Group 1 - The balance of deposits for non-financial enterprises in Beijing increased by 6.0% year-on-year as of the end of September, marking a relatively high growth rate over the past three years [1] - As of the end of September, the total RMB loan balance in Beijing reached 12.02 trillion yuan, with a year-on-year growth of 7.6%, an increase of 0.3 percentage points compared to the end of June [1] - Corporate loans increased by 8.6% year-on-year, maintaining a rapid growth rate, while household loans grew by 6.3%, with a steady increase compared to the end of June [1] Group 2 - As of the end of August, the balance of loans after adjustments for Beijing's financial "five major articles" was 6.8 trillion yuan, reflecting a year-on-year growth of 10.9% [2] - Loans in key sectors such as technology, green finance, inclusive finance, elderly care, and digital finance saw year-on-year growth rates of 8.8%, 22.5%, 13.3%, 65.7%, and 10.7% respectively [2] - The weighted average interest rate for loans in Beijing was 3.34% in September, a decrease of 36 basis points year-on-year, effectively reducing financing costs for enterprises [2] Group 3 - The total RMB deposit balance in Beijing reached 26.66 trillion yuan by the end of September, with a year-on-year growth of 2.9%, an increase of 0.5 percentage points compared to the end of June [2] - Household deposits increased by 8.6% year-on-year, while non-financial enterprise deposits grew by 6.0%, indicating sustained growth in both categories [2]

Core Insights - The People's Bank of China reported that as of the end of September, the total loan balance in Shanghai reached 12.89 trillion yuan, with a year-on-year growth of 7.1%, remaining stable compared to the previous month [1][2] Loan Growth - In the first three quarters, RMB loans increased by 601.3 billion yuan, which is a decrease of 302 billion yuan compared to the same period last year [2] - The breakdown of RMB loans shows that household loans increased by 260.7 billion yuan, while corporate loans rose by 273.1 billion yuan [2] - Foreign currency loans increased by 3.6 billion USD in September, with a total increase of 3.6 billion USD in the first three quarters, which is an increase of 8.8 billion USD year-on-year [2] Deposit Growth - The total deposit balance in Shanghai reached 23.84 trillion yuan by the end of September, with a year-on-year growth of 8.4% [4] - RMB deposits increased by 1.7 trillion yuan in the first three quarters, which is an increase of 218.2 billion yuan compared to the previous year [4] - Foreign currency deposits increased by 20.5 billion USD in the first three quarters, which is an increase of 9.1 billion USD year-on-year [4] Personal and Corporate Deposits - Personal fixed-term deposits increased by 288.8 billion yuan in the first three quarters, while corporate notice deposits rose by 143.7 billion yuan [5] - The increase in personal savings includes a rise in demand deposits and notice deposits, while corporate savings saw a significant increase in notice deposits and large-denomination certificates of deposit [5]

8月上海人民币贷款增加47亿元，同比少增839亿元。分部门看，住户部门贷款增加175亿元 ，其中，短 期贷款增加69亿元，中长期贷款增加106亿元；企（事）业单位贷款减少149亿元，其中，短期贷款增加 57亿元，中长期贷款增加30亿元，票据融资减少181亿元；非银行业金融机构贷款减少36亿元。 8月上海人民币存款增加3923亿元，同比多增2960亿元。其中，住户存款增加79亿元，同比少增369亿 元。 北京商报讯（记者 廖蒙）9月17日，人民银行上海总部发布2025年8月上海货币信贷运行情况。数据显 示，截至8月末，上海人民币贷款余额12.22万亿元，同比增长7.3%，增速比上月末低0.8个百分点。 ...

三、人民币存款增加3923亿元，外币存款增加23亿美元 8月末，上海本外币存款余额23.47万亿元，同比增长8.6%，增速比上月末高1.2个百分点。人民币存款 余额22.2万亿元，同比增长8.7%，增速比上月末高1.4个百分点；外币存款余额1788亿美元，同比增长 7%，增速比上月末低1.3个百分点。 8月份，人民币存款增加3923亿元，同比多增2960亿元。其中，住户存款增加79亿元，同比少增369亿 元；非金融企业存款增加948亿元，同比多增172亿元；财政性存款减少440亿元，同比多减277亿元；非 银行业金融机构存款增加2780亿元，同比多增2858亿元。外币存款增加23亿美元，同比少增19亿美元。 9月17日，央行上海总部公布8月上海货币信贷运行情况。 一、人民币贷款增加47亿元，外币贷款增加14亿美元 8月末，上海本外币贷款余额12.8万亿元，同比增长7.1%，增速比上月末低0.7个百分点。人民币贷款余 额12.22万亿元，同比增长7.3%，增速比上月末低0.8个百分点；外币贷款余额815亿美元，同比增长 3.5%，增速比上月末高1.9个百分点。 8月份，人民币贷款增加47亿元，同比少增839亿元 ...

Core Insights - The People's Bank of China (Shanghai Headquarters) reported on the monetary credit situation in Shanghai for August 2025, indicating a total loan balance of 12.8 trillion yuan, reflecting a year-on-year growth of 7.1%, which is a decrease of 0.7 percentage points from the previous month [1] Summary by Category Overall Loan Balance - As of the end of August, the total balance of RMB loans was 12.22 trillion yuan, with a year-on-year growth of 7.3%, down 0.8 percentage points from the previous month [1] - The foreign currency loan balance stood at 81.5 billion USD, showing a year-on-year increase of 3.5%, which is an increase of 1.9 percentage points compared to the previous month [1] Loan Increases and Decreases - In August, RMB loans increased by 4.7 billion yuan, which is a decrease of 83.9 billion yuan year-on-year [1] - By sector, household loans increased by 17.5 billion yuan, with short-term loans rising by 6.9 billion yuan and medium to long-term loans increasing by 10.6 billion yuan [1] - Corporate loans decreased by 14.9 billion yuan, with short-term loans increasing by 5.7 billion yuan and medium to long-term loans rising by 3 billion yuan, while bill financing decreased by 18.1 billion yuan [1] - Non-bank financial institution loans decreased by 3.6 billion yuan [1] - Foreign currency loans increased by 1.4 billion USD, which is an increase of 1.5 billion USD year-on-year [1]

Core Insights - The People's Bank of China (Shanghai Headquarters) reported on the monetary and credit situation in Shanghai for August 2025, indicating a significant increase in both local and foreign currency deposits [1] Group 1: Deposit Growth - As of the end of August, the total balance of local and foreign currency deposits in Shanghai reached 23.47 trillion yuan, reflecting a year-on-year growth of 8.6%, which is an increase of 1.2 percentage points compared to the previous month [1] - The balance of RMB deposits stood at 22.2 trillion yuan, with a year-on-year growth of 8.7%, marking an increase of 1.4 percentage points from the end of the previous month [1] - The balance of foreign currency deposits was 178.8 billion USD, showing a year-on-year increase of 7%, although this growth rate decreased by 1.3 percentage points compared to the previous month [1] Group 2: Breakdown of Deposit Changes - In August, RMB deposits increased by 392.3 billion yuan, which is 296 billion yuan more than the same month last year [1] - Household deposits rose by 7.9 billion yuan, which is a decrease of 36.9 billion yuan year-on-year [1] - Non-financial corporate deposits increased by 94.8 billion yuan, which is an increase of 17.2 billion yuan compared to the previous year [1] - Fiscal deposits decreased by 44 billion yuan, which is a reduction of 27.7 billion yuan year-on-year [1] - Deposits from non-bank financial institutions rose by 278 billion yuan, which is an increase of 285.8 billion yuan year-on-year [1] - Foreign currency deposits increased by 2.3 billion USD, which is a decrease of 1.9 billion USD compared to the same month last year [1]

Core Insights - The People's Bank of China Shanghai Headquarters reported on the monetary credit situation in the Yangtze River Delta region for July 2025, indicating a total loan balance of 75.31 trillion yuan, a year-on-year growth of 9.0%, but a decrease of 0.2 percentage points compared to the previous month [1] - The balance of RMB loans reached 74.45 trillion yuan, with a year-on-year increase of 9.3%, reflecting a decline of 0.3 percentage points from the previous month [1] - Foreign currency loans amounted to 120.4 billion USD, showing a year-on-year decrease of 10.4%, although the growth rate improved by 2.7 percentage points compared to the previous month [1] Loan Breakdown - In July, RMB loans decreased by 171.1 billion yuan, which is a reduction of 185.9 billion yuan year-on-year [1] - Household sector loans fell by 161.5 billion yuan, with a year-on-year increase in reduction of 109 billion yuan, including a drop of 125.6 billion yuan in short-term loans and 35.9 billion yuan in medium to long-term loans [1] - Corporate loans decreased by 47.5 billion yuan, with a year-on-year increase in reduction of 84.5 billion yuan, where short-term loans decreased by 159.4 billion yuan and medium to long-term loans decreased by 91 billion yuan, while bill financing increased by 207.2 billion yuan [1] - Non-bank financial institution loans increased by 22.8 billion yuan, with a year-on-year increase of 11.1 billion yuan [1] - Foreign currency loans decreased by 2.7 billion USD, which is a reduction of 4.4 billion USD year-on-year [1]

Group 1 - The core viewpoint of the article highlights the monetary and credit situation in Shanghai as of July 2025, indicating a year-on-year growth in both local and foreign currency loans, but with a decline in growth rates compared to the previous month [1] Group 2 - As of the end of July, the total balance of loans in Shanghai reached 12.79 trillion yuan, reflecting a year-on-year increase of 7.8%, with a decrease in growth rate of 0.6 percentage points from the previous month [1] - The balance of RMB loans stood at 12.21 trillion yuan, showing a year-on-year growth of 8.1%, also down by 0.6 percentage points from the previous month [1] - The balance of foreign currency loans was 801 billion USD, with a year-on-year increase of 1.6%, and a decline in growth rate of 0.5 percentage points compared to the previous month [1] Group 3 - In July, RMB loans decreased by 44.8 billion yuan, which is a larger reduction compared to the same month last year by 69 billion yuan [1] - Household sector loans increased by 14.5 billion yuan, with short-term loans rising by 3.1 billion yuan and medium to long-term loans increasing by 11.4 billion yuan [1] - Corporate loans decreased by 74.8 billion yuan, with short-term loans down by 34 billion yuan and medium to long-term loans down by 40.6 billion yuan, while bill financing increased by 4.2 billion yuan [1] - Non-bank financial institution loans increased by 9 billion yuan [1] - Foreign currency loans decreased by 2.3 billion USD, which is a larger reduction compared to the same month last year by 0.5 billion USD [1]

Group 1: Loan Data - As of the end of June, the total loan balance in the Yangtze River Delta region reached 75.5 trillion yuan, with a year-on-year growth of 9.2%, an increase of 0.1 percentage points from the previous month [1] - The balance of RMB loans was 74.62 trillion yuan, growing by 9.6% year-on-year, also up by 0.1 percentage points from the previous month [1] - Foreign currency loans amounted to 123.1 billion USD, showing a year-on-year decline of 13.1%, but the growth rate increased by 3.4 percentage points from the previous month [1] Group 2: Deposit Data - By the end of June, the total deposit balance in the Yangtze River Delta region was 84.88 trillion yuan, with a year-on-year growth of 8%, an increase of 1.2 percentage points from the previous month [2] - The balance of RMB deposits was 82.04 trillion yuan, growing by 7.6% year-on-year, up by 1.1 percentage points from the previous month [2] - Foreign currency deposits reached 397.1 billion USD, with a year-on-year increase of 18.1%, and the growth rate improved by 1.9 percentage points from the previous month [2] Group 3: Sector Breakdown - In the first half of the year, RMB loans increased by 4.81 trillion yuan, which is 505 billion yuan more than the previous year [1] - Household sector loans increased by 264.4 billion yuan, which is 27.8 billion yuan less than the previous year, with short-term loans decreasing by 94.9 billion yuan and medium to long-term loans increasing by 359.3 billion yuan [1] - Corporate loans rose by 4.45 trillion yuan, which is 175.1 billion yuan more than the previous year, with short-term loans increasing by 1.91 trillion yuan and medium to long-term loans increasing by 2.37 trillion yuan [1]

Core Insights - The People's Bank of China Shanghai Headquarters reported that in the first half of 2025, the total RMB loans increased by 563 billion yuan, while foreign currency loans increased by 2 billion USD [1] Summary by Category Loan Balances - As of the end of June, the total balance of RMB and foreign currency loans in Shanghai reached 12.85 trillion yuan, reflecting a year-on-year growth of 8.4%, with a slight decrease in growth rate by 0.2 percentage points compared to the end of the previous month [1] - The balance of RMB loans was 12.26 trillion yuan, showing a year-on-year increase of 8.7%, with a decrease in growth rate by 0.5 percentage points from the previous month [1] - The balance of foreign currency loans stood at 82.4 billion USD, marking a year-on-year growth of 2.1%, with an increase in growth rate by 5 percentage points compared to the previous month [1] Loan Increases - In the first half of the year, RMB loans increased by 563 billion yuan, which is 121 billion yuan less than the same period last year [1] - Household sector loans increased by 196.6 billion yuan, with short-term loans decreasing by 5 billion yuan and medium to long-term loans increasing by 201.5 billion yuan [1] - Corporate loans increased by 314 billion yuan, with short-term loans rising by 130.7 billion yuan and medium to long-term loans increasing by 186.6 billion yuan, while bill financing decreased by 12.3 billion yuan [1] - Non-bank financial institution loans decreased by 9.5 billion yuan [1] Monthly Performance - In June, RMB loans increased by 109.9 billion yuan, which is 38.3 billion yuan less than the same month last year [1] - In the first half of the year, foreign currency loans increased by 2 billion USD, which is 4.1 billion USD more than the same period last year [1] - In June, foreign currency loans increased by 1.7 billion USD, which is 4.2 billion USD more than the same month last year [1]