北京商报讯（记者 岳品瑜 董晗萱）12月26日，人民银行上海市分行发布2025年11月长三角地区货币信 贷运行情况。11月末，长三角地区本外币各项贷款余额76.24万亿元，同比增长8.4%，增速较上月末低 0.1个百分点；人民币贷款余额75.37万亿元，同比增长8.5%，增速比上月末低0.1个百分点；外币贷款余 额1231亿美元，同比增长1.7%，增速比上月末低0.4个百分点。 11月份，长三角地区人民币贷款增加2002亿元，同比少增124亿元。分部门看，住户部门贷款减少420亿 元，同比多减1057亿元，其中，短期贷款减少354亿元，中长期贷款减少66亿元；企（事）业单位贷款 增加2295亿元，同比多增1059亿元，其中，短期贷款增加813亿元，中长期贷款增加550亿元，票据融资 增加899亿元；非银行业金融机构贷款减少31亿元，同比多减130亿元。外币贷款减少41亿美元，同比多 减6亿美元。 ...

11月份，长三角地区人民币贷款增加2002亿元，同比少增124亿元。分部门看，住户部门贷款减少420亿 元，同比多减1057亿元，其中，短期贷款减少354亿元，中长期贷款减少66亿元；企(事)业单位贷款增 加2295亿元，同比多增1059亿元，其中，短期贷款增加813亿元，中长期贷款增加550亿元，票据融资增 加899亿元；非银行业金融机构贷款减少31亿元，同比多减130亿元。外币贷款减少41亿美元，同比多减 6亿美元。 人民财讯12月26日电，央行上海总部发布2025年11月长三角地区货币信贷运行情况，11月末，长三角地 区本外币各项贷款余额76.24万亿元，同比增长8.4%，增速较上月末低0.1个百分点；人民币贷款余额 75.37万亿元，同比增长8.5%，增速比上月末低0.1个百分点；外币贷款余额1231亿美元，同比增长 1.7%，增速比上月末低0.4个百分点。 ...

11月份，长三角地区人民币存款增加2391亿元，同比少增1807亿元。其中，住户部门存款增加1760亿 元，同比多增291亿元；非金融企业存款增加730亿元，同比少增2133亿元；财政性存款减少1723亿元， 同比多减872亿元；非银行业金融机构存款增加985亿元，同比多增1398亿元。外币存款增加30亿美元， 同比多增73亿美元。 人民财讯12月26日电，央行上海总部发布2025年11月长三角地区货币信贷运行情况，11月末，长三角地 区本外币各项存款余额86.28万亿元，同比增长8.0%，增速较上月末低0.2个百分点；人民币存款余额 83.39万亿元，同比增长7.5%，增速较上月末低0.3个百分点；外币存款余额4082亿美元，同比增长 25.2%，增速比上月末高2.5个百分点。 ...

12月15日，中国人民银行上海总部公布2025年11月上海货币信贷运行情况。具体如下： 一、人民币贷款增加455亿元，外币贷款减少25亿美元 11月末，上海本外币贷款余额12.95万亿元，同比增长7%，增速比上月末低0.3个百分点。人民币贷款余 额12.36万亿元，同比增长7%，增速比上月末低0.1个百分点；外币贷款余额839亿美元，同比增长 9.2%，增速比上月末低2.4个百分点。 11月份，人民币贷款增加455亿元，同比少增74亿元。分部门看，住户部门贷款增加97亿元 ，其中，短 期贷款减少33亿元，中长期贷款增加131亿元；企（事）业单位贷款增加379亿元，其中，短期贷款增加 184亿元，中长期贷款增加43亿元，票据融资增加157亿元；非银行业金融机构贷款减少55亿元。外币贷 款减少25亿美元，同比多减20亿美元。 三、人民币存款增加730亿元，外币存款减少21亿美元 11月末，上海本外币存款余额24.14万亿元，同比增长8.7%，增速比上月末低0.4个百分点。人民币存款 余额22.85万亿元，同比增长8.5%，增速比上月末低0.4个百分点；外币存款余额1814亿美元，同比增长 13.9%，增速比上月末 ...

Group 1 - The balance of deposits for non-financial enterprises in Beijing increased by 6.0% year-on-year as of the end of September, marking a relatively high growth rate over the past three years [1] - As of the end of September, the total RMB loan balance in Beijing reached 12.02 trillion yuan, with a year-on-year growth of 7.6%, an increase of 0.3 percentage points compared to the end of June [1] - Corporate loans increased by 8.6% year-on-year, maintaining a rapid growth rate, while household loans grew by 6.3%, with a steady increase compared to the end of June [1] Group 2 - As of the end of August, the balance of loans after adjustments for Beijing's financial "five major articles" was 6.8 trillion yuan, reflecting a year-on-year growth of 10.9% [2] - Loans in key sectors such as technology, green finance, inclusive finance, elderly care, and digital finance saw year-on-year growth rates of 8.8%, 22.5%, 13.3%, 65.7%, and 10.7% respectively [2] - The weighted average interest rate for loans in Beijing was 3.34% in September, a decrease of 36 basis points year-on-year, effectively reducing financing costs for enterprises [2] Group 3 - The total RMB deposit balance in Beijing reached 26.66 trillion yuan by the end of September, with a year-on-year growth of 2.9%, an increase of 0.5 percentage points compared to the end of June [2] - Household deposits increased by 8.6% year-on-year, while non-financial enterprise deposits grew by 6.0%, indicating sustained growth in both categories [2]

Core Insights - The People's Bank of China reported that as of the end of September, the total loan balance in Shanghai reached 12.89 trillion yuan, with a year-on-year growth of 7.1%, remaining stable compared to the previous month [1][2] Loan Growth - In the first three quarters, RMB loans increased by 601.3 billion yuan, which is a decrease of 302 billion yuan compared to the same period last year [2] - The breakdown of RMB loans shows that household loans increased by 260.7 billion yuan, while corporate loans rose by 273.1 billion yuan [2] - Foreign currency loans increased by 3.6 billion USD in September, with a total increase of 3.6 billion USD in the first three quarters, which is an increase of 8.8 billion USD year-on-year [2] Deposit Growth - The total deposit balance in Shanghai reached 23.84 trillion yuan by the end of September, with a year-on-year growth of 8.4% [4] - RMB deposits increased by 1.7 trillion yuan in the first three quarters, which is an increase of 218.2 billion yuan compared to the previous year [4] - Foreign currency deposits increased by 20.5 billion USD in the first three quarters, which is an increase of 9.1 billion USD year-on-year [4] Personal and Corporate Deposits - Personal fixed-term deposits increased by 288.8 billion yuan in the first three quarters, while corporate notice deposits rose by 143.7 billion yuan [5] - The increase in personal savings includes a rise in demand deposits and notice deposits, while corporate savings saw a significant increase in notice deposits and large-denomination certificates of deposit [5]

Core Insights - The People's Bank of China (PBOC) Shanghai Headquarters released the monetary credit operation data for Shanghai as of August 2025, indicating a total RMB loan balance of 12.22 trillion yuan, with a year-on-year growth of 7.3%, which is a decrease of 0.8 percentage points compared to the previous month [1] Loan and Deposit Summary - As of the end of August, Shanghai's RMB loans increased by 4.7 billion yuan, which is a year-on-year decrease of 83.9 billion yuan [1] - By sector, household loans increased by 17.5 billion yuan, with short-term loans rising by 6.9 billion yuan and medium to long-term loans increasing by 10.6 billion yuan [1] - Corporate loans decreased by 14.9 billion yuan, with short-term loans increasing by 5.7 billion yuan, medium to long-term loans rising by 3 billion yuan, and bill financing decreasing by 18.1 billion yuan [1] - Non-bank financial institution loans decreased by 3.6 billion yuan [1] - In August, Shanghai's RMB deposits increased by 392.3 billion yuan, which is a year-on-year increase of 296 billion yuan [1] - Household deposits increased by 7.9 billion yuan, which is a year-on-year decrease of 36.9 billion yuan [1]

Group 1: Loan Data - As of the end of August, the total balance of domestic and foreign currency loans in Shanghai reached 12.8 trillion yuan, a year-on-year increase of 7.1%, with a growth rate 0.7 percentage points lower than the previous month [1] - In August, the increase in RMB loans was 4.7 billion yuan, which is 83.9 billion yuan less than the same month last year. Household loans increased by 17.5 billion yuan, while corporate loans decreased by 14.9 billion yuan [1][2] - Foreign currency loans increased by 1.4 billion USD, which is 1.5 billion USD more than the same month last year [1] Group 2: Deposit Data - The total balance of domestic and foreign currency deposits in Shanghai reached 23.47 trillion yuan, a year-on-year increase of 8.6%, with a growth rate 1.2 percentage points higher than the previous month [3] - In August, RMB deposits increased by 392.3 billion yuan, which is 296 billion yuan more than the same month last year. Non-financial corporate deposits increased by 94.8 billion yuan [3] - Foreign currency deposits increased by 2.3 billion USD, which is 1.9 billion USD less than the same month last year [3] Group 3: Specific Deposit Types - In August, RMB personal large-denomination certificates of deposit increased by 6.7 billion yuan, which is 14.3 billion yuan more than the same month last year [4] - Non-financial enterprises' margin deposits increased by 43.8 billion yuan, which is 16.1 billion yuan more than the same month last year [4] - The increase in RMB time deposits and structured deposits was 9.1 billion yuan and 1.4 billion yuan, respectively, which is a decrease compared to the same month last year [4]

Core Insights - The People's Bank of China (Shanghai Headquarters) reported on the monetary credit situation in Shanghai for August 2025, indicating a total loan balance of 12.8 trillion yuan, reflecting a year-on-year growth of 7.1%, which is a decrease of 0.7 percentage points from the previous month [1] Summary by Category Overall Loan Balance - As of the end of August, the total balance of RMB loans was 12.22 trillion yuan, with a year-on-year growth of 7.3%, down 0.8 percentage points from the previous month [1] - The foreign currency loan balance stood at 81.5 billion USD, showing a year-on-year increase of 3.5%, which is an increase of 1.9 percentage points compared to the previous month [1] Loan Increases and Decreases - In August, RMB loans increased by 4.7 billion yuan, which is a decrease of 83.9 billion yuan year-on-year [1] - By sector, household loans increased by 17.5 billion yuan, with short-term loans rising by 6.9 billion yuan and medium to long-term loans increasing by 10.6 billion yuan [1] - Corporate loans decreased by 14.9 billion yuan, with short-term loans increasing by 5.7 billion yuan and medium to long-term loans rising by 3 billion yuan, while bill financing decreased by 18.1 billion yuan [1] - Non-bank financial institution loans decreased by 3.6 billion yuan [1] - Foreign currency loans increased by 1.4 billion USD, which is an increase of 1.5 billion USD year-on-year [1]

Core Insights - The People's Bank of China (Shanghai Headquarters) reported on the monetary and credit situation in Shanghai for August 2025, indicating a significant increase in both local and foreign currency deposits [1] Group 1: Deposit Growth - As of the end of August, the total balance of local and foreign currency deposits in Shanghai reached 23.47 trillion yuan, reflecting a year-on-year growth of 8.6%, which is an increase of 1.2 percentage points compared to the previous month [1] - The balance of RMB deposits stood at 22.2 trillion yuan, with a year-on-year growth of 8.7%, marking an increase of 1.4 percentage points from the end of the previous month [1] - The balance of foreign currency deposits was 178.8 billion USD, showing a year-on-year increase of 7%, although this growth rate decreased by 1.3 percentage points compared to the previous month [1] Group 2: Breakdown of Deposit Changes - In August, RMB deposits increased by 392.3 billion yuan, which is 296 billion yuan more than the same month last year [1] - Household deposits rose by 7.9 billion yuan, which is a decrease of 36.9 billion yuan year-on-year [1] - Non-financial corporate deposits increased by 94.8 billion yuan, which is an increase of 17.2 billion yuan compared to the previous year [1] - Fiscal deposits decreased by 44 billion yuan, which is a reduction of 27.7 billion yuan year-on-year [1] - Deposits from non-bank financial institutions rose by 278 billion yuan, which is an increase of 285.8 billion yuan year-on-year [1] - Foreign currency deposits increased by 2.3 billion USD, which is a decrease of 1.9 billion USD compared to the same month last year [1]