股票简称：邮储银行 股票代码：601658 中国邮政储蓄银行股份有限公司 向特定对象发行 A 股股票上市公告书 联席保荐人（联席主承销商） 联席主承销商 二〇二五年六月 中国邮政储蓄银行股份有限公司向特定对象发行 A 股股票 上市公告书 特别提示 一、发行数量及价格 1、发行数量：20,933,977,454 股 相关监管机构对认购股份的限售期和到期转让股份另有规定的，从其规定。 限售期结束后，财政部、中国移动集团和中国船舶集团所认购股份的转让将 按《公司法》等相关法律法规以及中国证监会、金融监管总局和上交所的有关规 定执行。 四、股权结构情况 本次发行完成后，邮储银行控股股东及实际控制人仍为邮政集团，本次发行 不会对邮储银行现有法人治理结构产生重大影响。 2、发行价格：6.21 元/股 3、募集资金总额：130,000,000,000.00 元 4、募集资金净额：129,961,940,637.58 元 二、新增股票上市安排 本次发行新增股份将于限售期届满后的次一交易日起在上交所上市流通交 易，如遇法定节假日或休息日，则顺延至其后的第一个交易日。 三、新增股份的限售安排 根据中国证监会、金融监管总局及上交所 ...

中国国际金融股份有限公司 中信证券股份有限公司 关于中国邮政储蓄银行股份有限公司 向特定对象发行A股股票 上海证券交易所： 之 上市保荐书 联席保荐机构 北京市朝阳区建国门外大街 1 号 国贸大厦 2 座 27 层及 28 层 广东省深圳市福田区中心三路 8 号 卓越时代广场（二期）北座 二〇二五年六月 中国邮政储蓄银行股份有限公司 上市保荐书 中国国际金融股份有限公司（以下简称"中金公司"）和中信证券股份有限公司（以 下简称"中信证券"，与中金公司合称"联席保荐机构"）接受中国邮政储蓄银行股份 有限公司（以下简称"邮储银行"、"发行人"或"公司"）的委托，就发行人向特定 对象发行 A 股股票并在主板上市事项（以下简称"本次发行"、"本次向特定对象发 行"）出具本上市保荐书。 联席保荐机构及其保荐代表人根据《中华人民共和国公司法》（以下简称"《公司 法》"）、《中华人民共和国证券法》（以下简称"《证券法》"）、《证券发行上市 保荐业务管理办法》、《上市公司证券发行注册管理办法》（以下简称"《注册管理办 法》"），以及《上海证券交易所股票上市规则》（以下简称"《上市规则》"）、《上 海证券交易所发行上市审核规则 ...

证券代码：601658 证券简称：邮储银行 公告编号：临 2025-041 中国邮政储蓄银行股份有限公司 向特定对象发行 A 股股票结果暨股本变动公告 中国邮政储蓄银行股份有限公司董事会及全体董事保证本公告内容不存在 任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整 性承担法律责任。 重要内容提示： 发行数量和价格 股票种类：人民币普通股（A 股） 发行数量：20,933,977,454 股 发行价格：6.21 元/股 预计上市时间 中国邮政储蓄银行股份有限公司（以下简称本行、邮储银行、发 行人）本次发行的 20,933,977,454 股新增股份已于 2025 年 6 月 19 日在中国证券登记结算有限责任公司上海分公司办理完毕股份登记、 托管及限售手续。本次发行新增股份为有限售条件流通股，将于限售 期届满后的次一交易日起在上海证券交易所（以下简称上交所）上市 流通交易，如遇法定节假日或休息日，则顺延至其后的第一个交易日。 资产过户情况 发行对象以现金认购本次发行的股份，不涉及资产过户情况。 1 一、本次发行概况 （一）本次发行履行的相关程序 1、本次发行的内部决策程序 2025 年 ...

Core Viewpoint - China Postal Savings Bank is set to issue A-shares to specific investors, having received approval from the China Securities Regulatory Commission (CSRC) for the issuance process and compliance of subscription objects [1][2]. Summary by Sections Issuance Overview - The A-shares to be issued are domestic listed ordinary shares with a par value of RMB 1.00 per share [2]. - The issuance will be conducted through a targeted offering [3]. - The total amount raised from this issuance is RMB 130 billion, with net proceeds after deducting issuance costs amounting to RMB 129.96 billion [3][10]. Subscription Details - The issuance targets the Ministry of Finance, China Mobile Group, and China Shipbuilding Group, with subscription amounts of RMB 117.58 billion, RMB 7.85 billion, and RMB 4.57 billion respectively [3][4]. - The issuance price is set at RMB 6.32 per share, adjusted to RMB 6.21 per share after the distribution of dividends [4][5]. Issuance Quantity and Restrictions - A total of 20,933,977,454 shares will be issued, not exceeding 30% of the total share capital prior to the issuance [6]. - The shares subscribed by the Ministry of Finance, China Mobile Group, and China Shipbuilding Group will be subject to a five-year lock-up period [6]. Compliance and Approval Process - The issuance has undergone necessary internal decision-making and external approval processes, receiving consent from the Financial Regulatory Bureau and the CSRC [8][13]. - The issuance process complies with relevant laws and regulations, including the Company Law and Securities Law [13][14]. Information Disclosure - The company has adhered to information disclosure requirements as mandated by the Shanghai Stock Exchange and the CSRC [12][13]. Investor Suitability - The Ministry of Finance, China Mobile Group, and China Shipbuilding Group have confirmed that their funding sources for the subscription are legal and compliant [11][12].

Fundraising Overview - China Postal Savings Bank has received approval from the China Securities Regulatory Commission to issue 20,933,977,454 A-shares, raising a total of RMB 130 billion, with a net amount of RMB 129,961,940,637.58 after deducting issuance costs [1][2] Fund Management Agreement - The bank has signed a tripartite supervision agreement for the management and use of the raised funds with China International Capital Corporation and CITIC Securities on June 17, 2025 [2][3] - The agreement stipulates that the raised funds must be used solely for designated purposes and outlines the responsibilities of the underwriters in supervising the fund usage [3][4] Fund Storage Details - The funds are stored in a dedicated account at China Postal Savings Bank, with a total amount of RMB 129,999,632,075.47 allocated for core tier one capital [3][4] - The agreement includes provisions for regular audits and oversight by the underwriters, ensuring compliance with relevant regulations [4][5]

中国邮政储蓄银行股份有限公司 向特定对象发行 A 股股票 验资报告 毕马威华振会计师事务所 (特殊普通合伙) 中国北京 东长安街 1 号 东方广场毕马威大楼 8 层 邮政编码:100738 电话 +86 (10) 8508 5000 传真 +86 (10) 8518 5111 网址 kpmg.com/cn 验资报告 毕马威华振验字第 2500426 号 中国邮政储蓄银行股份有限公司： 我们接受委托，审验了贵公司截至 2025 年 6 月 17 日止新增注册资本及实收资本（股本） 情况。按照法律法规和相关协议的要求出资，提供真实、合法、完整的验资资料，保护资产的 安全、完整是全体股东及贵公司的责任。我们的责任是对贵公司新增注册资本及实收资本（股 本）情况发表审验意见。我们的审验是依据《中国注册会计师审计准则第 1602 号 — 验资》进 行的。在审验过程中，我们结合贵公司的实际情况，实施了检查等必要的审验程序。 贵 公 司 原 注 册 资 本 为 人 民 币 99,161,076,038.00 元 ， 实 收 资 本 （ 股 本 ） 为 人 民 币 年 4 月 17 日召开的 2024 年年度股东大会、2025 ...

Core Viewpoint - The legal opinion issued by Beijing Jiayuan Law Firm confirms the compliance of China Postal Savings Bank's A-share issuance process and its targeted investors, indicating that all necessary approvals and authorizations have been obtained for the issuance [1][5][17]. Group 1: Approval and Authorization - The internal approvals for the issuance include various resolutions and reports that have been passed by the board and shareholders, confirming the bank's eligibility for the A-share issuance [3][4][11]. - The Ministry of Finance has given its principle consent for the issuance plan, and the Financial Regulatory Bureau has approved the issuance proposal [5][17]. - The Shanghai Stock Exchange has reviewed and found the application for the issuance to meet the necessary conditions [5][17]. - The China Securities Regulatory Commission has granted registration approval for the issuance [5][17]. Group 2: Issuance Objects - The targeted investors for the issuance include the Ministry of Finance, China Mobile Group, and China Shipbuilding Group, with all parties confirming the legality and compliance of their funding sources [6][9][17]. - The issuance involves related party transactions, as both China Mobile Group and China Shipbuilding Group are considered affiliates of the bank [7][9]. Group 3: Issuance Process - The issuance agreements, including the Share Subscription Agreement and Strategic Cooperation Agreement, have been executed and are deemed valid [9][10][17]. - The total number of shares to be issued is 20,933,977,454, which does not exceed 30% of the bank's total share capital prior to the issuance [11][14]. - The issuance price has been adjusted to 6.21 RMB per share, based on the pricing principles established [12][14]. - The total funds raised from the issuance amount to 130 billion RMB, with net proceeds after expenses being approximately 129.96 billion RMB [16][17].

Group 1 - The 2025 China International Financial Expo was held in Shanghai, showcasing the integration of AI and financial technology, with institutions demonstrating their latest technological advancements and applications [2] - Financial institutions are leveraging AI financial models to enhance their digital transformation, creating stronger competitive barriers in the "finance + technology" sector [2] - The focus is on five key areas: technology finance, green finance, inclusive finance, pension finance, and digital finance, aiming for high-quality development in the financial industry [2] Group 2 - Bank of China presented its theme "Digital Innovation and Financial Integration," highlighting its efforts in digital transformation and global service ecosystem [3] - As of the end of Q1, Bank of China's technology finance loan balance increased by 570.2 billion yuan, with a total of 113,300 clients [5] - Postal Savings Bank emphasized building a digital intelligence advantage and showcased its innovations in the same five key areas as Bank of China [6][10] Group 3 - Traffic Bank focused on digital transformation and cross-border payment solutions, showcasing its blockchain ecosystem for shipping trade [11][15] - Beijing Bank introduced its AI digital employee "Jing Xiaobao," which enhances customer interaction and financial services [16][18] - Urumqi Bank displayed its innovations in the five key financial areas, particularly in cross-border finance [19][21] Group 4 - HSBC highlighted the increasing demand for the use of the renminbi in cross-border trade, emphasizing its potential to improve operational efficiency for Chinese enterprises [22][23] - Ant Group's Vice President discussed the integration of large models into core business processes of financial institutions, showcasing various application paths [24][26] - Qifu Technology presented its AI-driven credit super-intelligent system, aimed at enhancing banks' credit capabilities and operational efficiency [28][30] Group 5 - OceanBase showcased its distributed database technology, which is gaining traction among financial institutions for core system upgrades [31][35] - The company emphasized the need for a collaborative approach involving policy guidance, technology drive, and market demand for successful digital transformation in finance [32]

Core Viewpoint - Postal Savings Bank of China Beijing Branch is establishing itself as a leader in green finance, aligning with national goals for sustainable development and carbon neutrality, while actively innovating and implementing green financial practices [1][4][8]. Group 1: Green Financial Initiatives - The bank is transforming its branch in Tongzhou District into a "green specialty branch," focusing on carbon reduction and green finance, in response to the national development plan [2]. - The bank's carbon footprint assessment and carbon rating reports are pivotal for its "carbon reduction loan" business, with an expected increase of 150 carbon accounting clients by 2025 [3]. - The bank has implemented a paperless office policy and is promoting green procurement, with e-commerce platform orders reaching 944.02 million yuan in Q1 2025 [3]. Group 2: Green Loan Projects - In May 2025, the bank approved a fixed asset loan of 2.25 billion yuan for a data security project, demonstrating its commitment to supporting the digital economy [4]. - Earlier in March 2025, the bank provided a 100 million yuan working capital loan to a solar energy company, contributing to clean energy development and carbon emission reduction [4]. Group 3: Recognition and Collaboration - The bank was awarded the "A-level Climate-Friendly Financial Institution" certification in 2025, enhancing its reputation in green finance [5]. - Since 2025, the bank has engaged with various district governments in Beijing to promote regional cooperation in green finance [7]. Group 4: Strategic Framework - The bank has elevated green finance to a strategic priority, aiming to become a "green inclusive bank, climate-friendly bank, and eco-friendly bank," with a green loan balance of 81.62 billion yuan as of May 2025 [8]. - The bank's green financing scale reached 97.17 billion yuan, accounting for 39.09% of its total financing, reflecting its significant role in supporting the capital's green economy [8]. Group 5: Implementation and Future Outlook - The bank has established a rigorous monitoring mechanism to ensure the effective execution of its green finance goals, with a focus on both macro strategies and micro operations [9]. - With the ongoing implementation of carbon neutrality policies and innovative products like online "carbon reduction loans," the bank is poised to further enhance its role in green finance [9].

Core Viewpoint - The development of the cherry industry in Yunshan Town is significantly supported by the Postal Savings Bank of China, which has introduced tailored financial products to address the funding challenges faced by local farmers [1][2][3] Group 1: Industry Development - The "Yunshan Big Cherry" has been recognized as a national geographical indication product, with a total planting area of 51,000 mu and an annual output value of 1.5 billion yuan from greenhouse cherries [1] - The cherry market in Yunshan Town sees daily trading volumes of 75 million yuan during the harvest season, indicating a robust market demand [1] - The integration of cherry picking and rural tourism has attracted over 300,000 visitors annually, creating a positive cycle of economic growth in the region [3] Group 2: Financial Support and Products - The Postal Savings Bank has launched the "Cherry Red Loan" to facilitate financing for farmers, simplifying the loan approval process for those with land transfer contracts and planting experience [2] - The bank has processed over 40 million yuan in loans this year, covering 41 villages in the main production area, demonstrating a comprehensive approach to rural financial services [2] - The bank's agricultural team has established a "Cherry Industry Financial Archive" to monitor planting areas and crop structures, achieving a proactive credit coverage rate of 65% [2] Group 3: Technological Advancements - Farmers have adopted advanced agricultural technologies, such as intelligent temperature-controlled greenhouses and drip irrigation systems, leading to higher market prices for greenhouse cherries, which can reach 30 yuan per jin, three times that of open-field varieties [2] - The bank's support has enabled some cold storage facilities to extend their storage periods, allowing for staggered sales and increased profitability [2]