如皋农商银行紧抓如皋市获批"江苏省绿色金融创新改革试验区"机遇，将绿色金融作为高质量发展核心 引擎，围绕制度、产品、市场多维发力，为地方绿色转型注入金融"活水"。 市场突破，拓宽资金渠道。2025年12月11日，成功发行5亿元绿色金融债券，期限3年，票面利率 1.95%，募集资金将投向水环境治理、农村人居环境整治等项目。据测算，相关项目每年可清理废弃物 超8万吨，完成河道清淤20万立方米，实现显著环境效益。 站在新起点，如皋农商银行将继续深化绿色金融服务体系，聚焦绿色制造、绿色交通、美丽乡村等重点 领域，为绘就人与自然和谐共生的现代化画卷贡献金融力量。蒋真 制度先行，明确绿色路径。银行从战略层面系统谋划，董事会审议通过《绿色金融发展战略》，将绿 色、可持续融入发展基因。经营层设定绿色信贷硬指标，在普惠金融部下专设绿色金融中心，统筹推动 绿色业务。通过差异化授信政策与年度环境信息披露，确保资源精准投向绿色低碳领域。 产品创新，精准服务产业。立足如皋"农业大市、制造强市、水运枢纽"特点，推出特色绿色信贷产品矩 阵："环保贷""排污权抵押贷款"支持环境治理与权益盘活，"绿能贷"助力光伏建设，"智数贷"推动制造 业智 ...

Core Insights - Zhangjiagang Rural Commercial Bank successfully issued a payment guarantee of 860,000 yuan for a smart technology company, marking the first such business in Zhangjiagang City [1] - The bank's full-process financial service model, combining "guarantee enhancement + special account payment," effectively ensures the payment of wages to migrant workers [1] Group 1 - The bank completed the entire process from policy alignment to guarantee issuance in just 2 working days, demonstrating efficiency in responding to regulatory requirements [1] - The business model replaces traditional guarantees with bank guarantees, helping construction companies efficiently and compliantly open dedicated accounts for migrant workers' wages, thus reducing time and capital costs [1] - The bank has provided wage payment services to over 160 construction companies, with a total payment amount of 930 million yuan, reinforcing the "last line of defense" for wage payments [1] Group 2 - The successful handling of this first business has allowed the bank to accumulate three key experiences: precise policy understanding, rapid process handling, and deep service extension [2] - The bank aims to continue optimizing the payment guarantee process and related services, enhancing collaboration with regulatory authorities and construction companies to protect the legal rights of migrant workers [2]

Core Viewpoint - The meeting between Jiangsu's Governor Liu Xiaotao and Peter from the German Norman Eiss Group emphasizes the collaboration in the hydrogen energy sector, aiming to enhance the entire hydrogen industry chain and foster innovation through partnerships [1] Group 1: Economic and Industrial Development - Jiangsu is focusing on integrating technological and industrial innovation, particularly in the renewable energy sector, with a strong emphasis on hydrogen energy development [1] - The province aims to develop a comprehensive hydrogen energy industry chain, including production, storage, transportation, and application [1] Group 2: Collaboration and Partnership - The Norman Eiss Group is recognized as a leading company in machinery manufacturing and hydrogen energy, indicating a strong potential for collaboration [1] - There is an intention to deepen cooperation in hydrogen equipment research and development, as well as in the construction of demonstration projects [1] Group 3: Talent Development and Market Environment - The meeting highlighted the importance of cultivating high-quality, skilled talent through industry-education integration and collaboration between enterprises and educational institutions [1] - Jiangsu's open, stable, and fair market environment is seen as a solid foundation for business development, encouraging the Norman Eiss Group to embed its operations deeper into the local industrial chain [1]

Core Viewpoint - Green development is a prominent feature of Chinese-style modernization, with the current economic and social development entering a phase of accelerated green and low-carbon high-quality development, guided by the principles of carbon peak and carbon neutrality [1] Group 1: Climate Governance and Economic Development - The 20th Central Committee emphasizes the need to transition from a single emission reduction approach to a systematic governance model for climate response, highlighting the importance of balancing climate governance with economic development [2] - Climate governance is essential for achieving high-quality development and requires institutional innovation and market-driven approaches to make green and low-carbon initiatives new drivers of economic growth [2] Group 2: Challenges in Climate Change Response - There are significant challenges in addressing climate change, including increased pressure on ecosystems due to extreme weather, systemic shocks to agriculture and health, high costs and uncertain returns for corporate transformation, and difficulties in financing for small and medium-sized enterprises [3] - The carbon market's functionality is insufficient, with unstandardized carbon accounting and a lack of diverse financial products affecting the conversion of carbon asset values and market stability [3] Group 3: Systematic Strategy for Climate Change - A systematic strategy to effectively respond to climate change should focus on institutional guarantees, market empowerment, stakeholder support, and risk prevention, enhancing the country's capacity to address climate change [4] - Establishing a policy coordination mechanism is crucial to overcoming fragmented climate governance, requiring cross-departmental and cross-regional collaboration [4] Group 4: Market Innovation and Carbon Asset Value - Market innovation is key to unleashing the intrinsic motivation for climate governance, focusing on the conversion of carbon asset values and creating a diversified market system [5] - Enhancing the carbon market's operational mechanisms and developing a rich array of carbon financial products can stabilize emission reduction expectations and support international climate governance projects [5] Group 5: Risk Prevention and Climate Safety - A climate-related risk monitoring and early warning platform should be established, integrating data from various sectors to dynamically assess and monitor physical and transition risks [6] - Financial institutions should incorporate climate risks into their credit approval processes and enhance risk transparency through improved disclosure practices [6]

党建引领与组织耦合，实现协同发力。在具体实践中，推动"党建+"工程，比如将党支部建在学科团 队、重大项目上。从组织理论视角看，这实现了政治逻辑与学术逻辑的深度耦合。党组织嵌入学术基层 组织，使党的教育方针、国家战略需求能经由组织渠道，直接转化为科研攻关与人才培养的具体议程与 动力。设立"党员先锋岗"等举措，通过塑造"先锋角色"与模范预期，将宏观价值倡导微观化为个体行动 激励。此模式的推广价值在于，为各类组织(不限于高校)实现政治引领与专业发展的有机融合，提供了 可操作的制度性方案。 □ 吴菱蓉 高等教育是国家发展水平和潜力的重要标志，其治理体系和治理能力现代化已成为关键议题。当前，高 校管理面临三重挑战：价值维度上，在全球化与信息化深入发展的当下，如何坚守立德树人初心不移； 组织维度上，传统科层化、学科固化结构与科技革命、产业变革所需的敏捷性、交叉性之间如何更好地 适配；关系维度上，如何从单一行政主导的"管理"转向多元主体共同参与的"治理"。 为应对挑战，可构建"价值引领—制度创新—治理协同"三维互动框架，推进高校管理现代化。其中，价 值引领是根本导向，解决"为何而治"的问题；制度创新是核心引擎，解决"何以能 ...

构建新生态，首要前提是实现基础设施从"连接"到"赋能"的范式转变。这要求突破传统校园网络与多媒 体教室建设局限，构建感知化、智能化、一体化的数字基座。该基座的核心功能是实现对教学、管理、 实训全场景数据的无感采集、融合处理与智能分析。具体而言，此基座包含三个关键层次：一是泛在感 知层，通过物联网、环境感知等技术，将物理空间的设备、环境与人的行为数据化；二是智能计算层， 依托云计算与边缘计算协同，为AI算法模型提供实时分析与决策支持；三是数据中枢层，通过建立统 一的数据标准与接口，打通教学、学工、科研、产业等多源数据，形成完整的教育数据资产。其最终目 的是让数据成为驱动教育活动的核心要素，为精准资源调度、个性化学习路径规划及科学教育决策提供 坚实支撑，进而破解资源错配与规模化因材施教难题。这一转型不仅是技术架构的重构，更是教育治理 逻辑从"经验驱动"向"数据驱动"的深层跃迁，为后续教学模式创新提供了可量化、可迭代、可协同的底 层支撑。 □ 孔德丽 面对产业智能化升级的迫切需求，传统职业教育在产教融合深度、教学方式灵活性及人才评价精准度等 方面面临系统性挑战。人工智能技术的融合应用，为此提供了全新的解决方案。以A ...

Core Viewpoint - The rural tourism industry in China has transitioned from scale expansion to a critical phase of quality improvement and efficiency enhancement, exemplified by the case of Shuikou Township in Zhejiang Province, which has developed a new path for high-quality rural tourism through the construction of a green supply chain [1][4]. Group 1: Challenges in Rural Tourism Development - The early development of rural tourism in Shuikou Township was characterized by fragmented operations by individual farmers, leading to issues of efficiency, environmental impact, and quality [2]. - The imbalance between front-end and back-end service systems hindered effective planning and coordination, resulting in a bloated operational structure with low resource utilization and high environmental pollution [2][3]. - The low organizational level of the rural tourism supply chain, with various entities operating independently, limited collaboration and integration, thus constraining overall efficiency and high-quality development [3]. Group 2: Solutions for Improvement - To address the identified challenges, the local government, tourism managers, and experts collaborated to optimize resource allocation and enhance industry cooperation, aiming to improve the overall operational efficiency and service quality of rural tourism [4][5]. - A new green supply chain centered on shared back-end services was established, separating inefficient and polluting back-end operations from individual businesses and consolidating them into a shared service platform [4]. - The comprehensive planning of both front-end services and back-end support was emphasized, integrating suppliers and support facilities into a unified development framework to enhance the overall efficiency of the rural tourism industry [5]. Group 3: Policy Support and Future Prospects - Increased policy support and green regulatory measures are essential for the successful implementation of the green supply chain and the effective operation of the shared service platform [5]. - The ongoing development of the tourism back-end service sharing platform has led to a thriving rural tourism industry in Shuikou Township, providing a replicable model for enhancing quality and efficiency in rural tourism across the country [6].

□ 姜蔚 (作者单位：上海海事大学法学院) 健全监管与服务配套机制，激发运营主体活力。推动我国低空经济从"可飞"向"好飞""易飞"转变，需要 法治在加强监管的同时，更好发挥引导与服务功能。应通过立法清晰界定各类运营主体的法律责任，明 确其经营飞行行为规范，建立基于信用评价的分级分类监管模式。同时，法治建设应致力于简化低风险 飞行活动的审批程序，规范低空飞行基础设施(如起降场地、充电换电设施)的规划建设与运营标准，并 鼓励保险、金融等配套服务创新。通过构建公平开放、服务高效的法治化营商环境，有效降低制度性交 易成本，充分激发运营主体的创新活力与发展动力。 法治是低空经济行稳致远的根本保障。必须坚持系统思维与前瞻布局，加快补齐立法空白，优化体制机 制，完善标准规则，构建起与中国式现代化要求相适应、能够有效护航这一新兴产业安全健康、繁荣发 展的法治"大厦"。 低空经济作为融合先进制造与现代服务的重要战略性新兴产业，是培育新质生产力、拓展发展新空间的 关键增长极。2025年政府工作报告明确要求"推动低空经济等新兴产业安全健康发展"。以此为目标导 向，建议加快构建权责清晰、运行高效、安全可控的法律制度环境，以法治力量引 ...

而此次省级层面为宜兴陶瓷立法，更具突破性与示范意义。相较于市级立法，省级立法不仅强化了政策 支持的权威性与稳定性，更精准把握了省域统筹与县域自主的平衡，为县级市预留了充足的适配空间。 条例通过明确省、市、县三级政府职责，厘清各部门监管边界与服务清单，构建起上下联动、协同高效 的产业发展机制。2023年9月，省委批准并转发了新一届省人大常委会《立法规划》，明确提出要聚 焦"强富美高"新江苏建设，制定实施一批服务国家战略、反映人民意愿、体现江苏特色的地方性法规。 此次为县域产业量身定制省级法规，正是在立法领域打破层级壁垒的一次重要法治创新。 法治的优势，在于提供稳定、可预期的制度保障。当下，尽管这一产业底蕴深厚、规模可观，但也面临 诸多发展瓶颈。紫砂矿产资源日益稀缺，却存在不规范开采现象；非遗技艺传承面临人才断层，"山寨 紫砂"等侵权行为屡禁不止。传统陶瓷同质化竞争加剧，部分企业依赖低价策略抢占市场，产品附加值 偏低，先进陶瓷业虽前景广阔却缺乏产业链协同支撑。正如立法调研中发现的，"从资源保护到创新发 展，从标准制定到品牌维护，多个环节亟待法治刚性约束"，这正是此次立法的现实动因。 事实上，以地方立法护航特色产业 ...

Core Insights - Jiangsu aims to lead the nation in high-value invention patents by 2025, with top rankings in both social satisfaction and protection levels for intellectual property rights [1] - The provincial intellectual property system will focus on integrating innovation and digital transformation, supported by top-level design and AI, to enhance the contribution of intellectual property to high-quality economic and social development [1] Group 1: Industry Empowerment - The "Key Industry Intellectual Property Empowerment Plan" will be implemented to enhance industry capabilities through comprehensive patent navigation across the entire research and application chain [1] - A patent pool for key industries such as new energy will be explored, alongside the establishment of a talent cultivation system including a database for intellectual property directors [1] - A high-value patent cultivation project database will be created, targeting strategic emerging industries and future industries [1] Group 2: Foreign Protection - The "Intellectual Property 'Going Global' Protection Plan" will be launched to coordinate resources for foreign protection and improve the legal service system [2] - A tracking service will be established for key industries, export products, and cross-border e-commerce, along with a protection directory for easily infringed trademarks [2] - Risk warning and dispute resolution will be strengthened in areas such as "337 investigations" and standard essential patents [2] Group 3: Brand Revitalization - The "High-Growth Trademark Brand Navigation Plan" will be implemented to build a cultivation system for product, enterprise, and regional brands [2] - Support will be provided for optimizing trademark layouts of registered enterprises and for the registration of collective and certification trademarks [2] - Efforts will be made to integrate geographical indications with characteristic industries and cultural tourism, while also intensifying the crackdown on trademark violations to protect Jiangsu's brand reputation and market value [2]