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践行金融为民,交通银行信用卡率先落地账单分期贴息
凤凰网财经· 2026-02-09 12:40
此次财政贴息政策首次将信用卡分期业务纳入支持范围,符合条件的客户可享 1%财政贴息,年度 累计上限为每人3000元(包含个人消费贷款和信用卡账单分期)。与此前已享受财政贴息的交通银 行"惠民贷"产品相比,信用卡账单分期更聚焦日常消费场景,覆盖餐饮、购物、出行等多元高频需 求,与"惠民贷"形成互补,共同织就更完善的金融惠民服务网络。 近日,财政部、中国人民银行、金融监管总局联合印发《关于优化实施个人消费贷款财政贴息政策 有关事项的通知》,该通知通过延长政策实施期限、扩大支持范围、拓展贴息领域、提高贴息标准 等系列精准举措,旨在加力提振消费、扩大内需,持续降低居民个人消费信贷成本,提升居民消费 意愿。政策发布后,交通银行信用卡中心迅速响应,成为业内首批落地账单分期贴息的金融机构, 从实际行动践行金融为民初心,主动服务国家战略、为实体经济高质量发展注入动能。 与此同时,交通银行信用卡将消费场景与分期服务深度绑定,打造 "消费即分期、分期享贴息"的体 验闭环。依托"最红星期五""贺新春"等特色惠民活动,持续激发客户的消费热情,消费后,客户即 可"想分就分",便捷办理账单分期业务,同步叠加财政贴息与分期专属福利,切实降 ...
币圈超级“乌龙指”,交易所误发62万枚比特币
凤凰网财经· 2026-02-08 10:20
Group 1 - Bithumb mistakenly issued over $40 billion worth of Bitcoin to users due to a clerical error, where a staff member entered "Bitcoin" instead of "Korean Won" for a reward program [1][3] - The error resulted in 695 users receiving 620,000 Bitcoin, leading to a significant sell-off and a temporary price drop of Bitcoin by 17% from approximately 98.29 million KRW (about $67,188) to 81.10 million KRW (about $55,400) [6][8] - Bithumb took immediate action by suspending trading and withdrawals for affected accounts within 35 minutes of the error, and managed to recover 99.7% of the mistakenly issued Bitcoin [6][7] Group 2 - The CEO of Bithumb announced that customers who experienced losses due to panic selling would be compensated for their losses and receive an additional 10% bonus [7] - The incident raised concerns among regulatory bodies, with the Financial Services Commission of South Korea stating that it highlighted the vulnerabilities and risks associated with virtual assets [8] - Bithumb estimated customer losses to be around 1 billion KRW and committed to using company assets to cover any shortfalls to restore customer account balances [8]
专柜品牌!绵羊毛冲锋外套,1998吊牌价直接砍到百来块
凤凰网财经· 2026-02-08 10:20
强烈建议! 点开这篇文章就别轻易划走!! 因为! 我们今天真的薅到了 英国老牌赛艇俱乐部 REGATTA CLUB的 大!羊!毛! 赛艇 绵羊毛冲锋外套 吊牌价1998元 现在到手——159! 不到1折! 而且这件不是电商阉割版!不是清库存!是—— 实体线下店款,同批次,同品质! 一 件 它 ≈ 冲 锋 衣 + 羽 绒 服 + 羊 毛 大 衣 + 雨 衣!比 任 何 一 件 衣 服 都 值! 抗风、挡雨、耐磨 →和*鸟冲锋衣一样能打; 上身秒暖,锁温升温 →保暖力直逼羽绒服; 板正利落,不臃肿 →冬天穿也体面帅气! 你根本不用叠穿三五层, 1件赛艇绵羊毛冲锋外套就能从冷风里杀出来。 男女同款,有7款颜色,90–220斤都能穿 ,防风防雨,遮肉显瘦,不挑身材! | 【尺码表】 | | --- | | 胸围 741 石 六六年 | | 尺码 | 衣长 | 肩宽 | 胸围 | 袖长 | 建议身高 (CM) | 建议体重 匠 | | --- | --- | --- | --- | --- | --- | --- | | ഗ | 67 | 45.8 | 54.5 | 59.5 | 155-160 | 90-105 | ...
月入几万,春节都不能实现“炒货自由”?
凤凰网财经· 2026-02-08 10:20
Core Viewpoint - The article discusses the rising prices of snack foods, particularly nuts and dried fruits, during the Chinese New Year, highlighting how these items have become increasingly expensive and are perceived as luxury goods by consumers [6][30]. Price Trends - Snack prices have been climbing steadily over the past two to three years, with some items now priced at three-digit figures [6][12]. - For example, prices at popular stores like Xueji have reached exorbitant levels, such as 50 RMB per pound for mango slices and 218 RMB per pound for hand-shelled pine nuts [13][18]. Consumer Behavior - Consumers are increasingly willing to spend on these snacks during the festive season, viewing them as essential for family gatherings and social interactions [49][55]. - The act of purchasing these snacks is not just about food but also about facilitating social interactions and managing familial expectations during reunions [52][56]. Market Dynamics - The high prices are influenced by several factors, including reliance on imported nuts, which are affected by international supply chains and geopolitical issues [32][34]. - The snack industry is undergoing an "industrial upgrade," with stores moving from traditional markets to upscale locations, leading to increased operational costs that are passed on to consumers [37][41]. Industry Growth - The market for nuts and snacks is projected to exceed 300 billion RMB by 2024, indicating a significant growth trajectory for the industry [46]. - The rise of brands like Xueji has created a large consumer market, with their innovative product offerings driving demand and allowing for premium pricing [45][46].
排队13小时吃鱼?烤匠们的“饥饿游戏”能玩多久
凤凰网财经· 2026-02-08 10:20
来源丨凤凰网财经《公司研究院》 即便是最能忍耐的食客,面对"烤匠"的火爆长队,恐怕也要三思而行。 近日,川渝烤鱼品牌"烤匠"登陆上海,开店首日便因"超长排队"引发热议。据报道,现场排队时长最高达13小时,次日全天取号超 过6300桌;直到午夜零点后,仍有超4000桌在等待,最晚的食客等到凌晨五点才进店就餐。 惊人的排队规模甚至催生了"排队黄牛",出现了明码标价的购号交易,据称黄牛日赚千元,将热度推向另一个维度。 社交媒体上,对这一现象的讨论持续发酵,网友态度两极。有人庆幸"一看这人流,幸好没去凑热闹",也有人直接质疑:"都什么时 候了,还搞这种炒作"。其中也不乏冷静的声音,回忆起那些曾同样风靡一时、最终却悄然沉寂的网红品牌——它们也曾有过开门即 排队、黄牛炒号、全网刷屏的高光时刻。 如今,同样的剧本再次上演。烤匠能否超越"网红"的周期,打破"昙花一现"的行业魔咒,将是其真正走向长久的关键考验。 01 黄牛、跑腿员,网红餐饮的"排队奇观" "下午4:52取的号,一直到12点半才入座,等位时长7.6小时","早上十点取的号,前面已经166桌了,下午4点吃上的",在社交 平台上,不少网友分享了在上海"烤匠"的等位经 ...
年会来了,机器人疯狂打工
凤凰网财经· 2026-02-08 10:20
以下文章来源于定焦One ,作者定焦One团队 定焦One . 深度影响创新。 来源丨定焦One 作者 | 王璐 编辑 | 魏佳 年关将至,最忙的除了打工人,还有机器人。在租赁市场上,人形机器人正成为各类活动的热门选 择。 这股风潮,自2025年春晚舞台上身穿花棉袄扭秧歌的机器人开始,短短一年间,它们从屏幕蔓延到 现实,频繁现身企业年会、商场开业与文旅活动现场,扮演起"流量担当"。 不只是在春晚舞台,在线下,人形机器人租赁的需求也颇为旺盛。与央视主持人合拍宣传片、登上 大学联欢晚会,在企业年会跳《大花轿》、进影视剧组表演咏春拳,这些日薪高达数千甚至上万元 的"硅基打工人",早已加入赶场大军。 但热闹之下,问题也随之出现。最常见的包括价格体系混乱、服务标准不一、宣传效果与实际表现 不符,甚至出现"花万元租机器人,台上只跳三分钟"的落差感。 看似繁荣的租赁需求,究竟是人形机器人走向商业化的一条通路,还是仅仅由年会、商演等短期场 景托起的泡沫?机器人租赁,是一门真正可持续的生意吗? 01 年会旺季到来,机器人比人还忙 "能跳《大花轿》还会后空翻的(人形机器人租赁方)联系我,需要4台。" 这样的需求,最近频繁出现在「 ...
75亿,自热火锅顶流破产了
凤凰网财经· 2026-02-08 10:20
以下文章来源于融中财经 ,作者王涛 融中财经 . 中国领先的股权投资与产业投资媒体平台。聚焦报道中国新经济发展和创新投资全产业链。通过全媒体 资讯平台、品牌活动、研究服务、专家咨询、投资顾问等业务,为政府、企业、投资机构提供一站式专 业服务。 来源 | 融中财经 作者 | 王涛 编辑 | 吾人 谁有能想到,曾经大红大紫的自热火锅顶流"自嗨锅"走到了破产的边缘。 最近,自嗨锅关联公司杭州金羚羊企业管理咨询有限公司新增一则破产审查案件,申请人为马某, 经办法院为杭州市余杭区人民法院。更多的信息显示,目前杭州金羚羊企业管理咨询有限公司关联 多条被执行人信息,被执行总金额超 1.4 亿元。 将时针拨回到 2021 年的那个冬天,自嗨锅正站在它事业的巅峰。彼时,全国各大商超的货架上, 橙色包装的自嗨锅占据着最醒目的位置;电梯广告里,明星代言的广告语轮番轰炸;直播间里,主 播们卖力地展示着" 15 分钟吃上热火锅"的魔力。 品牌创始人蔡红亮频繁现身各类创业论坛,分享他如何从一个零食帝国(百草味)的缔造者,转身 成为"方便食品革命者"的故事。资本的狂热达到了顶点—— 华映资本等一线机构争相入局,公司估值逼近百亿大关,年销售 ...
央行又出手,连续15个月增持黄金
凤凰网财经· 2026-02-07 10:57
2月7日,国家外汇管理局最新数据显示,截至2026年1月末,我国外汇储备规模连续6个月稳定在 3.3万亿美元以上。同时,央行连续15个月增持黄金。 01 外 储规模继续稳定在3.3万亿美元以上 国家外汇管理局表示,2026年1月,受主要经济体财政政策、货币政策及预期等因素影响,美元指 数下跌,全球主要金融资产价格总体上涨。汇率折算和资产价格变化等因素综合作用,当月外汇储 备规模上升。我国经济运行稳中有进,发展韧性进一步彰显,为外汇储备规模保持基本稳定提供支 撑。 民生银行首席经济学家温彬分析称,1月份,受多重因素叠加影响,美元延续弱势:一是特朗普在委 内瑞拉、伊朗、格陵兰岛等多地开展或威胁军事打击加剧了地缘政治风险,美元信用风险高企。二 是特朗普暗示对美元贬值持开放态度,引发市场抛售潮。此外,美联储委员释放鹰派信号,加之沃 什当选美联储主席的预期发酵,美债震荡上行,全球资产价格整体上涨。 "随着跨境投融资便利化政策持续加码,资本市场对外资吸引力将持续增强。我国经济运行稳中有 进,发展韧性进一步彰显,为外汇储备规模保持基本稳定提供了有力支撑。"温彬说。 东方金诚首席宏观分析师王青也表示,未来外储规模有望保持基本 ...
公募开年惊雷,单日暴跌 31.5%,投资人怒了
凤凰网财经· 2026-02-07 10:57
Core Viewpoint - The public fund industry is facing a liquidity and valuation crisis triggered by the sudden volatility in silver prices, particularly affecting the Guotou Ruijin Silver Futures LOF fund, which saw a dramatic drop in value and investor complaints [1][4]. Group 1: The Net Value Storm - The crisis began with an unprecedented surge in silver prices, causing the Guotou Ruijin Silver Futures LOF fund's net value to increase from 1.26 yuan in October 2025 to 5.25 yuan by January 29, 2026, a cumulative increase of over 300% [5]. - The fund's scale rapidly grew from 4.3 billion yuan to over 10 billion yuan, attracting a large number of investors [5]. - On January 30, 2026, the fund unexpectedly announced a one-day suspension, coinciding with a significant drop in international silver prices, which fell by over 25% [6]. Group 2: Valuation Adjustment and Investor Impact - On February 2, 2026, the fund opened with a 10% drop and subsequently announced a valuation adjustment, leading to a record single-day decline of 31.5%, with the net value plummeting from 3.2838 yuan to 2.2494 yuan [7][9]. - The fund's explanation for the adjustment was that domestic futures prices could not accurately reflect the underlying asset's value, which was deemed a compliant operation [9]. - Investors who submitted redemption requests before the adjustment faced significant losses due to the unexpected revaluation, leading to widespread dissatisfaction [10][11]. Group 3: Investor Complaints and Company Response - As losses mounted, investor complaints surged, questioning the sudden suspension and the lack of operational transparency [12][15]. - In response to the complaints, Guotou Ruijin announced the establishment of a special task force to address investor concerns and pledged to protect their rights [15][16]. - However, the announcement did not adequately address key investor concerns, such as the timing of the valuation adjustment and potential compensation for affected investors [18]. Group 4: Future Implications for the Company and Industry - The crisis represents both a challenge and a test for Guotou Ruijin, emphasizing the need for concrete solutions to investor grievances and improved risk management practices [19]. - The events of early 2026 will serve as a significant case study for the public fund industry, highlighting the importance of transparency and investor communication [20].
绝味食品首亏 卤味产品缘何卖不动了?
凤凰网财经· 2026-02-07 10:57
Core Viewpoint - The article highlights that 2025 marks a critical turning point for the Chinese marinated food industry, with leading companies like Juewei Foods facing significant challenges, including their first annual loss since going public, indicating a shift from rapid growth to a competitive market focused on existing resources [4][9]. Group 1: Performance of Listed Companies - Juewei Foods has reported a significant decline in performance, with a net reduction of over 4,000 stores from 14,969 in mid-2024 to approximately 10,713 by January 2026, reflecting a substantial contraction [5][6]. - Other leading companies like Zhou Hei Ya and Huang Shang Huang are also closing stores, but they are doing so strategically to optimize operations and improve efficiency, with Zhou Hei Ya closing nearly 600 stores in the first half of 2025 [8][9]. - Huang Shang Huang is projected to achieve a net profit of 70 million to 90 million yuan in 2025, representing a year-on-year increase of 73.57% to 123.16%, attributed to diversifying its product offerings [8]. Group 2: Market Trends and Challenges - The marinated food market is expected to grow only slightly, with a projected market size of 1,620 billion yuan in 2025, reflecting a growth rate of less than 3%, a significant drop from previous years [4][9]. - The industry is experiencing increased competition from pre-packaged meat snacks and other food categories, which are capturing market share from traditional marinated food chains like Juewei [4][12]. - The lack of product innovation and high prices are major factors contributing to declining sales, with Juewei's products being perceived as expensive compared to community marinated food shops [11][12]. Group 3: Strategic Responses and Future Directions - Companies are responding to market pressures by introducing lower-priced meal packages to attract consumers, with Juewei offering options like a 28 yuan meal set [11]. - The industry is urged to consider international expansion and tap into underdeveloped markets in lower-tier cities, as there remains significant potential for consumer growth [13]. - There is a growing trend towards diversification in product offerings to meet the varied demands of consumers, including targeting specific demographics and occasions [13].