Core Points - The Ministry of Industry and Information Technology (MIIT) has announced the public listing of 279 industry standards related to artificial intelligence safety governance and other sectors [1] - The public notice period for these standards is set from December 19, 2025, to January 17, 2026 [1] Group 1 - The announced standards include "General Safety Capability Requirements for Digital Human Systems" and "Determination of Trace Nitrogen in Industrial Light Olefins by Chemiluminescence" [1] - Additionally, six recommended national standard project plans are included, such as "Overall Framework for Collaborative Manufacturing in Discrete Networks" [1]

Core Insights - The digital human technology is transitioning from concept demonstration to becoming a core industry component, with the Chinese digital human market expected to focus on "scene adaptability, commercial value, and technological innovation" by 2025 [1][4] - The market is characterized by fragmented and specialized demands across various sectors, necessitating a deep integration of technology and application scenarios [1][4] Industry Demand Analysis - Government sector: Requires standardized services, accurate information, and 24/7 online capabilities, necessitating integration with extensive government knowledge bases while ensuring data security [1] - Cultural tourism: Focuses on revitalizing cultural IP, creating immersive experiences, and providing multilingual services, requiring the transformation of historical content into interactive formats [1] - Corporate exhibitions: Demands a unified technological feel and brand tone, necessitating the visualization of complex business data and intelligent Q&A [1] - Smart education: Needs precision in teaching assistance, content safety compliance, and the ability to attract student attention [2] - Smart healthcare: Requires high accuracy in professional knowledge, rigorous process guidance, and patient privacy protection [2] Market Evolution - The market is calling for "full-stack" service providers that can offer comprehensive solutions from underlying technology to industry-specific applications, moving from "media personnel" to "service personnel" and "industry personnel" [4][5] Company Spotlight: Shiyou Technology - Shiyou Technology is positioned as a "full-stack technology provider" with self-developed capabilities across the entire chain from underlying algorithms to upper-layer applications, having over 60 national invention patents and 100 software copyrights [7] - The core product, "Shiyou Bota AI Digital Human," integrates 3D/2D digital human customization, natural language interaction, multimodal technology, and AI large models, showcasing high realism and intelligence [8] Application Cases - Government: Customized digital human deployed in a social security hall, improving consultation efficiency by over 40% [9] - Cultural tourism: 3D digital human as a virtual guide enhancing interactive communication of cultural heritage [9] - Corporate exhibition: AI digital human system for New Hope Group, providing 24/7 efficient explanations and reducing labor costs [9] - Smart education: AI virtual teaching assistant deployed in a school, achieving dual goals of teaching assistance and cultural dissemination [11] - Smart healthcare: Customized digital human doctor providing 24/7 intelligent guidance and appointment services in a hospital [11] Recognition and Standards - Shiyou Technology has participated in drafting national standards for customer service digital humans and has been validated through over 30 major national projects, serving more than 1,000 brand clients [12] Competitive Landscape - The digital human market in 2025 features various participants, including full-stack technology vendors like Shiyou Technology, vertical scene specialists, and internet and large model companies [14] - Full-stack vendors provide comprehensive capabilities, while vertical specialists offer deep industry knowledge and integration experience [14] Recommendations for Partner Selection - Companies should clarify their core needs, distinguishing between a brand ambassador and an AI business intelligent agent [15] - Evaluate the technology self-research and integration capabilities of potential partners, ensuring they can support various deployment methods [15] - Verify successful case studies relevant to the company's industry and application scenarios [15] - Assess the partner's ecosystem and delivery system for ongoing support and knowledge updates [15] - Focus on long-term evolution and compliance with industry standards when selecting partners [16]

Core Viewpoint - The digital RMB is facing increasing risks of fraud as its pilot program expands, prompting the People's Bank of China to issue warnings about scams related to this new digital currency [1][4]. Group 1: Current Application Status - The digital RMB has transitioned from a pilot phase to a comprehensive promotion phase, achieving significant breakthroughs in retail payments, wholesale finance, green finance, and inclusive finance [2]. - As of September 2025, the digital RMB pilot has expanded to 26 regions across 17 provinces, with a cumulative transaction amount of 14.2 trillion yuan and over 3.32 billion transactions [2]. - The digital RMB app has opened 225 million personal wallets, covering various sectors such as wholesale retail, public services, social governance, and rural revitalization, creating replicable application models [2]. - Innovative application scenarios include features like prepaid smart contracts to lock deposits, preventing losses from institutional defaults, and supporting dual offline payments for reliable transactions without internet or power [2]. Group 2: Risks in Promotion and Application - While the promotion of digital RMB is generally safe, there is a rising concern about fraud, with criminals exploiting the concept for scams [4]. - Public confusion between digital RMB and virtual currencies can lead to misleading information about high returns from "coin trading" [4]. - Scammers use communication tools to lure victims with promises of high returns, spreading false information about purchasing digital RMB wallets, leading to telecom fraud and money laundering [4]. - Fraudulent activities include fake promotional events and recruitment schemes that aim to extract personal information and funds from users [4]. Group 3: How to Avoid Related Fraud - To effectively avoid scams involving digital RMB, it is crucial to recognize its nature as a legal currency and understand the common fraud tactics [5]. - Key characteristics of digital RMB include: 1. No investment or speculative value, as it is equivalent to cash with no appreciation or trading potential [5]. 2. No official promotional rebate mechanisms, with no established grassroots promotional organizations or rebate activities [5]. - Public recommendations to prevent fraud include downloading apps through official channels, protecting personal information, and being wary of any promises of high returns or investment groups related to digital RMB [6].

Industry Overview - The first national standard for virtual digital humans in China, titled "Information Technology - General Technical Requirements for Customer Service Virtual Digital Humans," has been officially released, filling a gap in industry technical specifications [1] - This standard provides unified technical requirements and evaluation standards for the research, production, and application of customer service virtual digital humans, establishing a comprehensive technical specification system [1] - The standard outlines a reference framework for customer service virtual digital human systems, covering modules such as image generation, visual interaction, voice interaction, emotional interaction, image-driven operations, and maintenance [1] Market Potential - Customer service virtual digital humans are one of the most important application areas of digital human technology, currently widely used in finance, government, education, and other sectors [1] - The virtual digital human industry is transitioning from a technology exploration phase to a stage of large-scale application, with the core market size in China expected to reach 48.06 billion yuan by 2025, driving the overall industry market size to exceed 640 billion yuan [1] - With advancements in AI large model technology, digital humans are expected to evolve from "similar in appearance" to "similar in essence," with application scenarios penetrating various industries, becoming key tools for cost reduction and digital transformation [1] Company Insights - Relevant A-share concept stocks include companies such as Jiachuang Vision and Lingyun Optics [2]

Core Points - The article discusses the recent fraudulent activities related to the promotion of digital RMB, where scammers misrepresent themselves as agents for the People's Bank of China, promising unrealistic returns and incentives [5][23][27] - It emphasizes that digital RMB is a legal currency issued by the central bank and does not involve any unofficial promotion centers or recruitment of agents [24][30] Summary by Sections Promotion Mechanism - The promotion of digital RMB includes a reward system for individuals and merchants who participate in the program, with cash rewards ranging from 200 to 400 yuan for new users and merchants [20][19] - Merchants can receive a 2% subsidy on transaction volumes, and individuals can earn 4% to 5% for converting RMB to digital RMB [20][19] - The program claims to offer lifetime earnings for those who pass an exam and meet performance criteria, with additional rewards for team performance [20][19] Fraudulent Activities - Reports indicate that individuals are being misled by false claims of "zero investment, zero risk" and are being recruited under the guise of becoming digital RMB promoters [5][23] - Scammers use deceptive language to lure individuals into multi-level marketing schemes, promising high returns and commissions for recruiting others [5][23][27] - The People's Bank of China has issued warnings against these fraudulent schemes, clarifying that there are no official promotional exams or recruitment processes [24][30] Risk Awareness - The article highlights the importance of verifying information through official channels and warns against engaging with unofficial promotions or offers that promise high returns [27][28] - It outlines key questions individuals should ask themselves to identify potential scams, such as the legitimacy of promotional claims and the nature of the recruitment process [36]

Core Insights - The Industrial and Commercial Bank of China (ICBC) in Liaocheng has achieved significant progress in promoting digital RMB, with a personal wallet increase of 23,000 accounts, surpassing the target by 127.29% [1] - The bank has established a three-tiered promotion mechanism led by the party committee, ensuring accountability and effective implementation of digital RMB initiatives [1] - The bank is focusing on personalized customer engagement and targeted strategies to enhance the adoption of digital RMB wallets among both individual and corporate clients [2] Group 1 - ICBC Liaocheng has netted 23,000 personal digital RMB wallets, achieving a completion rate of 127.29%, ranking 5th in the province [1] - The bank's corporate wallets increased by 2,000 accounts, with a completion rate of 138.15%, ranking 3rd in the province [1] - A dedicated task force has been established to drive the promotion of digital RMB, integrating party leadership with operational execution [1] Group 2 - The bank employs a one-on-one personalized promotion strategy at its branches, enhancing customer understanding of digital RMB's benefits [2] - Specific strategies are tailored for individual and corporate clients, focusing on the ease of use and security of digital RMB wallets [2] - The bank aims to improve customer experience and business engagement through continuous optimization of its digital RMB services [3]

Core Viewpoint - The company is committed to deepening its involvement in the digital RMB sector, aligning with policy directions to complete a multi-faceted product layout and technological reserves [1] Product Ecosystem Development - The company has constructed a comprehensive product ecosystem covering user side, system side, issuance side, and acceptance side [1] - User side includes various forms of digital wallets; acceptance side features payment modules adaptable to supermarkets, transportation, and government scenarios; issuance side provides multiple types of card issuance devices; system side relies on the core product "Long e-Pay" to create digital currency aggregation payment, prepaid, and marketing products [1] Smart Contract Technology - The digital RMB smart contract product serves as a core technological focus, enabling targeted distribution of digital currency red packets, real-time redemption, and full-chain supervision, effectively matching policy needs for consumer subsidies [1] - The smart contract technology has been successfully implemented, with related products deployed in transportation and other fields, and the digital currency red packet distribution function operating stably in actual projects [1] Government and Institutional Collaboration - The company is actively engaging with various local governments, financial institutions, and partners, focusing on smart contract-driven digital currency red packet distribution, marketing execution, and prepaid management [1] - Efforts are being made to optimize the smart contract platform and expand into policy-driven scenarios such as consumption voucher distribution, aiming to seize policy dividends for business breakthroughs [1]

Group 1 - The company has established a comprehensive digital RMB product matrix, leveraging its strong foundation in digital currency software and hardware product development, as well as industry resource integration [2] - The company aims to create an integrated digital RMB industry solution tailored to the characteristics of various business sectors [2]

Core Viewpoint - The A-share market shows positive momentum with the Shanghai Composite Index closing above the annual line, indicating a slight increase of 0.17% and a total trading volume of 1.665 trillion yuan [1]. Group 1: Market Performance - As of 14:59 today, the Shanghai Composite Index stands at 3876.97 points, above the annual line [1]. - A total of 153 A-shares have surpassed the annual line, with notable stocks showing significant deviation rates [1]. Group 2: Notable Stocks - The stocks with the highest deviation rates include: - Yimin Group (益民集团) with a deviation rate of 9.76% and a daily increase of 10.11% [1]. - Wanrun Technology (万润科技) with a deviation rate of 6.64% and a daily increase of 7.57% [1]. - Laiyifen (来伊份) with a deviation rate of 5.56% and a daily increase of 10.01% [1]. - Other stocks with smaller deviation rates that have just crossed the annual line include Suzhou Planning (苏州规划), Tianzhihang (天智航), and China Railway Special Cargo (中铁特货) [1].

Core Insights - The first national standard for virtual digital humans in China, titled "General Technical Requirements for Information Technology Customer Service Virtual Digital Humans," has been officially released, filling a gap in industry technical specifications and providing unified technical requirements and evaluation standards for the research, production, and application of customer service virtual digital humans [1][2]. Group 1: Technical Specifications - The standard establishes a comprehensive technical specification system for customer service virtual digital humans, outlining a reference framework that includes modules for image generation, visual interaction, voice interaction, emotional interaction, image driving, and operational maintenance [1][3]. - In terms of image generation, the standard mandates that 2D digital human images must ensure clear and complete facial details, while 3D hyper-realistic digital human models must have a polygon count of no less than 200,000 [1]. - The standard requires that digital humans support multimodal interactions, including voice, gestures, and body movements, and possess operational maintenance capabilities such as keyword management and material updates to ensure continuous service optimization [1]. Group 2: Performance Metrics - The national standard specifies several core performance indicators, including a lip-sync accuracy rate of no less than 90%, an average success rate of 90% for gesture interactions, and an average success rate of 90% for body movement interactions, enabling more natural body language communication [2]. - It also sets a requirement for an emotional interaction success rate of no less than 80%, allowing digital human customer service to evolve from merely responding to actually empathizing with users [2]. - To meet emotional interaction requirements, the standard mandates that digital humans must have capabilities for expression collection, posture recognition, and voice emotion analysis, enabling them to accurately assess user emotions such as joy, sadness, and anxiety [2]. Group 3: Industry Impact - The introduction of the national standard provides clear guidance for product research and optimization for domestic companies in the virtual digital human sector, injecting strong momentum into industry innovation and development [3]. - The standard is applicable for upgrading existing 2D and 3D digital human products and allows for the integration of new technologies such as artificial intelligence-generated content [3]. - A set of accompanying testing methods is being developed to provide a unified testing benchmark, helping companies quickly identify issues and optimize products [3].