11只纯债基获五星荣誉 在纯债基金领域，鹏华固收团队打造出了多位优秀基金经理和多只代表作。在此次评级中，刘涛管理的 鹏华丰禄(003547)获得天相投顾、银河证券、晨星中国、招商证券、上海证券、济安金信的五年期最高 评级以及天相投顾、银河证券、晨星中国、招商证券的三年期最高评级。该基金成立于2016年10月，过 往长期业绩优异。据银河证券中长期业绩榜单，截至2025年二季度末，鹏华丰禄过去五年、七年分别凭 借25.09%、47.41%的净值增长率，在长期纯债债券型基金A类中排名7/505、1/261。 其中，鹏华丰融定开债(000345)获得天相投顾三年/五年/十年期五A评级以及招商证券十年期五星评级。 此外，鹏华可转债A(000297)、鹏华双债加利A(000143)、鹏华产业债A(206018)均获得天相投顾十年期 五A评级。 方昶管理的鹏华丰享(004388)成立于2017年3月，此次获得银河证券、天相投顾、晨星中国、招商证 券、济安金信的三年期/五年期最高评级。据银河证券中长期业绩榜单，截至2025年二季度末，鹏华丰 享过去七年凭借39.22%的净值增长率，在长期纯债债券型基金A类排名7/261。该基 ...

Core Insights - The global cryptocurrency market is experiencing a pivotal moment, with the total market capitalization of stablecoins surpassing $267.2 billion, marking a historical high, while USDT's market share has fallen below 62% for the first time [1][2] - XBIT decentralized exchange platform is emerging as a favored choice for institutional investors due to its innovative stablecoin solutions [1] Market Trends - The total market size of major stablecoins (USDT, USDC, DAI) reached $267.2 billion as of August 3, reflecting a 0.6% increase from the previous week [2] - Emerging algorithmic stablecoins, Frax and RAI, have captured over 8% market share, indicating a structural shift in the market [2] XBIT Platform Features - XBIT is the first decentralized trading platform to achieve SOC 2 Type II certification, employing multi-signature and threshold encryption technology to ensure user asset security [5] - The platform's unique "stablecoin health monitoring system" tracks over 20 key indicators, including USDT's collateral ratio and USDC's cash reserves, successfully alerting users to protect over $1.2 billion in assets during recent market fluctuations [5] Trading Dynamics - In the past week, USDT's new supply increased by only $1.2 billion, while USDC and BUSD saw increases of $870 million and $530 million, respectively, showcasing a competitive dynamic among stablecoins [6] - XBIT's "cross-chain stablecoin arbitrage engine" has generated over $320 million in risk-free returns for users, with an annualized return rate of 18.7% [6] Regulatory Compliance - In response to stringent SEC scrutiny, XBIT has introduced a "regulatory compliance toolkit" that includes a transaction tracing system in collaboration with Chainalysis and an AI-based anti-money laundering screening engine [9] - XBIT was the only decentralized platform to pass all 127 compliance tests in the recent Hong Kong Monetary Authority's stablecoin sandbox [9] Ecosystem Development - XBIT is building a comprehensive decentralized finance ecosystem, allowing users to earn stablecoin yields through staking XBIT tokens and enabling developers to create stablecoin derivatives [9] - The platform's average daily trading volume of stablecoins has exceeded $8.5 billion, with 60% of transactions coming from anonymous accounts of traditional financial institutions [9] Technological Innovations - XBIT has successfully demonstrated the "Stablecoin Interoperability Protocol 2.0," enabling seamless conversion of USDT, USDC, and DAI across 12 public chains with a transaction confirmation time of 1.5 seconds [11] - The platform is testing a "stablecoin index fund" that dynamically allocates the top ten stablecoins, providing low-risk investment solutions for conservative investors [12] - XBIT's "multi-chain connectivity" protocol has achieved a transaction throughput of 280,000 transactions per second, setting a new industry record by processing $46 billion in stablecoin transactions in a single day [12] Future Outlook - The stablecoin market is expected to experience explosive growth by 2026, driven by the proliferation of central bank digital currencies (CBDCs) and improved regulatory frameworks [12] - XBIT's first-mover advantage and technological barriers position it to become a core infrastructure in the stablecoin era, reshaping the underlying logic of the global monetary system [12]

传统交易所遇冷,XBIT去中心化平台成焦点 此次Upbit交易量大幅缩水,暴露出中心化交易所(CEX)的固有风险——流动性危机、政策监管压力及资 产安全性问题频发。8月2日全球CEX平均交易量下滑超30%,而XBIT去中心化交易平台的日活用户却逆 势增长15%,其链上交易笔数突破12万次。 图片来源:BOSS Wallet XBIT的核心优势在于其完全去中心化的架构:用户资产由智能合约托管,平台无法触碰用户资金,彻底杜 绝"卷款跑路"风险。此外,XBIT支持跨链互操作,用户可在比特币、以太坊等主网间无缝切换,降低交易摩 擦成本。这种模式不仅符合"BTC交易平台"的去中心化精神,更在熊市中为投资者提供了安全港湾。 XRP/ETH/BTC霸榜背后,XBIT如何赋能传统资产? BOSS Wallet 8月3日讯,据最新数据显示,韩国加密货币交易平台Upbit过去24小时交易量达20.85亿美元,同 比暴跌34.90%。尽管市场整体低迷,XRP、ETH、BTC仍以绝对优势占据交易量前三,其中XRP单日成交 额突破4.27亿美元。在这场波动中,XBIT去中心化交易所平台悄然崛起,凭借其独特的非托管模式和抗审 查特性,成 ...

Core Insights - ChainOpera AI has achieved a milestone by integrating its AI Agent Network platform with stablecoin trading, allowing seamless transactions for both Web2 and Web3 users using USDC and USDT [1] - The platform recorded over 600,000 transactions on its first day and reached a total user count of 2 million, setting a new record for user growth in the AI public chain sector [1] Group 1: Stablecoin Trading and AI Service Integration - ChainOpera AI has addressed traditional trading system challenges such as low cross-border efficiency and high fees by merging stablecoins with AI services [2] - Users can utilize XBIT's smart contract system to directly exchange stablecoins for core services like computing power and data models, lowering participation barriers and ensuring transaction transparency through blockchain technology [2] Group 2: XBIT Decentralized Exchange Platform - XBIT's platform showcases several technical advantages, including multi-chain asset compatibility, institutional-grade security architecture, and an AI algorithm-driven smart routing system to minimize slippage [5] - The platform operates without KYC, restrictions, or audits, allowing users to maintain control over their private keys [5] Group 3: Stablecoin Market Growth and Economic Impact - The Hong Kong Monetary Authority's recent stablecoin regulations provide policy support for this collaboration [6] - The global stablecoin market is projected to exceed $250 billion by 2025, with cross-border transactions accounting for 58% of this market [6] - Key benefits of stablecoins in the real economy include reduced cross-border transaction confirmation times from 3-5 days to 3 minutes, transaction fees as low as 0.1%, and risk management through smart contracts ensuring 100% reserve coverage [7] Group 4: Technological Innovations and Security - The collaboration has led to significant technological breakthroughs, including a hybrid trading protocol for automated fiat-to-crypto transactions and the integration of Chainlink technology for real-time off-chain transaction status updates [7] - XBIT's cold wallet storage solution reduces private key management risks by 90%, and its smart risk control system has successfully intercepted phishing attacks worth $2 million, validating the security of its non-custodial architecture [7] Group 5: Future Outlook - The global stablecoin market is expected to surpass $1.5 trillion by 2026, with bank-backed stablecoins potentially increasing their market share to 35% [10] - The collaboration between AI public chains and decentralized exchanges is reshaping global financial infrastructure, enhancing the liquidity of fiat currencies rather than replacing them [10]

Core Insights - The global cryptocurrency market faced a significant security crisis in July 2025, with 17 major hacking incidents resulting in total losses of $142 million, a 27.2% increase from June, marking a monthly record for the year [1] - Centralized exchanges (CEX) like CoinDCX, GMX, and BigONE were heavily impacted, highlighting inherent risks such as single points of failure in hot wallets and inadequate code integrity controls [2][5] - The rise of decentralized exchanges (DEX) like XBIT, which utilize a non-custodial architecture, offers a new solution for asset security by allowing users to maintain control over their private keys [6] Security Incidents - BigONE suffered a loss of $28 million due to a hot wallet vulnerability, where attackers exploited a compromised CI/CD pipeline to bypass risk controls [2] - CoinDCX and GMX also experienced significant losses of $44.2 million and $42 million respectively, with GMX's hacker returning $40.5 million in assets, a rare occurrence in the industry [5] Decentralized Solutions - XBIT's non-custodial model eliminates the risks associated with hot wallets by ensuring that user assets are stored in personal wallets and cannot be accessed by the platform [6] - The platform employs a combination of multi-signature mechanisms and biometric verification to enhance security, having successfully intercepted 13 simulated attacks in Q1 2025, protecting over $80 million in user assets [8] User Education and Awareness - Personal wallet theft incidents reached 23% in July, the highest for the year, emphasizing the need for user education as a critical defense [9] - XBIT has integrated a "security lab" module within its platform to educate users on wallet creation and contract interactions, incentivizing learning with transaction fee discounts [9] Regulatory Landscape - The cryptocurrency industry is entering a "strong regulatory" era with the implementation of the EU MiCA regulation and the US "21st Century Financial Innovation Act" [12] - XBIT has completed SEC compliance reviews and aims to set a benchmark for decentralized platforms through its "trinity" strategy of compliance, lightning network integration, and BTC ecosystem fusion [12]

2025年7月31日，长安银行西安未来之瞳支行开业仪式 在成立16周年之际，长安银行西安未来之瞳支行、西安沈家桥二路支行相继开业，以科技金融赋能创新 发展，以社区服务温暖百姓生活，标志着长安银行在优化网点布局、深耕区域经济道路上迈出新的步 伐。 西安未来之瞳支行：打造科技金融"智慧引擎" 西安沈家桥二路支行：做新市民的"金融邻里中心" 8月1日，长安银行西安沈家桥二路支行开业仪式顺利举行。长安银行党委委员、副行长袁颖丽，业务总 监闫丽峰等相关负责人，沈家桥杜城街办主任王飞以及西安担保集团、陕西盐业专营公司等企业代表及 周边居民共同见证这家洋溢烟火气的支行开门营业，在新市民金融服务版图上再添新章。 长安银行副行长袁颖丽、雁塔区杜城街办主任王飞共同为西安沈家桥二路支行揭牌，标志着西安沈家桥 二路支行正式启航，"金融便民、金融助企" 的承诺落地生根。 作为长安银行深化"普惠金融+社区服务"的融合实践，沈家桥二路支行依托"15分钟便民服务圈"优势， 精准对接城市新市民群体的金融需求，为新市民融入城市发展、共享经济增长成果提供系统性支持，真 正成为"百姓家门口的金融伙伴"。开业当天，周边居民实地体验了网点智能化服务，对 ...

Group 1 - The core viewpoint of the article highlights the significant growth and expansion of the "Kechuang China·Lighthouse Fund" by Penghua Fund, which aligns with the high-quality development of the economy through investments in "hard technology" [1][3] - Since its inception, the STAR Market has positioned itself to promote economic development, with Penghua Fund actively participating by launching multiple ETFs, including the Penghua SSE STAR 50 ETF and the Penghua SSE STAR Comprehensive ETF, achieving a "grand slam" in broad-based investments [1][2] - The Penghua SSE STAR 50 Component ETF and the Penghua STAR 50 Enhanced ETF together form a "dual 50" model, allowing investors to capture both beta returns and pursue excess alpha returns through quantitative research [1][2] Group 2 - The STAR Market companies exhibit significant advantages in sectors such as digital economy, biotechnology, and intelligent manufacturing, serving as a driving force for China's industrial upgrade [2] - The launch of the Penghua SSE STAR Biopharmaceutical ETF and the Penghua SSE STAR Chip ETF reflects timely responses to market trends, enabling investors to capitalize on opportunities in innovative sectors [2] - In the fixed income space, the introduction of the first batch of STAR bond ETFs, including the Penghua SSE AAA Technology Innovation Company Bond ETF, has seen active trading, with a scale exceeding 13.4 billion and an average daily transaction of 9.839 billion [2] Group 3 - The continuous expansion of the "Kechuang China·Lighthouse Fund" not only enriches the product line but also deeply implements the national strategy for technological innovation [3] - Penghua Fund aims to leverage its professional capabilities and forward-looking layout to help investors share in the benefits of technological innovation [3] - The company plans to continue leading industry changes and contribute to the development of China's technology industry through the launch of more innovative products in the future [3]

Core Viewpoint - The 2025 World Artificial Intelligence Conference (WAIC) in Shanghai highlighted the significant role of AI in accelerating drug development and transforming the healthcare ecosystem, with a focus on innovation in the pharmaceutical industry [1][4]. Industry Insights - AI technology is rapidly evolving, enabling faster analysis of vast medical data, predicting drug efficacy, and shortening drug development cycles while reducing costs [1][4]. - The global pharmaceutical landscape is undergoing a transformation, with multinational companies increasingly sourcing innovative drugs from China, driven by supportive domestic policies and steady clinical advancements [1][4]. - The innovative drug sector has shown strong performance, with the Wind Innovation Drug Index rising by 48.51% and the Hong Kong Innovation Drug Index increasing by 104.51% as of July 31, 2025 [3]. Company Performance - The performance of the Noan Selected Value Mixed Fund has been notable, with a net value growth rate of 61.88% over the past six months, significantly outperforming its benchmark of 5.74% [3]. - The fund's strategy has focused on the undervaluation of the pharmaceutical sector, with a balanced investment approach in both Hong Kong and A-share markets [3][4]. - The establishment of the "Technology Group" by Noan Fund in 2020 reflects a proactive approach to building a diverse product matrix in the technology investment space [4]. Technological Advancements - Modern surgical robots are enhancing surgical precision by analyzing real-time data and providing feedback, which reduces risks and improves success rates [2]. - The rise of remote surgery, facilitated by 5G/6G networks, allows surgeons to operate on patients from thousands of kilometers away, improving access to healthcare in remote areas [2].

传统离线翻译模式依赖预先下载的离线包，存在三大致命缺陷：语言覆盖有限(通常仅支持 10 余种主流 语言)、翻译准确率随语境复杂度下降(专业术语识别率不足 60%)、无法动态更新语料库(新词汇翻译滞 后)。而时空壶新 T1 搭载的端侧翻译模型，通过端侧 AI 大模型轻量化技术，将千万级参数量的翻译模 型压缩至设备本地，实现了与在线翻译同质的体验。这种突破源于时空壶八年的技术积淀 —— 从首创 流式翻译技术解决实时性问题，到如今端侧模型攻克离线场景痛点，始终以技术创新填补市场空白。 在全球化浪潮下，跨语言交流需求日益迫切，但网络信号的制约始终是难以突破的瓶颈。当人们在海外 旅行、跨国救援或偏远地区工作时，依赖网络的翻译工具常因信号中断而失效。时空壶作为跨语言交流 领域的先行者，凭借前瞻性技术布局，推出搭载全球首个端侧 AI 翻译模型的新 T1 翻译机，彻底打破 这一桎梏，让无网络环境下的精准翻译成为现实。 在实际应用中，新 T1 已展现出强大的场景适应性。暑期赴欧洲研学的学生团队，在阿尔卑斯山区徒步 时，依靠新 T1 与当地村民沟通路况；摄影师深入南美雨林采风，通过设备与原住民交流文化习俗；科 考队在南极科考站， ...

近日，数字认证协同签名SDK、上海CA数字身份SDK、天威诚信手机盾SDK、联通CA SDK、CFCA手 机盾SDK等55款主流认证类SDK已完成对鸿蒙5的适配，涵盖数字化签名、身份认证、电子证书等核心 场景，帮助开发者快速实现安全便捷、符合监管要求的认证服务，从而更专注于产品创新和用户体验提 升。 · 数字认证协同签名SDK 天威诚信手机盾SDK通过智能移动端应用的免实体介质，实现电子签名，基于密钥分割、协同运算等安 全技术，使得密钥安全性和应用效果等同于传统USBKey安全等级。 · 联通CA SDK 联通CA SDK集成了数字证书管理、国密算法(SM2/SM4)加解密等核心功能，可以为招投标、金融、医 疗、政府等多个领域的鸿蒙应用提供高效安全防护能力，确保用户身份真实性和数据传输的完整性，降 低数据泄露和篡改风险。鸿蒙开发者可以通过联通CA SDK"一站式"集成联通CA证书申请、签名验签等 核心能力，快速完成合规性要求较高的安全功能开发，提升开发效率。 · CFCA手机盾SDK CFCA手机盾SDK是中金金融认证中心自研的一款面向移动端数字证书申请、下载、使用的平台。以移 动终端作为数字证书载体，基于第 ...