Core Points - The arrival of the "Minor Snow" solar term signifies the transition into colder weather, with ancient interpretations highlighting the changes in nature and the balance of yin and yang [1][2] - The term "Minor Snow" reflects the subtlety of early winter, characterized by light snowfall rather than heavy winter conditions, indicating a gentle onset of winter [2] - The phenomenon of frost during this period is seen as a positive sign for agricultural prosperity, with beliefs that light snow can help eliminate pests and nourish the soil [2][3] Summary by Sections - **Weather and Nature**: The "Minor Snow" period is marked by colder temperatures, particularly in northern regions, where initial snowfall may occur, while southern areas experience a delayed onset [2] - **Cultural Practices**: In preparation for winter, people engage in preserving vegetables and preparing traditional foods, such as pickled vegetables and cured meats, reflecting seasonal customs [3] - **Agricultural Insights**: The season is also a time for brewing new wine, utilizing fresh grains and water, symbolizing the harvest and community gatherings during the upcoming spring [3] - **Philosophical Reflection**: The "Minor Snow" serves as a reminder of the need for balance in life, encouraging a period of reflection and growth [4] - **Warmth and Community**: The arrival of snow is associated with warmth in human connections, emphasizing the comforting aspects of winter despite the cold [5]

Core Viewpoint - The Agricultural Bank of China is actively supporting the consolidation of poverty alleviation achievements and the effective connection with rural revitalization, with a focus on financial assistance and innovative service models to enhance rural development and prevent large-scale poverty recurrence [2][3][4]. Group 1: Financial Support and Loan Balances - As of September 2025, the Agricultural Bank has a loan balance of 2.52 trillion yuan in 832 poverty-stricken counties, with 481.2 billion yuan in 160 key rural revitalization counties, maintaining a growth rate higher than the bank's average loan growth [2]. - The bank has provided a cumulative loan balance of 6.033 trillion yuan for targeted poverty alleviation, supporting nearly 920,000 impoverished individuals in production development and creating job opportunities for about 3.8 million people [4]. Group 2: Innovative Service Models - The bank has implemented the "Financial Village Director" model, appointing 45,000 directors to connect with local communities, provide financial education, and facilitate loan access through the "e-push customer" app, benefiting 6.16 million rural households with over 450 billion yuan in loans [3][4]. - In Inner Mongolia, the "Financial Village Director" model has been adopted in 82 administrative villages and 33 communities, resulting in 4,400 loan recommendations totaling 1.1 billion yuan [4]. Group 3: Targeted Loan Products - The "Rich People Loan" product has been instrumental in providing financial support to farmers, with a balance of 129.2 billion yuan, helping 1.41 million households improve their livelihoods [4][5]. - Since the launch of the "Rich People Loan," the Qinghai branch has issued over 12.9 billion yuan in loans, benefiting approximately 66,000 farmers and herders [5]. Group 4: Infrastructure and Public Services - The bank has increased financial support for infrastructure projects in key rural revitalization counties, with a loan balance exceeding 290 billion yuan, representing a growth of over 170% since 2021 [7]. - In Guizhou, the bank has provided 436 million yuan in credit support for public service facilities in 20 resettlement sites, benefiting 154,000 relocated individuals [7]. Group 5: Comprehensive Assistance and Collaboration - The Agricultural Bank has engaged in multi-faceted cooperation to enhance comprehensive assistance, providing financial services for 324 East-West cooperation projects with a total loan issuance of 12 billion yuan since 2021 [9]. - The bank's "Agricultural Bank Mall" model has facilitated over 10 billion yuan in consumption assistance for poverty-stricken areas, recognized as a national model for rural revitalization [9].

"母亲平常就用手机接接电话，呼出电话很少，加之这款手机无法使用流量，不可能消费这么多的 话费。"姚某觉得不对劲，当即拨打客服电话询问扣费明细，结果被告知该老人机订购了几个增值服务 套餐，所扣费用为套餐费用。 然而，考虑到姚某及其母亲从未用该老人机订购过任何套餐，手机上也从未有过订购套餐的短信提 示，姚某觉得该老人机可能被做了手脚，导致手机话费被不明不白地定期扣取，于是在2022年11月报 警。 无独有偶，同住金坛区的江某也遇到过同样的闹心事。2021年左右，江某在当地一家移动营业厅帮 其外婆购买了一部老人机。江某的外婆平时仅用该手机打电话，但江某却发现每月结算下来的话费大大 超过了正常通话费用，查询账单后发现，该老人机也被莫名其妙地"订购"了手机增值业务。 诚信经营是商家的"立业之道,兴业之本"，也是社会主义核心价值观的应有之义。尤其在流量驱动 的网络社会，商家与消费者隔空交易的时代，商家更应当坚持明码标价、信息互通，通过诚信经营取信 于消费者。当前手机市场上的老人机，由于具有电池续航时间长、字体大、辐射低、使用简便、抗摔耐 用、价格低廉等优势，成为受广大老年消费者欢迎的非智能老款手机，然而即便功能单一的老款 ...

来源：检察日报 据介绍，自今年1月开展"服务保障法治化营商环境专项行动"以来，该省检察机关共办理涉营商环 境案件7929件。刑事检察方面，批准逮捕破坏市场经济秩序等犯罪1222人，起诉1736人；起诉国家工作 人员利用职务便利犯罪339人，追赃挽损2.63亿余元；办理知识产权类案件247件。民事行政检察方面， 提出再审检察建议和抗诉103件，监督纠正违规终本执行案件221件，提出程序违法检察建议41份。公益 诉讼检察方面，办理反垄断反不正当竞争案件35件，助企惠企补贴监督案件7件，涉及金额700余万元。 围绕执法司法突出问题，贵州省检察机关审查违规异地执法线索29件，办理趋利性执法司法监督案 件355件，纠正违法"查扣冻"案件147件、解除冻结财产1.3亿余元，办理虚假诉讼监督案件98件、提出 监督意见53件，办理涉企行政执法监督案件727件，推动行刑反向衔接案件303件，防止"当罚不 罚"和"小过重罚"，以高质效履职为各类经营主体营造更稳定、透明、可预期的法治环境。 本报讯（通讯员邵丰）11月25日，贵州省检察院召开"服务保障法治化营商环境专项行动"新闻发布 会，通报工作情况并发布7件典型案例。据介绍，该省 ...

成本每斤1.2元的胶水几经转手，价格竟飙升至150元每斤；上门维修时坐地起价，一单能"挣"几千 甚至上万元。2025年10月，一心想"多搞钱"的维修工薛某和阮某父子因犯敲诈勒索罪，被上海市静安区 法院判处刑罚。 记者调查发现，在社交平台上，关于上门维修的陷阱、套路及如何应对，一直是热点话题。不少网 友面对维修工的"软硬兼施"，无奈之下会选择付费，特别是一些刚步入社会的大学生、单身女性、独居 老人，更容易选择忍气吞声，息事宁人。 日常生活中的小修小补，为何会有如此多的陷阱？谁来为消费者权益"兜底"？ "不付钱我就给你好看，今天别想走出家门" 2022年的一天，家住上海的王大爷发现家中卫生间的淋浴房墙面漏水，于是在网上联系了一家自称 用"进口胶水"防水补漏的商户，预约上门维修。 "我们用的都是'正规胶水'，每斤价格是360元，这次维修大概需要7斤到10斤，费用在2000元到 3000元之间。"看过现场后，维修工向王大爷报价。王大爷认为价格还算合理，便同意施工。维修结束 后，带队的薛某却在合同总价处写下"1.4万"。"你们这价格明显高于之前的约定！"王大爷说。注意到 王大爷言语间的不满，薛某也不装了，一边用力拍打着 ...

四是要以"补短板、强创新"优化供给体系，破解"产业链薄弱、投资低效"等问题。实施产业链"补链、强链、延链"工程，培育"链主"企业。优化投资结 构向民生与科技创新倾斜，落实减税降费，释放经营主体创新活力。 五是要以"扩开放、守底线"强化安全保障，破解"循环终端、风险冲击"等问题。对接国际规则，有序扩大开放。筑牢产业链安全屏障，加强金融、粮 食、能源保障。 11月29日，由人民网主办的2025国民消费大会在北京举行。与会专家学者共同聚焦消费领域前沿趋势和创新举措，围绕新型消费、健康消费、服务消费 等话题展开探讨，为提振消费、优化环境出谋划策。会上，中央党校（国家行政学院）中国式现代化研究中心主任、国家一级教授、博士生导师张占斌作 《着眼全局 做强国内大循环》主题分享。他认为，做强国内大循环是推动经济行稳致远的战略之举，要多措并举推动解决目前国内大循环存在的堵点、卡 点，增强国内大循环内生动力和可靠性。 二是要以"稳就业、增收入"筑牢消费根基。通过支持制造业、服务业技术改造吸纳就业、培育数字等新就业形态、鼓励平台企业开发灵活岗位等扩岗 位、稳就业。通过优化分配方式、加强社会保障体系建设等为消费增长注入动力。 "大国 ...

Core Insights - The 2025 National Consumption Conference held in Beijing focused on trends and innovations in the consumption sector, aiming to boost consumer confidence and optimize the business environment [1][2] Group 1: Supply Innovation in Dairy Industry - The dairy industry should focus on supply innovation driven by all-scenario demand, establishing a global service system [4] - Dairy products are essential nutritional items for all demographics and life stages, with a current emphasis on breaking category and regional boundaries through the integration of global production, research, and supply chain resources [4] - Companies are increasingly establishing global production bases and innovation centers to convert high-quality resources into products that meet local needs, enhancing health requirements for different groups [4] Group 2: Technological Advancements and Nutritional Solutions - Technological breakthroughs and in-depth nutritional exploration are key engines for the industry's deep development [4] - The company has developed extraction technologies for rare nutritional components like lactoferrin, transitioning from basic processing to high-value-added fields [4] - This transition lays the foundation for the company to shift from merely providing products to offering precise nutritional solutions [4] Group 3: Global Integration and Quality Standards - The collaboration of global factors is reshaping quality standards and value logic in the dairy industry [5] - Competition in the dairy sector has shifted from single product comparisons to full-chain value competition, with high-quality dairy products benefiting from global premium milk sources, local research data, and international control systems [5] - Combining local demand insights with global resource integration is essential for enhancing product value while maintaining quality and cost-effectiveness, ultimately gaining long-term consumer recognition [5]

"面向供应链高质量发展需求，以'共享'为核心的战略框架正重塑产业价值。"龙易介绍了所在企业的具体做法：在数据共享层面，企业依托区块链、隐 私计算等技术打通全环节数据，结合AI大模型实现智能决策；技术共享层面，通过开放型技术中台降低企业数字化门槛，提供弹性算力支撑；生态共享层 面，构建全球协作网络助力企业拓展市场边界；价值共享层面，建立合理收益分配机制与绿色激励体系，兼顾多方权益与可持续发展，形成供应链转型的完 整闭环。 "此外，企业数字化转型需遵循从基础到生态的递进路径，以算力设施为重要引擎逐步深化。"龙易进一步说道，首先要推进基础设施数字化，实现生 产、物流等环节的实时监控与自动化调度；进而推动业务流程智能化，运用数字孪生等模式优化生产与需求响应效率；最终达成组织形态平台化，通过数字 工具降本增效，依托联盟链实现跨企业协同创新，完成从"工具赋能"到"生态重构"的质变。 "希望通过精准洞察市场需求、提升供应链敏捷响应能力、完善全球化运营服务，助力企业突破发展瓶颈，尤其为中小企业拓展国际市场创造有利条 件。未来我们将继续以'共享、开放、绿色、普惠'为原则，持续构建数据自由流动、价值充分释放的全球供应链网络，为助 ...

Core Insights - The current domestic consumption market is characterized by a "slow recovery and transformation" [2] - Key areas of market transformation include the rise of service consumption, multi-dimensional upgrades in consumption quality, and robust growth in rural consumption [2][3] Group 1: Consumption Market Trends - Service consumption has emerged as a significant driver of consumption growth [2] - Consumption transformation is advancing across four dimensions: digitalization, personalization, refinement, and branding [2] - Rural consumption growth continues to outpace urban areas, highlighting the vitality of lower-tier markets [2] Group 2: Strategies for Boosting Consumption - Focus on stabilizing expectations and increasing confidence through active employment policies and investments in key social sectors [3] - Promote income growth and optimize distribution to enhance the purchasing power of middle and low-income groups [3] - Encourage supply-side innovation and improve the consumption environment by aligning products with market demand [3] - Develop diverse consumption scenarios by integrating cultural, commercial, tourism, and sports elements to stimulate consumer activity [3][4] Group 3: Long-term Vision - Consumption is deemed a crucial engine for economic growth, necessitating a systematic and long-term approach to fully unleash its potential [4]

Core Insights - The 2025 National Consumption Conference was held in Beijing, showcasing innovative consumption cases for 2025 [1] Company Innovations - Guizhou Zhenjiu focuses on quality and channel expansion to drive consumption growth [3] - Herbalife transitions from liquid nutrition to solid food with cake premix, promoting a blend of taste and health [3] - Weigang Dairy upgrades its formula and processes, venturing into new tea drinks [3] - Yilian integrates lotus culture with hyaluronic acid technology for innovative consumer experiences [3] - Aishurou emphasizes the transmission of "emotional value" for a clean and beautiful lifestyle [3] - TAIC introduces pure titanium home products, enhancing aesthetic living experiences [3] - Yalong Xiaoxiang explores new models for cultural relics through smart trade routes [3] Service Consumption - Pudong Development Bank Credit Card deepens customer engagement with running series to boost sports consumption [3] - Mars Petcare collaborates with Beijing Fashion Week to create a new fashion for pet owners [3] - Joy City empowers emotional connections through digital membership ecosystems [3] - Daguan Zhuanxin New Agricultural Market innovates highland agricultural product consumption scenarios with a three-tier product operation model [3] - Baiguoyuan enhances trust in consumption services with a "buy with confidence, return at will" policy [3] - Taikang focuses on elderly dental care needs with "Worry-Free Insurance" providing full-cycle services [3] - Koala AI Foreign Teacher leverages AI to enhance language learning experiences [3] - Vision Future utilizes AI digital technology to support a new ecosystem for live e-commerce [3] Brand Leadership - Zhanma transitions from a "traffic entry" to a "brand territory," enhancing brand influence [3] - Shuanghui Jian Song creates a new trend in self-care consumption with "clean formulas" [3] - Bright Dairy achieves brand upgrades from "national memory" to "trend symbols" through three-dimensional innovation [3] - Bosideng innovates technology in down jackets, balancing functionality and fashion [3] - Jinmailang Liangbai Kai strengthens health awareness in familiar water, promoting brand philosophy [3] - Mead Johnson Blue Zhen adheres to research innovation, using milk fat globule membrane to support high-quality industry development [3] - Hengjie explores new paths for domestic brands with the "Renew China Tour" IP [3] - Seven Wolves introduces new business travel menswear, culturally empowering national consumption trends [3] - Guyu innovates the interaction between science and aesthetics, narrating brand stories through traditional culture [3] Product Reputation - Haizhilun anchors on popular drinking scenarios, continuing quality innovation to maintain classic reputation [4] - Feihe Star Flying Sail creates a "fresh nutrition system" for a new generation of baby food [4] - Guangzhou Restaurant Lychee Pastry connects with Cantonese food culture, offering a new paradigm for "Guangzhou gifts" [4] - Hongxing Erke Park Running Shoes focuses on national sports scenarios, driving innovative domestic consumption [4] - Xiaohutuxian·Xian15 upgrades classic products, enhancing quality and cultural experience [4] - Pigeon newborn bottles address feeding pain points, optimizing feeding methods [4] - Beishute's "plant-based" sanitary napkins provide comprehensive safety from source to end [4] - Mingyue Qingsong control lenses innovate optical technology for a more comfortable visual experience [4] - FreeSkin hand cream innovates services to create a "high quality-price ratio" trend for domestic products [4] - Dong'a Ejiao advances technology to promote the integration of primary, secondary, and tertiary industries, creating trendy quality domestic products [4] - Dili Group empowers agricultural product circulation with technology and services [4] - Atomy drives continuous product upgrades through a "boutique" strategy and technological innovation [4] Green Consumption - China Resources Double Crane targets "dual carbon" goals, offering low-carbon products for a green lifestyle [5] - Amcor's "green and eco-friendly actions" bring sustainable development into practice [5] - Meisi's "green bottle" ensures sustainable high-quality consumption [5] - Laitai Mootaa leverages technology and green empowerment to explore new consumption experiences [5] - IAM's core technology eliminates the need for replacement consumables, supporting green and safe breathing [5] - Procter & Gamble identifies new consumer needs, providing high-quality laundry liquids for a better life [5] - OgaHua's massage robots utilize AI to enhance comfort in daily living [5] - Banfish PalFish integrates smart home with traditional aesthetics through full-spectrum eye protection lamps [5] - Huangshi Group revitalizes water buffalo milk products to meet high-quality dairy consumption demands [5] - Lemon Republic creates a new beverage experience with "cloud mist lemon" juice soda [5]