登录新浪财经APP 搜索【信披】查看更多考评等级 为更好的满足投资者的理财需求，进一步提升客户体验，根据路博迈基金管理（中国）有限公司（以下 简称"本公司"）与中国邮政储蓄银行股份有限公司签署的开放式证券投资基金销售协议，自2025年10月 27日起，本公司旗下部分基金参加中国邮政储蓄银行股份有限公司（以下简称"邮储银行"）费率优惠活 动。现将有关事项公告如下： 一、适用基金 ■ 投资者可通过邮储银行办理上述列表中对应基金的申购、定期定额申购、赎回、基金转换业务，相关规 则遵照代销机构的有关规定以及基金招募说明书、发售公告、基金合同等法律文件及公司最新公告。如 后续邮储银行新增销售本公司管理的基金产品，将在本公司网站公示。 二、费率优惠活动 在优惠活动期间，投资者通过邮储银行申购本公司上述基金可享有申购（含定期定额申购）业务费率优 惠，同时，投资者通过邮储银行办理本公司上述基金的基金转换业务，基金转换申购补差费率享受费率 优惠，实施费率优惠活动的时间、具体折扣费率以邮储银行的规定为准。适用于固定费用的，则按固定 费用执行，不享有费率折扣优惠。 网址：https://www.psbc.com/cn/ 本公告仅对 ...

近日，政策性银行、国有六大行党委纷纷召开会议，传达学习党的二十届四中全会精神，并根据金融系 统学习贯彻党的二十届四中全会精神会议的工作要求，研究部署"十五五"时期的金融服务重点工作。 政策性银行是落实国家发展战略的重要平台。中国农业发展银行是唯一的农业政策性银行，该行在会议 中要求，聚焦服务国家战略，找准着力点，全力支持国家粮食安全、巩固拓展脱贫攻坚成果、城乡融合 发展、农村生态文明建设、区域协调发展、农业新质生产力等重点领域，扎实做好具有农发行特色的金 融"五篇大文章"。 中国进出口银行会议要求，聚焦服务高水平对外开放，统筹国内国际两个大局，以专业性、特色化金融 服务，促进贸易创新发展，支持拓展双向投资合作空间，推动高质量共建"一带一路"，助力构建人类命 运共同体。 国有大行贯彻落实党的二十届四中全会精神、全面服务好"十五五"重点任务的着力点，主要集中在深入 推进金融"五篇大文章"、落实提振消费专项行动、统筹发展和安全、提升国际竞争力等多个维度。 在遵循共性要求的同时，各家国有大行也注重结合自身资源禀赋和经营特色，实现差异化、精细化发 展。 具体来看，工商银行会议提到"发挥好金砖国家工商理事会等国际平台作用 ...

Core Viewpoint - The six major state-owned banks in China are aligning their strategies with the spirit of the 20th National Congress, focusing on supporting economic stability and high-quality development while enhancing risk management and financial services [1][2][3][4][5][6][7][8]. Group 1: Industrial Bank Strategies - Industrial Bank emphasizes the importance of integrating domestic and international strategies, supporting high-quality development, and enhancing risk management while fulfilling its responsibilities as a major bank [2]. - Agricultural Bank focuses on serving the rural economy, increasing financial supply in rural areas, and supporting the modernization of agriculture while ensuring financial risk management [3]. - Bank of China aims to enhance its global competitiveness, optimize financial resource allocation, and support the development of a modern industrial system while promoting the internationalization of the RMB [4]. - Construction Bank is committed to supporting the development of advanced manufacturing and enhancing its financial service system to promote new quality productivity [6]. - Bank of Communications emphasizes the importance of public engagement in strategic planning and aims to contribute to economic recovery while ensuring a smooth transition between the 14th and 15th Five-Year Plans [7]. - Postal Savings Bank prioritizes high-quality development, focusing on effective financial supply to meet the evolving needs of the economy and society [8].

Core Insights - Postal Savings Bank of China in Longchuan County is leveraging financial innovation to address the financing challenges in agriculture, thereby stimulating local economic development [1][3] Group 1: Agricultural Financing Innovations - The bank has developed a unique assessment model for oil tea plantations, allowing for a credit limit of 4 million yuan for a company based on the potential yield and market conditions [2] - The bank's support has enabled the expansion of oil tea plantations from 2,000 acres to 5,000 acres, resulting in a 50% annual increase in online sales of derived products [2][3] - By September 2025, the bank has provided over 120 million yuan in credit to 20 oil tea enterprises and 26 cooperatives, supporting an annual output value exceeding 1 billion yuan [2][3] Group 2: Support for Technological Innovation - The bank's "Science and Technology Credit Loan" has facilitated a company in the high-end equipment manufacturing sector to secure a 50 million yuan credit line, enabling significant advancements in production capacity and patent development [4][5] - The company’s production capacity increased from 8,000 tons to 12,000 tons, and product quality improved significantly after receiving the loan [5] Group 3: Assistance for Small and Micro Enterprises - The bank has implemented a rapid approval process for small and micro enterprises, reducing loan approval times from 15 days to 7 days, which has been crucial for companies needing to capitalize on market opportunities [6][7] - By September 2025, the bank has provided over 230 million yuan in credit to 26 small and micro enterprises, contributing to a 25% increase in their survival rates and creating over 3,000 jobs [7] Group 4: Overall Impact on Local Economy - The bank's approach emphasizes becoming a growth partner for enterprises and a supportive entity for farmers, thereby enhancing the overall quality of economic development in the region [7]

Core Insights - China Postal Savings Bank (Postal Bank) is actively extending financial services to support the autumn harvest, addressing urgent needs of farmers during critical weather conditions [1][2][3] - The bank has implemented an "autumn harvest financial emergency service mechanism" to expedite loan approvals and provide timely assistance to farmers [2][3] Group 1: Financial Support Initiatives - Postal Bank's Shandong branch has developed targeted service plans for the grain industry, conducting proactive outreach to identify urgent needs such as machinery leasing and funding [1] - The bank has established a "green channel" for loan processing, ensuring priority handling and expedited approvals for farmers facing challenges due to adverse weather [1][2] Group 2: Case Studies of Support - Lu Junxin, a cooperative leader in Henan, received a loan to purchase new harvesting equipment, enabling efficient grain collection during a critical weather window [2] - In Shandong, a company utilized Postal Bank's support to enhance its grain drying capacity, doubling its processing capability to meet increased demand from local farmers [2] - Yang, a large-scale grain grower in Hebei, secured a loan for harvesting and drying equipment, allowing him to assist neighboring farmers while maintaining his own harvest [3] Group 3: Future Commitment - Postal Bank plans to continue its commitment to providing high-quality financial services to support national food security, ensuring timely assistance to farmers [3]

Core Insights - The article highlights the success of Song's Cassava Industry Co., Ltd. in Deqing, which has transformed the cassava industry into a local agricultural specialty, supported by financial backing from Postal Savings Bank [1][5] Group 1: Company Overview - Song's Cassava Industry Co., Ltd. is recognized as a national high-tech enterprise and a specialized small and medium-sized enterprise in Jiangxi Province, focusing on the entire cassava industry chain from cultivation to deep processing [1][2] - The company has developed a range of products, including "Sugar No Worries" cassava tablets and "Wang Cassava" drinks, achieving annual sales exceeding 100 million yuan [1][2] Group 2: Financial Support and Growth - Postal Savings Bank provided 5 million yuan in credit support, enabling the expansion of the cassava seed breeding base and the upgrade of deep processing production lines [1][5] - The bank's "Science and Technology Innovation Loan" facilitated a 300,000 yuan credit loan within three working days, allowing the company to expand its breeding base to 1,800 acres, producing over 20 million high-quality cassava seedlings annually [2][3] Group 3: Industry Impact - The company’s growth has positively impacted local farmers, with an average income increase of over 3,000 yuan per acre, contributing to an annual output value of 51 million yuan [4][6] - The company has also addressed the challenge of cassava waste recycling, developing a product that significantly exceeds the polysaccharide content of ordinary wood-based products, enhancing the overall value chain [4][5] Group 4: Future Prospects - The Postal Savings Bank aims to continue supporting local industries with tailored financial products, enhancing the growth of agriculture and rural development [5][6] - The "company + base + farmer" model has successfully increased the income of thousands of farmers, establishing cassava as a vital industry for rural prosperity [6]

Core Viewpoint - The article emphasizes the significance of the 20th Central Committee's Fourth Plenary Session in guiding the financial sector towards achieving the goals of the 15th Five-Year Plan and advancing China's modernization efforts [2][12][27]. Group 1: Importance of the 20th Central Committee's Fourth Plenary Session - The session is deemed crucial for uniting the party and the nation in the pursuit of modernization and national rejuvenation [2][26]. - It provides a strategic framework for the next five years, highlighting the importance of the 15th Five-Year Plan in ensuring decisive progress towards socialist modernization [2][12][22]. Group 2: Implementation of the Session's Spirit - Financial institutions are tasked with deeply understanding and implementing the session's spirit as a major political responsibility [3][9][23]. - There is a call for comprehensive learning and promotion of the session's principles across all levels of the financial sector [4][18][28]. Group 3: Strategic Focus Areas - Financial institutions must align their operations with the major tasks outlined in the 15th Five-Year Plan, focusing on high-quality development and risk management [5][10][19]. - Emphasis is placed on serving the real economy and supporting initiatives that promote common prosperity and sustainable development [5][10][29]. Group 4: Strengthening Party Leadership - The meetings stress the necessity of maintaining strong party leadership within financial institutions to ensure effective implementation of policies [11][20][24]. - Continuous efforts are required to enhance the political responsibility of party organizations within the financial sector [11][20][25].

来源：环球网 为切实提升青年学生群体防范网络诈骗的意识，普及金融安全知识，近日，邮储银行新乡市分行走进当 地高校，开展"反诈拒赌校园行"主题宣传活动，为在校师生送上一堂生动的"反诈安全课"。 活动采用"固定宣传+互动讲解"的模式，构建了全方位的宣传场景。活动现场设置反诈咨询台、悬挂宣 传条幅，邮储银行新乡市分行工作人员主动向过往师生发放宣传资料，结合生动案例，讲解相关法律法 规以及发类案件、防诈关键词、反诈利器等内容，用"面对面讲解、手把手教学"的方式，引导大家识别 和防范网络刷单诈骗、虚假网络投资理财类诈骗、贷款征信类诈骗等常见诈骗手段。 为强化"技防"能力，工作人员还引导师生下载"国家反诈中心"APP等"反诈利器"，逐一演示APP内核心 功能的使用方法，提醒大家开启"来电预警"功能，实时拦截诈骗电话与短信，提高自我保护能力。 据介绍，此次反诈宣传活动得到了高校师生的广泛认可与积极参与。大家纷纷表示，通过此次宣传，不 仅认清了各类诈骗手段的"真面目"，更掌握了实用的防骗方法，未来会主动向身边同学、家人、朋友传 播反诈知识，共同打造"全民反诈、校园无诈"的安全环境。（畅珊珊 张琳） ...

Core Viewpoint - Postal Savings Bank of China (PSBC) is actively responding to biodiversity protection and green development requirements by focusing on organic agriculture, green energy, and environmental protection, providing financial support for local biodiversity conservation and economic development [1][2] Group 1: Financial Support Initiatives - PSBC has optimized its credit allocation structure to support key areas of biodiversity protection, particularly in biomass energy utilization facilities, with a loan balance of 135 million yuan as of the end of September [1] - The bank has also invested in public environmental sectors such as water supply, sewage treatment, and heating, with loan balances of 33 million yuan for water supply, 126 million yuan for heating, and 1.9 million yuan for sewage treatment [1] Group 2: Service Model and Inclusive Finance - The bank has enhanced its service efficiency by collaborating with agricultural departments and guarantee institutions to address financing challenges for operational entities, resulting in 27 loans totaling 81 million yuan for a beef breeding project [1] - Additionally, PSBC partnered with a local agricultural company to provide 52 loans amounting to 9.84 million yuan to support upstream and downstream agricultural stakeholders, ensuring smooth financing channels for agricultural entities [1] Group 3: Future Plans - PSBC plans to further deepen its biodiversity financial services by optimizing credit processes and products, and expanding support areas to contribute more to local biodiversity protection and green inclusive development [2]

Core Viewpoint - Postal Savings Bank is focusing on enhancing financial services for agricultural products to support rural revitalization, having issued 897 million yuan in grain purchase loans to over 1,000 entities by the end of September [1]. Group 1: Financial Services Initiatives - The bank has established a three-tier leadership mechanism to promote summer grain purchases and rural revitalization [1]. - It has introduced a new credit product with a maximum limit of 3 million yuan and increased single loan limits to 5 million yuan during peak grain purchase seasons [1]. - The bank has expanded its dedicated rural revitalization customer manager team to 55, optimizing service delivery by transitioning from "customer visits" to "bank visits" for faster loan approvals [1]. - A total of 134 business outlets have been established, with 85.07% located in counties and below, along with 943 card acceptance terminals to enhance rural financial service accessibility [1]. Group 2: Challenges and Solutions - The bank faces challenges such as irregular operations of new agricultural entities, lack of collateral, negative online loan records affecting credit, and information asymmetry leading to delayed financing [2]. - To address these issues, the bank suggests exploring online collateralization of "two rights" and promoting government-backed special quotas to reduce financing costs [2]. Group 3: Future Plans - The bank plans to continue optimizing financial services for "vegetable basket" products to inject more financial momentum into rural revitalization efforts [3].