好消息是，最近美联储9月已经要重启降息，则中国的LPR利率也有望在9月22日再次降息，由此引导国内房贷利率进一步下降， 届时，准备买房的人，购买成本更低了，对还没买房的人来说，当然称得上一大利好。 想必你也知道了，最近，美联储主席鲍威尔跟特朗普杠上了，川普二进宫以后，他就希望快速降息，但是他觉得鲍威尔压根就不配合他， 所以，过去几个月，川普就只能用抱怨、指责的方式，甚至威胁要罢免他的方式，试图让鲍威尔听话。 川普觉得，只有快速降息才能拉动经济，才能打赢明年11月的中期选举。 但是鲍威尔却认为，特朗普压根无法预料的关税政策会刺激通胀，所以要等等看。面对这种情况，川普也没辙，毕竟向来美国总统只有提名美 联储主席的权力，任免权在参议院。所以，川普即使是看鲍威尔不顺眼，也没法罢免他。 不过，最近倒是有个好消息让特朗普欣喜不已：美联储理事库格勒（Adriana Kugler）上周末提出辞职，并将于本周五（8月8日）生效， 这就为特朗普提前将下一届美联储主席塞入美联储，提供了绝佳机会。 特朗普完全可以将听话的人提名为美联储理事，等明年5月鲍威尔任期结束，再提名让这个人上任美联储主席。 估计8月8日前后，特朗普就会决定提名 ...

Core Viewpoint - The current real estate market is no longer a "one-size-fits-all" scenario, with significant differentiation between property types and locations [3][5]. Market Dynamics - In cities like Suzhou, the second-hand housing market is highly competitive, with older properties struggling to sell unless prices are significantly reduced [3]. - Conversely, high-quality new properties are in high demand, with developers investing heavily in aesthetics and functionality, leading to a supply-demand imbalance [5]. Property Categories for Sale - **Category 1**: Poor-performing assets that are unlikely to appreciate or rent out, such as old properties in undesirable locations, should be sold to avoid further depreciation [7]. - **Category 2**: Properties that can be exchanged for better opportunities, such as older buildings in prime locations being sold for newer, more desirable units, can provide stable cash flow [8]. Properties to Hold - **Category 1**: Properties in core urban areas undergoing redevelopment may benefit from government incentives and infrastructure improvements, making them valuable to hold [9]. - **Category 2**: High-quality improvement housing that meets national standards is receiving favorable policy treatment, making it wise to retain these assets [9]. - **Category 3**: Properties with rental yields above 2% are recommended for holding, especially those yielding over 3%, as they provide stable cash flow during market downturns [9]. Financial Considerations - Mortgage rates have been decreasing, reducing monthly payment burdens for homeowners, which may lead to increased affordability and potentially higher property prices in the future [10].