鲁贸贷

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鄄城农商银行:金融活水助力外贸型企业发展
Qi Lu Wan Bao Wang· 2025-05-17 02:07
Group 1: Financial Support for Local Industries - The bank is implementing various measures to enhance financial support for the local hair product industry, including launching specific loan products like "Hair Loan" and "Lu Trade Loan" [3][10] - A total of 4.57 billion yuan in loans has been issued to 403 hair processing enterprises and individual processors in the county [3] - The bank's financial support aims to help the hair industry expand internationally, with products exported to Europe, America, and Japan [3][10] Group 2: Development of Outdoor Products Industry - The outdoor products industry in the region is thriving, with companies like Sheng Teng Outdoor Products leading the way, achieving an annual revenue of over 30 million yuan [5] - The company has established over 62 manual processing points, providing employment for more than 3,500 villagers [5] - The bank has issued 1.42 million yuan in loans to six outdoor product enterprises to support the industry's growth and international expansion [5][10] Group 3: Support for New Chemical Materials Industry - The new materials industry is represented by companies like Shandong Helichang New Materials, which produces 30,000 tons of new materials annually [7][9] - The company has received 10 million yuan in project loans from the bank, which has accelerated its project progress [9] - The bank has issued a total of 44 million yuan in loans to five new chemical enterprises to promote their products on the international stage [10]
无棣农商银行为实体经济发展献上“金”囊妙计
Qi Lu Wan Bao Wang· 2025-05-15 17:20
无棣农商银行坚守支农支小市场定位,深耕实体经济沃土,全面贯彻落实国家稳经济促发展政策要求,通过创新产品精准滴 灌、减费让利惠企利民、"一企一策"定制化服务等举措,不断增强金融服务与民企需求的适配性,助力实体经济向"新"前行, 向"高"攀登。 截至4月末,无棣农商银行实体贷款55.4亿元,较年初新增2.18亿元,累计为34户企业客户提供融资支持,发放贷款总额达7.24亿 元。 量体裁衣,让创业青年"轻装上阵" "没有无棣农商银行量身定制的贷款方案,我这个创业梦真不知道什么时候才能实现。"在无棣县水湾镇雅迪电动车门店内,徐 老板一边忙碌一边感慨。 年轻的徐老板是电动车行业的"行家里手"。凭借多年的从业经验和对市场的敏锐洞察,他从"电动车以旧换新"政策中找到了商 机,十分渴望拥有一家属于自己的门店。然而,装修、进货、宣传等启动资金的压力,让他迟迟难下决心。 转机出现在无棣农商银行的"大走访、大对接"活动中。客户经理了解到徐老板的需求后,迅速上门调研,结合其创业规划、资 金缺口及还款能力,量身定制金融方案,并开通绿色审批通道,仅用一天便成功放款30万元"惠棣助业贷"。如今,徐老板的门 店生意红火,成为当地电动车消费市 ...
依托融资协调机制,鱼台农商银行助力外贸企业稳健前行
Qi Lu Wan Bao Wang· 2025-04-29 02:32
下一步,鱼台农商银行将继续坚定不移地贯彻国家外贸支持政策,持续加大信贷投放力度,不断创新金 融产品和服务,进一步提升金融服务的质量和效率,与外贸企业携手共进,助力外贸企业在复杂市场环 境中稳订单、拓市场、强信心。 济宁海佳工贸有限公司是一家柳帘、竹帘、岗松帘加工销售企业,公司产品主要销往欧盟、东南亚国家 和地区。随着海外市场需求增加,企业接到大量订单,但由于原材料价格上涨以及生产规模扩张,同 时,国际市场竞争激烈,应收账款回笼周期较长,资金压力较大。我行小微企业协调机制工作专班在了 解到企业情况后,根据企业经营特点,为其办理"鲁贸贷",为企业发放纯信用贷款资金300万元,满足 了企业资金需求。 据悉,为了更好地服务外贸企业,鱼台农商银行在小微企业融资协调机制专班的基础上,还建立了外贸 企业专属服务团队,对辖内外贸企业逐户走访对接,全面摸排外贸企业的融资需求,为企业提供一对一 的金融服务。 鱼台农商银行积极响应外贸工作要求,勇担地方金融服务重任,依托小微企业融资协调机制,以"精准 对接、精准服务、精准滴灌"为导向,以加大信贷投放为核心举措,全力支持外贸企业持续发展,为地 方外贸企业注入强劲金融动力。截至2025 ...