2025年11月21日，广州国际车展，蔚来创始人、董事长、CEO李斌现场宣布，为了让更多用户体验firefly萤火虫的魅力，firefly萤火虫联合芝麻信用、 SUPEREV超级电动共同响应"芝麻800·先试"倡议，率先推出信用订阅用车服务——"firefly萤火虫7日汽车订阅"。这是一种全新的体验方式，让了解和选择 firefly萤火虫的过程，变得更轻松。 这次合作的三方，分别是蚂蚁集团旗下芝麻信用，源自蔚来的智能电动高端小车品牌firefly萤火虫，中国汽车订阅模式的开拓者与平台构建者——车脉集团 旗下SUPEREV超级电动，这不仅是一次强强联合的汽车订阅产品发布，更是一次行业发展的里程碑——标志着汽车消费正式从"产品购置"迈入"信用订 阅"时代。 为什么"汽车订阅"成为新趋势？ 传统汽车消费长期围绕"所有权"展开——高额首付、长期贷款、繁琐手续，构成了用户与车辆之间的厚重壁垒。然而，随着新能源汽车渗透率的不断提升， 这一格局正在被打破。随着新能源汽车迭代越来越快，车型功能体验越来越丰富，消费者的换车周期越来越短，车辆残值也更加不确定，传统购车再换车的 方式或并非最优用车解决方案。 超级电动创始人孙泽锋表 ...

Core Viewpoint - Understanding and utilizing the correct complaint channels is essential for consumers to effectively protect their rights when facing issues with companies. Official Complaint Channels: Authoritative and Reliable - The National 12315 platform is a key official complaint channel, offering multiple ways for consumers to submit complaints, including an app and WeChat mini-programs [1] - Industry-specific complaint channels through regulatory bodies and consumer associations are more effective for targeted issues, as they are established to protect consumer rights [1][2] - Industry associations, while lacking enforcement power, can influence companies through self-regulation mechanisms [1] Social Complaint Platforms: Convenient and Efficient Supplement - Social complaint platforms like Black Cat Complaints provide a user-friendly interface for consumers to lodge complaints quickly, with a process that takes less than five minutes [3] - These platforms utilize intelligent ticketing systems for real-time tracking of complaint progress and employ public opinion mechanisms to enhance visibility of issues [3] - Black Cat Complaints maintains a neutral stance, acting as a bridge for information transfer without charging fees [3] Industry-Specific Complaint Channels - Different industries have tailored complaint channels, such as: - E-commerce: Prioritize internal platform mechanisms, supplemented by 12315 and Black Cat Complaints [4] - Education: Complaints can be directed to education authorities and market regulators for false advertising [4] - Home Renovation: Multiple channels including 12315 and construction committee hotlines should be utilized [4] - Automotive: Black Cat Complaints can be used to report defect clues, contributing to national monitoring efforts [4] Preparation for Complaints - To enhance the success rate of complaints, consumers should prepare by gathering complete evidence, clearly stating their demands, and maintaining a rational attitude [4]

Group 1: Government Investment and Economic Development - The meeting emphasized the importance of enhancing government investment project management to improve investment efficiency and ensure compliance with national and provincial regulations [1][2] - It was highlighted that the government should strictly follow the negative list system for project approval and ensure that each project is thoroughly vetted [2] - The meeting discussed the need to promote large consumer goods, particularly in the automotive sector, as a means to expand domestic demand and stabilize economic growth [3] Group 2: Safety Production and Emergency Preparedness - Continuous focus on safety production was stressed, with a call for strict implementation of responsibilities and emergency preparedness measures [2] - The meeting underscored the importance of conducting thorough safety inspections and rectifying outstanding issues [2] Group 3: Sports and Cultural Events - The "Su Chao" event was identified as a significant cultural and sports occasion, with plans to enhance its impact on local tourism and consumption [2] - The meeting aimed to leverage the event to promote the integration of sports, culture, and commerce, thereby driving economic growth [2]

Domestic News - The national childcare subsidy plan was announced, providing 3,600 yuan per child per year for children under three years old starting from January 1, 2025 [1] - The Ministry of Civil Affairs and the Ministry of Natural Resources issued a notice to enhance the planning of elderly care service facilities, focusing on optimizing the layout and improving service efficiency [2] - The Shanghai Municipal Economic and Information Commission released measures to expand the application of artificial intelligence, including issuing 600 million yuan in computing power vouchers to reduce costs [4] Economic Data - During the "14th Five-Year Plan" period, tax revenue is expected to exceed 155 trillion yuan, accounting for approximately 80% of total fiscal revenue, with a cumulative reduction in taxes and fees of about 10.5 trillion yuan [2] - The automotive industry is focusing on digitalizing the entire consumption process, aiming to create a unified digital platform for automotive consumption [3] International News - European bank stocks have risen by 62% this year, reflecting expectations of global fiscal expansion and implications for yield curve control policies [6] - Malaysia's central bank lowered its inflation forecast for 2025 from 2%-3.5% to 1.5%-2.3% due to slowing cost and demand outlooks [6]

Group 1 - The core viewpoint of the articles emphasizes the importance of boosting automobile consumption in China as a means to stimulate economic growth and address industry challenges [2][3][5] - The China Automobile Dealers Association reported that the automobile consumption index for May 2025 is 81.6, indicating a slight increase from April, with expectations for June to remain stable or see a minor increase [1] - The "trade-in" policy is highlighted as a key driver for consumer purchasing decisions, with over 3.225 million applications for subsidies by May 11, 2025, and a total of over 10 million applications since the policy's implementation in 2024 [1] Group 2 - The Ministry of Commerce aims to support innovative practices in the automobile circulation sector, focusing on new and used cars, and the automotive aftermarket to enhance consumer demand [2][3] - The goal set by the Ministry of Commerce is to cultivate a number of innovative enterprises in the automobile circulation sector by 2027, promoting high-quality development in the market [3] - The articles stress the need for policy coordination and the elimination of barriers to ensure a healthy and competitive market environment, which includes enhancing regulatory measures against unfair competition [4][5]

Core Insights - The "2025 State-Owned Enterprises Luoyang Action" event resulted in 43 cooperation agreements with a total investment of 118.1 billion yuan [1] - The signed projects cover various sectors including infrastructure, green energy, advanced manufacturing, green chemicals, modern logistics, cultural tourism, commerce, and finance [1] Group 1: Investment Agreements - 43 cooperation agreements were signed, with a total investment amounting to 118.1 billion yuan [1] - Key projects include the Southwest Storage and Logistics Base, shale gas exploration, and the Southwest International Automobile Consumption Park [1] Group 2: Investment Opportunities - Four investment opportunity lists were released, covering new productive forces, energy and chemicals, transportation logistics, and modern services, totaling 207 projects with an investment of 227.7 billion yuan [1] - Recent investments from central enterprises in Luzhou exceeded 75 billion yuan, while provincial state-owned enterprises invested nearly 30 billion yuan [2] Group 3: Future Collaborations - Future collaborations will focus on modern infrastructure, industrial transformation, and ecological protection [2] - Sichuan Energy Development Group plans to invest approximately 10 billion yuan in Luzhou, emphasizing coal power generation and 220 kV line construction [2] Group 4: Industrial Development - Luzhou is developing a leading industrial structure with a world-class quality liquor industry cluster and a significant green chemical base [2] - The city is also focusing on sectors like equipment manufacturing, electronic information, advanced materials, and biopharmaceuticals [2]