12月12日，由上海证券报与交通银行上海市分行联合主办、基煜基金全程协办的"上证·大虹桥金融高质量发展大会"在上海长宁举办。中信建投执行委员会 委员、财富管理委员会主任王广学在会上表示，在客户数量日趋庞大的背景下，将客户进行有效分层，以提供更高质量的服务。 当下，AI已成为提高财富管理效率和专业能力的重要工具。王广学还介绍了中信建投的AI运用场景：一是面向理财规划师，借助灵犀平台圈客群、查画 像、挖商机，变"人找业务"为"产品找人"；二是利用Deep Timing投研平台帮助个人客户或中小客户实现交易平权。 据了解，本次大会是上海证券报年度重磅活动之一，围绕"时代新叙事·财富新未来"主题，大会重点探讨中国财富管理行业如何穿越经济周期，提升财富管 理竞争力，支持实体经济等议题。 针对高客、富裕客群，王广学称，中信建投更多以总部赋能，为其提供产品配置方案，甚至为部分超高客群提供"1+1+N"的专业服务模式。 "理财资金在50万元以下、10万元以下，甚至1万元以下的客群才是大多数。"王广学认为，这部分占比较高的大众客群，不可能靠理财规划师来寻求一对一 的投顾服务。因此，中信建投针对这类客户打造了四个普惠中心，以AI ...

冬日的北京，一场关于"钱"的对话温暖呈现。 12月11日，2025年度北京商业品牌大会金融消费专题论坛在北京召开。论坛期间举行了题为"居民财富 迁徙与牛市下财富'前景'"的圆桌对话，工银理财市场营销部总经理宋禹君、 中信建投（601066）证券 财富委副主任李响、嘉实财富副总经理邝霞、北京人寿总精算师邵宁等人围绕存款搬家等热点话题展开 讨论。 邵宁还称，在基础保障配置完善的前提下，家庭可以结合生命周期、资产结构及负债情况等因素进行匹 配长期规划的保险配置。有一定经济实力的中年期家庭，保费比例可提升至12%—15%，配置"保证+浮 动"理财类寿险产品，匹配子女教育、养老规划。进入老年期后，建议侧重配置一些能够提供稳定现金 流的保险产品，如养老年金保险，确保晚年生活有稳定的经济来源。 在圆桌讨论中，来自金融机构的嘉宾还分享了他们在实践中如何应对挑战、引导客户走向理性。中信建 投证券财富委副主任李响介绍，目前中信建投证券有三方面做法。一是重点打造"灵犀平台"，为整个服 务体系构建一个强大的"智能大脑"；二是全面升级"优问系统"，构建"智能+人工"融合的客户服务响应 机制。三是探索建设"普惠中心"，构建长尾客群的集约 ...

三是探索建设"普惠中心"，构建长尾客群的集约化服务体系，打通CRM、集中交易等四大核心系统，建立统一客户ID，推动普惠数智平台落地，夯实底层 技术基座。建设智能辅助、智能教练、智能外呼、智能质检等智能工具，搭载大模型多轮对话引擎，员工辅助工具实时弹窗客户画像与推荐话术，效率显著 提升，可主动向客户推送金融业务投教、市场异动提醒、产品到期通知或配置优化建议。通过这套集约化的智能运营体系，能以较低的成本，为过去难以覆 盖的海量长尾客户提供持续、主动、有价值的关怀与服务，也标志着从"被动响应"全面转向"主动触达"，真正将普惠金融落到实处。 北京商报讯（记者 李海媛）12月11日，由中外企业文化、北京商报社主办的2025年度北京商业品牌大会金融消费专题论坛在北京召开。中信建投证券财富 委副主任、零售客群发展中心负责人李响在《居民财富迁徙与牛市下财富"钱景"》的圆桌讨论中，就金融科技助力下，如何让普通客户也可以得到千人千面 的优质、适当服务的问题，发表了观点。 据李响介绍，目前中信建投证券有三方面做法。一是重点打造"灵犀平台"。要实现千人千面，前提是真正"认识"每一位客户。但面对千万级的海量客户，人 工认知显然不现实。 ...

Summary of the Conference Call for Jiecheng Co., Ltd. Industry and Company Overview - **Company**: Jiecheng Co., Ltd. (捷成股份) - **Industry**: Film and Television, AI Technology, Content Creation Key Points and Arguments 1. **Financial Improvement**: Jiecheng Co. is expected to resolve its financial issues through the personal stock transfer by CEO Xu and the anticipated receipt of over 200 million yuan from Tencent, which will open up financing channels and improve the company's financial situation significantly [2][3][17] 2. **AI Empowerment in Video Technology**: The company is actively expanding its AI-enabled audio and video technology, collaborating deeply with Douyin to utilize the AI intelligent editing system Chat TV to create short dramas from copyrighted content, accumulating hundreds of thousands of followers [2][3][4] 3. **Development of AI Production Systems**: Jiecheng Co. has developed an AI production system for animation and is collaborating with Tomato Novel to develop IP content, with expectations of significant increases in traffic and revenue by 2026 [2][4] 4. **Vector Database and Data Monetization**: The company has established the largest vector database in the film and television industry, utilizing self-developed video understanding models for data commercialization [2][5] 5. **Multi-Agent Creation Matrix**: Jiecheng Co. plans to build a multi-agent creation matrix through self-operated, joint ventures, and open platforms, aiming to become a leading force in AIGC (Artificial Intelligence Generated Content) in China [2][6] 6. **Short Drama and Animation Production**: The company is focusing on high-quality and regulated short dramas, with plans to increase production of AI-generated dramas significantly in 2026 [3][12][20] 7. **Policy Impact**: Recent domestic policies are expected to positively impact Jiecheng Co.'s long-form content and reduce risks in content production, enhancing the company's ability to manage content in the broadcasting sector [15] 8. **Revenue Growth Expectations**: Despite a decline in overall performance in the first three quarters of 2025, the company anticipates significant growth in 2026 and 2027, targeting an annual growth rate of no less than 25% [17] Additional Important Information 1. **Collaboration with Platforms**: Jiecheng Co. is collaborating with various platforms, including Douyin and Tomato Novel, to enhance its content offerings and distribution strategies [19] 2. **AI Technology in Content Creation**: The company is leveraging AI technology to improve the efficiency and quality of content production, particularly in animation, by providing tools for skilled artists [5][11] 3. **Market Positioning**: Jiecheng Co. aims to maintain its traditional long video platform revenue while expanding into new business areas supported by AI technology [21] 4. **Production Models**: The company is exploring different operational models, including self-operated studios, joint ventures with leading animation companies, and an open platform for training and production [6][10] This summary encapsulates the key insights from the conference call, highlighting Jiecheng Co.'s strategic direction, financial outlook, and innovative approaches in the film and television industry.

Core Insights - The application of artificial intelligence (AI) in China's insurance industry is experiencing a qualitative leap, transitioning from conceptual exploration to industrial implementation in the first half of 2025 [1] - Intelligent transformation is becoming the core driving force for the industry's upgrade, fundamentally changing traditional insurance business models [1] Group 1: Underwriting and Claims Processing - The underwriting process is undergoing deep transformation with AI, addressing long-standing challenges in processing unstructured data [1] - Ping An Property & Casualty has achieved an intelligent issuance rate of 81.2% in car insurance, reducing average processing time to under one minute [1] - ZhongAn Insurance's cloud core system "Wujieshan" generated 6.699 billion policies in the first half of the year, with an automated underwriting rate of 99% [1] - Claims processing has seen significant improvements, with Ping An's "111 Fast Claim" service achieving a 59% share of instant claims, and injury claims automated processing rate reaching 55% [1][2] Group 2: Customer Service and Risk Assessment - China Life's digital underwriting system has an intelligent review rate of 95.8%, and its new intelligent customer service has an accuracy rate exceeding 95% [2] - Sunshine Insurance's remote service has achieved a 65% automation rate in the entire process, with an 82% satisfaction rate for intelligent services [2] - ZhongAn's "Lingxi Platform" deployed nearly 110 intelligent robots, handling 450 million calls in the first half of the year [2] - Ping An's anti-fraud system intercepted losses of 6.44 billion yuan, a 6% year-on-year increase [2] Group 3: Strategic Development and Future Outlook - Many insurance companies are elevating AI to a core strategic level, with China Pacific Insurance emphasizing "AI+" as a key strategy [3] - The insurance industry is transitioning from "scale-driven" to "efficiency-driven" and "value-driven" models due to the deep integration of AI technology [3] - The intelligent transformation is not only enhancing operational efficiency and reducing costs but also paving new paths for high-quality development in the insurance sector [3]

Group 1 - The core issue in brand marketing is the difficulty in connecting data and conversion, leading to challenges in creating a clear strategic picture for companies [1] - Xiaohongshu announced the opening of its Lingxi platform and the launch of the "Grass Direct" feature, which allows users to jump from content to external transaction platforms, enhancing product sales [1][3] - The Lingxi platform provides comprehensive insights across various dimensions, enabling brands to connect the dots from product selection to conversion and data review [1][2] Group 2 - The Lingxi platform covers over 210,000 SPUs, 1.3 billion attribute words, and 7,500 emotional words, providing brands with unprecedented predictive capabilities [2] - The introduction of the SPU potential list helps brands quickly identify high-potential products with strong user interest and purchasing intent [2] - The marketing landscape is shifting from a "finite game" to an "infinite game," where user behavior across platforms complicates effective content conversion [2] Group 3 - The "Grass Direct" feature enhances the conversion chain by allowing seamless transitions from content to transactions, improving brand visibility and user behavior recognition [3] - A case study of Fulejia shows that using both "Grass" and "Grass Direct" features led to over 10 million in business increments and a 28% improvement in ROI compared to traditional methods [3] - The feature strengthens the community's authenticity by integrating quality content with timely purchase links, fostering user trust [3] Group 4 - The Lingxi platform allows brands to trace user paths and motivations, identifying key drop-off points in the purchasing process to enhance conversion rates [4] - Companies can create a self-driven growth cycle by forming a loop of "insight-grass-conversion-optimization," leading to more precise targeting and efficient spending [4] - Xiaohongshu is establishing a new competitive landscape by transforming authentic content into business growth, emphasizing the importance of converting traffic into assets [4]

Core Insights - The second "Grass Planting Awards" by Xiaohongshu showcased 533 case submissions from 395 brands across 85 industries, with Beike, beU, and Yike Da winning the top awards [1] - Beike saw a year-on-year increase of over 24 times in transaction volume on Xiaohongshu, contributing to its lead in media-generated leads [1] - New brands like Yike Da and beU have successfully leveraged Xiaohongshu for growth, with Yike Da achieving a total sales increase to 1 billion and beU's GMV growing by 43 million in the past year [1] Group 1: Xiaohongshu's Marketing Innovations - Xiaohongshu's "Lingxi" platform provides intelligent insights and metrics, allowing brands to better understand market trends and consumer opportunities [3][5] - The platform is now available for free to all registered brands, particularly benefiting small and medium-sized businesses [3] - The "Grass Planting Direct" feature was officially launched to enhance the efficiency of the marketing process, allowing brands to track and optimize their investments more effectively [10][12] Group 2: Brand Growth Strategies - Brands utilizing the "Lingxi" platform have reported significant growth, with Hisense's new product achieving over 80 million GMV in three months, largely attributed to insights from Lingxi [5][6] - The platform helps brands identify new market segments, such as the growing interest in gaming among TV consumers, allowing for targeted marketing strategies [6][7] - The combination of "Grass Planting" and "Grass Planting Direct" has proven to be an effective strategy, with brands experiencing a 28% improvement in ROI compared to traditional methods [10][12] Group 3: Market Trends and Consumer Insights - The awards highlighted a clear upward trend in consumer goods, lifestyle services, and internet content services, particularly among emerging brands [1] - The Lingxi platform's recent upgrades allow brands to measure brand awareness and reputation across various industries, enhancing their marketing strategies [9] - Brands are increasingly focused on understanding the effectiveness of their marketing efforts, shifting from "how to plant grass" to "how effective is the grass planting" [12]