Core Insights - The platform economy in China has evolved from an "emerging phenomenon" to a "core driving force" over the past two decades, significantly impacting various industries and connecting millions of merchants, flexible workers, and a vast consumer base [1] - The "2025 China Inclusive Finance International Forum" highlighted the report titled "Platform Economy and Inclusive Finance," which emphasizes the role of digital technology in reshaping resource allocation efficiency [1][2] - The report indicates that platforms have become a valuable supplement to traditional financial institutions, particularly in the areas of digital payments, credit accessibility, and insurance [2] Summary by Sections Platform Economy Development - The platform economy has enabled a large-scale online transformation of economic activities such as shopping, transportation, and dining, leading to the emergence of new business models like digital marketing and smart logistics [1] - Platforms have created a vast ecosystem connecting hundreds of millions of consumers, millions of merchants, and flexible employment groups, playing a crucial role in empowering small businesses and promoting rural development [1] Financial Sector Impact - Platforms have driven a leap in digital payment adoption, with the percentage of adults using digital payments in China increasing from 49% to 89% over the past decade [2] - The proportion of adults obtaining credit from formal financial institutions has risen from 20% to 41% due to technological innovations in digital risk control and alternative data applications [2] - In the insurance and wealth management sectors, platforms have enhanced consumer access to a wider range of financial products through innovative channel strategies [2] Challenges and Solutions - The report identifies new challenges arising from the platform economy, advocating for a shift from a "zero-sum game" mindset to building a "win-win ecosystem" [3] - The evolution of the platform economy is characterized by structural changes that emphasize integration rather than disruption, fostering a complementary relationship between online platforms and offline stores [3] - The focus on "win-win" solutions includes addressing consumer concerns about data privacy and price discrimination, as well as recognizing the value of flexible workers and improving social security measures [3]

【免责声明】本文仅代表作者本人观点，与和讯网无关。和讯网站对文中陈述、观点判断保持中立，不对所包含内容 的准确性、可靠性或完整性提供任何明示或暗示的保证。请读者仅作参考，并请自行承担全部责任。邮箱： news_center@staff.hexun.com (责任编辑：宋政 HN002) 格隆汇8月27日｜据市说新语，8月22日，市场监管总局副局长白清元主持召开个体工商户座谈会，与个 体工商户、平台企业、金融机构等代表深入交流，总结工作成效，听取意见建议，研究推动下一步工 作。会议指出，平台企业、金融机构积极履行社会责任，为个体工商户在流量扶持上做"加法"，在运营 费用上做"减法"，在金融赋能上做"乘法"，在能力短板上做"除法"，取得良好成效。要进一步创新思 路，提供更多优质"解渴"管用的支持举措，帮助个体工商户提升数智化运营水平，培育更多"种子"商 户。 ...

打造参与国际竞争合作的新标杆。浙江实施网络交易平台品质提升行动，推动平台企业联合中小企业建 立品牌联盟，支持企业尤其是平台企业走出去。今年4月份，浙江省市场监管局联合阿里巴巴启动"货通 全球产业带出海"计划，带动了该省40个产业链拓展欧洲、东南亚、中东等市场。 打造激发消费活力的新标杆。为更好发挥平台企业的独特作用，浙江实施"浙江精品"培育计划，提升产 品服务品质；推动"人工智能﹢消费"，打造一批创新应用消费场景。 记者近日从浙江省市场监管局(浙江省平台经济工作领导小组办公室)获悉，浙江正加快推进平台经济高 质量发展强省建设三年行动，目标是到2027年，力争全省平台企业数量超过1000家，其中百亿级规模平 台企业超50家，活跃网络经营主体达到1000万家；平台企业营收总额达到2.2万亿元；网络零售额年均 增速保持在5%，网络消费满意度显著提高。 前不久召开的浙江省平台经济高质量发展大会强调，要推动平台经济从规模驱动向创新驱动转型，持续 擦亮平台经济"金名片"，建设平台经济高质量发展强省。三年行动计划根据浙江省委、省政府总体部 署，提出把打造六个新标杆作为重点任务。 打造科技引领的新标杆。浙江将继续引导头部平台 ...

Focus - Zhang Guoqing emphasized the importance of platform economy in promoting innovation and strengthening domestic circulation, urging platform enterprises to utilize resources for high-quality products and services, achieving mutual benefits with stakeholders [3]. Policies - The Central Committee and the State Council issued opinions on improving the modern enterprise system with 19 specific measures aimed at enhancing corporate governance, management levels, and social responsibility [5][6]. - The opinions mark a transition from "tangible governance" to "high-quality governance," aiming to reduce transaction costs and promote efficient resource allocation [7]. Events - The People's Bank of China and Bank Indonesia signed a memorandum to promote bilateral currency settlement, expanding cooperation to include capital and financial accounts, which supports the internationalization of the Renminbi [4][5]. - The EU expressed regret over the US's decision to raise tariffs on steel and aluminum, indicating readiness to implement countermeasures, which could escalate trade tensions and increase global economic uncertainty [8]. Economic Indicators - In May, the manufacturing Purchasing Managers' Index (PMI) was reported at 49.5%, indicating a slight improvement in manufacturing sentiment, with large enterprises showing a PMI of 50.7% [9]. - The non-manufacturing business activity index was at 50.3%, indicating continued expansion, with specific sectors like construction and services showing varied performance [9].