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聊城监管分局同意安华农业保险聊城中心支公司变更营业场所
Jin Tou Wang· 2026-02-11 03:49
二、安华农业保险股份有限公司应按照有关规定及时办理变更及许可证换领事宜。 一、同意安华农业保险股份有限公司聊城中心支公司将营业场所变更为山东省聊城市开发区东昌路南、 黄山路东荣富中心1幢21层2103、2104室。 2026年2月5日,国家金融监督管理总局聊城监管分局发布批复称,《关于申请变更安华农业保险股份有 限公司聊城中心支公司营业场所的请示》(安农险鲁发〔2026〕17号)收悉。经审核,现批复如下: ...
枣庄监管分局同意中国人寿枣庄市薛城区支公司变更营业场所
Jin Tou Wang· 2026-02-11 03:49
Core Viewpoint - The approval for China Life Insurance Co., Ltd. to change its business location in Xuecheng District, Zaozhuang City has been granted by the local financial supervision authority [1] Group 1 - The new business location for China Life Insurance Co., Ltd. in Xuecheng District is specified as: 1 to 4 floors of the commercial office building in the New City Fengming Garden, No. 200, Liupanshan Road, Zaozhuang City, Shandong Province [1] - The company is required to handle the change and obtain the necessary permits in accordance with relevant regulations [1]
枣庄监管分局同意华泰人寿枣庄市滕州支公司变更营业场所
Jin Tou Wang· 2026-02-11 03:49
2026年2月5日,国家金融监督管理总局枣庄监管分局发布批复称,《关于华泰人寿保险股份有限公司枣 庄市滕州支公司营业场所变更的请示》(华寿鲁字〔2026〕012号)收悉。经审核,现批复如下: 一、同意华泰人寿保险股份有限公司枣庄市滕州支公司将营业场所变更为:山东省枣庄市滕州市北辛街 道学院中路景鸿大厦205室。 二、华泰人寿保险股份有限公司应按照有关规定及时办理变更及许可证换领事宜。 ...
东莞监管分局同意新华保险东莞中心支公司凤岗营销服务部变更营业场所
Jin Tou Wang· 2026-02-11 03:47
Core Viewpoint - The National Financial Supervision Administration of Dongguan has approved the relocation of the business premises for Xinhua Life Insurance Co., Ltd.'s Dongguan Central Branch Fenggang Marketing Service Department to a new address in Dongguan, Guangdong Province [1]. Group 1 - The new business location is specified as Room 405 and 406, Building 1, No. 3, Sanlian Zhengtong Road, Fenggang Town, Dongguan City, Guangdong Province [1]. - Xinhua Life Insurance Co., Ltd. is required to handle the change and obtain the necessary permits in accordance with relevant regulations [1].
五家险企2025年四季度偿付能力不达标
Zhong Guo Jing Ying Bao· 2026-02-11 03:28
Core Insights - Five insurance companies have failed to meet solvency standards as per their fourth-quarter solvency reports for 2025, including Anhua Agricultural Insurance, Asia-Pacific Property Insurance, Qianhai Property Insurance, Changsheng Life Insurance, and Huahui Life Insurance [1][2] Group 1: Solvency Standards - According to the "Insurance Company Solvency Management Regulations," insurance companies must have a core solvency adequacy ratio of at least 50% and a comprehensive solvency adequacy ratio of at least 100%, along with a risk comprehensive rating of B or above to be considered solvent [1] - Among the non-compliant companies, Anhua Agricultural Insurance, Asia-Pacific Property Insurance, Qianhai Property Insurance, and Huahui Life Insurance have a risk comprehensive rating of C, while Changsheng Life Insurance has a comprehensive solvency adequacy ratio of 79.7%, which is below the required 100% [1] Group 2: Risk Management Issues - A continuous C rating indicates significant issues in corporate governance, internal controls, or risk management for the affected companies [1] - Anhua Agricultural Insurance reported that its C rating was primarily due to risks in corporate governance [2] - Asia-Pacific Property Insurance disclosed that over 88% of its equity is pledged or frozen, affecting its risk comprehensive rating [1]
平安健康险理赔案件达622万 院外药品费攀升
Zhong Guo Jing Ying Bao· 2026-02-11 03:28
中经记者 陈晶晶 北京报道 近日,平安健康险发布2025年理赔年度报告显示,2025年平安健康险累计理赔案件622万,理赔客户171 万人,赔付总金额达79亿元。 2025年,监管层鼓励保险公司构建"事前预防、事中管理、事后保障"相结合的新型健康服务体系。据 悉,平安健康险创新推出"1+N V 1"肿瘤全病程服务,旨在契合健康险行业从"风险转移"向"健康促 进"价值升级的趋势。 截至2025年年底,平安健康险的肿瘤全病程服务已累计服务39.6万人次,客户满意率高达98%,精准就 医引导达1.4万人次,就医服务达35 万人次,权威的多学科(MDT)咨询和二诊咨询服务超 2800 次, 特药使用14.4万人次,康复服务1.1万人次。 2026年2月6日,在"回归本真·重塑健康——中国家庭厨房健康营养优选标准暨'长相伴'健康会员卡发布 会"上,平安健康险党委书记、董事长兼CEO朱友刚表示,这是公司推动"健康保险+医健服务"深度融 合、向"专业医疗健康管理公司"转型的又一创新实践。未来,公司将持续发挥"服务×保险"的整合资源 优势,以专业为底色,不断升级健康管理服务的模式、品质与体验,守护亿万国民的家庭健康美好生 活 ...
来自华尔街的测算:“存款迁移”只有1万亿,而非10万亿,但对保险和A股仍然“意义重大”
Hua Er Jie Jian Wen· 2026-02-11 03:08
存款"搬家"从2025年中开始成了市场绕不开的话题:大额定存到期,会不会突然从银行体系流向股市、保险、甚至地产和消费?关于到期规模的传言从10万 亿一路飙到70万亿,背后期待的其实是"更快的资金再配置",足以改写不同资产的供需和定价。 据追风交易台,美国银行全球研究部分析师Michael Li在最新报告里把这个预期往回拉了一截,估计存款搬家规模约1万亿元,而不是10万亿元或更高。存款 外流确实在发生,但节奏和体量更像"渐进式",短期很难看到想象中的洪水。 美银表示,居民定存增速从过去常态的14%-16%抬升到18%-22%,累积出约4-5万亿元的"超额"定存,并将在未来逐步到期。问题在于,到期不等于迁徙。 70%-80%仍会留在银行体系(再定存、转活期、偿还按揭等),用于消费的比例不超过10%,真正流向"非存款资产"的规模大约1万亿元。 报告给了两个最直接的落点:一是保险,如果其中5000亿元流向保险,足以让寿险销售端出现"看得见的"弹性;二是A股,哪怕相对>100万亿元市值、日均 2.5-3.0万亿元成交看起来不大,但它是额外增量,还可能通过两融等杠杆放大对成交和情绪的影响。要检验这条链条是否真的在走,报告 ...
集中式供暖、候鸟式养老、普惠式保险……甘孜州高质量推进群众最关心的事 暖上高原
Si Chuan Ri Bao· 2026-02-11 03:03
Core Viewpoint - The article highlights the efforts of Ganzi Prefecture in Sichuan Province to implement centralized heating projects and improve living conditions for residents, particularly the elderly in high-altitude areas, through initiatives like the "Winter Migration, Summer Return" program [5][10][12]. Group 1: Centralized Heating Projects - Ganzi Prefecture has initiated multiple centralized heating projects to address the needs of residents in areas with an average altitude exceeding 3500 meters, where winter temperatures can drop below -10 degrees Celsius [6][9]. - The 2025 implementation plan includes the continuation of three heating projects and the construction of four oxygen supply projects, aiming to cover an additional heating area of over 500,000 square meters [7][9]. - The total investment for the centralized heating project in Dege County exceeds 100 million yuan, with a planned heating area of nearly 100,000 square meters [9]. Group 2: "Winter Migration, Summer Return" Program - The "Winter Migration, Summer Return" program aims to relocate elderly residents from high-altitude areas to warmer facilities during winter, with the first pilot area being Ganzi County [10][11]. - The program has successfully relocated 26 elderly individuals to the Luxi Elderly Care Institute, where they have adapted well to the new environment [12]. - Detailed regulations have been established for the management, funding, and emergency response of the program, ensuring transparency and accountability [12]. Group 3: Insurance Initiatives - The "Minsheng Bao" insurance program has been introduced to provide financial support to families affected by natural disasters, with significant payouts already made to victims of recent incidents [13][14]. - The program aims to shift the focus from rescue to prevention, with low annual premiums for vulnerable households, ensuring broad coverage [14]. - By the end of 2025, over 550,000 families are expected to be insured under this program, demonstrating its role in safeguarding against poverty [14].
如何引导金融机构在春节期间提供更便利、更普惠的金融服务?金融监管总局回应
Di Yi Cai Jing· 2026-02-11 02:51
国新办就2026"乐购新春"春节特别活动、保障春节市场供应有关情况举行新闻发布会。第一财经记者提 问:金融支持对于活跃春节消费市场至关重要,如何引导金融机构在春节期间提供更便利、更普惠的金 融服务,让人民群众添喜气、得实惠? 最后是强保障。加强服务保障,金融机构在节假日期间将保障适量网点开门营业,满足人民群众金融服 务需求。加强支付保障,注重推进消费场景支付便利化,满足老年人、外籍来华人员等群体支付服务需 求。加强风险保障,保险公司将针对购物餐饮、旅游出行、体育运动等各类消费场景开发新的保险产 品,优化承保理赔服务。 金融监管总局新闻发言人郭武平表示,具体可以概括为降成本、优服务、惠民生、强保障四个方面。 (文章来源:第一财经) 首先是降成本。去年以来,我们与相关部门共同实施服务业经营主体和个人消费贷款贴息政策,特别是 对个人消费贷款贴息1个百分点,力度还是很大的。从供需两端加大对消费供给主体和居民消费需求的 金融支持。今年初,我们与相关部门对两项贴息政策做了调整优化,大家习惯用的信用卡也纳入消费贷 款的贴息范围。同时也提高了贷款的贴息额度,增加了经办的农商行、城商行、消费金融公司、汽车金 融公司等,更好发挥 ...
扫码干洗按提示绑定银行卡 莫名被扣费买保险
Xin Lang Cai Jing· 2026-02-11 02:48
来源:泉州晚报 记者:柯丽娟 近日,网友"春风"在"96339记者热线"微信公众号上反映,在酒店使用干洗机时,按提示绑定银行卡, 本以为是支付干洗费用,未料一个月后在无任何告知的情况下被扣款购买保险。他觉得手机里有不少自 动扣款的项目,是否可以得知个人名下都绑定了哪些自动扣款的项目? 网友"春风"说,1月29日中午他收到一条银行卡扣款短信,被一家保险企业扣走244元保险费用。他回 忆,此前他曾在酒店使用干洗机时,扫码按照提示绑定银行卡,以为是要支付干洗费用,可事后却未扣 费,当时便觉可疑,没想到却是被扣保险费。该保险企业未经健康报告审核,也无任何通知就擅自帮他 购买保险,他投诉十多分钟后便成功退款。他希望通过96339提醒市民,并咨询如何查询个人名下各类 银行卡绑定的自动扣款项目。 记者在手机社交平台上查询得知,不少网友也遭遇类似情况,在不知情时被该保险企业扣款,金额数百 元至数千元不等。对此,该保险企业工作人员杨先生称,他们是线上保险经纪,主要通过线上渠道投放 广告来获取客户,基于大数据对不同用户投放不同的险种,但这种线上扫码方式经常造成客户误触。因 此,目前他们已取消线上扫码等用户误触率比较高的推广方式, ...