳指涨58.27点，涨幅为0.25%，报23530.02点；标普500指数涨17.87点，涨幅为0.26%，报6944.47点。 CME"美联储观察"工具显示，美联储1月降息25个基点的概率为5%，维持利率不变的概率为95%。到3月累计降息25个基点的概率为20.8%，维持利率不变 的概率为78.4%，累计降息50个基点的概率为0.9%。 堪萨斯城联邦储备银行行长施密德于周四表示反对降息。他称通胀"过热"，并警告特朗普政府的政策可能进一步推动经济增长势头。 芝加哥联邦储备银行总裁古尔斯比表示，在有充分证据表明就业市场稳定的情况下，美联储应将重点放在降低通胀上。 美国上周初请失业金人数为19.8万人，预期为21.5万人，前值自20.8万人修正至20.7万人。 芯片股多数上涨 美国白宫发布声明，美国从1月15日起对部分进口半导体、半导体制造设备和衍生品加征25%进 ...

Core Viewpoint - The article highlights a significant surge in bank stocks following strong earnings reports from major financial institutions, alongside positive macroeconomic indicators suggesting stability in the labor market and a potential pause in interest rate cuts by the Federal Reserve [2][5][8]. Group 1: Bank Stocks Performance - Major bank stocks experienced substantial gains, with BlackRock and Morgan Stanley rising nearly 6%, and Goldman Sachs and Citigroup increasing over 4% [2][5]. - Morgan Stanley reported Q4 2025 revenues of $17.89 billion, a 10.3% year-over-year increase, exceeding market expectations of $17.77 billion, with earnings per share at $2.68, also above the forecast of $2.44 [5]. - Goldman Sachs disclosed Q4 2025 revenues of $13.45 billion, a 3% year-over-year decline, slightly below market expectations, but Non-GAAP earnings per share reached $14.01, significantly surpassing the forecast by $2.25 [5]. Group 2: Macroeconomic Indicators - The U.S. Department of Labor reported that initial jobless claims fell to 198,000 for the week ending January 10, significantly below the market expectation of 215,000 and lower than the previous value of 208,000, indicating a stable labor market [8]. - Multiple Federal Reserve officials indicated a likely pause in interest rate cuts due to signs of labor market stabilization and ongoing inflation pressures [7][8]. - Chicago Fed President Austan Goolsbee emphasized the importance of reducing inflation to 2%, while Kansas City Fed President Jeff Schmid expressed opposition to further rate cuts amid persistent inflation [8].