智能物流板块快速拉升 【导读】智能物流板块多股涨停，跨境支付概念股表现活跃，华鹏飞开盘两分钟冲上20cm涨停板 中国基金报记者李智 一起来看下最新的市场情况及资讯。 4月22日，A股三大指数涨跌不一，创业板指一度跌逾1%，截至发稿，沪指涨0.19%，深成指跌0.31%， 创业板指跌0.77%。 从板块来看，智能物流、跨境支付、港口、零售等板块表现活跃，而互联网、餐饮旅游、AI算力等板 块跌幅居前。 港股三大指数悉数走低，恒生科技指数跌逾1%，同程旅行跌超10%，京东集团、美团、腾讯音乐等跌 幅居前。 跨境支付概念股表现活跃 跨境支付概念股开盘大涨，新晨科技20cm涨停，拉卡拉、高伟达、科蓝软件等涨超10%。 | 名称 | 现价 | 涨跌幅 | 成交量 | 换手率 | 市智峰 | 总市值 | | --- | --- | --- | --- | --- | --- | --- | | 新晨科技 | 16.66 | 20.03% | 90万 | 0.36% | 131 | 50亿 | | 拉卡拉 | 23.86 | 12.07% | 1.17亿 | 15.94% | 53.9 | 1887 | | 高伟达 | 16 ...

Financial Data and Key Metrics Changes - The total processing value (TPV) for the digital remittance business reached $5.14 billion in 2024, a 13.2% increase from $4.54 billion in 2023 [10][15] - Total revenues excluding TNG Asia and GEA were $42 million in 2024, reflecting a 3.4% decline compared to 2023, primarily due to a 23.8% drop in global airtime revenue [16][18] - The net loss for the year was $38.8 million, largely attributed to a $32 million loss from headquarters operations and adjustments [37] Business Line Data and Key Metrics Changes - The digital remittance business processed 11.4 million transactions in 2024, with revenues of $18.2 million, marking a 6.4% increase from the previous year [10][18] - The global airtime transfer revenue was $9.3 million in 2024, representing a 23.8% decline compared to 2023, driven by changing market conditions and increased availability of free Wi-Fi [21][24] Market Data and Key Metrics Changes - Strong demand was noted in key corridors such as the UK, Hong Kong, Singapore, and Korea, contributing to the growth in remittance transactions [11] - The company is exploring new markets in Africa and other regions for potential growth in the global airtime transfer business [22][24] Company Strategy and Development Direction - The company is focusing on AI-driven solutions to enhance operational efficiency and customer experience, while continuing to prioritize the digital remittance business [9][39] - A strategic shift is underway to streamline operations and enhance profitability by reducing emphasis on the lower-margin airtime transfer business [14][24] Management's Comments on Operating Environment and Future Outlook - Management expressed optimism about the robust demand for digital remittance services and the potential synergies from AI initiatives [39][40] - The company aims to maintain profitability while growing remittance revenue by at least 12.5% in the coming year, without further sacrificing the take rate [66] Other Important Information - Total operating expenses for 2024 were $42 million, significantly higher than $24 million in 2023, primarily due to non-cash items related to incentive shares [27][28] - The gross profit margin for the digital remittance business improved to 62% in 2024, up from 58% in 2023, despite a decline in overall take rates [26] Q&A Session Summary Question: What are the expectations for the partnership with CONCOF in 2025? - The company is working on the details of the partnership and expects to see revenue streams in the second half of 2025, with additional clients anticipated by the end of the year or early next year [52][53] Question: Can you provide details on the 500-megawatt AI data center project? - The company is collaborating with a renowned operator for the AI data center, focusing on sourcing land and government support in Malaysia, with potential for high returns [61][62] Question: What is the strategy for maintaining margins in the Triangle business? - The company plans to stabilize the take rate and grow remittance revenue without further sacrificing margins, while also selecting more competitive payout agents to reduce costs [66][68] Question: How is the company progressing in expanding into new countries? - The company is leveraging AI solutions to reach small financial institutions in the Middle East and Africa, which will help expand Triangle's remittance network [71]

首次揭秘Airwallex。 作者 I 周佳丽 报道 I 投资界PEdaily J a c k Zh a ng，全球创投圈都在打听这位年轻的金融科技创始人。 2 0 15年，当传统银行还在用上世纪70年代的SWIFT系统处理跨境业务时，J a c k Zha ng联合其他三位墨尔本大学华人 校友，在澳洲创办了Airwa ll e x空中云汇。他们有一个大胆的愿景：解决传统金融基础设施几十年来的痛点，打造下 一代的全球银行。 十年间，Airwa ll e x迅猛崛起，成为一个服务全世界超15万家企业、年交易额达13 00亿美元的超级独角兽，身后集结 了红杉中国、腾讯、高瓴、和暄资本、DST Gl oba l等豪华投资人阵容，估值超5 6亿美元。20 25年公司年化收入预计 将增长70%，突破10亿美元大关。 "增长速度叹为观止。" 目前，Airwa ll e x已在全球23个办公地点拥有17 00名员工，持有中国内地、中国香港、新加坡、英国、澳洲、欧盟、 美国大部分州等6 0多个国家和地区金融牌照和许可，业务已覆盖18 0余个国家和地区。 "传统银行就像老旧的拨号上网，而Airwa ll e x他们要做的是金融 ...

（原标题：空中云汇刘月婷：拉美和中东是重点布局方向） 作者 | 宋婉心 编辑 | 郑怀舟 36氪：我们看到，游戏和直播是新客群，这两个行业，您觉得会有哪些痛点？ 2023年以来，随着出海越来越成为中国企业的一种共识，作为跨境服务链路"最后一公里"的跨境支付行 业，也进入了高增长、强竞争的发展阶段。数据显示，2024年全球跨境支付市场规模达到了2.4亿美 元，同比增长12%。 在近年地缘政治动荡的大背景下，出海呈现出很多新趋势。 比如，中国的出口贸易呈现"碎片化"趋势，传统外贸"大单"逐渐被小且分散的"碎片化"订单所取代，数 百万的中小微外贸企业贡献了中国出易额的60%以上，且正在逐年递增。 2023年的一项研究显示，有83%的中小企业更倾向于通过SaaS平台和线上交易平台直接使用金融服务。 中小企业小额高频的B2B交易指数级增长，问题也随之而来，电汇费率高、到账慢、汇损大，都是他们 相对于大厂面临的更棘手的问题。 与此同时，也有很多新行业加入到出海的大军中来，比如游戏与直播。 不同行业出海的痛点不一样，空中云汇创始人兼总裁刘月婷告诉36氪，以游戏行业为例，由于爆款游戏 会在短时间内带来大量业务量，因此游戏公司 ...