把⌈皮卡⌋法国重奢品质保暖内衣，做到前所未有的高性价比，是什么体验？ 暖！真的超暖！ 刚上身，暖意直通四肢百骸，这么冷的天穿它， 浑身就像揣了个"小暖炉"。 舒服！真的太舒服了！ 还原了羊绒99%的细腻、柔滑、软糯触感 ，裸穿都不扎肉，还不容易闷汗。 保暖和舒适程度都堪比羊绒衫！ 如 果 保 暖 内 衣 有 段 位 ， 德 绒 保 暖 内 衣 一 定 是 王 者： 又 轻 、 又 软 、 又 暖 ， 暖 得 低 调 ， 暖 得 高 级！ 提到德绒，那拜耳德绒一定是"王者中的王者"。 它凭什么能在"保暖内衣"赛道一骑绝尘？ 德绒，其实是 德国拜耳 公司，模仿羊绒的中空架构，做出来的 超细旦腈纶纤维， 舒适度堪比羊 绒，是腈纶中技术先进的一种。 不是所有德绒都正宗 认准德国拜耳！！ 2000年，德国拜耳把德绒业务整体打包卖给了意大利的Fraver集团。 但在2020年底，因为经营不善， 倒闭了，所以商标为Dralon®的德绒也就停产了。 现在市面上很多德绒保暖内衣，大多是其他企业制作的"类德绒"，比如日本腈纶、金山腈纶... 普通类德绒，纤维截面是圆形，而 拜耳德绒则是很特别的双T型。 独特的异形结构，使纤维更加 ...

Core Viewpoint - The article discusses the recent management changes at Oriental Selection, highlighting the resignation of Sun Dongxu and the appointment of Yu Minhong as the new legal representative and manager of the company [1][2]. Group 1: Management Changes - Sun Dongxu has resigned as the legal representative and executive director of Oriental Selection (Zhuhai) Tourism Culture Co., Ltd., with Yu Minhong taking over these roles [1]. - Sun Dongxu also stepped down from several other positions, including those at Oriental Selection (Beijing) Technology Co., Ltd. and Beijing Dexin Oriental Network Technology Co., Ltd., with Yu Minhong assuming leadership roles in these companies as well [2]. - Yu Minhong confirmed Sun Dongxu's departure on social media, stating that their relationship remains amicable and that Sun left for personal reasons [2]. Group 2: Company Background - Oriental Selection (Zhuhai) Tourism Culture Co., Ltd. was established in October 2023 with a registered capital of 10 million RMB, focusing on tourism development and ticketing services [1]. - Oriental Selection (Beijing) Technology Co., Ltd. was founded in December 2021, also with a registered capital of 10 million RMB, and has expanded its business scope to include restaurant management and delivery services [2]. - Sun Dongxu has a notable background, having joined New Oriental in 2007 and quickly rising through the ranks to become CEO of New Oriental Online by 2019 [3]. Group 3: Financial Information - Sun Dongxu's total compensation for the period from June 1, 2023, to December 16, 2023, amounted to 33.603 million RMB, which includes 4.944 million RMB in salary and benefits, and 28.621 million RMB in equity compensation [4][5].

Core Viewpoint - The article discusses a labor dispute involving Huabao Fund, which has led to a court case set for January 19, 2026, involving a former fund manager named Chen Long [3][4]. Group 1: Labor Dispute - Huabao Fund is being sued by Chen Long for a labor dispute, with the case scheduled to be heard in the Shanghai High People's Court [3][4]. - Chen Long, a former senior analyst and fund manager at Huabao Fund, left his positions in two funds in 2024 due to poor performance and business adjustments [7][9]. Group 2: Fund Performance - During Chen Long's tenure, the Huabao Competitive Advantage Mixed Fund had a return rate of -46.75%, while the Huabao Green Theme Mixed Fund saw a decline of over 50%, with a return rate of -54.80% [9][11]. - After Chen Long's departure, the Huabao Competitive Advantage Mixed Fund experienced a significant increase, achieving a return of 63.07% in 2025, ranking in the top 10% of similar products [10][12]. Group 3: Management Changes - Chen Long was replaced by Shi Jian as the fund manager on September 23, 2023, who has since focused on investing in domestic semiconductor sectors [11][12]. - Huabao Fund's total management scale reached 379.1 billion yuan, ranking 28th in the industry as of September [12].

物业费降价潮真的来了。 2025年以来，全国多个小区的物业费迎来大跳水，有的降幅直接腰斩，一套 100平的房子，一年下来能省下一千多块钱，业主们实实在在享受到了 实惠。 但热闹背后，却是冰火两重天的景象。多家物业公司扛不住持续亏损的压力，纷纷发布撤场公告，宣布退出服务多年的小区。 一边是业主们喜提减负，一边是物业行业迎来剧烈洗牌。 这场物业费的大变局，到底是怎么发生的？ 01 最高降56%，不少小区的业主已经尝到了甜头 要说物业费降价有多实在，看看这些小区的操作就知道了。 南昌瑞都小区，物业费从每月 2.8元/平降到2元/平，100平的房子每月能少花80块 。 常州花语馨苑小区更狠，从 1.8元/平直接砍到1元/平，降幅接近一半 。 武汉朗诗里程小区更是 将 物业费从 2.5元/平降到1.1 /平，降幅高达56%，一套100平的房子，一年能省下1680元 。 这可不是个别小区的 "小打小闹"，全国范围内的物业费，都在明显降价。 中指研究院发布的《 2025年中国物业服务价格指数研究报告 》显示， 2025年12月，北京、上海、杭州、苏州等二十个重点城市的物业服务均价， 是2.72元/平方米/月。对比去年同期， ...

Core Viewpoint - Leap Motor has entered into a subscription agreement with FAW Group, raising approximately 3.744 billion RMB by issuing 74.8322 million shares at 50.03 RMB per share, making FAW an important shareholder with about 5% ownership [1][2] Group 1: Shareholding Changes - After the subscription, the founding team’s shareholding will decrease to 22.56%, while Stellantis Group's stake will drop to 18.99% [1] - The investment from FAW Group is seen as a stabilizing factor for Leap Motor, ensuring the control of the founding team amidst market uncertainties [5][6] Group 2: Strategic Partnerships - FAW Group's subsidiary, Qixin Power, will collaborate with Leap Motor to share resources and develop core engine products, enhancing their joint capabilities in hybrid and extended-range powertrains [6] - Leap Motor aims to leverage this partnership to strengthen its market position as competition intensifies in the automotive sector [6] Group 3: Financial Performance and Market Position - Leap Motor reported a net profit of 150 million RMB in Q3, with a profit margin of approximately 0.77%, which is significantly below the industry average [7][8] - The company has a cash reserve of 33.92 billion RMB, but its short-term liquidity ratios are under pressure, with a current ratio of 0.92 and a quick ratio of 0.83, both below industry standards [8][9] Group 4: Pricing Strategy and Market Challenges - Leap Motor's low-price strategy has driven sales growth, but its sustainability is questioned as raw material costs rise, limiting further price reductions [11] - The company faces uncertainty in the high-end market segment, particularly with its D series models, as competitors like Tesla and NIO explore additional revenue streams beyond vehicle sales [12] Group 5: FAW Group's Challenges - FAW Group's sales figures indicate a need for improvement in its electric vehicle segment, with only 3.55 million units sold in the first 11 months, representing just over 11% of total sales [12] - The partnership with Leap Motor is expected to help FAW address its shortcomings in the new energy vehicle market [12]

凤凰网《风暴眼》出品 爆料邮箱:all_cj@ifeng.com 12月28日下午，成都市高新区南三环路四段一汽车销售服务店铺外发生一起燃爆事件，造成人员伤 亡。 成都市公安局高新区分局发布通报称，经初步调查，段某(男，54岁，本市人)因与该店存在纠纷， 于当日13时许在店门外引燃易燃物品，造成其本人当场死亡，并致现场4人受伤。所有伤者已及时 送医救治，均无生命危险。 凤凰网《风暴眼》发现，涉事4S店与安利捷（成都）丰田汽车销售服务有限公司（下称"安利捷"） 高度吻合，有现场围观者确认，安利捷门店外拉起警戒线，门店一整面玻璃碎裂。 01 安利捷4S店一整面玻璃碎裂 受访者供图 凤凰网《风暴眼》通过百度地图全景功能对比安利捷4S店2022年12月现场图片，与上述图片视频 高度吻合。 从事故发生地理位置判断，涉事4S店疑为安利捷。凤凰网《风暴眼》致电安利捷及其子公司成都兴 安利捷丰田汽车销售服务有限公司（下称"兴安利捷"）核实情况（两公司地址及电话重合），工商 预留手机号始终无法接通，公司负责维修预约的官方接线人员听到问题后，表示"不清楚，我没在这 边"，随后挂断电话。 凤凰网《风暴眼》联系成都当地外卖员前往事发 ...

分析指出，全球白银市场已连续五年处于结构性赤字状态，实物库存正在迅速枯竭，主要交易所的库存水平大幅下降。市场正面临一场实时的供应挤 压，而非仅仅是避险情绪推动的上涨。 白银价格逼近80美元，马斯克直言这对工业发展"不是好事"。受全球结构性赤字、库存暴跌及纸面交易脱节影响，白银正面临供应挤压。由于在光伏 与电动车领域不可替代，供应瓶颈正对现代工业链造成严峻挑战。 本周白银首次逼近80美元/盎司，迅猛涨势远超黄金。27日，马斯克表达了担忧。直言这对工业发展"不是好事"。 马斯克在社交媒体平台X上发表上述言论的。针对关于白银价格因"严重的全球供应短缺"而出现爆炸式增长的讨论，马斯克评论称： "这不好。白银在许多工业过程中是被需要的。" 02 纸白银与实物市场的脱节 市场分析还指出了"纸白银"（Paper Silver）与实物白银之间的极度不平衡。据估算，纸面交易与实物白银的比例高达356:1，这意味着每一盎司实 物白银对应着数百份纸面索赔权。 这种脱节加剧了市场的脆弱性。如果即使是一小部分买家要求进行实物交割，现有的系统可能会面临崩溃的风险。市场参与者已经意识到这一风险， 这也是近期价格走势呈现垂直上升的重要原因。 ...

Core Viewpoint - The report highlights the progress and challenges in promoting urban-rural integration in China, emphasizing the need for improved mechanisms for equal exchange and flow of resources between urban and rural areas [1]. Group 1: Urbanization and Population Integration - The urbanization rate of the permanent population is projected to increase from 62.7% in 2019 to 67% by 2024, with the ratio of per capita disposable income between urban and rural residents decreasing from 2.64 to 2.34 [1]. - The restrictions on household registration in cities with a permanent population of less than 3 million have been largely lifted, and conditions for cities with populations between 3 million and 5 million have been further relaxed [2]. - The proportion of migrant children enrolled in public schools or receiving government-purchased private school placements has risen to 97% [2]. Group 2: Talent Development and Rural Support - Nearly 500 million high-quality farmers and over 143,000 rural practical talent leaders have been cultivated, with more than 14.3 million individuals returning to rural areas for entrepreneurship [2]. - The report emphasizes the need for a robust mechanism to attract talent to rural areas, including improved incentives for entrepreneurship and employment [3]. Group 3: Agricultural Investment and Financial Support - The national budget for agriculture, forestry, and water resources is expected to reach 2.7 trillion yuan in 2024, an increase of 18.4% from 2019 [3]. - Financial support for agriculture is being strengthened, with continuous growth in agricultural loans [3]. Group 4: Challenges and Future Directions - Despite progress, challenges remain, such as the uneven distribution of public resources and the need for better mechanisms for equal exchange of urban and rural resources [3]. - Future efforts will focus on promoting the full integration of agricultural migrants into cities, enhancing rural talent development, and deepening land system reforms [4][5].

Core Viewpoint - The article discusses the rapid decline in the pricing and market performance of the high-end milk brand "谢添地," which was initially marketed as the "Hermès of milk" but has now introduced products at significantly lower price points, indicating a failure to establish a sustainable premium brand identity in a competitive market [1][2][12]. Group 1: Pricing Strategy and Market Response - "谢添地" launched with high-end products priced at 128 yuan per case (12.8 yuan per bottle) and 78 yuan per case (7.8 yuan per bottle), which were significantly higher than competitors like 金典 and 特仑苏 [2][4]. - By the second half of the year, "谢添地" introduced lower-priced products, with single bottle prices dropping to the 3-4 yuan range, and some products being sold for as low as 3.3 yuan in physical stores [4][5]. - The initial high-end products have also seen price reductions, with discounts leading to prices as low as 4.47 yuan per bottle, indicating a significant shift in pricing strategy [5][6]. Group 2: Brand Positioning and Market Challenges - The brand was developed with the intention of replicating the success of "特仑苏," led by key figure 白瑛, who previously helped establish the latter brand [7][12]. - Despite heavy marketing investments, including sponsorship of popular TV shows, "谢添地" faced skepticism from consumers regarding its high pricing and perceived value [12][14]. - The brand's attempt to position itself as a premium product has been challenged by the saturated market, where the top five companies dominate 91% of the market share, making it difficult for new entrants to gain traction [12][15]. Group 3: Consumer Perception and Market Dynamics - "谢添地" struggles to justify its premium pricing to consumers, who question the necessity of high-end milk products, especially when basic milk meets their nutritional needs [15]. - The brand's marketing strategy has been criticized for relying on outdated tactics of heavy spending and scarcity narratives without establishing genuine brand loyalty or value [14][15]. - The differentiation claimed by "谢添地," such as its use of "娟姗牛" and A2 milk, is not unique, as similar products are offered by established brands like 伊利 and 光明, undermining its premium positioning [14][15].

月供要降！存量住房公积金贷款利率将于2026年1月1日起下调。 根据2025年5月7日发布的《中国人民银行关于下调个人住房公积金贷款利率的通知》，自2025年5月8日起，下调个人住房公积金贷款利率0.25个 百分点 。 | 标题: | 中国人民银行关于下调个人住房公积金贷款利率的通知 | | | --- | --- | --- | | 索引号: | HB/2025-5727178 | 文号: | | 发文机关: 中国人民银行 | | 公文种类: | | 发布日期： 2025年05月07日 | | 生效日期: 2025年05月08日 | | 主题词: | | | 以普通家庭贷款1 0 0万元，贷款年限为30年，等额本息还款方式为例，利率调整后，首套房节省利息为 4.76万 元，二套房节省利息为 4.92万 元。 | 还款总额 | 144.12 万元 VS | | 还款总额 | 148.88 万元 | | --- | --- | --- | --- | --- | | 利息支付总额 | 44.12 万元 | | 利息支付总额 | 48.88 万元 | | 月均还款额 | 0.4 万元 | | 月均还款额 | 0. ...