新华财经济南11月26日电（记者贾云鹏）记者从山东省委金融办获悉，"十四五"以来，山东金融系统充 分发挥金融工具"四两拨千斤"作用，通过央行政策工具牵引、险资长期资金加持，推动金融资源向重点 领域集中。截至2025年9月末，全省科技、绿色、普惠等金融"五篇大文章"领域贷款余额达6.7万亿元， 同比增长16.3%，较各项贷款平均增速高出7.8个百分点，为绿色低碳高质量发展注入强劲动能。 （文章来源：新华财经） 绿色发展与普惠领域金融支持持续加力。全省构建"绿色信贷+绿色债券"体系，助力产业绿色转型；资 本市场方面，"十四五"时期企业发行绿色债、科创债、公募 REITs等创新产品融资1701.67亿元。普惠金 融领域，实施"金融+"行动，"鲁贸贷"等政策累计为外资外贸企业提供超1.95万亿元支持，对接文旅项 目343个、融资378亿元；个体工商户"育苗"行动累计放贷58.7亿元，惠及1.51万户。省市县三级民企金 融直连机制，为7842家企业解决融资1791.58亿元。 乡村振兴领域，金融服务精准下沉。山东引导银行加大对烟台苹果、寿光蔬菜等特色农产品信贷支持， 截至2025年9月末，普惠型涉农贷款余额9620.9 ...

记者张如意 实习生李名洋济南报道 11月13日上午,省政府新闻办举行新闻发布会,邀请省委金融办主要负责同志等介绍"十四五"时期推进山 东金融高质量发展情况。 近五年来,我省金融总量实现跨越式增长,社会融资规模增速连续25个季度高于全国,今年5月迈上25万亿 元台阶；本外币贷款余额增速连续20个季度高于全国,去年11月突破15万亿元,"十四五"规划的主要任务 目标均已提前完成。全省新发放企业贷款加权平均利率下降1.06个百分点,普惠小微企业下降1.82个百分 点,实实在在让利实体经济。 实施上市培育"十百千"计划,全省上市后备资源库企业达3556家。全省上市公司总数达430家,质量持续向 好,境内上市公司总市值达4.8万亿元,8家市值超千亿元。区域性股权市场交易更活跃,累计为8662家挂牌 企业融资2464.19亿元。债券市场规模稳步扩大,交易所债券余额突破万亿元。"险资入鲁"成效明显,吸引 超5800亿元长期资金,投向重大战略、重点领域、薄弱环节。 聚焦供需对接,央地协同、同向发力,部门联动、相向而行,以实体经济新需求,引领金融创新新供给,以金 融服务新供给,创造现代产业新需求。 强化向上沟通对接,与中央金融 ...

11月13日上午，山东省人民政府新闻办公室举行"高质量完成'十四五'规划"系列主题新闻发布会，山东 省委金融委员会办公室分管日常工作的负责同志等介绍"十四五"时期山东推进金融高质量发展情况。 山东省地方金融管理局局长陈颖介绍，"十四五"时期是山东金融高质量发展的关键五年。近五年来，山 东金融总量实现跨越式增长，社会融资规模增速连续25个季度高于全国，今年5月迈上25万亿元台阶;本 外币贷款增速连续20个季度高于全国，去年11月突破15万亿元，"十四五"规划的主要任务目标均已提前 完成。全省新发放企业贷款加权平均利率下降1.06个百分点，普惠小微企业下降1.82个百分点，实实在 在让利实体经济。 "险资入鲁"成效明显，吸引超5800亿元长期资金，投向重大战略、重点领域、薄弱环节。 优化服务实体机制方面，山东聚焦供需对接，央地协同、同向发力，部门联动、相向而行，以实体经济 新需求，引领金融创新新供给，以金融服务新供给，创造现代产业新需求。 强化向上沟通对接，与中央金融机构开展全方位合作，聚焦科技创新、乡村振兴等重点领域和项目，对 接争取资金8644.45亿元。深化部门协同联动，实施"金融+""+金融"行动。持续扩 ...

Core Viewpoint - The Bank of China Shandong Branch is actively implementing foreign exchange policies to enhance service delivery to enterprises, aiming to stabilize and improve foreign trade in the province through various initiatives and competitions [1][3]. Group 1: Foreign Exchange Policy Implementation - The bank is conducting the "Lü Trade and Finance for the People" foreign exchange skills competition to promote compliance with foreign exchange regulations and expand the benefits of foreign exchange policies [1]. - Since the beginning of the competition, the bank has focused on enhancing its capabilities in foreign exchange management and service delivery to the real economy, launching multiple initiatives to improve financial services [3]. Group 2: Service Initiatives and Achievements - The bank has organized over 38 promotional events and visited more than 950 enterprises to raise awareness of foreign exchange facilitation policies and encourage participation in the foreign exchange market [3]. - Collaborative efforts with organizations like China Export & Credit Insurance Corporation and the China-Europe Railway Express have been established to provide comprehensive cross-border financial services to export-oriented enterprises [3]. - The bank has served over 1,400 foreign trade enterprises and disbursed loans totaling 4.2 billion yuan, leading among financial institutions in the province [3]. Group 3: Industry-Specific Support - The bank has tailored foreign exchange products and services to meet the specific needs of the wood industry cluster, providing support for both raw material importers and product exporters [4]. - Financial products such as trade financing and cross-border quick loans are offered through digital platforms to meet the financing needs of various enterprises in the wood industry [4]. - The bank plans to continue implementing foreign exchange management requirements and facilitate enterprises' international expansion, contributing to the high-quality development of Shandong's open economy [4].

Core Viewpoint - The banking sector in Tai'an is actively promoting high-quality economic development through various financial services and initiatives, particularly focusing on inclusive finance and support for small and micro enterprises, foreign trade, consumption, and rural revitalization [1][14][25]. Group 1: Inclusive Finance and Support for Small Enterprises - As of June 2025, the outstanding loans for inclusive small and micro enterprises in Tai'an reached 101.46 billion yuan, a growth of 13.13% compared to the beginning of the year, exceeding the overall loan growth rate by 6.84 percentage points [1]. - The Tai'an Financial Regulatory Bureau has implemented targeted financial services for small and micro enterprises, including the "Anlan" brand initiative, focusing on key areas such as foreign trade, consumption, technology, private enterprises, and rural revitalization [1][25]. - A total of 165,824 loans amounting to 166.61 billion yuan have been issued to private enterprises, reflecting a growth of 7.47% since the beginning of the year [25]. Group 2: Support for Foreign Trade Enterprises - The Tai'an Financial Regulatory Bureau has launched a special action to support foreign trade enterprises, resulting in loans of 5.959 billion yuan issued to 479 foreign trade enterprises, with an average loan interest rate of 3.94%, which is 0.18 percentage points lower than the average rate for small and micro enterprises [2][6]. - The cross-border loan product introduced by the Industrial and Commercial Bank of China has facilitated quick financing for foreign trade enterprises, exemplified by a loan of 1.9 million yuan approved within three days for a company facing collateral shortages [6][10]. Group 3: Consumption and Rural Revitalization - As of June 2025, the balance of consumption loans (excluding credit card business) in the region reached 22.185 billion yuan, marking a 4% increase since the beginning of the year [14]. - The Tai'an banking sector has provided 3.5 million yuan in loans to 24 households in Yushan Village to support the development of rural tourism, enhancing the quality and service of local homestays [17][33]. - The Tai'an banking industry has issued 1.951 trillion yuan in agricultural loans, with inclusive agricultural loans reaching 497.9 billion yuan, reflecting a growth of 4.14% since the beginning of the year [33]. Group 4: Innovation and Technology Support - By June 2025, banks in the region have provided financing services to 3,096 technology enterprises, with a total loan balance of 66.041 billion yuan, including 35.741 billion yuan to 2,006 "specialized, refined, and innovative" small and medium enterprises [18][20]. - The Industrial and Commercial Bank of China has issued a 10 million yuan "Science and Technology Innovation Loan" to a leading automotive parts supplier to support its technological upgrades [20][23]. Group 5: Major Projects and Financial Collaboration - A consortium led by Qingdao Bank has approved a credit limit of 980 million yuan for a major energy investment project, with 89.09 million yuan already disbursed [24]. - The Tai'an banking sector has tailored financial solutions for various enterprises, including a 30 million yuan loan to support the construction of a food oil processing project [28].

Group 1: Financial Support for Local Industries - The bank is implementing various measures to enhance financial support for the local hair product industry, including launching specific loan products like "Hair Loan" and "Lu Trade Loan" [3][10] - A total of 4.57 billion yuan in loans has been issued to 403 hair processing enterprises and individual processors in the county [3] - The bank's financial support aims to help the hair industry expand internationally, with products exported to Europe, America, and Japan [3][10] Group 2: Development of Outdoor Products Industry - The outdoor products industry in the region is thriving, with companies like Sheng Teng Outdoor Products leading the way, achieving an annual revenue of over 30 million yuan [5] - The company has established over 62 manual processing points, providing employment for more than 3,500 villagers [5] - The bank has issued 1.42 million yuan in loans to six outdoor product enterprises to support the industry's growth and international expansion [5][10] Group 3: Support for New Chemical Materials Industry - The new materials industry is represented by companies like Shandong Helichang New Materials, which produces 30,000 tons of new materials annually [7][9] - The company has received 10 million yuan in project loans from the bank, which has accelerated its project progress [9] - The bank has issued a total of 44 million yuan in loans to five new chemical enterprises to promote their products on the international stage [10]

Core Insights - Wudi Rural Commercial Bank focuses on supporting agriculture and small enterprises, enhancing financial services to meet the needs of private enterprises, and contributing to the advancement of the real economy [1] Group 1: Financial Support for Entrepreneurs - Wudi Rural Commercial Bank has tailored loan solutions for young entrepreneurs, exemplified by a case where a local entrepreneur received a customized loan of 300,000 yuan within a day, enabling the establishment of a successful electric vehicle store [4] - The bank has provided 131 million yuan in funding support to 660 entrepreneurs this year, addressing their financial needs through targeted products like "Huidi Business Loan" and "New Citizen Entrepreneurship Loan" [4] Group 2: Support for Foreign Trade Enterprises - Wudi Rural Commercial Bank has assisted foreign trade enterprises by providing 9.6 million yuan in financing to a local company facing operational challenges, demonstrating its commitment to supporting local manufacturing [7] - The bank has conducted outreach to 108 foreign trade enterprises, providing a total of 32 million yuan in credit support to enhance their operational capabilities [7] Group 3: Support for the Sports Industry - Wudi Rural Commercial Bank has actively engaged with the sports industry, providing 3 million yuan in credit support to four related enterprises this year, showcasing its dedication to strengthening the resilience of the industrial chain [10] - The bank has adapted its financial products to meet the evolving needs of businesses, such as switching to a "Flow Loan" product with a reduced interest rate, demonstrating its responsiveness to client requirements [10]

Core Insights - Yutai Rural Commercial Bank actively supports local foreign trade enterprises by enhancing credit issuance and providing tailored financial services [1][2] - The bank has issued loans to 11 foreign trade enterprises amounting to 79.82 million yuan as of March 2025 [1] - The establishment of a dedicated service team for foreign trade enterprises aims to identify and meet their financing needs through personalized financial services [2] Group 1 - Yutai Rural Commercial Bank has implemented a "precise matching, precise service, precise drip irrigation" approach to support the sustainable development of foreign trade enterprises [1] - The bank's financing coordination mechanism has successfully provided a 3 million yuan unsecured loan to Jining Haijia Industrial and Trade Co., Ltd. to alleviate their financial pressure [1] - The bank's efforts are aligned with national foreign trade support policies, focusing on increasing credit issuance and innovating financial products [2] Group 2 - The integration of the mulberry willow industry in Qinghe Town has led to the development of a new model combining planting, processing, and cultural tourism [1] - The willow weaving handicrafts produced in Qinghe Town are sold in 22 countries, promoting Chinese culture globally [1] - The bank's initiatives are designed to enhance the quality and efficiency of financial services for foreign trade enterprises in a complex market environment [2]