2024年，青银理财在复杂多变的市场环境中交出了一份兼具韧性与潜力的成绩单。 截至2024年末，青银理财存续理财产品680只，余额达1993.26亿元，理财投资资产规模突破2165.91亿 元，营业收入同比增长4.23%至5.5亿元。在过去的一年，青银理财通过深化渠道布局、优化产品结构、 强化投研能力，在低波动产品与含权理财产品线上不断发力，展现出了强劲的战略转型动力和长期发展 潜力。权益投资亮点频现，差异化优势逐步凸显 面对低利率环境下固收投资收益持续收窄的行业挑战，青银理财前瞻性布局权益类资产，以"绝对收 益"思路挖掘结构性机会，通过权益类产品、"固收+"以及低波理财产品的三维布局，为投资者创造持续 稳健的回报。 权益类产品表现亮眼，凸显权益资产配置能力。2024年青银理财两只权益类产品在震荡市中表现抢眼： 1月4日到期产品年化收益2.96%，7月10日到期产品年化收益2.73%，产品期限均近600天，同期上证指 数涨跌幅为-4.72%、-7.21%，产品收益显著跑赢大盘。这一优异表现充分展现了公司在权益资产配置上 的专业实力，通过精选优质标的和灵活交易策略，成功实现逆市稳健收益。 固收+理财产品一直以来 ...

Group 1 - The company is optimistic about the development prospects of the Chinese capital market and believes the current market is at a reasonable valuation [1] - The company has increased its investment in equity index funds (ETFs) and plans to continue to enhance its investment in the capital market with medium to long-term funds [1] - The company will utilize its own funds to participate in equity investments by purchasing its own financial products [1]

律信理财 告别投资焦虑 - 理财我选"低波稳健" 最近这波市场震荡， 搞得我 都快晕船了，想要稳稳的幸福 怎么这么维? 哈哈, 那你是时候了解一下 低波稳健理財了！ <现金、存款类资产> 这类资产估值相对稳定，受市场波动影响较小，可 通过内部信评体系严选交易对手，稳健性相对较高。 采用摊余成本法估值 部分低波稳健理财产品采用摊余成本法估值,不 发生信用风险的前提下票息收益确定性强，净值表 现相对稳定，受市场波动影响也相对较小，可以为 产品积累较为稳定的收益，提升持有体验。 相较于市值法,由于摊余成本法在估值层面不直观反 映击场波动 因此在净值僧长上休现得较为亚稳 哦！ 什么是低波稳健 "低波稳健"理财小课堂 低玻璃健药理财产品是指低玻动资产 占比較高的理财产品 通常具有以下三点特征:> �主投低波动型资产，受市场波动影响通常 较小; 2 以低波稳健策略为主,追求回撤控制,净 值曲线相对更平滑; 2 认购门槛低,产品风险评级较低,通常为 R1（风险极低）或R2（较低风险）。 (那la是怎么做到这么稳的リ 了解这三点， 你就 短道了~ 优选低波类资产 选择低波资产 投资路上更有底气! 净值的"情绪稳定"常常通过配 ...

Core Viewpoint - The "Cross-Border Wealth Management Connect" 2.0 program is a financial innovation in the Guangdong-Hong Kong-Macao Greater Bay Area, allowing investors from mainland China and Hong Kong/Macao to invest in qualified financial products through a closed-loop funding channel, which has gained significant popularity among residents in the region [1][4][5]. Group 1 - The "Cross-Border Wealth Management Connect" allows for broad investment opportunities, enabling investors to diversify their portfolios and access high-quality assets in the Hong Kong and Macao markets, thus mitigating risks associated with single-market investments [7]. - The program lowers the entry barriers for cross-border investments by increasing the investment limit to 3 million RMB per individual, which does not consume personal foreign exchange quotas, facilitating easier access to investment services through mainland brokers [7][8]. - The initiative is part of a national strategy and is directly supervised by regulatory bodies such as the central bank and foreign exchange administration, ensuring that all products are rigorously vetted, thus maintaining a relatively controlled risk environment [8].

Core Viewpoint - The event "Wind Talk Financial Experts Talk" organized by Wind Fund and Western Li De Fund focused on investment strategies for 2025, highlighting the importance of adapting to market changes and exploring new investment opportunities [2][9]. Group 1: Event Overview - The "Respectful Gathering" was held in Shanghai, bringing together leaders and experts from the asset management industry to discuss investment strategies for 2025 [1][2]. - Keynote speeches were delivered by senior executives from Wind Group and Western Li De Fund, emphasizing the need for strategic thinking in the current market environment [2][3]. Group 2: Investment Strategies - Dong Weiwei from Western Li De Fund discussed an absolute return strategy aimed at achieving long-term positive returns while managing drawdown risks [4]. - He proposed a "three-in-one" investment system that includes decision-making, risk control, and mindset management to navigate market complexities [5]. - The current monetary and fiscal easing environment suggests a reduced probability of significant market downturns, with a focus on sectors like AI, domestic consumption, and renewable energy [5]. Group 3: Fixed Income Market Insights - Yi Shengqian highlighted the challenges in the fixed income market due to low interest rates and external economic pressures, predicting a year of volatility with trading opportunities [6][7]. - She recommended focusing on short-term interest rates for better value and emphasized the attractiveness of local government bonds and convertible bonds in the current market [7]. Group 4: Global Market Perspectives - Zhang Xin from Morgan Fund discussed the impact of U.S. policy changes on global markets, suggesting that while U.S. inflation may rebound in the short term, long-term stability is expected [8][9]. - He advised a diversified and balanced global asset allocation strategy to mitigate market uncertainties, highlighting the relative attractiveness of U.S. investment-grade bonds and the need for caution in emerging markets like India [8][9]. Group 5: Recognition and Future Outlook - The event concluded with an award ceremony recognizing outstanding contributions in the wealth management sector, aiming to set industry benchmarks for high-quality development [9]. - Wind Fund plans to continue leveraging data-driven investment research and technology to enhance service offerings and foster collaboration within the wealth management industry [9].

Core Viewpoint - The article discusses how domestic fixed-income products are facing declining yields, prompting some financial institutions to turn to overseas bond funds as a new investment strategy to enhance returns and diversify risks [1][3]. Group 1: Market Context - The overall yield of fixed-income products in the domestic market has been on a downward trend, with the average annualized yield for open-ended fixed-income products at 1.04% as of March 16, reflecting a decrease of 0.57 percentage points [3]. - The decline in domestic bond market yields and the limitations of credit downshift strategies have led financial institutions to seek higher-yielding assets to improve product attractiveness and yield levels [3][4]. Group 2: Investment Strategy - Some pure fixed-income products are beginning to allocate to overseas bond funds, such as the Xinyin Wealth Management's product that plans to invest in global or Asian bond funds starting in Q4 2024 [3]. - The strategy of investing in overseas bond funds allows for the diversification of investments across different countries and regions, thereby reducing single-market risks and enhancing portfolio stability [3][4]. Group 3: Asset Allocation and Management - Financial institutions are encouraged to adopt diversified asset allocation and refined management strategies to enhance yield levels and market competitiveness in a low-interest-rate environment [6][7]. - Recommendations include increasing allocations to equity-like instruments, alternative assets, and structured products, while also optimizing product operation management processes to improve asset allocation efficiency and yield levels [6][7]. Group 4: Considerations for Investors - Investors are advised to understand the risks, investment scope, and duration of products, and to choose strategies that suit their needs for enhancing fixed-income returns [8]. - It is emphasized that while "fixed-income plus" products may offer higher annualized returns than pure fixed-income products, they may also experience periods of volatility and drawdowns [8].

添加客户经理企业微信 | 可领 6.6元 微信立减金 ○ 广告 为现在的你退税，为未来的你养老 2024年度个税汇算已开启 缴存个人养老金，可享税收优惠5400元 *数据说明 依据《 关于在全国范围实施个人养老金个人所得税优惠政策的公告 》( 财政部税务 总局公告2024年第21号 ）、《 中华人民共和国个人所得税法 》中的相关规定。 为什么选择个人养老金? 参与个人养老金账户缴存，可以以相 应金额在计算应纳税所得额时进行抵 税。 退税优惠 投资好帮手 扫描下方二维码立即开户, 开户缴存尊享十重礼，最高2000元权益待领取! 言言2000元权益待领取 -即刻开通个人养老金账户 - 今年把握财富机遇 明年享受退税福利 建信理财- 倾情打造个人养老金理财产品 ◎1元起购 | ◎ 策略稳健 | ◎ 税收优惠 专款专用，抵御消费冲动，为退休生 活加码，养老储备更安心。 账户资金可投资稳健理财产品,拒绝 资金闲置,长期积累助力品质养老。 个人养老金退税已开始，退税攻略戳这里! 安鑫最低持有360天按日开放 回足収益突广示 上份额 份额代码 JXQYAX360D201820L | 风险等级 R2较低风险 申赎规则 每个国 ...

证券代码：605499 证券简称：东鹏饮料 公告编号：2025-006 东鹏饮料（集团）股份有限公司 关于使用部分闲置自有资金进行现金管理的进展公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈 述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 2.本次委托理财金额：合计 102,000.00 万元； 3.委托理财产品类型：理财、结构性存款、收益凭证、私募证券投资基金； 4.委托理财期限：14 天、16 天、18 天、19 天、20 天、91 天、无固定期限； 5.履行的审议程序：东鹏饮料（集团）股份有限公司（以下简称"公司"） 于 2024 年 4 月 12 日召开第三届董事会第四次会议、第三届监事会第四次会议及 2024 年 5 月 17 日召开 2023 年年度股东大会，分别审议通过了《关于 2024 年度 使用闲置自有资金进行现金管理的议案》，公司股东大会授权公司及其子公司在 保证日常经营资金需求和资金安全的前提下，使用不超过人民币 85 亿元的范围 内择机购买理财产品，购买原则为安全性高、流动性好，使用期限自股东大会审 议通过之日起至 2024 年年度股东大会召开 ...

证券代码：836547 证券简称：无锡晶海 公告编号：2025-013 无锡晶海氨基酸股份有限公司 关于使用闲置自有资金购买理财产品进展的公告 本公司及董事会全体成员保证公告内容的真实、准确和完整，没有虚假记 载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担 个别及连带法律责任。 滚动发生理财的，以该期间最高余额为成交额，适用上述标准。 公司本次使用自有闲置资金购买的理财产品金额为 575.12 万 元(美元理财以公告披露日汇率折算为人民币金额），截至目前，公 司自有资金购买的理财产品未到期余额为 9,306.58 万元（含本次 已购买理财，其中美元理财以公告披露日汇率折算为人民币金额）， 达到上述披露标准，现予以披露。 二、 本次委托理财情况 | 受托方名称 | 产品类 | 产品名称 | 产品金额 | 预计年化收 | 产品期 | 收益 | 投资方向 | 资金来 | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | | 型 | | （万元） | 益率（%） | 限 | 类型 | | 源 | | | 银行 | 宁银理财 晶耀固定 ...

Group 1 - The core viewpoint of the article highlights the "seesaw" effect between the stock and bond markets, with A-shares continuing to rise while the bond market faces liquidity constraints and high volatility ahead of the Two Sessions [1][2]. - The bond market's recent turbulence is attributed to four main factors: increased liquidity pressure due to tax payments, a surge in government bond supply, a shift of risk-averse funds to the stock market driven by strong tech earnings, and rising policy expectations ahead of the Two Sessions [2][3]. - As of February 26, 2025, the short-term pure bond fund index experienced a decline of 4 basis points, while the medium to long-term index fell by 30 basis points, indicating a recovery from previous peaks [2]. Group 2 - The fluctuations in the bond market have impacted the core fixed-income product lines of many wealth management companies, with varying degrees of net value retraction observed, although these have improved from prior highs [3]. - According to Ping An Wealth Management, the liquidity situation is expected to stabilize post-tax period, with historical data suggesting that interbank liquidity typically improves in March [4]. - Ping An's fixed-income investment team has proactively adjusted product structures to mitigate risks, aiming for net value recovery as market conditions change [4]. Group 3 - In response to the evolving market dynamics, Zhaoyin Wealth Management is promoting a quantitative hedging product, focusing on a diversified alternative strategy with a neutral approach [5]. - The rationale for promoting alternative strategies includes the active A-share market and manageable hedging costs, with a focus on maintaining a cost-effective allocation [5].