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上半年山西省金融运行数据解读
Financial Overview - As of June 30, the total social financing stock in Shanxi Province reached 6.9 trillion yuan, a year-on-year increase of 8.7% [1] - The balance of various loans from financial institutions in the province was 4.8 trillion yuan, growing by 7.6% year-on-year, which is 0.8 percentage points higher than the national average [1] Financial Support for Key Areas - Financial institutions signed loan contracts worth 24.84 billion yuan with enterprises in technology innovation and technological transformation, with 8.19 billion yuan disbursed [2] - Green loan balance reached 549.76 billion yuan, an increase of 46.7 billion yuan since the beginning of the year [2] - Loans for agriculture, private economy, and inclusive small and micro enterprises grew by 1.6%, 9.3%, and 21.6% year-on-year, respectively [2] Policy Initiatives - The People's Bank of Shanxi Province has drafted measures to support high-quality economic development, focusing on green finance, pension finance, and digital finance [2] - A communication mechanism has been established with 14 departments to coordinate financial support and policy information dissemination [2] Technological and Green Finance - A 'dual leadership' mechanism with the provincial science and technology department has been established to support financial supply to technology enterprises [3] - Financial institutions are guided to allocate more resources to green low-carbon development and to innovate green financial products [3] Real Estate Development - The People's Bank has initiated a 30 billion yuan re-loan for affordable housing, supporting the acquisition of existing properties for rental housing [4] - As of June 30, the balance of real estate loans in the province was 610.64 billion yuan, with a year-on-year growth of 2.9% [6] Consumer Spending Support - The focus on boosting consumption is a priority for economic work in 2025, with measures to enhance financial support for consumer goods and services [7] - A total of 10 billion yuan has been allocated for re-loans to support service consumption and the elderly care sector [8] - Personal consumption loans in the province reached 690.12 billion yuan, a year-on-year increase of 6.1%, surpassing the national average by 3.1 percentage points [8]
农发行四川乐山市分行累计投放7.76亿元贷款 助新市民圆“安居梦”
Zheng Quan Ri Bao· 2025-07-22 06:50
据悉,此次投放的1.76亿元贷款将持续用于收购乐山市已建成的2994套存量商品房。这些房源经改造 后,将作为保障性租赁住房投入使用,总建筑面积达27.64万平方米。此举不仅直接增加了乐山市保障 性租赁住房的有效供给,缓解了特定群体住房压力,也显著促进了当地存量商品房的去库存,实现资源 盘活与民生保障的双赢。 当前,农发行乐山市分行正积极向人民银行申报保障性住房再贷款,以期用足用好国家优惠政策,进一 步降低项目融资成本,有效助力乐山市加快构建多主体供给、多渠道保障、租购并举的房地产发展新模 式,促进区域房地产市场平稳健康运行与民生持续改善。 本报记者余连斌通讯员葛翔罗旭 安居方能乐业。为切实解决新市民、青年人等群体住房困难,助力实现"住有所居",农发行四川乐山市 分行积极发挥政策性金融职能,于近日再投放1.76亿元住房租赁团体购房贷款,专项用于收购乐山市 2994套存量商品房,将其转化为保障性租赁住房。截至目前,该支行已累计向该项目投放7.76亿元贷 款,为盘活区域存量房地产资源注入强劲的金融动能。 住房租赁团体购房贷款是农发行贯彻落实党中央、国务院关于"统筹消化存量房源和优化增量住房"决策 部署的重要举措。该 ...
中信银行绍兴分行:多元服务助力产城人文融合发展
Ren Min Wang· 2025-06-13 14:13
Group 1 - The core viewpoint emphasizes the role of CITIC Bank Shaoxing Branch in enhancing financial services and innovative products to support local economic development and urban integration [1] - As of the end of Q1, the total loan balance of CITIC Bank Shaoxing Branch reached 65.282 billion yuan, an increase of 4.728 billion yuan since the beginning of the year [1] - The loan balances for green and strategic emerging industries increased by 1.825 billion yuan and 1.010 billion yuan respectively since the beginning of the year [1] - The coverage rate of services for national-level "specialized, refined, characteristic, and innovative" enterprises exceeds 70% [1] Group 2 - CITIC Bank Shaoxing Branch provided a 102.6 million yuan housing rental group purchase loan within 25 working days to support a local talent service company in acquiring residential properties for affordable rental housing [1] - The bank utilized the "Medical Insurance Loan" product to issue a 2 million yuan loan to a grassroots nursing home, addressing financing difficulties due to lack of collateral [2] - CITIC Bank Shaoxing Branch issued a 266 million yuan loan through the "Common Prosperity Loan" product to support the integration of culture and tourism for rural revitalization [2] - A special credit plan of 300 million yuan was provided for the tourism enhancement project in Meizhu Ancient Village, aiming to transform it into a model for future rural development [2]