北京商报讯（记者 孟凡霞 周义力）11月27日，国家金融监督管理总局湖州监管分局行政处罚信息公开 表显示，工商银行湖州分行因贷款"三查"不到位、中间业务收费不合规等违法违规行为，被处罚款165 万元；相关责任人温姚琪被警告。 ...

Core Viewpoint - The appointment of Zhao Guide as the Vice President of Industrial and Commercial Bank of China (ICBC) has been officially approved, marking a significant internal promotion after a period of external appointments [1][2]. Group 1: Appointment Details - Zhao Guide's appointment as Vice President was approved by the National Financial Supervision Administration, following a board decision on October 30 [1]. - Zhao has a background in management and economics, with previous roles including leadership positions in various branches of ICBC [2]. - His promotion restores the management structure of ICBC to a "one president and five vice presidents" format [2]. Group 2: Historical Context - Zhao is the first Vice President to be promoted internally in 4.5 years, following a period of significant management changes within ICBC [2]. - The bank had previously faced a shortage of senior management, leading to external appointments for vice president roles starting in 2020 [2]. Group 3: Financial Performance - As of the end of September 2025, ICBC reported total assets of approximately 52.81 trillion yuan, an increase of 8.18% from the previous year [3]. - For the first three quarters of 2025, ICBC achieved a net profit attributable to shareholders of 269.91 billion yuan, a year-on-year growth of 0.33% [3]. - The bank's non-performing loan ratio stood at 1.33%, a slight decrease of 0.01 percentage points from the end of the previous year [3].

Core Insights - The China Industrial and Commercial Bank has obtained a patent for a "message push method, device, electronic equipment, storage medium, and program product," with the authorization announcement number CN119743523B and an application date of December 2024 [1] Company Overview - China Industrial and Commercial Bank was established in 1985 and is located in Beijing, primarily engaged in monetary financial services [1] - The registered capital of the company is approximately 35.64 billion RMB [1] - The company has invested in 1,097 enterprises and participated in 5,000 bidding projects [1] - The bank holds 988 trademark information and 5,000 patent information, along with 77 administrative licenses [1]

转自：新华财经 2025年以来，工行南宁分行积极响应国家外汇管理与上级行工作部署，持续加大外汇政策宣导与服务力 度，着力引导企业树立"越合规越便利"的外汇政策意识，不断提升跨境金融服务质效，为优化区域外汇 营商环境注入金融动能。 深化政策传导，便利触达零距离 多元宣传、精准直达一线。工行南宁分行确保将外汇管理部门及上级行的最新政策要求第一时间传达至 辖内所有一线网点，保障外汇服务人员准确掌握并执行最新规定。同时通过企业上门走访、线上微课 堂、东盟博览会等多种形式，主动向客户提供政策解读和咨询服务，确保政策红利直达经营主体。 打造"汇小二"服务品牌、推广智能服务工具。该行积极响应广西外汇局部署，扎实推进"汇小二"涉外金 融服务体系建设，年内已完成3家企业"汇小二"外汇金融服务点挂牌，并积极申报1家外资企业特色服务 点，以特色服务深化政策落地与业务推广，高效响应企业诉求，提升客户满意度。此外，该行积极运 用"汇小二"智能体等创新工具，通过微信群、朋友圈、员工体验推广、网点门楣宣传等方式，广泛传递 广西外汇"专业、贴心、高效"的服务理念，全面提升服务效能。 强化沟通协同，护航合规高效 一方面，该行主动加强与当地外汇 ...

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Yulin Branch is actively implementing a financial-for-the-people philosophy by addressing the financing challenges faced by small and micro enterprises through mechanism optimization, model innovation, and product upgrades, significantly enhancing the quality and efficiency of its loan renewal services [1][2]. Group 1: Loan Renewal Services - The bank has established a proactive approach to loan renewal by creating a regular communication mechanism, ensuring that client managers visit businesses nearing loan maturity to assess their needs and develop personalized renewal plans [1]. - As of October 2025, the bank has facilitated over 800 small and micro enterprises with a total of nearly 1.5 billion yuan in no-repayment renewal loans, effectively alleviating cash flow issues for these businesses [1]. Group 2: Process Improvement - The bank has streamlined its services by creating a dual-channel approach (online and offline) for loan renewal applications, significantly improving response times through centralized backend reviews [2]. - A "green channel" for loan renewal approvals has been established to ensure rapid responses during critical financial periods for enterprises, thereby minimizing financing wait times and ensuring seamless transitions between old and new loans [2]. Group 3: Product Innovation - The bank has developed a diverse and scenario-based matrix of renewal products tailored to the short, frequent, and urgent financing needs of small and micro enterprises, leveraging financial technology [2]. - New online and automated products such as "New Generation Business Quick Loan," "Transaction e-Loan," "Merchant e-Loan," and "Agricultural e-Loan" have been promoted, enhancing the accessibility and flexibility of funds for businesses [2].

Group 1 - The core viewpoint of the news is that the Industrial and Commercial Bank of China (ICBC) Hechi Branch is actively supporting the development of the key metals industry in Guangxi by providing financial assistance to a local non-ferrous metal group, thereby facilitating the construction of the Nandan Comprehensive Experimental Zone [1][2]. - ICBC Hechi Branch, in collaboration with its branches in Liuzhou and Nanning, successfully issued a 300 million yuan (approximately 42.5 million USD) working capital loan to a non-ferrous metal group, addressing the urgent funding needs for raw material reserves, production operations, and logistics [2][3]. - The non-ferrous metal group is leveraging its abundant resources of tin, antimony, and indium to transform into a leading enterprise in Guangxi's non-ferrous metal industry chain, focusing on value-added transformation in response to national policy opportunities [2][3]. Group 2 - ICBC Hechi Branch plans to continue enhancing its comprehensive financial services, focusing on the diverse needs of upstream and downstream enterprises in the key metals industry, including mergers and acquisitions, technological upgrades, and green transformation [3]. - The bank aims to optimize service processes and increase credit resource allocation to empower the high-quality development of the key metals industry, contributing to the establishment of the Nandan Comprehensive Experimental Zone and the upgrade of Hechi City into a "strategic highland for key metals" [3].

国家知识产权局信息显示，中国工商银行股份有限公司取得一项名为"针对弱口令的审计方法及装置"的 专利，授权公告号CN116599662B，申请日期为2023年6月。 天眼查资料显示，中国工商银行股份有限公司，成立于1985年，位于北京市，是一家以从事货币金融服 务为主的企业。企业注册资本35640625.7089万人民币。通过天眼查大数据分析，中国工商银行股份有 限公司共对外投资了1097家企业，参与招投标项目5000次，财产线索方面有商标信息988条，专利信息 5000条，此外企业还拥有行政许可77个。 声明：市场有风险，投资需谨慎。本文为AI基于第三方数据生成，仅供参考，不构成个人投资建议。 来源：市场资讯 ...

登录新浪财经APP 搜索【信披】查看更多考评等级 本公司及全体董事会成员保证信息披露的内容真实、准确、完整，没有虚假记载、误导性陈述或重大遗 漏。 一、担保情况概述 1、我公司全资间接子公司天津滨和泰达房地产开发有限公司（以下简称"滨和泰达公司"）向中国工商 银行股份有限公司天津经济技术开发区分行申请总额不超过人民币60000万元的综合授信，用于所属津 滨（开）挂2023-4号地块(以下简称滨和泰达项目)的开发建设，授信总期限为60个月，放款采用分期方 式，首次放款25000万元。该笔借款由滨和泰达公司以其持有的该地块土地使用权提供抵押，同时由天 津津滨发展股份有限公司（以下简称"公司"、"我公司"或"津滨发展"）为该笔借款提供连带保证责任。 2、本次担保的授权已经本公司第八届董事会2025 年第一次会议和2024年度股东大会审议通过。 二、本次担保授权额度及额度使用情况 1、经第八届董事会2025年第一次会议和2024年度股东大会审议通过，公司为滨和泰达公司提供担保的 授权额度为60000万元（详见2025-09号公告），本次担保前，公司未对滨和泰达公司提供担保；本次担 保后公司为滨和泰达公司提供担保总额度 ...

2025年11月27日，中国工商银行（601398）发布公告称，中国工商银行将于2025年11月28日4:00-6:00及 11月30日1:00-3:00期间开展系统维护。期间，如通过柜面、电子银行、自助、合作方渠道办理业务时出 现短暂中断，请稍后再试，或通过电话方式咨询。 由此给您带来的不便，敬请谅解。 ...

Core Viewpoint - The development of technology finance is essential for promoting the deep integration of technological innovation and industrial development, as well as achieving high-quality economic growth in Jiangxi province [3][12]. Group 1: Financing Initiatives - Jiangxi Xunkang Technology Co., Ltd. and Kruit Software Group Co., Ltd. received loans of 14 million yuan and 12 million yuan respectively, under the "Qianfei Loan" program, which aims to address the financing challenges faced by technology-oriented enterprises [1]. - The "Qianfei Loan" program has provided a total of 2.099 billion yuan in loans to 127 technology-oriented enterprises in Jiangxi within just six months [1][2]. Group 2: Policy and System Innovation - The Jiangxi financial system is focusing on technology finance as a priority, implementing innovative measures to create a financial service system that meets the high-quality development needs of local technology innovation [2][5]. - A multi-dimensional approach is being taken to innovate the technology finance system, including institutional, product, and service model innovations [6][8]. Group 3: Performance Metrics - In 2023, Jiangxi's total R&D investment exceeded 60 billion yuan, and the transaction volume of technology contracts reached 258.8 billion yuan, marking a 10.1-fold increase compared to the end of the 13th Five-Year Plan [3]. - As of September, the balance of technology loans in Jiangxi reached 1.05 trillion yuan, with a year-on-year growth of 14%, surpassing the national average growth rate of 2.2% [10]. Group 4: Collaborative Efforts - The establishment of a technology finance alliance has seen participation from 50 financial institutions, providing a range of financial products and services to technology enterprises [10]. - The "Yiqi Growth" model aims to align loan pricing and future financial services with the growth potential of technology enterprises, fostering long-term partnerships between banks and companies [8][11].