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特稿|罗志恒:大力发展服务消费——现状、症结与对策建议
Di Yi Cai Jing· 2025-06-18 01:33
我国服务消费发展面临收入预期不稳、居民闲暇较少、流动人口城市化不足、供给不足等制约因素,有必要采取措施予以破解。 中央经济工作会议明确提出"扩大服务消费",中央政治局会议提出"大力发展服务消费"。服务消费是总需求的重要组成部分,也是提振消费的重要着力点; 服务业就业吸纳能力强,扩大服务消费是稳增长、稳就业、稳民生的重要抓手。但服务消费不同于商品消费,除了商品消费的共性外,还存在收入弹性更 高、供需同步性、耗时性、高度依赖人口聚集等特点。我国服务消费发展面临收入预期不稳、居民闲暇较少、流动人口城市化不足、供给不足等制约因素, 有必要采取措施予以破解。本文分析了我国服务消费的总体现状和主要特征,梳理当前服务消费的主要制约因素,提出提振服务消费的基本路径。 服务消费的基本属性及其重要意义 服务消费是指消费者为获取各种非物质性、非商品形式的服务所产生的支出。服务消费有着区别于商品消费的若干属性: 第一,收入弹性更高,对居民收入变化更为敏感。服务消费的收入弹性系数普遍大于1,收入增长加快时,服务消费增长会更快;但当收入增速放缓或预期 不稳时,服务消费放缓速度会大于收入变化。 第二,供需同步,需要更多闲暇时间。服务消费的 ...
国脉科技(002093) - 002093国脉科技投资者关系管理信息20250617
2025-06-17 08:16
在推广方式上,除了传统渠道之外,我们也同样注重线 上渠道,目前国脉大学养老微信视频号、公众号及官方网 站(www.gmubrc.com)均已上线。自首次对外推广以来, 市场反响热烈,获得多家线上、线下媒体关注,目前平台 曝光量已突破百万级。 8、福州理工学院的办学情况和规模如何? 答:公司全资举办的福州理工学院是经教育部批准成立 的应用型本科大学,坚持以产教融合的校企协同发展模式 为办学纲领,动态适配产业转型升级与区域经济发展需 求,培养具有社会责任感、科技创新精神和产业服务能力 的高素质应用型人才。截至 2024 年底,福州理工学院已 有在校生近 1.4 万人,根据学校主要招生省份 2025 年高考 人数增长情况预计新学年在校生人数将持续提升。学院根 据国家职业教育发展、产业需求以及招生等情况综合考虑 扩大办学规模、提升办学层次,9 月份新学年马尾基地将 投入使用。 证券代码:002093 证券简称:国脉科技 国脉科技股份有限公司 投资者关系活动记录表 编号:2025-013 投资者关系活动 类别 特定对象调研 □分析师会议 □媒体采访 □业绩说明会 □新闻发布会 □路演活动 □现场参观 □其他(请文字说明 ...
山东发布加力稳经济促高质量发展政策措施 今年第二批政策清单聚焦一个“稳”字
Da Zhong Ri Bao· 2025-06-17 01:03
山东发布加力稳经济促高质量发展政策措施 今年第二批政策清单聚焦一个"稳"字 小微企业最高授信提高至5000万元 推广公积金直付房租新模式 小微企业、外贸企业提供了大量就业岗位,此次提高了稳岗扩岗专项贷款额度,小微企业最高授信 由原来3000万元提高至5000万元,对个人最高授信1000万元;对受关税影响较大的外贸企业,开展"点 对点"上门服务,支持企业组织在岗培训、转岗培训等,增强用工稳定性。 聚焦纾困解难稳企业,《政策措施》围绕信贷融资、账款清偿、补助补贴等方面,推出针对性政策 措施。当前,外部冲击影响加大,部分外贸企业生产经营面临困难,《政策措施》将外贸企业纳入小微 企业融资协调工作机制支持范围,对有进出口实绩且正常经营的外贸企业"应贷尽贷""能贷快贷"。建立 省市县三级民营企业金融直连服务机制,完善以信用信息为基础的普惠融资服务体系,2025年信易贷平 台新增授信5000亿元以上。同时,将统筹有关资金,支持高成长性服务业企业在建项目,开展"鲁科 保"和知识产权保护保险保费补贴,支持企业稳产经营、健康发展。 聚焦深挖需求稳市场,《政策措施》提出将重点扩大国内需求。开展"好品山东 商行天下"系列活 动,举办 ...
健全照护制度 兜紧兜牢失能老人养老保障
Si Chuan Ri Bao· 2025-06-17 00:32
Core Viewpoint - The implementation plan aims to enhance the quality and capacity of elderly care services, particularly focusing on the needs of disabled elderly individuals, ensuring their welfare and support [1][2]. Group 1: Policy Measures - The plan includes specific reforms to strengthen the care and support system for disabled elderly individuals, ensuring that vulnerable groups such as low-income and high-age elderly are adequately protected [2]. - By 2027, the proportion of nursing beds in elderly care institutions is expected to reach no less than 68%, with differentiated subsidies for ordinary and nursing beds [2]. - The plan promotes the integration of smart technology in elderly care, enhancing service delivery through community-based care facilities that offer day care and short-term respite services [2][3]. Group 2: Financial Support and Sustainability - A funding mechanism for disabled elderly care will be established, along with improvements to the welfare subsidy system for this demographic [2]. - The plan emphasizes the need for a multi-tiered pension insurance system, including a long-term care insurance scheme to enable more disabled elderly individuals to access care services [2][4]. - Policies will be introduced to ensure the sustainability of elderly care services, including a comprehensive assessment system for elderly individuals and the establishment of service standards [4]. Group 3: Workforce Development - There will be an increased focus on training and retaining elderly care workers, with policies aimed at enhancing job attractiveness through income distribution, performance evaluation, and professional recognition [3]. - Support for family caregivers will be provided through training programs, encouraging family involvement in the care of disabled elderly individuals [3]. - The development of volunteer services for the elderly will be promoted, engaging younger elderly individuals in providing care [3].
省级统筹5000万,支持各市发放零售餐饮消费券
Qi Lu Wan Bao· 2025-06-16 21:19
此外,小微企业、外贸企业承载着大量就业,此次提高了稳岗扩岗专项贷款额度,小微企业最高授信由原来 3000万元提高至5000万元,对个人最高授信1000万元;对受关税影响较大的外贸企业,开展"点对点"上门 服务,支持企业组织在岗培训、转岗培训等,增强用工稳定性。 稳企业 对外贸企业 "应贷尽贷""能贷快贷" 聚焦稳企业,山东围绕信贷融资、账款清偿、补助补贴等方面,推出针对性政策措施。当前,外部冲击影响 加大,部分外贸企业生产经营面临困难,山东将用好小微企业融资协调工作机制,对有进出口实绩且正常经 营的外贸企业"应贷尽贷""能贷快贷"。建立省市县三级民营企业金融直连服务机制,完善以信用信息为 基础的普惠融资服务体系,2025年信易贷平台新增授信5000亿元以上。 近日,山东省政府印发《加力稳经济促高质量发展政策措施》。作为2025年第二批政策清单,山东聚焦稳 岗扩岗、援企助企、内需挖潜、要素供给等关键环节,加大支持力度,推出4个方面26条政策措施。 稳就业 把高校毕业生等 青年就业作为重中之重 聚焦稳就业,政策清单聚焦重点群体、企业,通过补助补贴、专项贷款等方式,加大支持力度。其中,山东把 高校毕业生等青年就业作 ...
养老院“闯三关”:消防、预付款监管和现金流
经济观察报· 2025-06-16 10:36
当前养老机构的市场竞争比较激烈,因此今年公司的目标是守 住现有规模,等待市场行情好转后再寻求进一步扩张的机会。 作者:田进 封图:图虫创意 另一方面,全国多地养老机构的预收费模式正在向强监管模式过渡。 按照规定,养老机构收取的 押金和养老服务费开始纳入三方共管账户(由养老机构、县区民政部门和银行三方共同管理的银行 账户),这在一定程度上也加大了养老机构的现金流压力。 张鑫表示:"当前养老机构的市场竞争比较激烈,因此今年公司的目标是守住现有规模,等待市场 行情好转后再寻求进一步扩张的机会。" 监管的加强也为养老机构的规范运营和进一步发展提供了空间,尽管面临短期经营压力,但部分养 老机构开始加大对技术、管理和人才的投入,以实现降本增效,推动机构的可持续发展。 九如城养老产业投资有限公司近年一直在积极推进数字化管理系统的建设与应用,并为此投入约 6000万元。该公司董事长谈义良表示:"养老机构虽然看起来比较传统,但通过数字化赋能,可以 显著降低运营成本并实现标准化运营。这是未来养老机构连锁化发展过程中必须面对的现实问 题。" 合规阵痛期 在最近半年与同行业人士交流中,张鑫发现养老机构的投资扩张热情有所减弱。一些中小 ...
100亿长三角数智文化产业基金成立;合肥首支QFLP基金落户,规模达1亿美元 | 06.09-06.15
Sou Hu Cai Jing· 2025-06-16 07:49
Group 1 - Guangdong Province has launched a 10 billion yuan Smart Industry Fund, with an initial fundraising of 2 billion yuan, focusing on AI, robotics, and semiconductor technology [2] - The second phase of the 100 billion yuan Service Trade Innovation Development Fund has been initiated, aiming to leverage fiscal funds to foster new foreign trade formats [2] - The Yangtze River Delta Digital Cultural Industry Fund has been established with a total scale of 10 billion yuan, focusing on the integration of culture and AI [2] Group 2 - The first AIC equity investment fund in Shaanxi Province has been registered, with a total scale of 400 million yuan, targeting new generation information technology and intelligent manufacturing [2] - A 5 billion yuan Sichuan Province Achievement Transformation Guidance Fund has been launched, focusing on key technologies in AI and semiconductors [2] - The Hubei Xiaogan Low-altitude Economic Investment Fund has been registered, with a target scale of 5 billion yuan, focusing on drone manufacturing and aviation logistics [3] Group 3 - Jiangxi Jiujiang has established a high-quality industrial development investment fund with a contribution of 3.001 billion yuan, focusing on private equity investment [3] - A 1 billion yuan new materials industry mother fund has been set up in Lianyungang, with a focus on high-performance fibers and advanced inorganic non-metallic materials [3] - A 5 billion yuan talent innovation fund has been launched in Huzhou, targeting new energy vehicles and semiconductor sectors [3] Group 4 - The Longjiang Venture Capital Fund has been publicly soliciting fund management institutions, with a total scale of 500 million yuan, focusing on strategic emerging industries [4] - The 2 billion yuan Kexing Innovation Fund has been registered in Zhangzhou, focusing on electronic information and health industries [4] - The 85 billion yuan Future Industry Angel Fund in Changzhou has completed registration, targeting strategic emerging industries [4] Group 5 - A 10 billion yuan AI terminal fund has been established in Shenzhen, with a focus on AI terminal industry development [5] - Felicis Ventures has completed a $900 million fundraising for its tenth fund, focusing on early-stage AI and technology investments [5] - Goldman Sachs Asset Management is seeking to raise over $14.2 billion for its largest S fund to date [5] Group 6 - The first QFLP fund in Hefei has been established with a scale of $100 million, focusing on strategic emerging industries [6] - The Jiangcheng Huafa Fund has been registered with a scale of 1.01 billion yuan, focusing on the semiconductor sector [6] - The Chengdu Jiaozi Financial Holding Group has issued a 5 billion yuan technology innovation bond [7] Group 7 - The National First Pension Science and Technology Industry Fund has been established in Shanghai, focusing on smart healthcare applications [8] - A 2.7 billion yuan Chuxing Venture Capital Fund has been registered in Hubei, targeting new energy and semiconductor industries [8] - A 1 billion yuan new materials and smart construction fund has been established by Zhejiang University Holdings [8] Group 8 - Zhongwei Company plans to invest 735 million yuan in a 1.5 billion yuan semiconductor fund, focusing on the semiconductor and strategic emerging sectors [9] - Ningbo Huaxiang Electronics is establishing a 1 billion yuan industry fund, focusing on the automotive parts industry [9] - Suzhou Yinghuate is participating in a 1 billion yuan industry fund, focusing on high-end equipment and semiconductor sectors [9] Group 9 - Xiamen has issued measures to utilize government investment funds to empower industrial chain development, with a total of 150 billion yuan allocated [10] - Fujian Province has issued management measures for provincial government investment funds, focusing on strategic emerging industries [10] - Tianjin has adjusted the management regulations for the Haihe Industrial Fund, emphasizing the leverage of social capital [11]
泰康之家再度亮相上海老博会,“全明星产品”展现十年运营成果
Zhong Guo Chan Ye Jing Ji Xin Xi Wang· 2025-06-16 06:24
Core Viewpoint - The Shanghai International Elderly Care, Aids, and Rehabilitation Medical Expo showcases innovative solutions in elderly care, with TaiKang ZhiJia leading the focus on integrating technology into elder care services [1][3][16]. Group 1: Event Overview - The Shanghai International Elderly Care Expo, the largest and most specialized in China, has been a key industry event since its inception in 2000, serving as a "barometer" for industry development [3]. - The event features the "Big City Elderly Care" Innovation Development Conference, addressing issues related to aging society through specialized sessions on high-quality elderly services, elderly finance, dementia care, and smart elderly care [3]. Group 2: TaiKang ZhiJia's Innovations - TaiKang ZhiJia's Chief Technology Innovation Officer, Chang Cheng, emphasized the importance of data perception, decision-making, and control in artificial intelligence, showcasing how TaiKang utilizes smart devices to create comprehensive health records centered on residents [5]. - The "Xiao Tai Smart Speaker" emerged as a highlight at the expo, providing a range of services across eight core areas, enhancing convenience for elderly users [6][8]. - The "Lower Limb Rehabilitation Robot" gained attention for its ability to assist elderly individuals with mobility issues through scientifically designed walking training [11]. Group 3: Service Expansion and Community Engagement - TaiKang ZhiJia has established 44 projects across 36 cities, including multiple facilities in major regions, promoting a high-quality elderly living experience supported by smart healthcare [12]. - The "Dream Pursuit Plan" has engaged over 1,000 residents in creative and community activities, fostering a culture of lifelong learning and active aging [14]. - The upcoming TaiKang ZhiJia Jing'an Mansion will add approximately 380 elderly care units, enhancing the service network in Shanghai and addressing the challenges of urban elderly care [16].
广州楼市要出“狠招”!下一个是谁?
3 6 Ke· 2025-06-16 03:12
6月12日,广州市商务局就《广州市提振消费专项行动实施方案(征求意见稿)》公开征求意见(以下简称《方案》)。该方案从制定8大政策方案,激发 消费市场活力,扩大消费需求。《方案》有哪些值得家居行业关注的要点、将带来哪些产业利好?本期,家居新范式为大家一一梳理。 房地产方面:《方案》提出"有序减少消费限制"。其中,优化房地产政策,全面取消限购、限售、限价,降低贷款首付比例和利率,更好满足住房消费需 求。 老旧小区改造方面:《方案》提出"更好满足住房消费需求"。扎实推进城中村及老旧小区改造,2025年计划推进新开工老旧小区改造超150个,更新住宅 老旧电梯超9000台,完成城中村改造固定资产投资1000亿元。 推进利用专项借款购买存量商品房作为安置房。持续优化住房公积金使用政策,支持缴存人在提取住房公积金支付购房首付款的同时申请住房公积金个人 住房贷款,进一步优化租房提取政策措施。 银发经济方面:《方案》提出"创新发展银发经济"。其中,积极推动实施居家适老化改造"焕新"活动,推广便捷可及的居家社区养老服务,激发养老服务 消费。 以旧换新方面:《方案》提出"加力扩围实施消费品以旧换新"。用好消费品以旧换新资金,结合产 ...
提振消费进行时丨医养智养 乐享晚年
Guang Xi Ri Bao· 2025-06-16 02:01
Group 1 - The aging population in Guangxi is projected to exceed 10 million by 2025, with an aging rate of over 20% [1] - The demand for refined and quality elderly care services is increasing, leading to a shift from basic care to a more enjoyable living experience for seniors [1] - The Jiangnan Xiaociyuan facility offers personalized care plans and a comprehensive medical care model, emphasizing both physical health and mental well-being [1] Group 2 - The Jiangnan Xiaociyuan facility has seen an average occupancy growth of approximately 40% since its opening in May 2023, indicating strong market potential for integrated medical and elderly care services [1] - The facility is expanding its community home care services, providing a professional team that includes caregivers, nurses, rehabilitation specialists, and elderly care consultants [1] - The introduction of smart health monitoring devices in the Luban Community Elderly Service Center enhances real-time health monitoring for seniors, showcasing the integration of technology in elderly care [2] Group 3 - The acceptance of smart elderly care products is high, with over 3,000 units of a smart caretaker product deployed in Nanning, capable of monitoring vital signs and sleep quality [2]