近日，为加强银行间外汇市场监管，促进外汇市场服务实体经济，中国人民银行和国家外汇管理局起草 了《银行间外汇市场管理规定（征求意见稿）》（以下简称《管理规定》），并向社会公开征求意见。 《管理规定》所称银行间外汇市场是指通过中国外汇交易中心进行人民币与外币交易的市场。为加强银 行间外汇市场监管，促进外汇市场服务实体经济，中国人民银行和国家外汇局对《银行间外汇市场管理 暂行规定》(银发〔1996〕423 号文印发，以下简称《暂行规定》) 进行修订。《管理规定》起草说明指 出，修订《暂行规定》是落实中央金融工作会议精神和加强外汇市场法治建设的需要。《暂行规定》于 1996年发布施行，是我国银行间外汇市场的重要法规，对健全市场规则体系、维护市场公平秩序、保障 机构合法权益、促进市场法治建设起到了重要作用。随着我国经济和金融市场改革发展与对外开放不断 推进，外汇市场内外部环境已发生较大变化，《暂行规定》不能充分适应实践要求，需要修改完善。 "修订《暂行规定》是健全银行间外汇市场监管体系的客观要求。"《管理规定》起草说明表示，2005年 以来，中国人民银行、国家外汇局出台多部法规，从价格、产品、币种、交易机制、清算模式等 ...

Economic Growth and Policy Support - In the first half of 2025, China's GDP grew by 5.3% year-on-year, reflecting strong growth resilience and vitality, supported by effective policy measures and a recovering domestic demand market [1][2] - Fiscal policy saw an increase in the issuance of government bonds, with over 555 billion yuan in special bonds issued in the first half of the year, an 18 percentage point increase compared to the same period last year [1] - Monetary policy maintained ample liquidity, with a decrease in the Loan Prime Rate (LPR), reducing financing costs for enterprises and stimulating market activity [1][2] Domestic Demand and Investment - The continuous recovery of the domestic demand market provided significant support for economic growth, driven by policies such as trade-in programs and upgrades in the service sector [2] - Infrastructure investment countered the downward pressure from the real estate market, while manufacturing investment, particularly in high-tech industries, showed notable growth [2] - Despite external pressures, diversification in market expansion and policy-supported measures to shift to domestic sales helped alleviate export pressures [2] Future Economic Outlook - The overall outlook for the second half of 2025 is optimistic, with expectations of stable growth supported by strong policy measures [3] - The dual-track approach of consumption and investment is anticipated to continue driving the recovery of the domestic market, while industrial upgrades and technological innovation will inject new momentum into economic growth [3] - China's economic role in the global landscape is expected to strengthen, providing new opportunities for global enterprises and contributing to collaborative global economic development [3] Policy Directions - A meeting of the Political Bureau of the Central Committee on July 30, 2025, outlined the direction for economic work in the second half of the year, emphasizing stability in employment, enterprises, markets, and expectations [4] - The coordinated upgrade of fiscal and monetary policies will focus on four key areas: technological innovation, consumption, small and micro enterprises, and foreign trade [4] - The macroeconomic policies for the second half of 2025 will prioritize sustainable development, structural optimization, and high-quality economic growth [4]

Core Viewpoint - The China Securities Regulatory Commission (CSRC) has approved Guosen Securities' acquisition of Wanhe Securities, allowing Guosen to issue approximately 348 million shares to various investors to purchase assets and gain control of Wanhe Securities [1][2] Group 1: Acquisition Details - Guosen Securities will issue shares to Shenzhen Capital Operation Group, Shenzhen Kunpeng Equity Investment, and other investors to acquire approximately 96.08% of Wanhe Securities, totaling about 2.184 billion shares [1][2] - The acquisition process began with a suspension announcement on August 21, 2024, followed by a series of approvals from the Shenzhen Municipal State-owned Assets Supervision and Administration Commission and the Shenzhen Stock Exchange [2][3] Group 2: Company Background - As of the end of 2024, Guosen Securities has a registered capital of 9.612 billion yuan, over 10,000 employees, and total assets of 501.506 billion yuan, with a net profit of 8.217 billion yuan for the year [3] - Guosen Securities ranks among the top in various industry metrics, including brokerage client numbers and net income from securities trading [3] Group 3: Expected Impact - The acquisition is expected to enhance Guosen Securities' operational capabilities, improve return on equity for Wanhe Securities, and provide capital support for Guosen [3]

数字利剑出鞘带来全链条打击突破，依托模型输出的犯罪线索，公安机关顺藤摸瓜揪出多名与黑产勾结 的"保险内鬼"。截至2025年7月，福州市台江区人民检察院已成功锁定疑似黑产团伙15个，发出线索移 送函15份，立案监督2件。 司法亮剑：从定罪量刑到行业生态修复 2025年7月22日上午，福州市台江区人民法院会议室内，中国平安人寿保险股份有限公司福建分公司相 关部门负责人从法官手中接过一张金额为38403.82元的支票。这个看似普通的财物返还仪式，标志着历 时三年的"林某某代理退保黑产案"实现司法闭环。 就在一个月前，福州市台江区人民法院以"敲诈勒索罪"判处林某某有期徒刑1年5个月，罚金2万元。这 起福建省首例运用数字检察模型全链条打击的保险黑产案，揭开了"全额退保"骗局背后的产业化犯罪链 条。 起底职业化犯罪：精心设计的"要挟流水线" 2024年9月，当民警抓获林某某时，他的手机里还存着正在编辑的投诉信模板。"只要给我10%手续费， 保证帮你全额退保！"这句在社交平台广泛传播的广告词，正是其犯罪生涯的注脚。 法院审理查明，2022年1月至2024年7月期间，林某某依托名下两家公司搭建犯罪平台。其作案手法呈现 高度专 ...

资本市场的发展在很大程度上取决于上市公司质量。当前，上市公司半年报密集披露。iFinD数据显 示，截至8月23日，在已披露中期业绩报告的1660家公司中，共计1341家公司在今年上半年实现盈利， 占比超八成。在已披露中报的上市公司中，共有959家今年上半年归母净利润实现同比增长，占比约 57%。这在一定程度上印证了宏观经济复苏的韧性。 随着资本市场各项制度逐步完善，市场生态进一步改善，投资者信心大幅提高。当前，上市公司治理能 力提升，市值管理制度显效，股票回购与分红规模不断扩大，资本市场的长期可投资性正持续提升。特 别是在新"国九条"和现金分红新规等政策的引导下，提高投资者回报已经成为上市公司的"必修课"，我 国资本市场进入"重回报"的新阶段。中国上市公司协会发布的最新数据显示，上市公司持续为投资者创 造可预期的收益。沪深A股有466家上市公司近3年平均股息率超过3%，有133家近3年平均股息率超过 5%，股息率榜单公司近3年平均股息率为6.73%，上市公司股息率已显著高于一些经济体国债收益率。 2024年度沪深A股上市公司平均股利支付率39%，1411家近5年平均股利支付率大于40%。 与此同时，资本市场战 ...

本报讯记者徐贝贝报道为贯彻落实《中共中央国务院关于支持福建探索海峡两岸融合发展新路建设两岸 融合发展示范区的意见》有关精神，加大银行业保险业支持海峡两岸融合发展力度，近日，金融监管总 局印发了《关于银行业保险业支持福建建设两岸融合发展示范区的若干措施》(以下简称《措施》)。 《措施》从银行业保险业支持福建发挥对台前沿区域优势的角度，在推进两岸银行业保险业融合发展、 深化闽台金融业务合作，提升对台金融服务质效、促进闽台经贸人员往来，优化台胞金融服务体验、便 利台胞在闽生活，全面加强金融监管、有效防范化解金融风险等四方面共提出16条政策措施，对支持两 岸融合发展示范区建设、促进两岸经贸融合具有积极作用。 下一步，金融监管总局将持续推动《措施》各项内容落地，进一步加强银行业保险业支持海峡两岸融合 发展力度，助力两岸融合发展示范区建设。 ...

Core Insights - The article highlights the transformation of Xunpu Village into a cultural tourism hotspot, driven by the popularity of the "Xunpu Women and Flower Hairpin" tradition, which has significantly increased tourist numbers and local income [1][2]. Group 1: Tourism Growth - Xunpu Village's visitor numbers surged from 100,000 in 2022 to 8.5 million in 2024, indicating a dramatic increase in tourism [1]. - Local residents' income has more than doubled from 2022 to 2024, reflecting the economic benefits of the tourism boom [1]. Group 2: Diverse Business Models - The introduction of a "multi-industry" model has been crucial for sustainable development, with nearly 300 photography shops and various cultural and entertainment businesses emerging in the village [2]. - The local economy has been boosted by over 5 billion yuan in consumption, driven by diverse offerings such as performances, boat rides, and music experiences [2]. Group 3: Night Economy and Cultural Events - The "Coastal Romantic Line" in Fengze District features a vibrant night economy, with various entertainment options including markets and music events, enhancing the overall tourist experience [2][3]. - The "Sealand Relaxation Market" attracts 1,000 to 2,000 visitors daily, generating sales between 15,000 to 25,000 yuan, showcasing the demand for diverse cultural experiences [3]. Group 4: Financial Support for Tourism - In the first half of the year, loans in the cultural tourism sector in Fujian increased by 81.1 billion yuan, indicating strong financial backing for the industry [4]. - The People's Bank of China has facilitated payment services for foreign visitors, with foreign card transactions in Quanzhou reaching 104.4 million yuan, a 38.49% increase year-on-year [4].

机场内的30秒惊叹 8月7日至17日，第12届世界运动会在四川成都举办，各国参赛队伍齐聚成都这座充满活力的赛事之都。 为保障外币兑换服务高效顺畅，国家外汇管理局四川省分局提前部署，指导相关银行机构在世运村A区 和B区、主媒体中心、部分官方酒店以及机场投放外币兑换机21台，加强对全辖44家酒店外币代兑点的 巡检暗访，加大对个人本外币兑换特许机构的指导监督力度。世运会期间，累计办理外币兑换业务1151 笔，金额220余万元，以专业外汇服务筑牢赛事保障基石，展现金融担当。便捷的外币兑换服务点成为 传递城市温度的"暖心驿站"，那些发生在机场外币兑换服务中心的暖心故事更是成为本届世运会令人难 忘的温情注脚。 深夜里的暖心之举 深夜的天府机场只有零星的航班起落，在空旷的大厅里，一位菲律宾籍旅客带着孩子，脸上带着旅途的 疲惫，脚步匆匆来到24小时营业的外币兑换特许机构柜台前，她身上只有越南盾、泰铢等小面额外币现 金，急需兑换成人民币支付机场打车费。工作人员了解了她的需求后，清点发现，零散外币每种币种的 面额都不大，若按常规收取手续费，兑换的人民币恐不够支付车费。经商量，工作人员决定特例处理， 为这位菲律宾籍旅客免除所有币种 ...

Core Viewpoint - The article highlights the successful rural revitalization efforts in Jiangxi Province, driven by China People's Insurance Group (CPIC), which has transformed traditional agricultural practices into sustainable and profitable models through industry support, technological empowerment, and innovative mechanisms [1] Group 1: Asparagus Industry Development - The asparagus industry in Nancun has been developed as a demonstration project, with CPIC investing 3 million yuan to establish a modern asparagus industry park covering 500 acres, including greenhouses and cold storage facilities [2][3] - The innovative "enterprise + cooperative + farmer" model has enabled over 200 farmers to achieve an average annual income increase of over 30,000 yuan through land leasing and employment opportunities [3] - The asparagus products have successfully entered high-end markets, with monthly sales exceeding 500,000 yuan during peak production periods, establishing the "Lian Asparagus" brand [3] Group 2: Grape Industry Transformation - CPIC initiated grape cultivation in Hongjiang Town in 2002, investing nearly 20 million yuan over 20 years to develop the local grape industry, which now spans over 58,000 acres and generates an annual output value of approximately 500 million yuan [4][5] - The company has provided comprehensive insurance coverage for grape growers, amounting to over 75 million yuan, ensuring financial security against risks in planting, pricing, and transportation [4] - The cooperative model has also been applied to support other local industries, such as egg production and honey pomelo cultivation, significantly increasing farmers' incomes and enhancing the overall agricultural landscape in the region [5]

本报讯记者杨毅报道日前，中国证监会发布关于修改《证券公司分类监管规定》的决定。 中国证监会表示，为贯彻党的二十届三中全会、中央金融工作会议和《国务院关于加强监管防范风险推 动资本市场高质量发展的若干意见》关于完善行业机构分类监管体系、健全服务实体经济的激励约束机 制、突出"扶优限劣"、支持中小机构差异化发展特色化经营等部署，中国证监会修改了《证券公司分类 监管规定》(以下简称《规定》)，自2025年8月22日起实施。 此次修改的总体思路，一是坚持目标导向。对照防风险强监管促高质量发展要求，针对性突出监管目 标，校正行业机构定位、提升治理水平，发挥好监管"指挥棒"作用。二是保持总体稳定。现行证券公司 分类评价制度框架总体成熟，此次修改立足局部完善、适度优化，不对既有评价体系进行重大调整。三 是加强统筹协调。会同中国证券业协会梳理整合专项评价指标，避免重复报送、减轻行业负担。 本次修改将《证券公司分类监管规定》调整为《证券公司分类评价规定》，与以分类评价为主的规定内 容相适应。主要修改内容包括：一是突出促进证券公司功能发挥。将现有评价框架调整为"风险管理能 力、持续合规状况、业务发展和功能发挥状况"，并在业务加分 ...