每经编辑｜陈鹏程 王晓波 国际金银续创新高，COMEX黄金期货涨1.31%，报4562美元/盎司，本周累涨3.98%；现货黄金涨1.12%，报4531.1美元/盎司，本周累涨4.44%。COMEX白银 期货涨11.15%，报79.68美元/盎司，本周累涨18.06%；现货白银涨10.24%，报79.196美元/盎司，本周累涨17.87%。现货钯金收涨14.24%，报1923.4美元/盎 司，本周累涨12.63%；现货铂金收涨10.31%，报2450.91美元/盎司，本周累涨24.31%。 沪银夜盘收涨6.03%，报19204元人民币/千克，创收盘历史新高。 国际油价大幅收跌，美油主力合约跌2.43%，报56.93美元/桶；布伦特原油主力合约跌2.15%，报60.47美元/桶。 2 外交部回应日本领导人或参拜靖国神社：日方不要错上加错 12月26日，外交部发言人林剑主持例行记者会。有记者提问，日本领导人可能参拜靖国神社，俄罗斯外交部发言人就此予以批评。林剑表示，我们赞赏俄方 的有关表态。靖国神社供奉有14名二战甲级战犯，是日本军国主义发动对外侵略战争的精神工具和象征。今年是中国人民抗日战争暨世界反法西斯战争胜利 ...

一、同意撤销中国人寿保险股份有限公司沈阳市苏家屯区支公司第四营销服务部。 二、接此批复文件后，中国人寿保险股份有限公司沈阳市苏家屯区支公司第四营销服务部应立即停止一 切经营活动，于15个工作日内向辽宁金融监管局缴回许可证，并按照有关法律法规要求办理相关手续。 2025年12月17日，辽宁金融监管局发布批复称，《中国人寿保险股份有限公司辽宁省分公司关于撤销中 国人寿保险股份有限公司沈阳市苏家屯区支公司第四营销服务部的请示》(国寿人险辽发〔2025〕376 号)收悉。经审核，现批复如下： ...

Core Viewpoint - China Life Insurance's efficient claims service has successfully processed claims, providing warmth and hope to families in distress, highlighting the insurance industry's role as a "social stabilizer" [1][3] Claims Processing - In a recent case, a client diagnosed with lung cancer received a claim payment of 20,000 yuan within a day of submitting the claim, exemplifying the "critical illness one-day claim" commitment [4][1] - The company has optimized internal approval processes and enhanced inter-departmental collaboration to expedite claims payments, alleviating financial pressure on families [5][2] Industry Standards - The "critical illness one-day claim" initiative not only aids families but also sets a positive example for the insurance industry, emphasizing a customer-centric service philosophy [6][2] - The company has integrated advanced technologies such as big data and artificial intelligence to streamline claims processing, significantly improving efficiency and customer experience [6][2] - Recent data indicates that the company has reduced claims processing times and increased customer satisfaction, having provided claims services to millions and paid out hundreds of billions in claims [6][3] Future Commitment - The company aims to continue enhancing service levels and claims capabilities, adhering to the core philosophy of "helping others to achieve oneself," thereby safeguarding the quality of life for its clients [6][3]

Core Viewpoint - The company plans to acquire 100% equity of Guodian Power Nuclear through asset swaps and share issuance, while divesting 100% equity of State Power Investment Corporation and raising supporting funds [1] Group 1 - The company received approval from the China Securities Regulatory Commission (CSRC) on December 26, 2025, to issue 7.578 billion shares to China National Nuclear Technology and 4.412 billion shares to China Life Insurance for the acquisition [1] - The company is authorized to raise supporting funds not exceeding 5 billion yuan through the issuance of shares [1] - The approval is valid for 12 months from the date of issuance, and the company will handle the transaction matters within the stipulated period and disclose timely updates [1]

Core Viewpoint - The article emphasizes the importance of liquidity risk management for insurance companies, highlighting new regulatory adjustments that include actual operating indicators, predictive indicators, and retrospective indicators to provide timely warnings of potential liquidity risks [2][10][11]. Group 1: Liquidity Risk Indicators - The new regulatory framework includes three types of indicators: actual operating indicators (net cash flow), predictive indicators (liquidity coverage ratio), and retrospective predictive indicators (operating cash flow retrospective adverse deviation rate) [2][11]. - The liquidity coverage ratio (LCR) under basic and stress scenarios must not fall below 100% and 50% respectively, with the average LCR for 73 life insurance companies being 96.2% under stress scenarios [8][49][53]. Group 2: Net Cash Flow Analysis - In the third quarter of 2025, the cumulative net cash flow for 73 life insurance companies was -23.7 billion, indicating a negative trend over three consecutive years [13][20]. - Among these companies, 16 maintained positive net cash flow over the past three years, while 37 had negative cash flow in one year, and 19 had negative cash flow in two years [20][21]. Group 3: Adverse Deviation Rate - The operating cash flow retrospective adverse deviation rate for the industry was 126%, indicating that actual results were better than predicted [29]. - Notably, two companies had consecutive adverse deviation rates below -30%, which may indicate non-compliance with regulatory requirements [34][36]. Group 4: Company-Specific Insights - Companies such as Sanxia Life and Ping An Pension have shown concerning trends with their adverse deviation rates falling below regulatory thresholds [34][36]. - The average liquidity coverage ratio for the 73 companies under basic scenarios was 147%, with a median of 111%, indicating overall compliance with regulatory requirements [42][46].

据中央纪委国家监委驻中国人寿纪检监察组、江西省纪委监委消息：日前，中央纪委国家监委驻中国人寿 纪检监察组、江西省上饶市监委对中国人寿保险（集团）公司原党委书记、总裁杨超严重违纪违法问题进 行了纪律审查和监察调查。 经查，杨超身为金融央企党员领导干部，丧失理想信念，背弃初心使命，政治信仰动摇，对党不忠诚不老 实；纪律意识淡薄，无视中央八项规定精神，违规收受礼品和接受宴请，长期违规配备、使用公务用车； 违背组织原则，在组织函询时不如实说明问题，在干部职级晋升、职工录用等工作中为他人谋取利益并收 受财物；廉洁底线失守，退而不休，违规兼职取酬，违规经商办企业；家风不正，长期纵容默许亲属利用 其职权或影响力谋取私利；插手投资活动，非法收受巨额财物，系投资领域腐败的典型。 杨超严重违反党的政治纪律、组织纪律、廉洁纪律和生活纪律，构成严重职务违法并涉嫌受贿罪、利用影 响力受贿罪，且在党的十八大后不收敛、不收手，性质严重，影响恶劣，应予严肃处理。依据《中国共产 党纪律处分条例》《中华人民共和国监察法》《中华人民共和国公职人员政务处分法》等有关规定，经中 国人寿保险（集团）公司党委研究，决定给予杨超开除党籍处分，按规定取消其享 ...

来源：中央纪委国家监委网站 End 欢迎分享给你的朋友！ 出品 | 中国能源报（c ne ne rgy） 责编 | 李慧颖 中央纪委国家监委网站12月26日消息，据中央纪委国家监委驻中国人寿纪检监察组、江西省纪委监委消息：日前，中央纪委国家监委 驻中国人寿纪检监察组、江西省上饶市监委对 中国人寿保险（集团）公司原党委书记、总裁杨超 严重违纪违法问题进行了纪律审查和 监察调查。 经查，杨超身为金融央企党员领导干部，丧失理想信念，背弃初心使命，政治信仰动摇，对党不忠诚不老实；纪律意识淡薄，无视中央 八项规定精神，违规收受礼品和接受宴请，长期违规配备、使用公务用车；违背组织原则，在组织函询时不如实说明问题，在干部职级 晋升、职工录用等工作中为他人谋取利益并收受财物；廉洁底线失守，退而不休，违规兼职取酬，违规经商办企业；家风不正，长期纵 容默许亲属利用其职权或影响力谋取私利；插手投资活动， 非法收受巨额财物 ，系投资领域腐败的典型。 杨超严重违反党的政治纪律、组织纪律、廉洁纪律和生活纪律，构成严重职务违法并涉嫌受贿罪、利用影响力受贿罪，且在党的十八大 后不收敛、不收手，性质严重，影响恶劣，应予严肃处理。依据《中国共产 ...

Core Points - The Central Commission for Discipline Inspection and the Jiangxi Provincial Supervisory Commission are investigating Yang Chao, the former Party Secretary and President of China Life Insurance (Group) Company, for serious violations of discipline and law [1][2] - Yang Chao is accused of losing his ideals and beliefs, being disloyal to the Party, and violating various regulations, including accepting gifts and banquets, misusing public vehicles, and engaging in corrupt practices [1][2] Summary by Sections Investigation Findings - Yang Chao, as a senior leader in a financial state-owned enterprise, has been found to have serious political and organizational discipline violations, including accepting bribes and abusing his power for personal gain [2] - His actions have been characterized as typical corruption in the investment sector, involving illegal acceptance of substantial financial benefits [1][2] Disciplinary Actions - The Party has decided to expel Yang Chao from the Party and cancel his benefits, while also confiscating his illegal gains [2] - His case has been referred to the Jiangxi Provincial Supervisory Commission for criminal prosecution, along with the related assets [2] Background Information - Yang Chao was born in 1950 and has an extensive career in the insurance and banking sectors, having held various leadership positions before becoming the President of China Life Insurance in 2005 [4] - He retired in 2011 and was under investigation 14 years later, highlighting the long-term implications of his actions [4]

北京商报讯（记者 胡永新）12月26日，中央纪委国家监委网站发布信息显示，据中央纪委国家监委驻中国人寿纪检监察组、江西省纪委监委消息：日前， 中央纪委国家监委驻中国人寿纪检监察组、江西省上饶市监委对中国人寿保险（集团）公司原党委书记、总裁杨超严重违纪违法问题进行了纪律审查和监察 调查。 经查，杨超身为金融央企党员领导干部，丧失理想信念，背弃初心使命，政治信仰动摇，对党不忠诚不老实；纪律意识淡薄，无视中央八项规定精神，违规 收受礼品和接受宴请，长期违规配备、使用公务用车；违背组织原则，在组织函询时不如实说明问题，在干部职级晋升、职工录用等工作中为他人谋取利益 并收受财物；廉洁底线失守，退而不休，违规兼职取酬，违规经商办企业；家风不正，长期纵容默许亲属利用其职权或影响力谋取私利；插手投资活动，非 法收受巨额财物，系投资领域腐败的典型。 杨超严重违反党的政治纪律、组织纪律、廉洁纪律和生活纪律，构成严重职务违法并涉嫌受贿罪、利用影响力受贿罪，且在党的十八大后不收敛、不收手， 性质严重，影响恶劣，应予严肃处理。依据《中国共产党纪律处分条例》《中华人民共和国监察法》《中华人民共和国公职人员政务处分法》等有关规定， 经中国 ...

经济观察网 12月26日，中央纪委国家监委网站通报，据中央纪委国家监委驻中国人寿纪检监察组、江 西省纪委监委消息：日前，中央纪委国家监委驻中国人寿纪检监察组、江西省上饶市监委对中国人寿保 险（集团）公司原党委书记、总裁杨超严重违纪违法问题进行了纪律审查和监察调查。 经查，杨超身为金融央企党员领导干部，丧失理想信念，背弃初心使命，政治信仰动摇，对党不忠诚不 老实；纪律意识淡薄，无视中央八项规定精神，违规收受礼品和接受宴请，长期违规配备、使用公务用 车；违背组织原则，在组织函询时不如实说明问题，在干部职级晋升、职工录用等工作中为他人谋取利 益并收受财物；廉洁底线失守，退而不休，违规兼职取酬，违规经商办企业；家风不正，长期纵容默许 亲属利用其职权或影响力谋取私利；插手投资活动，非法收受巨额财物，系投资领域腐败的典型。 杨超严重违反党的政治纪律、组织纪律、廉洁纪律和生活纪律，构成严重职务违法并涉嫌受贿罪、利用 影响力受贿罪，且在党的十八大后不收敛、不收手，性质严重，影响恶劣，应予严肃处理。依据《中国 共产党纪律处分条例》《中华人民共和国监察法》《中华人民共和国公职人员政务处分法》等有关规 定，经中国人寿保险（集团）公 ...