2026年伊始，商业与公积金贷款利率的同步下调，给楼市带来了首个利好消息，叠加此前已落地的公积金对绿色住宅、高品质住宅的专项支持政策，青岛 房地产市场逐渐形成"金融减负+品质激励"的双重利好格局。一系列政策不仅大幅降低了购房成本，更通过精准引导，让安全、绿色、智慧的"好房子"成 为市场消费主流，为青岛房地产市场平稳健康发展注入了新活力。 利率双降落地： 购房成本迈入"低息红利期" 1月1日起，青岛存量商业贷款与公积金贷款利率同步调整。公积金贷款方面，根据中国人民银行发布的《关于下调个人住房公积金贷款利率的通知》，自 2025年5月8日起，新发放的个人住房公积金贷款利率下调0.25个百分点。具体调整为首套住房：5年以下（含5年）利率从2.35%降至2.1%，5年以上利率从 2.85%降至2.6%。第二套住房：5年以下（含5年）利率从2.775%降至2.525%，5年以上利率从3.325%降至3.075%。而对于2025年5月8日以前已经发放的个 人住房公积金存量贷款，利率调整从2026年1月1日开始执行，无需借款人申请。 此次公积金调整力度突出，成为"好房子"置业的"低息引擎"。顺行房屋（青岛）咨询副总经理李济 ...

12月30日，财政部、国家税务总局发布公告宣布，自2026年1月1日起，个人（不含个体工商户中的一般 纳税人）将购买不足2年的住房对外销售的，按照3%的征收率全额缴纳增值税；个人将购买2年以上 （含2年）的住房对外销售的，免征增值税。 此次新政将原5%的征收率下调至3%，通过降低交易税负释放政策红利，成为稳楼市政策"组合拳"的重 要一环。近期房地产领域新政持续密集落地，从需求端减负到供给端优化形成系统性支持，为行业向高 质量发展转型筑牢基础，更有助于提振市场信心，推动滨江集团（002244）等头部房企加速估值修复。 滨江集团打造高品质"好房子"的底气，根植于公司高质量交付水平与稳居行业第一梯队的稳健财务表 现。 2025年，滨江集团交付规模与销售业绩同步放量，全年累计交付项目43个，总交付面积达383.5万平方 米，其中杭州地区交付项目35个，累计惠及25020户家庭；销售端同步实现1017亿元全口径销售额，行 业标杆地位稳固，稳居全国房企第一梯队。 财务端，截至2025年末，公司债务结构优化成效持续显现。公司权益有息负债规模压降至262亿元，较 2024年末减少超40亿元，较2022年末实现规模缩减近半；融 ...

产文融合彰显温度。大荒庄村庄改造以"建设+招商+运营"模式打造社区生活广场,建成后预计新增就业 500余个；投资1.26亿元的西海岸老年大学三沙路校区启用并斩获省市级工程奖项。 未来,城发集团将持续践行国企担当,在优化城市功能、提升生活品质、赋能产业升级的征程上笃定前行, 续写城市焕新与民生幸福的时代华章。 居住品质跃升。城发集团累计改造119个老旧小区,惠及2.4万户居民、改造建筑面积超230万平方米。同 步推进和悦瑞城、灵湾瑞城等四大高品质住宅项目,其中灵湾瑞城入选青岛市智能建造项目,和悦瑞城获 评建筑施工"四位一体"标准化工地(示范级)。 基建民生双线赋能。总投资8.4亿元、全长19.14公里的瓦韩路西延工程有效破解建设难题,加快推进实施, 建成后将成为青潍都市圈的重要东西向交通大通道；连江路石油公司天桥提前8个月竣工,海西湾光伏车 棚等微更新项目精准落地；长安路片区改造(二期)交付16栋高品质住宅、1400余套房源,700余户居民喜 迁新居,配套完善、机制创新的宜居典范获群众认可。 城市更新是驱动高质量发展的核心引擎,更是厚植民生福祉的关键抓手。2023年以来,城发集团锚定国企 使命,累计承建项目17 ...

北京的购房者们，今天手机可能被一则重磅消息刷屏了。没错，就在今天，北京四部门联合发文，对施 行多年的住房限购政策进行了近年来一次力度可观的优化调整。当我仔细读完这份通知，我感觉这不像 是一剂期待市场立刻反转的"强心针"，而更像是一颗意义明确的 "信号弹" ，它照亮了未来房地产政策 可能行进的方向。 这次调整，有两个核心动作值得我们仔细琢磨。第一，是放宽了非京籍家庭的购房门槛。无论是五环内 从3年社保减到2年，还是五环外从2年减到1年，这都是在向那些真实工作、生活在这座城市，有稳定贡 献的新市民释放善意，旨在逐步满足他们的安居需求。第二，是明确支持多子女家庭的改善需求。京籍 多子女家庭可在五环内购三套，这直接回应了"生了娃、换了房"的现实生活轨迹，政策的人情味和针对 性变得更强了。 而比限购放松更关键的，是信贷政策的"模糊化"处理。通知里提到，银行在确定房贷利率时，"不再区 分首套住房和二套住房"。这等于把具体的定价权，更多地交还给了银行，让他们根据客户风险和市场 情况来定。这或许意味着，未来那些信用资质优良的真实改善型客户，有可能获得更接近首套的利率， 降低换房成本。再加上二套公积金首付比例从30%微调至25 ...

一家房企负责人在上海土地竞价大厅里，为徐汇区低密别墅地块举起第28轮竞价牌，他紧盯着的不再是周转速度，而是产品品质的未来。楼市的暖风正悄然 改变着行业的呼吸节奏。 "高周转、高杠杆"的时代一去不返，房地产行业在经历深度调整后，正迎来一次从底层逻辑到顶层设计的系统重构。 如果说增量市场做的是"加法"，那存量市场做的则是"乘法"——通过重组、整合与链接，将沉睡的资源转化为城市发展的新动能。 中央经济工作会议为2026年房地产工作定下基调，提出 "因城施策控增量、去库存、优供给"。这三个词精准地描绘了房地产发展新模式的轮廓：从无序扩 张转向精细耕作，从满足"有没有"转向追求"好不好"。 过去的房地产市场，如同开足马力的快车，追求速度和规模。如今，这列快车正驶向一个名为 "高质量发展" 的全新站台。数据显示，2025年上半年，全国 70个大中城市新建商品住宅价格指数同比降幅已连续8个月收窄，市场预期正逐步改善。 从上海到成都，再到青岛，一场关于"好房子"的静默革命正在上演。成都越秀·阅今沙将公园、商业与社区融为一体，青岛海信悦澜山则用不到百平米的精 巧户型，满足中等收入家庭的改善需求。 市场的反馈热烈而直接。成都新规 ...

Core Viewpoint - The real estate market in several core cities in China is stabilizing through supply and demand adjustments, with new and second-hand housing transactions showing growth in the first 11 months of the year [1] Group 1: Supply-Side Adjustments - Cities are implementing "reduction" strategies by controlling new supply to alleviate inventory pressure and stabilize prices, with national real estate development investment down 15.9% and new construction area down 20.5% year-on-year [2] - In Guiyang, the focus has shifted from large-scale projects to smaller, high-quality land parcels, resulting in a 1.9% year-on-year increase in new housing sales over the first ten months [2] Group 2: Cost Reduction Measures - Various regions are reducing housing costs by adjusting restrictive purchasing policies and expanding the use of housing provident funds, such as Shenzhen's new regulations allowing for the withdrawal of funds for down payments and taxes [3] - Yangjiang in Guangdong has introduced tax incentives for housing transactions, which contributed to the sale of 6,260 units [3] Group 3: Policy Innovations - Innovative use of "housing vouchers" is being implemented in several areas, with Quzhou issuing 3,150 vouchers that generated nearly 2 billion yuan in sales and reduced the sales cycle for residential properties [4] - Xiamen has also adopted housing vouchers to channel demand into the primary housing market, resulting in the purchase of 8,743 units from January to October [4] Group 4: Focus on Housing Quality - Enhancing housing quality is a key focus for many regions, with a push for high-quality residential projects that meet market demand, as seen in Wuhan where over 40 premium projects were launched, selling more than 15,000 units [6] - In Dezhou, Shandong, 11 high-quality residential projects sold over 2,800 units, accounting for 20% of the city's total housing sales [6]

Core Insights - The Hubei real estate market is experiencing a positive development trend characterized by high-quality housing leading consumer demand, a recovering land auction market, and an overall upgrade in industry standards [1] Group 1: Hot Sales and Market Demand - In Wuhan, a recent project sold 112 out of 162 units within 35 minutes, achieving a sales volume of 2.38 billion yuan and a nearly 70% absorption rate [2] - Another project in Jianghan District sold over 100 units within an hour, generating a sales volume of 5.2 billion yuan with a 100% absorption rate [4] - The hot sales of these properties reflect a strong market recognition of high-quality residential value, boosting confidence in the Hubei real estate market [4] Group 2: Quality Recognition and Awards - Hubei has 63 real estate projects that have received the "Guangsha Award," the highest honor in the real estate development industry, showcasing excellence in planning, engineering quality, and service [6] - Three projects in Xiangyang and Shiyan have achieved a national high-quality residential "three-star" rating, highlighting Hubei's competitiveness in residential quality construction [6] Group 3: Land Market Activity - The recent land auction in Wuhan generated a total revenue of 8.66 billion yuan from 26 plots, with significant competition leading to a high premium rate of 20.49% for one plot [7] - The active participation of private enterprises in land bidding indicates a comprehensive recovery of market confidence, extending from central urban areas to new districts [7] Group 4: Market Outlook - Experts predict a steady development trend in the Hubei real estate market, with a shift from competition based solely on "usable area" to a comprehensive evaluation of "location + amenities + services" [8] - The market is expected to continue its recovery into the fourth quarter, driven by high-quality projects stimulating demand and enhancing investment confidence [8] - The Hubei real estate market is anticipated to maintain a steady growth trajectory, contributing to regional economic development while meeting the public's housing needs [8]

经过中海地产与北京城建的竞价角逐，最终由中海地产旗下北京海铧房地产开发有限公司，以124800万 元竞得该地块，副中心再添一高品质住宅。 日前，通州区老城平房棚户区改造项目一期九棵树南地块FZX-0302-6017二类居住用地，成功出让。 通州区老城平房棚户区改造项目一期九棵树南地块FZX-0302-6017地块 该地块地处城市副中心0302街区核心的九棵树板块，位于五到六环之间。 该地块堪称"黄金配置" 地块向北直线600米范围内，便是毗邻九棵树地铁站的阳光新生活广场、通州领展广场等成熟商业体， 可满足购物、休闲、消费等多元需求。 南侧推窗即见通州云景公园，是面向居民的天然生态休闲空间。 西侧900米以内，聚集了通州第一实验小学、东直门医院通州院区等优质教育与医疗资源，全方位覆盖 生活所需。 地块四至明确：东至九棵树中路，南至规划FZX-0302-6018、6019、6020地块，西至规划一路，北至街 坊一路。 交通出行尤为便捷，直线距离地铁八通线九棵树站仅约600米，距离东侧地铁梨园站也仅1公里，为未来 居民提供高效通勤保障。 △项目位置 生活配套方面 根据规划， 该地块的用地规模2.47万平方米，规划地 ...

新京报讯 据"北京通州发布"微信公众号消息，日前，通州区老城平房棚户区改造项目一期九棵树南地 块FZX-0302-6017二类居住用地成功出让。 经中海地产与北京城建的竞价角逐，最终由中海地产旗下北京海铧房地产开发有限公司，以124800万元 竞得该地块，副中心将再添一高品质住宅。 项目位置示意图。图/"北京通州发布"微信公众号 生活配套方面，该地块向北直线600米范围内，便是毗邻九棵树地铁站的阳光新生活广场、通州领展广 场等成熟商业体，可满足购物、休闲、消费等多元需求。南侧推窗即见通州云景公园，是面向居民的天 然生态休闲空间。西侧900米以内，聚集了通州第一实验小学、东直门医院通州院区等教育与医疗资 源。 根据规划，该地块的用地规模为2.47万平方米，规划地上建筑面积5.44万平方米，控制高度45米（局部 60米），容积率2.2，将营建低密度宜居社区。 在建筑设计方面，项目"多规合一"公示明确要求，临九棵树中路一侧建筑立面需提升城市景观视觉效 果，鼓励采用围合式院落布局，营造舒适的内部庭院空间。 该地块地处城市副中心0302街区核心的九棵树板块，位于五到六环之间。地块四至明确：东至九棵树中 路，南至规划FZ ...

Core Viewpoint - The successful sale of the land parcel in Chaoyang District, Beijing, reflects strong market recognition for high-quality residential land in core urban areas, with a final transaction price of 50.24 billion yuan, indicating an 18% premium over the starting price [1][2] Group 1: Land Sale Details - The land parcel, located in the core area of Chaoyang, covers approximately 2.89 hectares with a building scale of 80,800 square meters, designated for pure second-class urban residential use [1] - The starting price was set at 42.5 billion yuan, and the final sale price reached 50.24 billion yuan, resulting in a floor price of approximately 62,000 yuan per square meter [1] - The transaction is a significant milestone in the urban village renovation project in Chaoyang, aimed at improving living conditions and promoting orderly urban renewal [1] Group 2: Company and Industry Implications - Maoyuan Real Estate's high premium bid demonstrates the company's long-term confidence in the Beijing core real estate market [2] - This acquisition aligns with industry trends towards urban renewal and the supply of high-quality residential properties, combining residential attributes, reasonable planning indicators, and core location advantages [2] - The land parcel is expected to become a benchmark project that enhances both residential comfort and regional recognition, further improving the residential product supply structure in Chaoyang's core area [2]