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学历贬值如何应对?
集思录· 2025-06-12 14:08
Group 1 - The consensus on the devaluation of academic qualifications is strengthening, with a growing belief that current education heavily relies on innate talent rather than just effort [1] - The proportion of individuals with undergraduate and graduate degrees is increasing, leading to a relative decline in demand for highly educated individuals, resulting in an oversupply [1][2] - The material conditions in China have improved significantly, making it difficult for individuals to starve, as industrial capacity is excessive and agricultural modernization is ongoing [1] Group 2 - In early education, it is important for children to explore various interests and develop mathematical thinking, without the pressure of excelling in every subject [1][2] - During middle school, it is crucial to assess a child's exam-taking abilities and character development, as these experiences are valuable for future challenges [2] - In high school, the focus should be on understanding social realities and engaging in various social activities, regardless of the type of high school attended [2][3] Group 3 - The future of ordinary civil service jobs may not be stable, and the nursing profession is noted for its demanding shift work [4][5] - The funeral industry is identified as a growing sector, while the field of cultural relic restoration remains less understood [6][7] Group 4 - The current education system is viewed as a zero-sum game, where success in exams is dependent on outperforming peers, contributing to the phenomenon of educational competition [8] - The perception that past generations had easier access to higher education is challenged, as historical data shows lower enrollment rates and higher competition [8][9] - High-density talent environments in companies lead to more efficient communication and problem-solving compared to low-density environments [8] Group 5 - The importance of attending the right educational institution is emphasized, as mismatched environments can hinder a child's development [9] - The concept of "high school migration" is discussed, where students may move to different provinces for better educational opportunities, particularly in western provinces [9][10] - The knowledge taught in schools is often outdated, but the ability to learn and think critically remains essential for personal and professional growth [10][11]
13日投资提示:益丰药房控股股东拟减持不超2%股份
集思录· 2025-06-12 14:08
Group 1 - Yifeng Pharmacy's controlling shareholder and concerted parties plan to reduce their holdings by no more than 2% of the company's shares [1] - Hengbang Co., Ltd. received a corrective measure decision from the Shandong Securities Regulatory Bureau for failing to timely disclose that the deputy general manager was subjected to criminal coercive measures [1] - Enjie Co., Ltd. shareholders plan to collectively reduce their holdings by no more than 1.19% of the company's shares [1] Group 2 - The convertible bonds of Wentai, Meijin, and Lezhi will not be adjusted [1] - CICC China Green Development Commercial REIT (180606) is open for subscription [1] - Hengshuai convertible bonds will be listed on June 17 [1]
12日投资提示:风语筑股东拟合计减持不超3%股份
集思录· 2025-06-11 13:13
Group 1 - The shareholder of Fengyuzhu plans to reduce its holdings by no more than 3% of the company's shares [1] - Tianqi Materials intends to invest approximately $280 million in building an electrolyte and raw materials base in Morocco [1] - Xingsen Technology plans to participate in the purchase of a 24% stake in its subsidiary Xinke Semiconductor [1] Group 2 - Dongshi Convertible Bonds will be suspended from trading on the Shanghai Stock Exchange starting June 20 due to the company's inability to complete rectification before the deadline [1] - The controlling shareholder, Dongfang Fashion Investment Co., Ltd., and its affiliates have returned 0 yuan of occupied funds [1] - The suspension period for the company's stock and Dongshi Convertible Bonds will not exceed 2 months [1]
胖东来为什么那么成功?
集思录· 2025-06-11 13:13
永辉能不能胖改成功的问题,我想不如直接搞清楚为什么胖东来那么成功?请教大家。 丘丘人炖史莱姆 1、做事厚道 2、打明牌 别看上面区区简单两条,中国95%企业你去看好了,都做不到这两点。 这也是为什么sam受人信任的同样原因: 也是这两条。 1、做事厚道 2、打明牌 可惜在这片土地,不知道为啥,总是有人觉得,做人或者做企业如果做到这两点,好像自己就亏 大发了。 不弄点套路,不弄点"技巧",不吃点"绝户",给你让点利, 浑身难受。 这真是一个好问题啊! 最近一年,我也在思考这个问题,我去了北京的山姆、新乡的胖东来、上海的开市客和奥乐齐, 中国最牛逼的线下零售,就这些了吧。 胖东来成为典型,与之对应的是商超的全行业亏损,电商对线下零售的冲击,经过了后疫情的时 代的严重通货紧缩,把大多数商超逼到了生死线。原来好超市和坏超市的差别在于你的利润率是 10%,我的利润率是5%,后来变成了你的利润率还是10%,销量增加20%,我的利润率 是-10%,销量减少20%。 商超在经济快速发展时期,活得非常滋润,因为:1.人口不断涌入大城市,不缺流量;2.流通渠 道单一,流通成本高,商超掌握了很大的话语权;3.优质供给稀缺,消费者对 ...
炒股这么容易,为什么还这么多亏钱的
集思录· 2025-06-10 14:03
明心1 正式入市第五个年头了,新兵蛋子,目前总收益20几个点 还以为赚了多少呢,年化4个点...... lance77 指数在6000点的时候,过去定投的人都是赚钱的——赚钱实在太容易了。 指数在2600点的时候,过去定投的人都是亏钱的——赚钱实在太难了。 楼主连你赚的是阿尔 法还是贝塔都没搞清楚,就来集思路显摆了,唉! lazioslg 当你觉得炒股很容易的时候,那恰好是你使用的策略在这段时间是奏效的,但股市最大的风 险就是不确定性,也许过一段时间,你的策略就失效了,然后你会去寻找新的策略,但新的 策略能否适应那时的市场也是未知,你需要不停的试错,在一次又一次的试错失败后,你会 感叹,炒股真的很难。这也是很多,初生牛犊不怕虎的新股民,在入市之初,因种种原因赚 了不少,然后就自信爆棚,感觉可以指点江山了,但之后被残酷的市场打回原形,甚至背负 重债,再也无力回天的原因。 BOATMAN 炒股这么容易,为什么还有这么多人会亏钱,是因为人心不足蛇吞象吗? 小散只要练会屁股神功,坚持定投垄断大央企国企,股息复投,胜率高的很啊... 黄阳 这种帖子出现要小心 小生生1234 你怎么不看看2024年以前大央企国企的走势? ...
11日投资提示:建工转债提议下修
集思录· 2025-06-10 14:03
搜索公众号"jisilu8"添加我们 集思录(www.jisilu.cn)是一个以数据为本的投资理财社区,专注于新股、可转债、债券、封闭 基金等数据服务。我们的理念是在保证本金安全的前提下,使资产获得稳健增长。 快捷查询: 建工转债:董事会提议下修 纽泰格:股东拟减持不超3%公司股份 路维转债:6月11日【申购】 新恒汇:沪深新股【申购】 关注集思录微信 特别提示 本文不构成任何投资建议,仅为信息分享。任何因本文导致的投资行为发生的亏损,本公众号 及作者概不承担任何责任。 ...
10日投资提示:宏柏新材股东拟减持不超2.98%股份
集思录· 2025-06-09 13:43
Group 1 - The core viewpoint of the article highlights recent corporate actions including shareholder reductions and regulatory warnings from the FDA [1] - Hongbo New Materials plans to reduce its shareholding by no more than 2.98% [1] - Jiahua Intelligent intends to reduce its shareholding by no more than 1% [1] - Huahai Pharmaceutical received a warning letter from the FDA based on an inspection conducted from January 16 to January 24, 2025, regarding its production facility [1] - The warning letter addressed issues related to cleaning management of solid oral production equipment, maintenance of sterile production areas, and the adequacy of parameters for tablet rejection studies [1] - Huahai Pharmaceutical is taking measures to optimize its operations and is maintaining active communication with the FDA to enhance its quality management system [1] - Zhaoziyang, the secretary of the board of directors of Ruifeng High Materials, is under investigation for suspected insider trading [1] - New stock listings and subscription opportunities are mentioned, including the listing of Jiaoda Iron and the subscription for Zhongjin Yizhuang Industrial Park REIT [1]
人多的地方不要去,高股息算不算人多?
集思录· 2025-06-09 13:43
现在的高股息算不算人多? 考虑到一个背景,10年期国债收益率处于30年低位,很多是保险、银行在配置高股息对冲利 率下降。 kkqq999 从一般意义,肯定算。因为满大街都说高息股和红利。 但什么时候才结束,谁也不知道。 所以,理论的东西,在实战中很难把握尺度,究竟什么时 候才算高估,什么时候应该离场,一百人有一百种想法。所以,价值投资为啥知易行难,因 为没有一个明确量化的标准。 豫章秋水 早就上车了,继续持有,浮盈超过7年预期股息我就慢慢卖,前面一段时间已经卖过一部分又 买回来了。但是你要我这个价位继续买入,不可能。 人多的时候不要去,这是从博弈的角度看投资,在大A拉长周期看是有效的。在现在这个时 点,一些高股息资产还没到人声鼎沸时,公募基金也没有显著超配,也就还谈不上人多。现 阶段,真想投资高股息品种,与其从博弈角度考虑,不如从其高股息的可持续性上多下些功 夫研究分析。 很多高股息股都把分红率以公司决议的形式公告了。最大的问题还是其盈利的可持续性。很 多高股息股这几年收益稳定,可拉长周期看其实也是周期股,比如且不限于煤炭 航运等。即 使不是周期股,可现在的世界变化太快,或许是科技变革,或许是大洋对面某个政策 ...
我不想过这样的生活
集思录· 2025-06-08 14:43
北交所新股资金解冻了, 没占到便宜的,会不会就是万几的收益? 以后肯定是万几了,但比逆回购高还是有人干。 回来的钱干嘛去呢? 想买个理财,看了看, 灵活取用的2%年化的就算高的了 那放回购吧,年化1.6% 一年期定期存款0.95% 这些收益 率前几年听起来感觉都不可思议。 我刚工作有点钱存1年定期1.98%我觉得已经是历史低点 了。 经济这么好,为什么没有人贷款投资,开公司,办工厂? 你们不想创造一个伟大的企 业,开创一个伟大的产品,实现自己的梦想吗? 我不想过这样的生活! lance77 巧了,最近正在研究辜朝明的《大衰退》,可以从另一个方面理解当下。 辜朝明理论试图解释的要点在于,日本衰退之所以持续那么久,本质在在于企业一直在修复 资产负债表,即1980年代泡沫经济刺破之后,此前举债买入大量资产的企业面临的困境在于 他们手中资产大幅折价,这些企业发现它们陷入一个困境,即借贷太多,甚至出现资不抵债 情况。如果是西方国家企业遭遇这样的境地,往往会破产或者重组,但是日本企业或者说大 衰退中的日本企业往往并非如此,他们的经营活动能够继续产生利润,其困境并非由于经营 失败,因此,他们如果继续存在就可以继续赚钱。 在 ...
6月9日投资提示:欧晶科技股东拟减持不超3%股份
集思录· 2025-06-08 14:43
Core Viewpoint - The article discusses recent shareholder actions and significant contracts in various companies, highlighting potential impacts on their performance and market positioning [1]. Group 1: Shareholder Actions - Oujing Technology's shareholders plan to reduce their holdings by no more than 3% of the company's shares [1] - Shentong Technology's shareholders also intend to reduce their holdings by no more than 3% [1] - Jindan Technology's shareholders are looking to reduce their holdings by no more than 2.93% [1] - Zhongneng Electric has terminated the acquisition of Huading Electric's equity [1] - Honghui Fruits and Vegetables is planning a change in control by its controlling shareholder, leading to a suspension of its convertible bonds [1] Group 2: Significant Contracts - Jiacheng International announced a major contract for air trunk transportation services with a well-known global e-commerce platform and its suppliers [1] - The contract is expected to generate annual revenue exceeding 500 million yuan, with a duration of 2 years [1] - This contract will positively impact the company's performance and expand its service offerings to five major cross-border e-commerce platforms [1]