Core Viewpoint - The article discusses recent developments in convertible bonds and credit ratings of various companies, highlighting changes in credit rating agencies and upcoming bond offerings [1]. Group 1: Convertible Bonds - Hengshuai Convertible Bond will be available for subscription on May 29 [1]. - The company Jiayuan Technology plans to change the credit rating agency for its convertible bond from Dongfang Jincheng to Guangzhou Pushe, effective April 28, 2025 [1]. - The company has decided to stop providing rating materials to Dongfang Jincheng for the Jiayuan Convertible Bond, which will no longer receive follow-up tracking ratings from this agency [1]. - The credit rating for Shanshi Convertible Bond has been downgraded to A by United Ratings [1]. - The convertible bonds for Lege, Haishun, Lanfan, and Qifan will not undergo any adjustments [1]. Group 2: Share Transactions - Hangyu Technology intends to acquire 2% of the company's shares from its controlling shareholder through a block trade [1].

2023年10月最高曾经到过5.388%，这次有什么不一样？ 做港股较多，为了避免币种来回切换产 生汇兑损失，这次买的港版TLT---03433，没有买TLT。 附图可以看到标普500与TLT的走势大多数时间是负相关的，我现在的策略是利用这一跷跷板关 系在股票和债券之间做轮动切换。最近的资金慢慢轮动到03433上面了。 来，大佬们讨论一下。 天书 川普2.0团队认为你买美债吃利息是占美国的便宜吸美国的血，就看你觉得这点算不算风险了，或 者说这个风险有没有price in。 drwangting 美元债不可能违约，但是美元汇率可能暴跌。 流程是这样的。当大家对美元的财政信心变差后，就会抛售美债，并导致美债的流动性降低，美 债收益率上升。最后，美联储会介入，买入美元，并降息。也就是QE，增加美债的流动性。 因为央行，理论上可以无限提供美债流动性，也就是不停的买入美债。所以，美债不会违约。 但是QE，相当于印钱。所以美元的汇率可能会大跌。 xxldh 本人非专业人士，以下是个人一点拙见，抛砖引玉，不当之处请多多指教 一、网友观点总结 1.短债和长债要分开讨论 "长债收益率跟短期利率是两回事。 " 短债： "是的，所 ...

Group 1 - The core viewpoint of the article highlights recent developments in convertible bonds and shareholder actions of specific companies [1] Group 2 - The company Tianhe Solar's convertible bond holders have reached a 20% holding ratio [1] - The shareholder of Shouyu Pingmin plans to reduce their stake by no more than 3% [1] - The convertible bonds of Shengxun and Tianchuang will not undergo adjustments [1]

Core Viewpoint - The article emphasizes the importance of careful consideration before making large purchases, particularly in the context of consumer loans and the financial burden they can create [3][12]. Group 1: Personal Financial Decisions - A former colleague regrets purchasing two cars, spending a total of 700,000 yuan, which has become a financial burden due to decreased income and high depreciation rates [2]. - The colleague's current income is approximately 200,000 yuan per year, leading to increased pressure from loan repayments and impacting his investment mindset [2]. - The article suggests that large expenditures should be justified as necessities rather than for appearances, especially in a challenging economic environment [3]. Group 2: Consumer Behavior Insights - There is a trend of high-income families struggling with credit issues, indicating that financial management is not solely dependent on income levels [12]. - The article highlights a shift in consumer behavior where individuals prioritize image over financial prudence, leading to unnecessary debt [12][14]. - It discusses the notion that many people are willing to take on debt for luxury items, which can lead to long-term financial stress [3][12]. Group 3: Investment Mindset - The pressure of debt can lead to a short-term investment approach, where individuals focus on quick gains rather than long-term strategies [2]. - The article suggests that maintaining a balanced approach to spending and investing is crucial for financial health [16]. - It advocates for using investment profits for discretionary spending rather than relying on loans for large purchases [7].

荣晟环保：公司实际控制人因个人原因被公安机关采取强制措施 正裕转债，杭银转债：强赎 太阳能：拟回购注销1亿-2亿元公司股份 蒙娜转债，宏微转债，天23转债，嘉元转债，精工转债，申昊转债，光力转债：不下修 交大铁发：北交所新股申购 恒帅转债：5月29日申购 关注集思录微信 特别提示 本文不构成任何投资建议，仅为信息分享。任何因本文导致的投资行为发生的亏损，本公众号 及作者概不承担任何责任。 集思录(www.jisilu.cn)是一个以数据为本的投资理财社区，专注于新股、可转债、债券、封闭 基金等数据服务。我们的理念是在保证本金安全的前提下，使资产获得稳健增长。 快捷查询： 金诚信：因矿震暂停卡莫阿-卡库拉铜矿地下采矿作业服务 搜索公众号"jisilu8"添加我们 隆基绿能：公司创始人申请辞去公司董事、总经理职务 ...

Core Viewpoint - The article discusses recent corporate actions related to convertible bonds and share transfers, highlighting significant movements in equity stakes and bond offerings in the market [1]. Group 1: Corporate Actions - Hongchang Convertible Bonds are subject to strong redemption [1]. - Fuliwang's controlling shareholder plans to transfer 5% of the company's shares through inquiry [1]. - Hengfeng Information's controlling shareholder has terminated the agreement to transfer part of the company's shares [1]. - Diou Home's shareholders, Shuihua Zhiyun and its concerted parties, have increased their holdings in the company's convertible bonds, collectively owning 6.45% of the company's equity [1]. Group 2: Convertible Bonds - Jianyou Convertible Bonds and Energy-Saving Convertible Bonds will not undergo adjustments [1]. - Youyou Green Energy is open for subscription of new shares on the Shanghai and Shenzhen stock exchanges [1]. Group 3: Market Context - The US stock market is closed [1].

Core Viewpoint - The article discusses the challenges faced by PhD graduates in finding suitable employment, highlighting the disparity in job opportunities based on academic achievements and the oversaturation of PhD holders in the job market [1][5][9]. Group 1: Employment Challenges for PhD Graduates - Many PhD graduates struggle to find suitable jobs, with some reporting a significant gap between their academic qualifications and available positions [1][5]. - The employment rate for PhD graduates is notably low, with statistics indicating that only 15% of PhD holders from certain institutions find employment [5]. - The competition for academic positions is intense, with only the most accomplished PhD graduates securing roles in prestigious universities, while others may struggle to find even basic teaching positions [2][12]. Group 2: Job Market Dynamics - The job market for PhD graduates has become increasingly competitive, with a significant number of graduates vying for limited positions, particularly in academia and research institutions [4][13]. - The perception of PhD degrees has shifted, leading to a situation where the value of such qualifications is questioned, and many graduates find themselves in roles that do not utilize their advanced skills [9][11]. - The article notes that the oversupply of PhD graduates has led to a devaluation of the degree, making it difficult for individuals to leverage their qualifications effectively in the job market [6][8]. Group 3: Alternative Career Paths - Some experts suggest that PhD graduates consider alternative career paths, such as civil service or positions in research institutions, where academic achievements may not be as heavily scrutinized [3][15]. - The article highlights the potential for PhD holders to explore opportunities abroad, where their qualifications may still hold value, particularly in countries that offer favorable immigration policies for skilled workers [6][9]. - It is recommended that PhD graduates focus on building networks and leveraging relationships with mentors and peers to enhance their job prospects [6][11].

博士毕业后感觉工作很难找，求建议 由一顿29元的Q骨套餐说起 https://www.jisilu.cn/question/509683 关注集思录微信 特别提示 本文不构成任何投资建议，仅为信息分享。任何因本文导致的投资行为发生的亏损，本公众号 及作者概不承担任何责任。 老婆今年化工专业博士毕业，33岁，迟迟找不到合适的工作，从毕业前就开始找，一直到现在毕业了也没找到，简历投出 去如石沉大海毫无回音。本人工作收入尚可，可满足家用略有结余，家里有一男孩，目前两岁，家庭经济压力倒不甚大。 但是，读书十余载，找不到合适的工作，对老婆心理造成了很大的焦虑，未来怎么规划也是未知，很是迷茫，想听听大家 的建议。 博士毕业后感觉工作很难找，求建议 https://www.jisilu.cn/question/509593 投资者对社会的意义在哪里？ https://www.jisilu.cn/question/509575 对于白酒行业，大家都怎么看？ https://www.jisilu.cn/question/509631 搜索公众号"jisilu8"添加我们 集思录(www.jisilu.cn)是一个以数据为本的投 ...

Core Viewpoint - The article discusses personal struggles and reflections on life challenges, emphasizing the importance of perspective and resilience in the face of difficulties. Group 1: Personal Struggles and Perspectives - The author expresses feelings of confusion and disillusionment regarding career prospects at the age of 40+, despite having a stable job, housing, and savings [1][5][11] - There is a recognition that many people live in significantly more challenging circumstances, both globally and locally, highlighting the disparity in life experiences [1][2] - The article encourages individuals to step back and observe the lives of ordinary people to gain a more stable mindset [4] Group 2: Responses to Life Challenges - Various commenters share their own experiences of hardship, suggesting that the author's situation is not as dire as perceived, and that perspective is crucial [5][10][11] - Some advocate for a mindset of striving and resilience, arguing that one should not settle for mediocrity and should seek new opportunities if current circumstances are unsatisfactory [6][13] - The importance of lowering expectations and finding joy in simple things is also discussed, suggesting that happiness can be derived from self-exploration and pursuing passions [14]

Group 1 - Aladdin's wholly-owned subsidiary has had bank accounts frozen amounting to 25.49 million yuan [1] - Jiuzhou's convertible bonds are not subject to strong redemption [1] - Zhongce Rubber is involved in the new stock subscription on the Shanghai and Shenzhen exchanges [1]