点击按钮▲立即预约 " 摩根士丹利认为，香港楼市在经历七年低迷后，有望迎来 4—5 年的上升周期；瑞银认为，香港住宅物业市场正处于转折点，将在未来 3—5 年进入上升周期。 " 文 /巴九灵（微信公众号：吴晓波频道） 回暖的香港楼市 清晨的西九龙高铁站，人潮还没散去，一位中介已经带着广州的看房团奔向楼盘，一个月能促成十余宗交易；另一位深圳的中介，最近"常驻"香 港，"咨询的客户太多，每天都在加班"。售楼处，挤满了南来北往的普通购房者，其中不乏近两年流入香港的人才，趁着政策松动、利率下滑，一 举实现"租转买"。 楼盘的热度，更是令人目不暇接。香港启德天玺 · 天第2期次轮销售56个单位即日全数售罄， 超额认购达37倍， 已经连续两轮销售实现"日光"； 湾仔春园街SPRING GARDEN项目两小时售罄，套现超5.6亿港元；九龙城瑧博首日发售，115套房源即日沽清…… 一个个"日光"项目、一阵阵购房浪潮，把一种久违的热度推上台面——香港楼市，仿佛悄悄按下了"加速键"。 差饷物业估价署数据显示，香港9月私人住宅售价指数升至292.5，连续第四个月上涨，创14个月以来新高。 价格在上涨，成交量更是一路踩油门。据中原地 ...

美国10月成屋销售量环比上涨1.2% 销售量创8个月新高 中新社华盛顿11月20日电 (记者 沙晗汀)美国全国房地产经纪商协会(National Association of Realtors)当地 时间20日公布数据显示，今年10月美国成屋销售量环比上涨1.2%，销售量创造8个月来的最高值。 数据显示，美国10月成屋销售量按年率计算为410万套，环比上涨1.2%，同比上涨1.7%。价格方面，10 月成屋价格中值为41.52万美元，同比增长2.1%。该数据已连续28个月上涨。 库存方面，10月底待售房屋共152万套，环比下降0.7%，同比增长10.9%，低于疫情前约200万套的平均 水平。按照当前销售速度，需要4.4个月售出市场上的所有房屋。在供需平衡的市场，通常需要5个月至 6个月来售出市场上所有房屋。 本文为转载内容，授权事宜请联系原著作权人 中新经纬版权所有，未经书面授权，任何单位及个人不得转载、摘编或以其它方式使用。 关注中新经纬微信公众号(微信搜索"中新经纬"或"jwview")，看更多精彩财经资讯。 美国住房金融机构房地美(Freddie Mac)20日公布数据显示，美国30年期固定抵押贷款平均利 ...

Group 1 - Freddie Mac reported that the average rate for a 30-year fixed mortgage in the U.S. has dropped to 6.17%, the lowest since October 3, 2024 [1] - The mortgage rate has decreased for four consecutive weeks, down from 6.19% the previous week and 6.72% a year ago [1] - The decline in mortgage rates is attributed to expectations of interest rate cuts by the Federal Reserve, enhancing the purchasing power of potential homebuyers, which is seen as positive news for the real estate market [1] Group 2 - The Mortgage Bankers Association indicated that mortgage applications, including home purchases and refinancing, increased by 7.1% in the past week [1] - The National Association of Realtors reported a 1.5% month-over-month increase in existing home sales for September, marking the highest sales volume in seven months [1]

Group 1 - In September, U.S. existing home sales increased by 1.5% month-over-month, reaching the highest level in seven months, with an annualized rate of 4.06 million units sold [1] - The median home price in September was $415,200, marking a 2.1% year-over-year increase, continuing a 27-month upward trend [1] - The inventory of homes for sale at the end of September was 1.55 million units, reflecting a 1.3% month-over-month increase and a 14% year-over-year increase, although still below the pre-pandemic average by about 2 million units [1] Group 2 - Analysts attribute the rise in existing home sales primarily to a decrease in mortgage rates, influenced by the Federal Reserve's interest rate cuts [1] - The average rate for a 30-year fixed mortgage fell to 6.19%, the lowest level since October 3, 2024 [1] - Economists predict that despite the increase in home sales due to lower mortgage rates, overall sales for the year are expected to be slightly higher than last year's figures due to economic uncertainties [2]

Group 1 - The Federal Reserve is expected to restart interest rate cuts in September, which may lead to a decrease in China's LPR (Loan Prime Rate) on September 22, benefiting homebuyers by lowering borrowing costs [1][11] - Recent employment data in the U.S. shows a significant drop in non-farm payrolls, with July's increase at only 73,000, well below the expected 104,000, raising concerns about a potential recession [4][6] - The market anticipates a high probability of a rate cut by the Federal Reserve in September, with discussions around whether it will be a 25 or 50 basis point cut [6][12] Group 2 - The current LPR rates are 3.00% for 1-year loans and 3.50% for 5-year loans, reflecting a trend of declining interest rates in recent years [9][8] - There is an expectation that domestic LPR could see a reduction of over 10 basis points by the end of the year, with potential cuts in September and December [11][12] - Projections suggest that by 2026, there may be significant room for further cuts in China's LPR, potentially exceeding 150 basis points, which would ease the burden of mortgage interest for homebuyers [12]

Core Viewpoint - The current real estate market is no longer a "one-size-fits-all" scenario, with significant differentiation between property types and locations [3][5]. Market Dynamics - In cities like Suzhou, the second-hand housing market is highly competitive, with older properties struggling to sell unless prices are significantly reduced [3]. - Conversely, high-quality new properties are in high demand, with developers investing heavily in aesthetics and functionality, leading to a supply-demand imbalance [5]. Property Categories for Sale - **Category 1**: Poor-performing assets that are unlikely to appreciate or rent out, such as old properties in undesirable locations, should be sold to avoid further depreciation [7]. - **Category 2**: Properties that can be exchanged for better opportunities, such as older buildings in prime locations being sold for newer, more desirable units, can provide stable cash flow [8]. Properties to Hold - **Category 1**: Properties in core urban areas undergoing redevelopment may benefit from government incentives and infrastructure improvements, making them valuable to hold [9]. - **Category 2**: High-quality improvement housing that meets national standards is receiving favorable policy treatment, making it wise to retain these assets [9]. - **Category 3**: Properties with rental yields above 2% are recommended for holding, especially those yielding over 3%, as they provide stable cash flow during market downturns [9]. Financial Considerations - Mortgage rates have been decreasing, reducing monthly payment burdens for homeowners, which may lead to increased affordability and potentially higher property prices in the future [10].

Core Insights - The recent combination of interest rate cuts and new public housing policies has led to a significant increase in activity in the Shanghai new housing market [1] - Some new developments reported a 30% increase in visitor numbers, with one project attracting over 500 groups of potential buyers over the weekend [1] - The declining mortgage interest rates are positively influencing the purchasing mindset of first-time homebuyers, with "2% range" mortgage rates expected to become mainstream in the near future [1]