Core Viewpoint - The development history of Shenzhen as a Special Economic Zone over 45 years is a remarkable narrative of reform and innovation, with Ping An Bank playing a significant role as both a witness and a participant in this journey [3] Group 1: Technology Finance - Ping An Bank actively constructs a "customer + product + policy + ecosystem" operational system to provide comprehensive financial services for technology enterprises [4] - The bank has increased support for advanced manufacturing and technology innovation sectors, with a focus on specialized small and medium enterprises, enhancing customer cultivation and professional support [4] - As of mid-2025, the number of technology enterprise clients reached 29,270, a 6.7% increase from the previous year, and the loan balance for technology enterprises was 193.436 billion yuan, up 13.2% [4] Group 2: Green Finance - Ping An Bank elevates green finance to a strategic level, supporting Shenzhen's green transformation through innovative products and services [5] - The bank has established a diversified product system including green loans, green bonds, and carbon finance, providing comprehensive financial support for the green low-carbon circular economy [5][6] - As of mid-2025, the balance of green loans was 251.746 billion yuan, reflecting a 6.0% increase from the previous year [5] Group 3: Inclusive Finance - Ping An Bank has developed a digital inclusive finance model, enhancing financing efficiency and reducing costs for small and micro enterprises through online products [7] - The bank actively participates in community financial projects, supporting affordable housing and old community renovations to ensure equitable access to financial development [7] - As of mid-2025, the total amount of loans and advances issued by the bank reached 3.4 trillion yuan, a 1.0% increase, with new loans for inclusive small and micro enterprises amounting to 133.917 billion yuan, a 33.6% year-on-year growth [7] Group 4: Pension Finance - Ping An Bank is proactively planning for the aging population by offering a range of stable financial products tailored to retirement needs [9] - The bank collaborates with its insurance subsidiary to create solutions for home-based and community-based elderly care, enhancing the pension service rights system [9] - Over 2 million pension accounts have been opened, supporting diverse retirement needs for residents [9] Group 5: Digital Finance - Ping An Bank prioritizes digital transformation as a core driver of development, implementing a comprehensive digital operation strategy [10] - As of mid-2025, the number of registered users on the Ping An Pocket Bank APP reached 178 million, a 2.0% increase from the previous year [10] - The bank's technological advancements are not only enhancing its own operations but also empowering the financial industry in Shenzhen and the Greater Bay Area [10]

近年来，湖北省深入践行"绿水青山就是金山银山"理念，坚定不移走生态优先、绿色发展之路，围绕美 丽湖北建设、整体提升支点的生态承载力，将良好生态环境作为最普惠的民生福祉，由生态大省向生态 强省迈进。 湖北省持续推进生态省"五级联创"，深入开展"绿水青山就是金山银山"价值转化实践探索，累计创建生 态文明建设示范区32个、"绿水青山就是金山银山"实践创新基地9个，通过省级统筹、地方实践，逐步 探索出具有湖北特色的"两山"转化路径和模式，将生态本底优势源源不断地转化为经济社会发展胜势。 享补偿红利，绘绿色底色 近日，国家发展和改革委员会发布了《国家发展改革委办公厅关于生态综合补偿实施方案的复函》，湖 北省石首市、丹江口市、十堰市郧阳区三地上榜。 其中，丹江口市此次的入选将进一步提升全市的生态补偿能力，推动绿色产业升级，为扛牢"一泓清水 永续北上"使命担当，更好发挥丹江口市南水北调中线水源安全保障核心区功能作用注入新动能。 据了解，湖北省多地采用的生态补偿模式，主要是建立健全生态补偿机制，提升生态系统服务功能，鼓 励生态良好地区提供更多的清洁空气、干净水源、洁净土壤等优质公共属性生态产品，推动实现保 护"绿水青山"者受 ...

Core Viewpoint - The rapid growth of Shanghai Pudong Development Bank's Changsha Branch over the past 21 years reflects its commitment to customer-centric service and its significant contributions to the economic development of Hunan Province [1] Group 1: Financial Services and Inclusive Finance - As of the end of March, the bank has served over 65,000 corporate clients and 5.132 million individual clients, with a total loan issuance of 934.6 billion yuan [1] - The bank's inclusive finance services have seen a loan balance of 6.082 billion yuan, with a net increase of 443 million yuan since the beginning of the year, serving 5,635 clients [3] - The bank has developed a "4+N+X" standardized product system to meet diverse financing needs, including products like "Hui Flash Loan" and "Hui Chain Loan" tailored for small and micro enterprises [4] Group 2: Rural Revitalization - The bank has launched various agricultural loans such as "Grain Loan" and "Aquaculture Loan" to support local agricultural development, with a total of 34.345 billion yuan in loans issued to rural and small micro enterprises [6] - The bank has established five village banks to enhance financial services in rural areas, focusing on direct support for agricultural and small business financing [6] Group 3: Consumer Promotion and Protection - The bank has initiated promotional activities like "One Yuan Movie" and "One Yuan Subway" to stimulate consumer spending, benefiting thousands of customers and generating significant transaction volumes [7][8] - The bank emphasizes consumer protection by providing specialized services for vulnerable groups, including the elderly and disabled, and has conducted extensive financial education outreach [9] Group 4: Corporate Social Responsibility - The bank has engaged in over 100 community service activities and donated more than 41 million yuan to various social causes, reinforcing its image as a responsible corporate citizen [12] - Recent donations include 1.22 million yuan for projects in Hunan, demonstrating the bank's commitment to social responsibility and community support [12]

Core Viewpoint - The financial institutions in Foshan are actively promoting green finance, with a significant increase in green loan balances and innovative financial products aimed at supporting low-carbon transitions in traditional industries and fostering new green industries [1][2]. Group 1: Green Loan Growth - As of March 2025, the green loan balance in Foshan reached 246.56 billion yuan, representing a year-on-year growth of 25.5% and a growth of 15.7% since the beginning of the year [1]. - Since 2024, Foshan's financial institutions have processed 1.03 billion yuan in green bill rediscounts, supporting traditional industries like building materials and textiles in their low-carbon transitions [1]. Group 2: Innovative Financial Products - Foshan's financial institutions have diversified their green finance offerings, introducing products such as energy revenue rights pledge loans, photovoltaic loans, green transformation upgrade loans, and carbon reduction-linked loans [2]. - The Bank of Communications Foshan Branch has implemented a sustainable development-linked loan scheme, allowing a ceramic company to reduce its loan interest rate by 10 basis points upon meeting specific carbon emission targets [2]. Group 3: Carbon Reduction Initiatives - Foshan's banks have issued 1.61 billion yuan in loans for emerging green projects, including distributed photovoltaics and clean energy generation, which are expected to reduce carbon dioxide emissions by 337,000 tons [1]. - The local financial institutions have signed credit agreements totaling 170 million yuan with ceramic industry associations and enterprises to support their green transformation [2]. Group 4: International Green Trade Support - Foshan has initiated a pilot program for mutual recognition of carbon labels between Guangdong and Hong Kong, providing comprehensive financial services for enterprises in carbon footprint accounting and energy-saving technology development [3]. - This initiative has helped local companies enhance their green product attributes and improve international market recognition, breaking down barriers to green trade [3].

Core Viewpoint - Green finance is a core engine for achieving carbon peak and carbon neutrality strategies, and it is crucial for promoting the green transformation of the economic structure [1] Group 1: Green Credit Growth - Guangfa Bank has focused on building a policy framework to support green development, resulting in a significant increase in green credit. By the end of 2024, the bank's green credit balance exceeded 200 billion yuan, with an increase of over 42% compared to the beginning of the year, indicating healthy and sustainable business growth [2] Group 2: Green Product System Development - The bank has innovated its product offerings to meet diverse industry needs, expanding beyond traditional green credit to include green bond underwriting, green investment, and green consumption products. The green consumption loan balance reached 11.2 billion yuan, showing a year-on-year growth of approximately 92% [3] Group 3: Organizational Management and Achievements - Guangfa Bank has strengthened its green operations and management, promoting energy conservation and efficiency. The bank participated in tree planting activities and received recognition as an "Advanced Unit in Green Evaluation" by financial regulatory authorities. It also completed the construction of its first "zero-carbon outlet" and received multiple awards for its contributions to green finance [4]

Core Viewpoint - Under the "dual carbon" goals, Xiamen Bank focuses on product innovation, technology empowerment, and policy collaboration to build a multi-level green financial service system, supporting regional green industry upgrades. As of June 2024, the bank's green credit balance reached 9.208 billion yuan, with a compound annual growth rate of 57.30% over the past three years [1]. Group 1: Product Innovation - Xiamen Bank has innovated green credit products to precisely support financing needs for green low-carbon development, launching products like "Photovoltaic Loan," "Carbon Emission Rights Pledge Loan," and "Energy Saving and Emission Reduction Loan" [2]. - The "Photovoltaic Loan" supports the operation, construction, and investment of photovoltaic power stations, offering flexible collateral options and addressing financing challenges in the photovoltaic industry. By June 2024, the bank served 34 clients under this loan, with a total issuance of 290 million yuan and an outstanding balance of over 270 million yuan, contributing to a reduction of 57,000 tons of CO2 emissions annually [2]. - The "Carbon Emission Rights Pledge Loan" allows carbon emission rights to be used as collateral, encouraging clients to use the funds for energy-saving renovations and equipment updates, thus revitalizing existing carbon assets [2][3]. Group 2: Technology Empowerment - Xiamen Bank enhances its green financial services through technology, embedding green credit recognition processes into its corporate credit system and ensuring compliance and traceability in the approval process [4]. - The bank is developing a green credit management system that will utilize AI and big data for automatic classification of green credit, assessing corporate green performance, and measuring carbon emissions and environmental benefits [4]. Group 3: Policy Collaboration - In 2023, Xiamen Bank was included in the People's Bank of China's "Carbon Reduction Support Tool" framework, combining fiscal, monetary, and financial tools to lower funding costs and provide low-cost credit to enterprises [5]. - The bank successfully facilitated the first "Technical Innovation Fund New Electric Dual Carbon Project" loan for a Taiwanese enterprise, demonstrating its role in supporting green energy production and consumption [5][6]. - Xiamen Bank actively expands its green financial services in areas like rural revitalization and cross-strait cooperation, achieving rapid growth in its green finance business [6].