新华社北京11月15日电（记者吴丛司）"3800万贷款就像一场'及时雨'，不仅解了我们扩大产能的燃眉之急，更让我们有底气在技术研发上大 胆投入!"看着车间里满负荷运转的生产线，玉环玮斯电气股份有限公司负责人难掩喜悦。这笔由邮储银行台州市分行量身定制的抵押贷款，正 是该行以"党建+科创金融"模式破解企业融资难题的生动实践，为地方科创企业高质量发展注入了强劲金融动能。 文/吴丛司 邮储银行台州市分行在得知玮斯电气的困境后，迅速启动"党建+科创金融"服务机制，在全面细致的尽职调查后，支行充分认可企业的核心技 术实力、专利价值与市场前景，针对其"轻资产"特点大胆突破传统融资模式束缚，将企业拥有的多项高质量实用发明专利作为重要增信依据， 高效完成贷前调查、风险评估、审批投放全流程，短时间内便将3800万元抵押贷款精准送达企业手中。 资金到位后，玮斯电气立刻按下发展"快进键"：新生产线迅速投产，新能源充电桩产能大幅提升，有效缓解了订单交付压力；研发团队加大投 入，加速新一代高效能充电桩的技术迭代，产品竞争力持续增强；生产流程进一步优化，生产效率与产品质量双提升。如今的玮斯电气，不仅 巩固了在区域新能源充电桩市场的领先地位 ...

"原本以为固定资产都已抵押，购买土地的想法只能搁置，没想到邮储银行的2000万元纯信用贷款，不仅帮我们拿下了新地块，还保住了流动 资金，这下扩产升级再也没有后顾之忧了！"日前，浙江航通机械制造股份有限公司（以下简称"航通机械"）负责人蒋钧宇紧紧攥着刚获批的 授信通知书，言语间难掩激动。 作为深耕汽车车轮制造领域的省级专精特新企业、国家高新技术企业，航通机械正面临高速成长与破局的关键时期。企业虽早已规划购置新土 地扩建厂房以释放产能，但三道资金难题横亘在面前：一是新地块购置资金缺口大，自有资金难以覆盖；二是担忧抽离流动资金购地后，日常 原材料采购与订单交付将受波及；三是企业主要个人房产、现有厂房土地已全部抵押，缺乏传统融资所需的新增抵押物，而扩产后的订单垫资 需求更让企业陷入两难。 航通机械的融资故事并非个例。近年来，邮储银行台州市分行持续深化科创金融服务，将"主动走访、精准画像、按需适配"作为核心方法论， 针对专精特新、国家高新技术企业等科技型企业推出科创贷、科创e贷等专属产品，其中信用贷款额度最高可达1亿元，覆盖企业研发、生产、 扩产全生命周期需求。通过与科技主管部门联动搭建对接平台、围绕核心企业开展链式拓 ...

针对资金需求"急、短、频"的特点，该行加快审批流程，简化申请材料，提升办贷效率。此外，除国家 规定的年化1%财政贴息、免收担保费外，对于受灾情影响暂时失去还款来源、未来继续从事农业生产 的个人、农户，该行还为他们申请办理贷款延期业务。 自11月份"豫农担-救灾贷"产品上线以来，该行已发放150万元救灾贷，还有约500万元的贷款资金正在 陆续发放中。 前不久，河南省漯河市临颍县遭遇强降雨天气，农田受淹、农业设施受损，恢复生产成为当地农户的迫 切需求。邮储银行临颍县支行迅速行动，积极响应省内相关助农政策精神，与河南省农业信贷担保有限 责任公司合作，以专属产品"豫农担-救灾贷"作为服务重要抓手，为农村经济发展注入金融暖流。 据悉，"豫农担-救灾贷"面向符合"双控"范围的受自然灾害影响的新型农业经营主体，主要包括符合农 业信贷担保政策性范围的家庭农场、种养大户、农民合作社、农业社会化服务组织、小微农业企业等。 为让"救灾贷"真正贴合临颍本地受灾主体的需求，邮储银行临颍县支行落实了"三个精准"的服务举措。 由支行领导带队，客户经理分片包干，深入全县15个乡镇、300多个行政村，通过"上门走访+村两委协 助+行业协会对接 ...

日前，邮储银行 南雄市支行正式 启动红色文化特 色支行建设规 划，以广东省唯 一中央苏区县的 红色资源为依 托，将金融服务 与红色文化传承 深度融合，致力 于打造南雄市金 融与文化创新发 展的标杆项目。 该规划立足苏区 邮储银行南雄市 支行：打造金融 与红色文化融合 新标杆_南方+_ 南方plus 底蕴，围绕红色 文化定位、多维 建设目标、沉浸 式资源配置及特 色金融服务等核 心方向，全面布 局支行转型升 级，助力红色基 因传承与区域经 济发展。 作为粤北革命老 区、中央苏区 县，南雄市拥有 深厚的红色文化 底蕴。邮储银行 南雄市支行响应 国家"用好红色 资源、传承红色 基因"的号召， 将网点转型为红 色文化宣传新阵 地。该支行位于 雄东路核心区 位，毗邻博物馆 与大型社区，硬 件设施完备，为 特色建设提供坚 实基础。此次规 划明确以"金融 +红色文化"为核 心定位，计划 2025年12月前通 过评审准入、 2026年1月完成 挂牌，力争成为 南雄市红色文化 传播与普惠金融 服务的双标杆。 邮储银行南雄市 支行明确三大核 心建设目标：一 是以文化传承为 核心，打造沉浸 式红色体验场 景，形成区域内 有影响力的 ...

证券日报网讯 12月18日晚间，东江环保发布公告称，鉴于绵阳东江无力偿还贷款，公司将继续向邮储 银行履行担保代偿责任人民币137.32万元（贷款利息）。 （文章来源：证券日报） ...

Group 1 - The core viewpoint of the news is that A-share listed banks are expected to distribute significant cash dividends, with a total expected amount exceeding 260 billion yuan, indicating a trend towards increased shareholder returns [1][2] - As of December 17, 2025, 26 A-share listed banks have disclosed their mid-term or quarterly dividend plans, surpassing the 24 banks that did so for 2024 [1][2] - The six major state-owned banks are the main contributors to this dividend distribution, with a total cash dividend expected to exceed 200 billion yuan, accounting for over 70% of the total dividends from all listed banks [2] Group 2 - The Industrial and Commercial Bank of China leads the dividend distribution with 50.396 billion yuan, followed by other major banks such as China Construction Bank and Agricultural Bank of China [2] - Several banks, including China Merchants Bank and Changsha Bank, are initiating mid-term dividends for the first time, with a total dividend amount of approximately 23 billion yuan [2] - The trend of high-frequency dividends aligns with national policy directives aimed at enhancing the quality of capital market development and protecting investor rights [3][4] Group 3 - The increase in dividend frequency is seen as a positive response to policy guidance, providing a model for other listed companies to improve their dividend mechanisms [4] - High-frequency dividends not only enhance shareholder satisfaction but also meet the investment needs of long-term funds such as social security and pension funds [4][5] - The banking sector's move towards mid-term dividends is expected to positively impact stock prices and the overall banking sector, signaling strong profitability and ample cash flow [6]

Core Viewpoint - Postal Savings Bank of China Suqian Branch is actively enhancing public awareness of anti-fraud and anti-money laundering measures through a comprehensive promotional campaign aimed at maintaining financial order stability [1][2] Group 1: Promotional Activities - The bank has organized a special campaign focusing on anti-telecom network fraud and anti-money laundering, utilizing various promotional measures to strengthen financial security [1] - In-branch promotional efforts include the use of televisions, posters, and banners to disseminate information about common fraud types, money laundering methods, and payment security knowledge [1] - A consultation desk has been established where professional staff provide answers to customer inquiries and explain the core content of the new Anti-Money Laundering Law [1] Group 2: Media Outreach - The bank is expanding its outreach through WeChat, official websites, and SMS platforms to regularly share policy interpretations, case analyses, and fraud prevention tips [1] - Employees are encouraged to share this information in social media groups to raise public awareness and ensure comprehensive coverage of anti-fraud and anti-money laundering knowledge [1] Group 3: Employee Training and Community Engagement - The bank is conducting multi-level training for employees to enhance their skills in identifying fraud and money laundering behaviors, thereby improving their professional service capabilities [2] - Employees are also actively promoting anti-fraud and anti-money laundering knowledge during customer interactions, emphasizing the societal dangers of participating in money laundering activities [2] - The promotional team is engaging with various community groups, including schools and businesses, through the distribution of informational materials and on-site explanations to ensure widespread financial safety knowledge [2] Group 4: Future Plans - The bank plans to continue reinforcing the effectiveness of its promotional efforts by innovating and diversifying its outreach methods, aiming for regular financial safety campaigns [2] - The ultimate goal is to protect public assets and contribute to maintaining financial order and a secure financial environment [2]

Core Viewpoint - The strategic cooperation agreement between the Shuyang County Transportation Bureau and Postal Savings Bank aims to enhance practical collaboration and support the high-quality economic and social development of Shuyang [1] Group 1: Strategic Cooperation - The signing of the agreement marks an important step in deepening cooperation between the two parties, focusing on serving the local economy [1] - The Postal Savings Bank emphasizes the role of transportation as a vital artery for economic development and a bridge for improving people's livelihoods [1] Group 2: Financial Services and Infrastructure - The cooperation will leverage significant infrastructure projects, rural road upgrades, and smart transportation construction to provide a broad market for financial services [1] - The Postal Savings Bank plans to actively engage and provide financial support to every aspect of the transportation sector in Shuyang [1] Group 3: Implementation and Future Plans - The Shuyang County Transportation Bureau will establish a regular working mechanism to facilitate ongoing collaboration [1] - The focus will be on integrating port, shipping, and transportation industries, recommending quality projects, and developing financing service plans aligned with the "14th Five-Year Plan" [1]

Core Viewpoint - The Postal Savings Bank of China is actively responding to the national call to combat telecom network fraud by enhancing public financial security awareness and risk identification capabilities through a comprehensive anti-fraud publicity campaign [1][2] Group 1: Campaign Objectives - The campaign aims to shift the focus from "post-event interception" to "pre-event prevention" by building a financial safety "firewall" in collaboration with customers and the public [1] - The initiative includes a multi-channel and multi-form approach to education, ensuring full coverage of the community [1] Group 2: Targeted Outreach - The campaign specifically targets high-risk groups, implementing tiered and precise publicity strategies [2] - For elderly clients, the focus is on principles of "do not trust, do not disclose, do not transfer," along with safe mobile banking practices [2] - For corporate finance personnel, specialized training is provided to prevent scams involving impersonation and forged payment instructions [2] - For students, the campaign promotes rational consumption and warns against the legal risks of lending personal banking information [2] Group 3: Future Commitment - The bank plans to continue fulfilling its social responsibility by promoting regular anti-fraud education and expanding the "Five In" outreach activities [2] - There is a commitment to innovate educational models to institutionalize anti-fraud publicity, thereby contributing to the stability of the financial order and protecting public property [2]

Core Viewpoint - Postal Savings Bank of China (PSBC) has successfully identified and intercepted a telecom fraud attempt, demonstrating its commitment to protecting customers' financial safety and enhancing fraud prevention measures [1][2] Group 1: Incident Details - A senior customer attempted to make a cross-bank transfer at PSBC's Shuqian County Qixiong Town branch, raising suspicions due to unclear explanations about the transfer purpose and unfamiliarity with the recipient [1] - The bank staff, trained to recognize fraud patterns, identified the situation as a typical telecom scam involving a supposed lawyer promising guaranteed legal success for a fee of 3,000 yuan [1] - The local police were promptly notified, and upon investigation, it was confirmed that the lawyer's credentials were fraudulent, leading to the successful interception of the scam [1] Group 2: Ongoing Efforts - PSBC's Suqian branch emphasizes the importance of preventing telecom fraud and prioritizes the safety of citizens' financial assets [2] - The bank plans to enhance its anti-fraud publicity efforts through multi-faceted campaigns and improve training for staff to increase their sensitivity and insight into potential fraud cases [2] - The goal is to effectively safeguard customer funds and protect the public's financial interests [2]